Financial Services -
Banks - Regional - NASDAQ - US
$ 2.3
-9.8 %
$ 6.4 M
Market Cap
-0.13
P/E
1. INTRINSIC VALUE
Balance Sheet
SHF Holdings, Inc.
| Current Assets | 11.7 |
| Cash & Short-Term Investments | 2.32 |
| Receivables | 1.12 M |
| Other Current Assets | 9.38 |
| Non-Current Assets | 1.52 |
| Long-Term Investments | 0 |
| PP&E | 707 B |
| Other Non-Current Assets | 811 B |
| Current Liabilities | 12.7 |
| Accounts Payable | 216 K |
| Short-Term Debt | 418 K |
| Other Current Liabilities | 12.7 |
| Non-Current Liabilities | 12.8 M |
| Long-Term Debt | 11.5 M |
| Other Non-Current Liabilities | 1.36 M |
EFFICIENCY
Earnings Waterfall
SHF Holdings, Inc.
| Revenue | 17.9 M |
| Cost Of Revenue | 3.34 M |
| Gross Profit | 14.5 M |
| Operating Expenses | 27.9 M |
| Operating Income | -7.09 M |
| Other Expenses | 41.2 M |
| Net Income | -48.3 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
SHF Holdings, Inc.
| Net Income | -48.3 M |
| Depreciation & Amortization | 712 K |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 1.58 M |
| Change in Working Capital | -2.05 M |
| Others | 2.07 M |
| Free Cash Flow | 430 K |
Wall Street Analysts Price Targets
SHF Holdings, Inc.
SHFS has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
SHFS does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
SHF Holdings, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Safe Harbor Financial Partners with Bennett Thrasher to Deliver Advanced Financial Services to Cannabis Operators Nationwide
DENVER, May 29, 2025 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor Financial (Safe Harbor) (Nasdaq: SHFS), a fintech leader in facilitating financial services and credit facilities to the cannabis industry, announced a strategic partnership with Bennett Thrasher , a leading accounting and advisory firm. This collaboration brings rigorous financial compliance and advisory services to businesses operating in regulated markets — supporting operational and financial compliance from startup through expansion.
globenewswire.com
- 2 weeks ago
Safe Harbor Financial Expands Executive Leadership Team with Appointments of Jeffrey Kay as SVP of Marketing and Dominic Marella as VP of Business Development
GOLDEN, Colo., April 30, 2025 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor Financial (“Safe Harbor” or the “Company”) (Nasdaq: SHFS), a fintech leader providing financial services and credit facilities to the regulated cannabis industry, announced two strategic appointments to its leadership team: Jeffrey Kay as senior vice president of Marketing and the return of Dominic Marella as vice president of Business Development.
globenewswire.com
- 1 month ago
Safe Harbor Financial and FundCanna Announce Strategic Partnership to Expand Access to Capital for Cannabis Operators
GOLDEN, Colo. and SOLANA BEACH, Calif.
globenewswire.com
- 2 months ago
Safe Harbor Financial and Würk Partner to Expand Access to Cannabis Financial Services and Workforce Solutions
DENVER, April 03, 2025 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor Financial (Safe Harbor) (Nasdaq: SHFS), a fintech leader in facilitating financial services and credit facilities to the regulated cannabis industry is expanding its partnership with Würk , the first and leading Human Capital Management (HCM) company in the cannabis industry. Through this strategic partnership, Safe Harbor and Würk and will establish a mutual referral program leveraging their combined expertise in providing innovative HCM and financial services solutions to help cannabis businesses secure the banking1 rates and financial support necessary for success.
globenewswire.com
- 2 months ago
Safe Harbor Financial Reports Fourth Quarter and Year-End 2024 Results
— Adjusted EBITDA (1) is positive for each of the last 3 years; Adjusted Working Capital (2) is approximately positive $2 million
globenewswire.com
- 2 months ago
Safe Harbor Financial Names Mike Regan as Head of Investor Relations and Data Science
Industry Expert Brings Extensive Experience in Investment Analysis and Product Innovation to Drive Growth Initiatives and Advance Cannabis Sector Solutions Industry Expert Brings Extensive Experience in Investment Analysis and Product Innovation to Drive Growth Initiatives and Advance Cannabis Sector Solutions
globenewswire.com
- 2 months ago
Newly Appointed Safe Harbor Financial CEO Terry Mendez Issues Letter to Shareholders
Highlights Successful Debt Modification Agreement with PCCU and Upcoming Special Shareholder Meeting on Thursday, March 13 at 4:30 p.m. ET Highlights Successful Debt Modification Agreement with PCCU and Upcoming Special Shareholder Meeting on Thursday, March 13 at 4:30 p.m. ET
globenewswire.com
- 3 months ago
Safe Harbor Financial Successfully Modifies Debt Obligation with Partner Colorado Credit Union
Agreement Unlocks Over $6 Million in Cash Flow and Extends Due Date to October 2030 Agreement Unlocks Over $6 Million in Cash Flow and Extends Due Date to October 2030
globenewswire.com
- 3 months ago
Safe Harbor Financial Originates $1,500,000 Secured Credit Facility for Missouri Cannabis Operator
Second Tranche of a $5 Million Loan Funding Package to Refinance High-Interest Senior Debt Second Tranche of a $5 Million Loan Funding Package to Refinance High-Interest Senior Debt
globenewswire.com
- 4 months ago
Safe Harbor Financial Announces Temporary Pause in Principal Payments and Ongoing Discussions to Modify Promissory Note with PCCU
PCCU Modifies Credit Facility with Safe Harbor by Pausing Principal Payments for Two Months as New Terms are Considered; Safe Harbor Intends to Commence Making Growth Investments Immediately PCCU Modifies Credit Facility with Safe Harbor by Pausing Principal Payments for Two Months as New Terms are Considered; Safe Harbor Intends to Commence Making Growth Investments Immediately
globenewswire.com
- 4 months ago
Safe Harbor Financial Commences CEO Succession and Strategic Planning Initiative
Sundie Seefried to Immediately Become Co-CEO and Retire in 30 Days; Will Remain on Board of Directors Post-Transition Business Transformation Expert, Terry Mendez, Appointed Co-CEO; Will Become CEO Upon Retirement of Seefried GOLDEN, Colo., Jan. 29, 2025 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor Financial (“Safe Harbor” or the “Company”) (NASDAQ: SHFS), a fintech leader in facilitating financial services and credit facilities to the regulated cannabis industry, announced today that its current CEO, Sundie Seefried, plans to retire in 30 days.
globenewswire.com
- 4 months ago
Safe Harbor Financial Surpasses $25 Billion in Cannabis-Related Funds as It Celebrates 10th Anniversary
Milestone Underscores the Company's Leadership in Providing Reliable Financial Services, Credit Facilities and Innovative Solutions for the Regulated Cannabis Industry Milestone Underscores the Company's Leadership in Providing Reliable Financial Services, Credit Facilities and Innovative Solutions for the Regulated Cannabis Industry
globenewswire.com
- 5 months ago
8. Profile
Summary
SHF Holdings, Inc. SHFS
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 6.4 M
Dividend Yield
0.00%
Description
SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, savings and investment options, commercial lending, courier services, remote deposit services, automated clearing house payments and origination, and wire payments. Its services allow cannabis related businesses to obtain services from financial institutions that allow them to run their business with enhanced financial insight into their business and access to resources. The company was founded in 2015 and is based in Arvada, Colorado.
Contact
5269 W. 62nd Avenue, Golden, CO, 80003
https://shfinancial.org
IPO
Date
Aug. 20, 2021
Employees
41
Officers
Mr. Donald T. Emmi
Board Secretary & Chief Legal Officer
Mr. Jeffrey R. Kay
Senior Vice President of Marketing
Mr. Paul Richard Penney
Chief Investment Officer
Mr. Terrance E. Mendez
Chief Executive Officer
Mr. James H. Dennedy M.B.A.
Chief Financial Officer
Ms. Sundie L. Seefried
Founder & Director
Mr. Michael John Regan
Head of Investor Relations & Data Science