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Technology - Software - Infrastructure - NASDAQ - US
$ 10.37
0.387 %
$ 3.7 B
Market Cap
30.5
P/E
1. INTRINSIC VALUE

Payoneer Global Inc. operates a payment and commerce-enabling platform that facilitates marketplaces, platforms and online merchants worldwide. It delivers a suite of services that includes cross-border payments, B2B accounts payable/accounts receivable, multi-currency account, physical and virtual Mastercard cards, working capital, merchant, tax, compliance and risk, and others. The company's platform delivers bank-grade security, stability, and redundancy combined with modern digital capabilities that interconnects the world on a single platform. Its cross-border payment solutions support an ecosystem of marketplaces and marketplace sellers to pay their sellers in approximately 190 countries and territories by connecting to Payoneer APIs and for sellers to get paid.[ Read More ]

The intrinsic value of one PAYO stock under the base case scenario is HIDDEN Compared to the current market price of 10.4 USD, Payoneer Global Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart PAYO

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FINANCIALS
831 M REVENUE
32.42%
104 M OPERATING INCOME
566.41%
93.3 M NET INCOME
879.72%
159 M OPERATING CASH FLOW
89.96%
-44.3 M INVESTING CASH FLOW
-771.78%
512 M FINANCING CASH FLOW
-64.97%
248 M REVENUE
3.65%
35.2 M OPERATING INCOME
-27.91%
41.6 M NET INCOME
28.22%
50.1 M OPERATING CASH FLOW
21.06%
-1.15 B INVESTING CASH FLOW
-108.44%
6.54 M FINANCING CASH FLOW
-91.57%
Balance Sheet Decomposition Payoneer Global Inc.
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Current Assets 7.11 B
Cash & Short-Term Investments 624 M
Receivables 66.3 M
Other Current Assets 6.42 B
Non-Current Assets 183 M
Long-Term Investments 5.78 M
PP&E 40.4 M
Other Non-Current Assets 137 M
Current Liabilities 6.54 B
Accounts Payable 33.9 M
Short-Term Debt 7.17 M
Other Current Liabilities 6.5 B
Non-Current Liabilities 85.7 M
Long-Term Debt 36.2 M
Other Non-Current Liabilities 49.5 M
EFFICIENCY
Earnings Waterfall Payoneer Global Inc.
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Revenue 831 M
Cost Of Revenue 148 M
Gross Profit 683 M
Operating Expenses 567 M
Operating Income 104 M
Other Expenses 10.3 M
Net Income 93.3 M
RATIOS
82.15% GROSS MARGIN
82.15%
12.47% OPERATING MARGIN
12.47%
11.23% NET MARGIN
11.23%
14.05% ROE
14.05%
1.28% ROA
1.28%
10.69% ROIC
10.69%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Payoneer Global Inc.
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Net Income 93.3 M
Depreciation & Amortization 27.8 M
Capital Expenditures -47.8 M
Stock-Based Compensation 65.8 M
Change in Working Capital 5.42 M
Others -12.9 M
Free Cash Flow 112 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Payoneer Global Inc.
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Wall Street analysts predict an average 1-year price target for PAYO of $8.21 , with forecasts ranging from a low of $6.5 to a high of $10 .
PAYO Lowest Price Target Wall Street Target
6.5 USD -37.32%
PAYO Average Price Target Wall Street Target
8.21 USD -20.79%
PAYO Highest Price Target Wall Street Target
10 USD -3.57%
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Payoneer Global Inc.
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Sold
0-3 MONTHS
79.7 M USD 3
3-6 MONTHS
19.2 M USD 3
6-9 MONTHS
11.6 M USD 3
9-12 MONTHS
1.3 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
6 days ago
Nov 11, 2024
Sell 77.4 M USD
Technology Crossover Management VIII, Ltd.
other: May be part of a 13(d) group
- 7500000
10.32 USD
1 week ago
Nov 05, 2024
Sell 96.9 K USD
Perry Itai
Chief Accounting Officer
- 9970
9.723 USD
1 month ago
Oct 15, 2024
Sell 32.8 K USD
Perry Itai
Chief Accounting Officer
- 4100
8 USD
1 month ago
Oct 09, 2024
Sell 31.2 K USD
Perry Itai
Chief Accounting Officer
- 3900
8.0003 USD
2 months ago
Aug 28, 2024
Sell 1.06 M USD
Galit Scott H.
Director
- 150000
7.073 USD
2 months ago
Aug 29, 2024
Sell 1.1 M USD
Galit Scott H.
Director
- 150000
7.3314 USD
3 months ago
Aug 12, 2024
Sell 49 K USD
Perry Itai
Chief Accounting Officer
- 7000
7 USD
6 months ago
May 08, 2024
Sell 497 K USD
Zeevi Avi
Director
- 84266
5.9028 USD
3 months ago
Aug 07, 2024
Sell 934 K USD
Zeevi Avi
Director
- 150000
6.2267 USD
4 months ago
Jul 15, 2024
Sell 3.62 M USD
Galit Scott H.
Director
- 675287
5.3597 USD
4 months ago
Jul 16, 2024
Sell 58.5 K USD
Galit Scott H.
Director
- 10601
5.5193 USD
4 months ago
Jul 11, 2024
Sell 1.23 M USD
Galit Scott H.
Director
- 231073
5.3068 USD
4 months ago
Jul 10, 2024
Sell 2.14 M USD
Galit Scott H.
Director
- 400300
5.3355 USD
4 months ago
Jul 08, 2024
Sell 2.46 M USD
Galit Scott H.
Director
- 446104
5.5036 USD
4 months ago
Jul 09, 2024
Sell 1.9 M USD
Galit Scott H.
Director
- 343728
5.5131 USD
4 months ago
Jul 03, 2024
Sell 773 K USD
Galit Scott H.
Director
- 140912
5.4844 USD
4 months ago
Jul 05, 2024
Sell 2.12 M USD
Galit Scott H.
Director
- 390000
5.4373 USD
4 months ago
Jul 01, 2024
Sell 283 K USD
Galit Scott H.
Director
- 52165
5.4283 USD
4 months ago
Jul 01, 2024
Sell 1.63 M USD
Galit Scott H.
Director
- 300000
5.4283 USD
4 months ago
Jul 02, 2024
Sell 1.95 M USD
Galit Scott H.
Director
- 357767
5.4453 USD
5 months ago
Jun 04, 2024
Sell 81.8 K USD
Galit Scott H.
Director
- 14073
5.8142 USD
5 months ago
May 21, 2024
Sell 36 K USD
Perry Itai
Chief Accounting Officer
- 6000
6 USD
6 months ago
May 14, 2024
Sell 140 K USD
Zeevi Avi
Director
- 23793
5.9023 USD
6 months ago
May 15, 2024
Sell 14.6 K USD
Zeevi Avi
Director
- 2471
5.9004 USD
6 months ago
May 10, 2024
Sell 173 K USD
Zeevi Avi
Director
- 29354
5.902 USD
6 months ago
May 08, 2024
Sell 497 K USD
Zeevi Avi
Director
- 84226
5.9028 USD
6 months ago
May 09, 2024
Sell 59.7 K USD
Zeevi Avi
Director
- 10116
5.9056 USD
6 months ago
May 07, 2024
Sell 64 K USD
Galit Scott H.
Director
- 12221
5.2343 USD
7 months ago
Apr 10, 2024
Sell 928 K USD
Galit Scott H.
Director
- 191283
4.8518 USD
7 months ago
Apr 08, 2024
Sell 1.19 M USD
Galit Scott H.
Director
- 244662
4.8714 USD
7 months ago
Apr 09, 2024
Sell 1.51 M USD
Galit Scott H.
Director
- 310000
4.856 USD
7 months ago
Mar 25, 2024
Sell 1.36 M USD
Galit Scott H.
Director
- 291625
4.661 USD
7 months ago
Mar 26, 2024
Sell 1.68 M USD
Galit Scott H.
Director
- 355717
4.7105 USD
8 months ago
Mar 11, 2024
Sell 1.4 M USD
Galit Scott H.
Director
- 307222
4.5667 USD
8 months ago
Mar 12, 2024
Sell 1.53 M USD
Galit Scott H.
Director
- 340120
4.5058 USD
8 months ago
Mar 04, 2024
Sell 65.3 K USD
Galit Scott H.
Director
- 14073
4.6406 USD
8 months ago
Feb 23, 2024
Sell 33.4 K USD
Goldman Tsafi
Chief Legal & Reg Ofcr
- 6118
5.4537 USD
8 months ago
Feb 20, 2024
Sell 89.9 K USD
Galit Scott H.
Director
- 16697
5.3863 USD
9 months ago
Feb 15, 2024
Sell 334 K USD
Goldman Tsafi
Chief Legal & Regulatory Ofcr
- 61464
5.427 USD
9 months ago
Feb 09, 2024
Sell 458 K USD
Ordonez Beatrice
Chief Financial Officer
- 91458
5.0029 USD
9 months ago
Feb 08, 2024
Sell 15.7 K USD
Ordonez Beatrice
Chief Financial Officer
- 3142
5 USD
9 months ago
Feb 06, 2024
Sell 60.8 K USD
Galit Scott H.
Director
- 12447
4.8837 USD
9 months ago
Jan 23, 2024
Sell 2 K USD
Ordonez Beatrice
Chief Financial Officer
- 400
5 USD
11 months ago
Dec 12, 2023
Sell 211 K USD
Kraft Arnon
Chief Operating Officer
- 39723
5.3222 USD
11 months ago
Dec 05, 2023
Sell 71.2 K USD
Galit Scott H.
Director
- 14073
5.059 USD
11 months ago
Nov 27, 2023
Sell 32.5 K USD
Goldman Tsafi
Chief Legal & Regulatory Ofcr
- 6118
5.3142 USD
11 months ago
Nov 21, 2023
Sell 89.3 K USD
Galit Scott H.
Director
- 16564
5.3893 USD
1 year ago
Nov 13, 2023
Sell 361 K USD
Kraft Arnon
Chief Operating Officer
- 66688
5.412 USD
1 year ago
Nov 06, 2023
Sell 68.2 K USD
Galit Scott H.
Director
- 12222
5.5762 USD
1 year ago
Sep 15, 2023
Sell 929 K USD
Zeevi Avi
Director
- 150000
6.1956 USD
1 year ago
Sep 14, 2023
Sell 219 K USD
Goldman Tsafi
Chief Legal & Regulatory Ofcr
- 35375
6.1885 USD
1 year ago
Sep 05, 2023
Sell 86.8 K USD
Galit Scott H.
Director
- 14073
6.1683 USD
1 year ago
Aug 22, 2023
Sell 97.7 K USD
Galit Scott H.
Director
- 16564
5.8973 USD
1 year ago
Aug 11, 2023
Sell 71.4 K USD
Galit Scott H.
Director
- 12222
5.8422 USD
1 year ago
Aug 11, 2023
Sell 876 K USD
Zeevi Avi
Director
- 150000
5.8419 USD
1 year ago
May 17, 2023
Sell 19.1 K USD
Perry Itai
Chief Accounting Officer
- 4273
4.4691 USD
1 year ago
May 09, 2023
Sell 73.3 K USD
Galit Scott H.
Co-Chief Executive Officer
- 12857
5.7 USD
1 year ago
May 09, 2023
Sell 20.7 K USD
Goldman Tsafi
Chief Legal & Regulatory Ofcr
- 3631
5.7 USD
1 year ago
Mar 06, 2023
Sell 389 K USD
Galit Scott H.
Special Advisor
- 60018
6.48 USD
1 year ago
Feb 24, 2023
Sell 35.8 K USD
Perry Itai
SVP Finance
- 6420
5.57 USD
1 year ago
Feb 24, 2023
Sell 199 K USD
LEVINE MICHAEL G
Chief Financial Officer
- 35741
5.57 USD
1 year ago
Feb 24, 2023
Sell 150 K USD
Goldman Tsafi
Chief Legal & Regulatory Ofcr
- 26861
5.57 USD
1 year ago
Feb 22, 2023
Sell 98.7 K USD
Galit Scott H.
Co-Chief Executive Officer
- 17411
5.67 USD
1 year ago
Feb 22, 2023
Sell 45.4 K USD
LEVINE MICHAEL G
Chief Financial Officer
- 8014
5.67 USD
1 year ago
Feb 08, 2023
Sell 24.2 K USD
Goldman Tsafi
Chief Legal & Regulatory Ofcr
- 4033
6 USD
1 year ago
Feb 08, 2023
Sell 30.3 K USD
LEVINE MICHAEL G
Chief Financial Officer
- 5050
6 USD
1 year ago
Feb 08, 2023
Sell 85.7 K USD
Galit Scott H.
Co-Chief Executive Officer
- 14282
6 USD
1 year ago
Feb 06, 2023
Sell 184 K USD
Clarkson Robert KL
Chief Revenue Officer
- 30800
5.96 USD
1 year ago
Feb 06, 2023
Sell 195 K USD
Clarkson Robert KL
Chief Revenue Officer
- 32524
5.9929 USD
1 year ago
Jan 10, 2023
Sell 21.2 K USD
Kraft Arnon
Chief Operating Officer
- 4000
5.3093 USD
1 year ago
Nov 22, 2022
Sell 96.7 K USD
Galit Scott H.
Co-Chief Executive Officer
- 18049
5.36 USD
1 year ago
Nov 22, 2022
Sell 40.4 K USD
LEVINE MICHAEL G
Chief Financial Officer
- 7536
5.36 USD
2 years ago
Nov 17, 2022
Sell 26.3 K USD
Perry Itai
SVP Finance
- 4706
5.5874 USD
2 years ago
Nov 08, 2022
Sell 86.8 K USD
Galit Scott H.
Co-Chief Executive Officer
- 12880
6.74 USD
2 years ago
Nov 08, 2022
Sell 24.5 K USD
Goldman Tsafi
Chief Legal & Regulatory Ofcr
- 3637
6.74 USD
2 years ago
Nov 08, 2022
Sell 30.7 K USD
LEVINE MICHAEL G
Chief Financial Officer
- 4555
6.74 USD
2 years ago
Nov 03, 2022
Sell 205 K USD
Clarkson Robert KL
Chief Revenue Officer
- 28662
7.15 USD
2 years ago
Nov 04, 2022
Sell 237 K USD
Clarkson Robert KL
Chief Revenue Officer
- 34661
6.8497 USD
2 years ago
Nov 01, 2022
Sell 49.6 K USD
Perry Itai
SVP Finance
- 6200
8 USD
2 years ago
Oct 05, 2022
Sell 34 K USD
Perry Itai
SVP Finance
- 4850
7.0004 USD
2 years ago
Oct 03, 2022
Sell 454 K USD
Kraft Arnon
Chief Operating Officer
- 73000
6.2166 USD
2 years ago
Sep 15, 2022
Sell 22.9 K USD
Perry Itai
SVP Finance
- 3700
6.2 USD
2 years ago
Aug 09, 2022
Sell 20.2 K USD
Goldman Tsafi
Chief Legal & Regulatory Ofcr
- 3645
5.53 USD
2 years ago
Aug 24, 2022
Sell 122 K USD
Goldman Tsafi
Chief Legal & Regulatory Ofcr
- 18786
6.51 USD
2 years ago
Aug 24, 2022
Sell 668 K USD
Galit Scott H.
Co-Chief Executive Officer
- 102596
6.51 USD
2 years ago
Aug 09, 2022
Sell 25.2 K USD
LEVINE MICHAEL G
Chief Financial Officer
- 4566
5.53 USD
2 years ago
Aug 09, 2022
Sell 71.4 K USD
Galit Scott H.
Co-Chief Executive Officer
- 12910
5.53 USD
2 years ago
Aug 24, 2022
Sell 251 K USD
LEVINE MICHAEL G
Chief Financial Officer
- 38592
6.51 USD
2 years ago
Aug 23, 2022
Sell 110 K USD
Galit Scott H.
Co-Chief Executive Officer
- 17726
6.21 USD
2 years ago
Aug 23, 2022
Sell 46 K USD
LEVINE MICHAEL G
Chief Financial Officer
- 7400
6.21 USD
2 years ago
Aug 04, 2022
Sell 605 K USD
Clarkson Robert KL
Chief Revenue Officer
- 110117
5.49 USD
2 years ago
Aug 16, 2022
Sell 251 K USD
LEVINE MICHAEL G
Chief Financial Officer
- 36965
6.8 USD
2 years ago
Aug 16, 2022
Sell 668 K USD
Galit Scott H.
Co-Chief Executive Officer
- 98286
6.8 USD
2 years ago
Aug 16, 2022
Sell 122 K USD
Goldman Tsafi
Chief Legal & Reg Officer
- 17997
6.8 USD
2 years ago
Aug 05, 2022
Sell 71.1 K USD
Galit Scott H.
Co-Chief Executive Officer
- 12747
5.58 USD
2 years ago
Aug 05, 2022
Sell 25.2 K USD
LEVINE MICHAEL G
Chief Financial Officer
- 4508
5.58 USD
2 years ago
Aug 05, 2022
Sell 20.1 K USD
Goldman Tsafi
Chief Legal & Reg. Officer
- 3600
5.58 USD
2 years ago
Aug 02, 2022
Sell 602 K USD
Clarkson Robert KL
Chief Revenue Officer
- 112589
5.35 USD
7. News
Payoneer Global (PAYO) Upgraded to Strong Buy: Here's What You Should Know Payoneer Global (PAYO) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 3 days ago
Best Momentum Stocks to Buy for November 13th TOST, FTNT and PAYO made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on November 13, 2024. zacks.com - 3 days ago
New Strong Buy Stocks for November 13th UBS, KINS, HUYA, PAYO and TOST have been added to the Zacks Rank #1 (Strong Buy) List on November 13, 2024. zacks.com - 3 days ago
3 Top Stocks Crushing Q3 Earnings With Strong 2024 Guidance Every earnings season has its share of outperformers, companies that report blowout quarters and raise their forecasts. The market reacts quickly sending shares sharply higher. marketbeat.com - 4 days ago
Are You Looking for a Top Momentum Pick? Why Payoneer Global Inc. (PAYO) is a Great Choice Does Payoneer Global Inc. (PAYO) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 1 week ago
Earnings Estimates Rising for Payoneer Global (PAYO): Will It Gain? Payoneer Global (PAYO) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 1 week ago
Payoneer Global Inc. (PAYO) Q3 2024 Earnings Call Transcript Payoneer Global Inc. (NASDAQ:PAYO ) Q3 2024 Results Earnings Conference Call November 5, 2024 8:30 AM ET Company Participants Michelle Wang - Vice President of Investor Relations John Caplan - Chief Executive Officer Bea Ordonez - Chief Financial Officer Conference Call Participants Sanjay Sakhrani - KBW Will Nance - Goldman Sachs Mayank Tandon - Needham Darrin Peller - Wolfe Research Mike Grondahl - Northland Securities Trevor Williams - Jefferies Cris Kennedy - William Blair Operator Good morning. Thank you for standing by. seekingalpha.com - 1 week ago
Payoneer Global Inc. (PAYO) Q3 Earnings and Revenues Top Estimates Payoneer Global Inc. (PAYO) came out with quarterly earnings of $0.11 per share, beating the Zacks Consensus Estimate of $0.04 per share. This compares to earnings of $0.05 per share a year ago. zacks.com - 1 week ago
Payoneer Reports Third Quarter 2024 Financial Results NEW YORK--(BUSINESS WIRE)--Payoneer Global Inc. (“Payoneer” or the “Company”) (NASDAQ: PAYO) today reported financial results for its third quarter ended September 30, 2024. businesswire.com - 1 week ago
Payoneer Global: Multiple Drivers To Support Growth Ahead I recommend a buy rating for Payoneer Global (PAYO) due to strong growth drivers and potential for higher-than-expected growth given its large TAM. PAYO's e-commerce diversification and restructuring of B2B strategies have shown positive results, with significant revenue and volume growth in the B2B segment. PAYO's has various monetization opportunities, including new pricing strategies and expanding working capital products. seekingalpha.com - 1 month ago
Tender Offer Arbitrage: Payoneer Will Pay You For Its Warrants Payoneer Global Inc. offers to buy back all its outstanding warrants at $0.78 each, presenting a low-risk opportunity for a 1% gain in less than a week. Payoneer's offer is not subject to financing conditions, approvals, or minimum or maximum number of warrants tendered. Arbitrageurs can profit by purchasing warrants at prices below the Offer price in the market and tendering them before the offer expires. seekingalpha.com - 2 months ago
Payoneer Global: Interest Rate Obstacle Is Far Overdone Payoneer Global Inc. reported strong quarterly results, beating revenue estimates by $16 million and showing 22% growth in payment volumes. The stock traded close to all-time lows at $5 due to a misunderstanding of the growth story, with a major obstacle being the fear of interest rate cuts affecting revenues. Despite strong growth in B2B and Checkout services, Payoneer Global remains undervalued with a market cap of $2.6 billion and EV of $2.1 billion, trading at 9x EV/EBITDA targets for 2024. seekingalpha.com - 3 months ago
8. Profile Summary

Payoneer Global Inc. PAYO

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COUNTRY US
INDUSTRY Software - Infrastructure
MARKET CAP $ 3.7 B
Dividend Yield 0.00%
Description Payoneer Global Inc. operates a payment and commerce-enabling platform that facilitates marketplaces, platforms and online merchants worldwide. It delivers a suite of services that includes cross-border payments, B2B accounts payable/accounts receivable, multi-currency account, physical and virtual Mastercard cards, working capital, merchant, tax, compliance and risk, and others. The company's platform delivers bank-grade security, stability, and redundancy combined with modern digital capabilities that interconnects the world on a single platform. Its cross-border payment solutions support an ecosystem of marketplaces and marketplace sellers to pay their sellers in approximately 190 countries and territories by connecting to Payoneer APIs and for sellers to get paid. The company was founded in 2005 and is based in New York, New York.
Contact 150 West 30th Street, New York, NY, 10001 https://www.payoneer.com
IPO Date Oct. 16, 2020
Employees 2167
Officers Mr. Scott H. Galit Senior Advisor & Director Mr. Itai Perry Senior Vice President of Finance & Principal Accounting Officer Mr. Micheal Sheehy Chief Compliance Officer Michelle Wang Vice President of Investor Relations Ms. Sarit Frumkes Chief Technology Officer Mr. Kevin Ambrosini Senior Vice President of Corporate Development Mr. John R. Caplan Chief Executive Officer & Director Ms. Beatrice Ordonez C.A. Chief Financial Officer Ms. Elana Brickner Chief People Officer Ms. Tsafi Erlich Goldman Chief Legal & Regulatory Officer and Corporate Secretary