Financial Services -
Banks - Regional - NASDAQ - US
$ 12.68
0.316 %
$ 3.56 B
Market Cap
45.29
P/E
1. INTRINSIC VALUE
Balance Sheet
TFS Financial Corporation
| Current Assets | 1.05 B |
| Cash & Short-Term Investments | 990 M |
| Receivables | 59.4 M |
| Other Current Assets | 0 |
| Non-Current Assets | 16 B |
| Long-Term Investments | 15.3 B |
| PP&E | 33.2 M |
| Other Non-Current Assets | 668 M |
| Current Liabilities | 10.2 B |
| Accounts Payable | 23.2 M |
| Short-Term Debt | 0 |
| Other Current Liabilities | 10.2 B |
| Non-Current Liabilities | 5.03 B |
| Long-Term Debt | 4.82 B |
| Other Non-Current Liabilities | 211 M |
EFFICIENCY
Earnings Waterfall
TFS Financial Corporation
| Revenue | 759 M |
| Cost Of Revenue | 454 M |
| Gross Profit | 305 M |
| Operating Expenses | 204 M |
| Operating Income | 100 M |
| Other Expenses | 20.7 M |
| Net Income | 79.6 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
TFS Financial Corporation
| Net Income | 79.6 M |
| Depreciation & Amortization | 19 M |
| Capital Expenditures | -3.06 M |
| Stock-Based Compensation | 9.5 M |
| Change in Working Capital | 8.86 M |
| Others | -17.9 M |
| Free Cash Flow | 85.5 M |
Wall Street Analysts Price Targets
TFS Financial Corporation
TFSL has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
0.43%
DIVIDEND YIELD
0.282 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
TFS Financial Corporation
Sold
0-3 MONTHS
1.33 M USD 5
3-6 MONTHS
2.8 M USD 6
6-9 MONTHS
21.4 K USD 1
9-12 MONTHS
803 K USD 3
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
9.69 K USD 1
9-12 MONTHS
7. News
Mutual Holding Company for TFS Financial Corporation To Seek Member Approval for Dividend Waivers
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (Nasdaq: TFSL), (the “Company”), the holding company for Third Federal Savings and Loan Association of Cleveland, announced that Third Federal Savings and Loan Association of Cleveland, MHC, (the “MHC”), the mutual holding company that owns 80.9% of the Company's outstanding common stock, will hold a special meeting of its members. The meeting will include a vote on a proposal to waive the MHC's right to receive quarterly dividends totaling.
businesswire.com
- 1 month ago
TFS Financial Corporation Declares Dividend
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the “Company”), the holding company for Third Federal Savings and Loan Association of Cleveland (the “Association”), today announced that the Board of Directors declared a quarterly cash dividend of $0.2825 per share, payable on June 24, 2025, to stockholders of record on June 10, 2025. Third Federal Savings and Loan Association of Cleveland, MHC (the “MHC”), the mutual holding company of the Company and owner of 227,119,132.
businesswire.com
- 1 month ago
Earnings Estimates Moving Higher for TFS Financial (TFSL): Time to Buy?
TFS Financial (TFSL) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 1 month ago
TFS Financial (TFSL) Matches Q2 Earnings Estimates
TFS Financial (TFSL) came out with quarterly earnings of $0.07 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.07 per share a year ago.
zacks.com
- 2 months ago
TFS Financial Reports Second Quarter and 2025 Fiscal Year-To-Date Results
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the "Company", "we", "our"), the holding company for Third Federal Savings and Loan Association of Cleveland (the "Association"), today announced results for the quarter and six months ended March 31, 2025. “Our second quarter earnings reflect our ability to successfully operate in any economic climate,” said Chairman and CEO Marc A. Stefanski. “My optimism for this year continues to be reinforced by the success we have seen.
businesswire.com
- 2 months ago
TFS Financial Corp: A Long-Forgotten Second-Step Thrift Conversion Can Still Provide Value
TFS Financial Corporation offers a steady 9%+ dividend yield, making it an attractive option for income-focused investors despite its complex share structure. The company's consistent performance through various economic cycles and interest rate environments highlights its resilience and strong management. TFSL's valuation is convoluted due to its split ownership, but its public float trades at a very cheap price-to-book ratio of 0.34x.
seekingalpha.com
- 3 months ago
TFS Financial Corporation Declares Dividend
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the “Company”), the holding company for Third Federal Savings and Loan Association of Cleveland (the “Association”), today announced that the Board of Directors declared a quarterly cash dividend of $0.2825 per share, payable on March 20, 2025, to stockholders of record on March 6, 2025. Third Federal Savings and Loan Association of Cleveland, MHC (the “MHC”), the mutual holding company of the Company and owner of 227,119,132.
businesswire.com
- 4 months ago
Can TFS Financial (TFSL) Run Higher on Rising Earnings Estimates?
TFS Financial (TFSL) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 4 months ago
TFS Financial Corporation Reports Earnings Growth in First Quarter Fiscal 2025
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the "Company"), the holding company for Third Federal Savings and Loan Association of Cleveland (the "Association"), today announced results for the quarter ended December 31, 2024. “Our earnings of $22.4 million this quarter show our success in managing margin compression and expenses,” said Chairman and CEO Marc A. Stefanski. “We've also developed creative deposit products, leading to more than $350 million growth in our pr.
businesswire.com
- 5 months ago
TFS Financial: Prioritizing Stability For Dividend Investors
TFS Financial Corporation's unique ownership structure results in dividends being well-covered and the stock trading at a discount to book value per minority share. Approximately 81% of shares are owned by a mutual holding company, with dividends paid only to minority shareholders, ensuring strong dividend coverage. With earnings per minority share at $1.49 and dividends at $1.13, the dividend yield is attractively covered.
seekingalpha.com
- 6 months ago
TFS Financial Corporation Declares Dividend
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the “Company”), the holding company for Third Federal Savings and Loan Association of Cleveland (the “Association”), today announced that the Board of Directors declared a quarterly cash dividend of $0.2825 per share, payable on December 17, 2024, to stockholders of record on December 3, 2024. Third Federal Savings and Loan Association of Cleveland, MHC (the “MHC”), the mutual holding company of the Company and owner of 227,1.
businesswire.com
- 7 months ago
TFS Financial Corporation Announces Fourth Quarter and 2024 Fiscal Year Results
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the "Company", "we", "our"), the holding company for Third Federal Savings and Loan Association of Cleveland (the "Association"), today announced results for the quarter and fiscal year ended September 30, 2024. “During the year, Third Federal capitalized on the strong growth in our home equity products, and earnings increased approximately 6% in 2024 from the prior year, to almost $80 million,” said Chairman and CEO Marc A.
businesswire.com
- 8 months ago
8. Profile
Summary
TFS Financial Corporation TFSL
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 3.56 B
Dividend Yield
0.43%
Description
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and 37 full-service branches and 7 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
Contact
7007 Broadway Avenue, Cleveland, OH, 44105
https://www.thirdfederal.com
IPO
Date
April 23, 2007
Employees
919
Officers
Ms. Deborah L. Hand
Chief Risk Officer
Ms. Susanne Noel Miller
Chief Accounting Officer
Mr. Bradley T. Stefanski
Chief Strategy Officer of Third Federal Savings and Loan Association of Cleveland
Ms. Sandra M. Long
Chief Consumer Banking Officer of Third Federal Savings and Loan Association of Cleveland
Mr. Gavin B. Stefanski
Chief Experience Officer of Third Federal Savings and Loan
Ms. Cathy W. Zbanek
Vice President & Chief Synergy Officer of Third Federal Savings and Loan Association of Cleveland
Mr. Marc A. Stefanski
Chairman, President & Chief Executive Officer
Ms. Meredith S. Weil
Chief Financial Officer, Corporate Secretary, Treasurer & Director
Mr. Andrew James Rubino
Vice President & Chief Information Officer of Third Federal Savings and Loan Association of Cleveland
Mr. Timothy W. Mulhern
Vice President & Chief Innovation Officer of Third Federal Savings and Loan Association of Cleveland