Financial Services -
Insurance - Specialty - NASDAQ - US
$ 34.45
0.32 %
$ 1.46 B
Market Cap
-149.78
P/E
1. INTRINSIC VALUE
Balance Sheet
Trupanion, Inc.
| Current Assets | 597 M |
| Cash & Short-Term Investments | 307 M |
| Receivables | 274 M |
| Other Current Assets | 15.9 M |
| Non-Current Assets | 210 M |
| Long-Term Investments | 373 K |
| PP&E | 102 M |
| Other Non-Current Assets | 107 M |
| Current Liabilities | 350 M |
| Accounts Payable | 11.5 M |
| Short-Term Debt | 1.35 M |
| Other Current Liabilities | 337 M |
| Non-Current Liabilities | 134 M |
| Long-Term Debt | 128 M |
| Other Non-Current Liabilities | 6.42 M |
EFFICIENCY
Earnings Waterfall
Trupanion, Inc.
| Revenue | 1.29 B |
| Cost Of Revenue | 1.11 B |
| Gross Profit | 179 M |
| Operating Expenses | 188 M |
| Operating Income | -9.51 M |
| Other Expenses | 119 K |
| Net Income | -9.63 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Trupanion, Inc.
| Net Income | -9.63 M |
| Depreciation & Amortization | 16.5 M |
| Capital Expenditures | -9.72 M |
| Stock-Based Compensation | 33.4 M |
| Change in Working Capital | 4.47 M |
| Others | 12.7 M |
| Free Cash Flow | 38.6 M |
Wall Street Analysts Price Targets
Trupanion, Inc.
Wall Street analysts predict an average 1-year price target for TRUP of $42.4 , with forecasts ranging from
a
low of
$22 to a high of $57 .
TRUP Lowest Price Target
Wall Street Target
22 USD
-36.14%
TRUP Average Price Target
Wall Street Target
42.4 USD
23.00%
TRUP Highest Price Target
Wall Street Target
57 USD
65.46%
4. DIVIDEND
ANALYSIS
TRUP does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
Trupanion, Inc.
Sold
0-3 MONTHS
1.07 M USD 5
3-6 MONTHS
1.89 M USD 6
6-9 MONTHS
405 K USD 2
9-12 MONTHS
145 K USD 3
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
500 K USD 1
9-12 MONTHS
7. News
Destination Pet Resolves Ongoing Legal Dispute with Trupanion
HIGHLANDS RANCH, Colo., March 28, 2025 (GLOBE NEWSWIRE) -- Destination Pet announced today it has resolved an ongoing legal dispute with Trupanion. The matter of Trupanion, Inc. and Trupanion Managers USA, Inc. v. Destination Pet, Inc., Destination Pet LLC, Roy Stein, William Rebozo, and Robert Christensen, was settled and dismissed. Neither Destination Pet, nor the individuals, acknowledge any liability or wrongdoing.
globenewswire.com
- 2 weeks ago
5 Stocks to Watch From Prospering Accident & Health Insurance Industry
Lower claims frequency, moderate pricing and the adoption of technology are likely to boost the performance of Zacks Accident and Health Insurance industry players like AFL, UNM, TRUP, EIG and AMSF.
zacks.com
- 3 weeks ago
Trupanion to Participate in the 46th Annual Raymond James Institutional Investor Conference
SEATTLE, Feb. 26, 2025 (GLOBE NEWSWIRE) -- Trupanion, Inc. (Nasdaq: TRUP), a leader in medical insurance for cats and dogs, announced today that Fawwad Qureshi, Chief Financial Officer, will present at the 46th Annual Raymond James Institutional Investor Conference on Monday, March 3, 2025, at 8:05 a.m. ET and will participate in meetings with investors throughout the day.
globenewswire.com
- 1 month ago
After Plunging -26.69% in 4 Weeks, Here's Why the Trend Might Reverse for Trupanion (TRUP)
Trupanion (TRUP) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.
zacks.com
- 1 month ago
Trupanion: A Solid Investment in the Growing Pet Insurance Market?
In this episode of the Motley Fool Scoreboard, analysts evaluate Trupanion (TRUP -25.49%) and its potential as a pet insurance leader. With a solid track record and a growing market, is Trupanion a smart investment choice?
fool.com
- 1 month ago
Trupanion, Inc. (TRUP) Q4 2024 Earnings Call Transcript
Trupanion, Inc. (NASDAQ:TRUP ) Q4 2024 Earnings Conference Call February 19, 2025 5:00 PM ET Company Participants Gil Melchior - Director of Investor Relations Margi Tooth - President and Chief Executive Officer Fawwad Qureshi - Chief Financial Officer Conference Call Participants Brandon Vazquez - William Blair Jonathan Block - Stifel Wilma Burdis - Raymond James John Barnidge - Piper Sandler Operator Good day and welcome to the Trupanion Fourth Quarter 2024 Earnings Call. All participants will be in listen-only mode.
seekingalpha.com
- 1 month ago
Trupanion (TRUP) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for Trupanion (TRUP) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 1 month ago
Trupanion (TRUP) Q4 Earnings Lag Estimates
Trupanion (TRUP) came out with quarterly earnings of $0.04 per share, missing the Zacks Consensus Estimate of $0.06 per share. This compares to loss of $0.05 per share a year ago.
zacks.com
- 1 month ago
Trupanion Posts Revenue Beat, EPS Miss
Trupanion (TRUP -2.42%), a leader in pet medical insurance, released its Q4 2024 earnings on February 19, 2025. The company delivered mixed results, with earnings per share (EPS) at $0.04, missing analysts' expectations of $0.08 by 50%.
fool.com
- 1 month ago
Trupanion Reports Fourth Quarter & Full Year 2024 Results
SEATTLE, Feb. 19, 2025 (GLOBE NEWSWIRE) -- Trupanion, Inc. (Nasdaq: TRUP), a leading provider of medical insurance for cats and dogs, today announced financial results for the fourth quarter and full year ended December 31, 2024.
globenewswire.com
- 1 month ago
South America Pet Insurance Market Outlook 2030, with Profiles of Nationwide, PetFirst Pet Insurance, PetPlan Pet Insurance and Trupanion
Dublin, Feb. 19, 2025 (GLOBE NEWSWIRE) -- The "South America Pet Insurance Market Outlook, 2030" report has been added to ResearchAndMarkets.com's offering. The pet insurance market in South America is poised for considerable growth by 2030, bolstered by the increasing number of pet owners and heightened awareness of animal health care. This burgeoning market is a reflection of a changing society where pets are considered family members, meriting the same level of care and protection as human relatives. With this anthropomorphic shift, pet owners are more inclined to secure financial safety nets to cover potential veterinary costs, thus stimulating the expansion of the pet insurance sector. Rise in pet ownership driving market growth Cultural changes, urbanization, and demographic shifts are contributing to a surge in pet ownership across South America. As pets become more integral to family structures, owners are proactively investing in the well-being of their furry companions through routine veterinary care and preventive measures. This increased focus on pet health has sparked a demand for pet insurance, easing the financial burden for owners and enabling them to manage unforeseen health expenses. Economic growth fuelling industry development The steady rise in disposable income among South America's middle class is rendering pet ownership and care more accessible. This, in turn, is expected to boost the demand for pet insurance policies. Furthermore, gradual improvements in regulatory frameworks are fostering a transparent and consumer-friendly insurance market, encouraging innovation and growth in this sector. Geographical and segment insights Argentina and Brazil are at the forefront of pet ownership in South America, creating vast potential markets for pet insurance providers. While dogs currently dominate the preference among pet owners, other pets, including cats, birds, and fish, are expected to significantly contribute to market growth. The insurance sector is responding to these trends with innovative offerings, maximum coverage plans, and competitive premiums. As the industry prepares for a decade of growth and evolution, entities directly or tangentially associated with the pet insurance sector – from manufacturers and suppliers to associations, organizations, and even governmental entities – will find that aligning their strategies with these market trends will be crucial for success. This transformative period promises opportunities for companies ready to meet the emerging needs of South American pet owners with creative and customer-centric insurance products. Report Scope
globenewswire.com
- 1 month ago
Trupanion (TRUP) Earnings Expected to Grow: Should You Buy?
Trupanion (TRUP) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 2 months ago
8. Profile
Summary
Trupanion, Inc. TRUP
COUNTRY
US
INDUSTRY
Insurance - Specialty
MARKET CAP
$ 1.46 B
Dividend Yield
0.00%
Description
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Puerto Rico, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.
Contact
6100 4th Avenue South, Seattle, WA, 98108
https://www.trupanion.com
IPO
Date
July 18, 2014
Employees
1130
Officers
Mr. John Gallagher
Chief Operating Officer
Mr. Christopher John Kearns
Chief Legal Officer
Mr. Darryl Graham Andrew Rawlings
Founder & Chair of the Board
Ms. Margaret Rosemary Maria Tooth
President, Chief Executive Officer & Director
Dr. Steve Weinrauch BVMS, MRCVS
Executive Vice President of North America & Veterinary Strategy
Mr. Wei Li
Senior Vice President of Finance & Corporate Controller
Ms. Brenna McGibney
Chief Administrative Officer
Mr. Steve Ireland
Senior Vice President of Marketing
Mr. Fawwad Qureshi
Chief Financial & Information Officer
Ms. Laura Bainbridge
Senior Vice President of Corporate Corporations & Head of Investor Relations