NBN - Intrinsic Value and Financial Analysis - Northeast Bank

Northeast Bank NBN

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 99.48

-1.45 %

$ 794 M

Market Cap

12.95

P/E

INCOME STATEMENT

264 M REVENUE

Growth Rates

1Year 117.02%

3Years 24.75%

5Years 31.72%

7Years 24.85%

10Years 22.36%

89.4 M OPERATING INCOME

Growth Rates

1Year 37.05%

3Years -4.02%

5Years 17.97%

7Years 15.97%

10Years 21.34%

58.2 M NET INCOME

Growth Rates

1Year 31.78%

3Years -6.62%

5Years 33.21%

7Years 24.82%

10Years 35.99%

EFFICIENCY

Earnings Waterfall Northeast Bank

Revenue	264 M
Cost Of Revenue	0
Gross Profit	264 M
Operating Expenses	151 M
Operating Income	89.4 M
Other Expenses	31.1 M
Net Income	58.2 M

Income Statement

Millions

	Jun-2024	Jun-2023	Jun-2022	Jun-2021	Jun-2020	Jun-2019	Jun-2018	Jun-2017	Jun-2016	Jun-2015	Jun-2014	Jun-2013	Jun-2012	Jun-2011	Jun-2010	Jun-2009	Jun-2008	Jun-2007	Jun-2006	Jun-2005	Jun-2004	Jun-2003	Jun-2002	Jun-2001	Jun-2000	Jun-1999	Jun-1998	Jun-1997	Jun-1996	Jun-1995	Jun-1994	Jun-1993	Jun-1992	Jun-1991	Apr-1990	Apr-1989	Apr-1988
REVENUE
Revenue	263.8	121.5	104.7	135.9	76.1	66.5	59.0	55.8	45.8	43.0	35.0	40.4	30.4	48.4	29.9	28.3	25.1	23.5	25.3	23.9	20.9	20.4	18.9	17.1	16.6	15.0	14.2	11.5	11.0	11.0	10.1	8.6	6.7	5.6	3.6	0	0
GROSS PROFIT
Cost Of Revenue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	263.8	121.5	104.7	135.9	76.1	66.5	59.0	55.8	45.8	43.0	35.0	40.4	30.4	48.4	29.9	28.3	25.1	23.5	25.3	23.9	20.9	20.4	18.9	17.1	16.6	15.0	14.2	11.5	11.0	11.0	10.1	8.6	6.7	5.6	3.6	0	0
OPERATING INCOME
Operating Expenses	151.2	(56.3)	(38.0)	(34.8)	(42.8)	(27.4)	(23.2)	(24.1)	(24.6)	(23.0)	(22.1)	(25.7)	(20.4)	(24.2)	(13.8)	(10.5)	(1.6)	(1.0)	(2.7)	(4.0)	(3.7)	(0.9)	4.0	10.0	6.7	3.4	2.3	1.4	0	(0.5)	(1.4)	0.6	3.3	4.8	2.2	1.1	0.9
Selling, General and Administrative Expenses	43.9	37.9	36.8	27.7	29.3	28.0	24.8	24.1	21.8	20.9	19.8	21.9	17.9	17.4	13.9	14.4	13.0	12.0	11.1	9.6	8.3	7.6	6.6	5.7	5.3	4.9	4.6	4.0	4.2	4.0	3.3	2.5	1.7	1.8	1.0	0	0
Research and Development Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	89.4	65.2	66.7	101.1	33.3	39.1	35.8	31.7	21.2	20.0	12.9	14.7	10.0	24.3	16.1	17.8	23.5	22.6	22.6	19.8	17.2	19.5	22.9	27.1	23.3	18.4	16.5	12.9	11.0	10.5	8.7	9.2	10.0	10.4	5.8	1.1	0.9
PRE-TAX INCOME
Interest Income Expense	109.3	58.4	5.1	11.0	18.7	19.5	12.6	10.1	7.9	7.2	6.7	6.6	6.3	9.2	13.5	17.0	21.1	20.1	16.8	14.0	12.1	13.8	17.0	21.8	18.4	14.6	12.8	10.5	9.1	8.1	6.5	7.2	8.2	9.4	4.4	0	0
Total Other Income	(1.3)	(0.9)	(0.6)	20 K	(0.6)	(9.4)	(0.8)	(0.7)	(1.0)	(1.1)	(1.0)	(2.7)	0	(3.0)	(0.4)	(8.8)	(8.4)	(0.2)	(6.0)	(14.0)	(12.1)	(13.8)	(17.0)	(21.8)	(18.4)	(14.6)	(12.8)	(10.5)	(9.1)	(8.1)	(6.8)	(7.2)	(8.2)	(9.4)	(4.4)	0	0
Pre-Tax Income	88.1	65.2	61.5	101.1	33.3	19.6	23.2	20.1	11.7	11.1	4.3	6.4	1.2	15.1	2.6	1.0	2.5	2.5	5.9	5.9	5.2	5.7	5.9	5.4	5.0	3.8	3.7	2.4	1.9	2.4	1.9	2.0	1.8	1.0	1.4	0	0
NET INCOME
Tax Provision	29.9	21.0	19.4	29.6	10.5	5.7	7.0	7.8	4.1	4.0	1.6	1.9	0.2	0.7	0.9	38.7 K	0.5	0.6	1.9	1.9	1.6	1.9	2.0	1.9	1.8	1.4	1.3	0.9	0.7	0.9	0.7	0.8	0.7	0.4	0.5	(1.1)	(0.9)
Net Income	58.2	44.2	42.2	71.5	22.7	13.9	16.2	12.3	7.6	7.1	2.7	4.4	2.2	14.3	1.7	0.8	1.9	1.9	4.0	4.0	3.5	3.9	3.9	3.5	3.2	2.4	2.4	1.5	1.2	1.5	1.5	1.2	1.1	0.6	0.9	1.1	0.9
EPS	7.69	6.02	5.4	8.64	2.57	1.54	1.82	1.39	0.8	0.72	0.26	0.39	0.41	4.24	0.64	0.36	0.82	0.77	1.61	1.6	1.38	1.46	1.48	1.32	1.17	0.88	1	0.63	0.55	0.73	0.76	0.71	0.61	0.33	0.6	0.67	0.57

Income Statement

Premium Plan

Unlimited Plan