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Financial Services - Financial - Credit Services - NASDAQ - US
$ 51.4
-1.15 %
$ 4.89 B
Market Cap
-35.69
P/E
CASH FLOW STATEMENT
186 M OPERATING CASH FLOW
216.10%
-238 M INVESTING CASH FLOW
-100.69%
560 M FINANCING CASH FLOW
161.29%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Upstart Holdings, Inc.
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200m200m100m100m00(100m)(100m)(200m)(200m)(300m)(300m)(400m)(400m)(500m)(500m)(600m)(600m)(700m)(700m)2018201820192019202020202021202120222022202320232024202420252025
Net Income -129 M
Depreciation & Amortization 20.5 M
Capital Expenditures -837 K
Stock-Based Compensation 133 M
Change in Working Capital 34.6 M
Others 161 M
Free Cash Flow 185 M

Cash Flow

Millions
Dec-2024 Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017
OPERATING CASH FLOW
Net Income (128.6) (240.1) (108.7) 135.4 5.6 (5.0) (11.2) (8.9)
Depreciation & Amortization 20.5 24.9 13.5 7.5 2.3 0.8 0.3 93 K
Deferred Income Tax 0 0 0 (0.2) 29.0 31.1 42.3 (5.2)
Stock Based Compensation 133.4 175.0 125.9 73.2 11.5 3.8 2.0 1.3
Other Operating Activities 126.3 214.2 (683.6) (102.8) (51.0) 0.9 3.0 2.0
Change in Working Capital 34.6 (334.5) (21.9) 55.2 18.3 33 K 13.9 21.1
Cash From Operations 186.3 (160.5) (674.7) 168.4 15.7 31.6 50.3 10.4
INVESTING CASH FLOW
Capital Expenditures (0.8) (1.5) (22.9) (15.1) (5.6) (5.3) (1.0) (0.8)
Other Items (236.9) (116.9) (91.2) (128.8) 142.1 50.7 (136.2) (392.6)
Cash From Investing Activities (237.7) (118.5) (114.1) (143.9) 136.5 45.4 (137.2) (393.4)
FINANCING CASH FLOW
Common Stock Repurchased 22 K 15 K (177.9) 0 0 (0.7) 0 0
Total Debt Repaid 562.7 193.0 287.9 647.1 (82.2) (133.2) 87.8 397.0
Dividends Paid 0 0 0 0 0 0 0 0
Other Financing Activities (2.8) 21.3 20.0 (55.6) 1.7 14.0 47.9 16.8
Cash From Financing Activities 559.9 214.3 130.0 855.4 79.1 (119.2) 135.8 412.7
CHANGE IN CASH
Net Change In Cash 508.5 (64.7) (658.8) 879.9 231.3 (42.2) 48.9 29.7
FREE CASH FLOW
Free Cash Flow 185.5 (172.6) (697.6) 153.2 10.1 26.3 49.3 9.6