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Financial Services - Financial - Credit Services - NASDAQ - US
$ 0.9855
-3.38 %
$ 118 M
Market Cap
-0.87
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one LPRO stock under the worst case scenario is HIDDEN Compared to the current market price of 0.986 USD, Open Lending Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one LPRO stock under the base case scenario is HIDDEN Compared to the current market price of 0.986 USD, Open Lending Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one LPRO stock under the best case scenario is HIDDEN Compared to the current market price of 0.986 USD, Open Lending Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart LPRO

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$7.0$7.0$6.0$6.0$5.0$5.0$4.0$4.0$3.0$3.0$2.0$2.0$1.0$1.0$0.0$0.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
24 M REVENUE
-79.55%
-65.4 M OPERATING INCOME
-224.86%
-135 M NET INCOME
-611.74%
17.6 M OPERATING CASH FLOW
-78.71%
-3.9 M INVESTING CASH FLOW
-78.88%
-6.45 M FINANCING CASH FLOW
84.77%
-56.9 M REVENUE
-242.48%
-78.6 M OPERATING INCOME
-4209.91%
-144 M NET INCOME
-10051.22%
-3.38 M OPERATING CASH FLOW
-29.69%
-1.16 M INVESTING CASH FLOW
-14.65%
-2.49 M FINANCING CASH FLOW
-31.94%
Balance Sheet Open Lending Corporation
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Current Assets 276 M
Cash & Short-Term Investments 243 M
Receivables 20.1 M
Other Current Assets 12.4 M
Non-Current Assets 20.6 M
Long-Term Investments 0
PP&E 4.61 M
Other Non-Current Assets 16 M
82.05 %6.79 %4.20 %5.41 %Total Assets$296.4m
Current Liabilities 47.3 M
Accounts Payable 953 K
Short-Term Debt 8.28 M
Other Current Liabilities 38 M
Non-Current Liabilities 171 M
Long-Term Debt 6.55 M
Other Non-Current Liabilities 164 M
3.79 %17.42 %3.00 %75.35 %Total Liabilities$218.3m
EFFICIENCY
Earnings Waterfall Open Lending Corporation
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Revenue 24 M
Cost Of Revenue 23.9 M
Gross Profit 169 K
Operating Expenses 65.5 M
Operating Income -65.4 M
Other Expenses 69.6 M
Net Income -135 M
40m40m20m20m00(20m)(20m)(40m)(40m)(60m)(60m)(80m)(80m)(100m)(100m)(120m)(120m)(140m)(140m)24m(24m)169k(66m)(65m)(70m)(135m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
0.70% GROSS MARGIN
0.70%
-272.14% OPERATING MARGIN
-272.14%
-561.98% NET MARGIN
-561.98%
-172.90% ROE
-172.90%
-45.55% ROA
-45.55%
-53.08% ROIC
-53.08%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Open Lending Corporation
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120m120m100m100m80m80m60m60m40m40m20m20m002018201820192019202020202021202120222022202320232024202420252025
Net Income -135 M
Depreciation & Amortization 1.67 M
Capital Expenditures -165 K
Stock-Based Compensation 8.68 M
Change in Working Capital 70.9 M
Others 53.6 M
Free Cash Flow 17.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Open Lending Corporation
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Wall Street analysts predict an average 1-year price target for LPRO of $16.5 , with forecasts ranging from a low of $7 to a high of $55 .
LPRO Lowest Price Target Wall Street Target
7 USD 610.30%
LPRO Average Price Target Wall Street Target
16.5 USD 1574.28%
LPRO Highest Price Target Wall Street Target
55 USD 5480.92%
Price
Max Price Target
Min Price Target
Average Price Target
60605050404030302020101000May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership Open Lending Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
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0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Bronstein, Gewirtz & Grossman, LLC Encourages Open Lending Corporation (LPRO) Investors to Inquire about Securities Investigation NEW YORK CITY, NY / ACCESS Newswire / April 6, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Open Lending Corporation ("Open Lending" or "the Company") (NASDAQ:LPRO). Investors who purchased Open Lending securities are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/LPRO. accessnewswire.com - 2 weeks ago
INVESTOR ALERT: Faruqi & Faruqi, LLP Investigates Claims on Behalf of Investors of Open Lending Faruqi & Faruqi, LLP Securities Litigation Partner James (Josh) Wilson Encourages Investors Who Suffered Significant Losses In Open Lending To Contact Him Directly To Discuss Their Options globenewswire.com - 2 weeks ago
Bronstein, Gewirtz & Grossman, LLC Initiates an Investigation into Allegations Against Open Lending Corporation (LRPO) And Encourages Shareholders to Reach Out NEW YORK, NY / ACCESS Newswire / April 4, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Open Lending Corporation ("Open Lending" or "the Company") (NASDAQ:LPRO). Investors who purchased Open Lending securities are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/LPRO. accessnewswire.com - 2 weeks ago
INVESTOR ALERT: Faruqi & Faruqi, LLP Investigates Claims on Behalf of Investors of Open Lending Faruqi & Faruqi, LLP Securities Litigation Partner James (Josh) Wilson Encourages Investors Who Suffered Significant Losses In Open Lending To Contact Him Directly To Discuss Their Options NEW YORK, NY / ACCESS Newswire / April 4, 2025 / If you suffered significant losses in Open Lending stock or options and would like to discuss your legal rights, call Faruqi & Faruqi partner Josh Wilson directly at 877-247-4292 or 212-983-9330 (Ext. 1310). [You may also click here for additional information] Faruqi & Faruqi, LLP, a leading national securities law firm, is investigating potential claims against Open Lending Corporation ("Open Lending" or the "Company") (NASDAQ:LPRO). accessnewswire.com - 2 weeks ago
LPRO Investors Have Opportunity to Join Open Lending Corporation Securities Fraud Investigation with the Schall Law Firm LOS ANGELES , April 3, 2025 /PRNewswire/ -- The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Open Lending Corporation ("Open Lending" or "the Company") (NASDAQ: LPRO) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors. prnewswire.com - 2 weeks ago
Bronstein, Gewirtz & Grossman, LLC Initiates an Investigation into Allegations Against Open Lending Corporation (LPRO) And Encourages Stockholders to Reach Out NEW YORK CITY, NY / ACCESS Newswire / April 3, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Open Lending Corporation ("Open Lending" or "the Company") (NASDAQ:LPRO). Investors who purchased Open Lending securities are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/LPRO. accessnewswire.com - 2 weeks ago
Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Open Lending Corporation (LRPO) and Encourages Shareholders to Learn More About the Investigation NEW YORK, NY / ACCESS Newswire / April 3, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Open Lending Corporation ("Open Lending" or "the Company") (NASDAQ:LPRO). Investors who purchased Open Lending securities are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/LPRO. accessnewswire.com - 2 weeks ago
Kirby McInerney LLP Announces Investigation of Possible Claims Against Open Lending Corporation (LPRO) on Behalf of Investors NEW YORK, April 02, 2025 (GLOBE NEWSWIRE) -- The law firm of Kirby McInerney LLP is investigating potential claims against Open Lending Corporation (“Open Lending” or the “Company”) (NASDAQ:LPRO). The investigation concerns whether Open Lending and/or certain of its officers have violated the federal securities laws and/or engaged in other unlawful business practices. globenewswire.com - 2 weeks ago
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Open Lending Corp. - LPRO NEW YORK, NY / ACCESS Newswire / April 2, 2025 / Pomerantz LLP is investigating claims on behalf of investors of Open Lending Corp. ("Open Lending" or the "Company") (NASDAQ:LPRO). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext. accessnewswire.com - 2 weeks ago
INVESTOR ALERT: Faruqi & Faruqi, LLP Investigates Claims on Behalf of Investors of Open Lending Faruqi & Faruqi, LLP Securities Litigation Partner James (Josh) Wilson Encourages Investors Who Suffered Significant Losses In Open Lending To Contact Him Directly To Discuss Their Options globenewswire.com - 2 weeks ago
Open Lending (LPRO) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates Although the revenue and EPS for Open Lending (LPRO) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 2 weeks ago
LPRO DOWN 50%: Block & Leviton Investigating Open Lending Corp. For Potential Securities Fraud; Investors Who Lost Money Should Contact the Firm BOSTON, MA / ACCESS Newswire / April 2, 2025 / Block & Leviton is investigating Open Lending Corp. (Nasdaq:LPRO) for potential securities law violations. Investors who have lost money in their Open Lending Corp. investment should contact the firm to learn more about how they might recover those losses. accessnewswire.com - 2 weeks ago
8. Profile Summary

Open Lending Corporation LPRO

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COUNTRY US
INDUSTRY Financial - Credit Services
MARKET CAP $ 118 M
Dividend Yield 0.00%
Description Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
Contact 1501 South Mopac Expressway, Austin, TX, 78746 https://www.openlending.com
IPO Date March 26, 2018
Employees 205
Officers Mr. John Joseph Flynn Co-Founder & Consultant