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Open Lending Corporation LPRO
Financial Services - Financial - Credit Services - NASDAQ - US
Watchlist
$ 2.445
-5.49 %
$ 293 M
Market Cap
-2.08
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one LPRO stock under the worst case scenario is HIDDEN Compared to the current market price of 2.44 USD, Open Lending Corporation is HIDDEN

LPRO Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one LPRO stock under the base case scenario is HIDDEN Compared to the current market price of 2.44 USD, Open Lending Corporation is HIDDEN

LPRO Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one LPRO stock under the best case scenario is HIDDEN Compared to the current market price of 2.44 USD, Open Lending Corporation is HIDDEN

LPRO Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart LPRO

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1M 19%
6M -110.0%
1Y -151%
3Y -298%
5Y -621%
All
$7.0$7.0$6.0$6.0$5.0$5.0$4.0$4.0$3.0$3.0$2.0$2.0$1.0$1.0$0.0$0.0Feb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '2515 Jul15 Jul
FINANCIALS
24 M REVENUE
-79.55%
Growth Rates
1Year -79.55%
3Years -51.88%
5Years -23.69%
7Years -4.17%
10Years 0.00%
-65.4 M OPERATING INCOME
-224.86%
Growth Rates
1Year -224.86%
3Years -9.63%
5Years -15.37%
7Years -198.89%
10Years 0.00%
-135 M NET INCOME
-611.74%
Growth Rates
1Year -611.74%
3Years -24.38%
5Years -25.86%
7Years -38.06%
10Years 0.00%
17.6 M OPERATING CASH FLOW
-78.71%
Growth Rates
1Year -78.71%
3Years -43.03%
5Years -15.87%
7Years 4.32%
10Years 0.00%
-3.9 M INVESTING CASH FLOW
-78.88%
Growth Rates
1Year -78.88%
3Years -25.16%
5Years -108.45%
7Years -87.40%
10Years 0.00%
-6.45 M FINANCING CASH FLOW
84.77%
Growth Rates
1Year 84.77%
3Years 56.40%
5Years 32.17%
7Years 10.56%
10Years 0.00%
24.4 M REVENUE
142.85%
Growth Rates
1Year -79.55%
3Years -51.88%
5Years -23.69%
7Years -4.17%
10Years 0.00%
762 K OPERATING INCOME
100.97%
Growth Rates
1Year -224.86%
3Years -9.63%
5Years -15.37%
7Years -198.89%
10Years 0.00%
617 K NET INCOME
100.43%
Growth Rates
1Year -611.74%
3Years -24.38%
5Years -25.86%
7Years -38.06%
10Years 0.00%
-3.84 M OPERATING CASH FLOW
-13.62%
Growth Rates
1Year -78.71%
3Years -43.03%
5Years -15.87%
7Years 4.32%
10Years 0.00%
-606 K INVESTING CASH FLOW
47.67%
Growth Rates
1Year -78.88%
3Years -25.16%
5Years -108.45%
7Years -87.40%
10Years 0.00%
-2.63 M FINANCING CASH FLOW
-5.87%
Growth Rates
1Year 84.77%
3Years 56.40%
5Years 32.17%
7Years 10.56%
10Years 0.00%
Balance Sheet Open Lending Corporation
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Current Assets 276 M
Cash & Short-Term Investments 243 M
Receivables 18.6 M
Other Current Assets 14 M
Non-Current Assets 20.6 M
Long-Term Investments 0
PP&E 4.61 M
Other Non-Current Assets 16 M
82.05 %6.27 %4.72 %5.41 %Total Assets$296.4m
Current Liabilities 47.3 M
Accounts Payable 953 K
Short-Term Debt 7.5 M
Other Current Liabilities 38.8 M
Non-Current Liabilities 171 M
Long-Term Debt 6.55 M
Other Non-Current Liabilities 164 M
3.44 %17.77 %3.00 %75.35 %Total Liabilities$218.3m
EFFICIENCY
Earnings Waterfall Open Lending Corporation
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Revenue 24 M
Cost Of Revenue 23.9 M
Gross Profit 169 K
Operating Expenses 65.5 M
Operating Income -65.4 M
Other Expenses 69.6 M
Net Income -135 M
40m40m20m20m00(20m)(20m)(40m)(40m)(60m)(60m)(80m)(80m)(100m)(100m)(120m)(120m)(140m)(140m)24m(24m)169k(66m)(65m)(70m)(135m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
0.70% GROSS MARGIN
0.70%
Averages
1Year 0.70%
3Years 56.87%
5Years 70.60%
7Years 76.54%
10Years 0.00%
-272.14% OPERATING MARGIN
-272.14%
Averages
1Year -272.14%
3Years -64.34%
5Years -9.10%
7Years 10.93%
10Years 0.00%
-561.98% NET MARGIN
-561.98%
Averages
1Year -561.98%
3Years -168.70%
5Years -105.59%
7Years -58.06%
10Years 0.00%
-172.90% ROE
-172.90%
Averages
1Year -172.90%
3Years -43.62%
5Years -81.09%
7Years -60.23%
10Years 0.00%
-45.55% ROA
-45.55%
Averages
1Year -45.55%
3Years -7.37%
5Years -1.89%
7Years 11.38%
10Years 0.00%
-53.24% ROIC
-53.24%
Averages
1Year -53.24%
3Years -9.40%
5Years 8.80%
7Years 19.91%
10Years 0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Open Lending Corporation
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120m120m100m100m80m80m60m60m40m40m20m20m002018201820192019202020202021202120222022202320232024202420252025
Net Income -135 M
Depreciation & Amortization 1.67 M
Capital Expenditures -165 K
Stock-Based Compensation 8.68 M
Change in Working Capital 70.9 M
Others 53.6 M
Free Cash Flow 17.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Open Lending Corporation
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Wall Street analysts predict an average 1-year price target for LPRO of $16.5 , with forecasts ranging from a low of $7 to a high of $55 .
LPRO Lowest Price Target Wall Street Target
7 USD 186.30%
LPRO Average Price Target Wall Street Target
16.5 USD 574.85%
LPRO Highest Price Target Wall Street Target
55 USD 2149.49%
Price
Max Price Target
Min Price Target
Average Price Target
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4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership Open Lending Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
25 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Kuehn Law Encourages Investors of Open Lending Corporation to Contact Law Firm NEW YORK, July 09, 2025 (GLOBE NEWSWIRE) -- Kuehn Law, PLLC, a shareholder litigation law firm, is investigating whether certain officers and directors of Open Lending Corporation (NASDAQ: LPRO) breached their fiduciary duties to shareholders. globenewswire.com - 2 weeks ago
Bragar Eagel & Squire, P.C. Reminds Investors That Class Action Lawsuits Have Been Filed Against Open Lending Corporation and Civitas Resources and Encourages Investors to Contact the Firm NEW YORK, June 30, 2025 (GLOBE NEWSWIRE) -- Bragar Eagel & Squire, P.C., a nationally recognized shareholder rights law firm, reminds investors that class actions have been commenced on behalf of stockholders of Open Lending Corporation (NASDAQ:LPRO) and Civitas Resources, Inc. (NYSE: CIVI). Stockholders have until the deadlines below to petition the court to serve as lead plaintiff. Additional information about each case can be found at the link provided. globenewswire.com - 3 weeks ago
June 30, 2025 Deadline: Contact Levi & Korsinsky to Join Class Action Suit Against LPRO NEW YORK, June 30, 2025 (GLOBE NEWSWIRE) -- Levi & Korsinsky, LLP notifies investors in Open Lending Corporation ("Open Lending Corporation" or the "Company") (NASDAQ: LPRO) of a class action securities lawsuit. globenewswire.com - 3 weeks ago
LPRO Investors Have Opportunity to Lead Open Lending Corporation Securities Fraud Lawsuit with the Schall Law Firm LOS ANGELES--(BUSINESS WIRE)---- $LPRO--LPRO Investors Have Opportunity to Lead Open Lending Corporation Securities Fraud Lawsuit with the Schall Law Firm. businesswire.com - 3 weeks ago
FINAL DEADLINE ALERT: Faruqi & Faruqi, LLP Investigates Claims on Behalf of Investors of Open Lending NEW YORK--(BUSINESS WIRE)---- $LPRO #ClassAction--Faruqi & Faruqi, LLP, a leading national securities law firm, is investigating potential claims against Open Lending Corporation (“Open Lending” or the “Company”) (NASDAQ: LPRO) and reminds investors of the June 30, 2025 deadline to seek the role of lead plaintiff in a federal securities class action that has been filed against the Company. Faruqi & Faruqi is a leading national securities law firm with offices in New York, Pennsylvania, California and Georgia. businesswire.com - 3 weeks ago
Class Action Filed Against Open Lending Corporation (LPRO) - June 30, 2025 Deadline to Join - Contact Levi & Korsinsky NEW YORK - June 30, 2025 (NEWMEDIAWIRE) - Levi & Korsinsky, LLP notifies investors in Open Lending Corporation ("Open Lending Corporation" or the "Company") (NASDAQ: LPRO) of a class action securities lawsuit. CLASS DEFINITION: The lawsuit seeks to recover losses on behalf of Open Lending Corporation investors who were adversely affected by alleged securities fraud between February 24, 2022 and March 31, 2025. Follow the link below to get more information and be contacted by a member of our team: aAdsList.push('Article'); aAdsListSize.push([300, 250]); aAdsListCA.push(null); https://zlk.com/pslra-1/open-lending-corporation-lawsuit-submission-form?prid=154146&wire=56LPRO investors may also contact Joseph E. Levi, Esq. via email at jlevi@levikorsinsky.com or by telephone at (212) 363-7500. CASE DETAILS: According to the filed complaint, defendants made false statements and/or concealed that they: (1) misrepresented the capabilities of the Companys risk-based pricing models; (2) issued materially misleading statements regarding the Companys profit share revenue; (3) failed to disclose the Companys 2021 and 2022 vintage loans had become worth significantly less than their corresponding outstanding loan balances; and (4) misrepresented the underperformance of the Companys 2023 and 2024 vintage loans. As a result of the foregoing, defendants positive statements about the Companys business, operations, and prospects were materially misleading and/or lacked a reasonable basis. WHAT'S NEXT? If you suffered a loss in Open Lending Corporation during the relevant time frame, you have until June 30, 2025 to request that the Court appoint you as lead plaintiff. Your ability to share in any recovery doesn't require that you serve as a lead plaintiff. Your ability to share in any recovery doesn't require that you serve as a lead plaintiff. To learn more about this case, subscribe to the Bulls & Betrayals podcast, which features a dedicated episode unpacking the allegations against Open Lending Corporation. Listen now and find out if you are eligible to join the lawsuit. NO COST TO YOU: If you are a class member, you may be entitled to compensation without payment of any out-of-pocket costs or fees. There is no cost or obligation to participate. WHY LEVI & KORSINSKY: Over the past 20 years, the team at Levi & Korsinsky has secured hundreds of millions of dollars for aggrieved shareholders and built a track record of winning high-stakes cases. Our firm has extensive expertise representing investors in complex securities litigation and a team of over 70 employees to serve our clients. For seven years in a row, Levi & Korsinsky has ranked in ISS Securities Class Action Services' Top 50 Report as one of the top securities litigation firms in the United States. CONTACT: Levi & Korsinsky, LLPJoseph E. Levi, Esq. Ed Korsinsky, Esq. 33 Whitehall Street, 17th Floor New York, NY 10004 jlevi@levikorsinsky.com Tel: (212) 363-7500 Fax: (212) 363-7171 www.zlk.comCopyright 2025 JCN Newswire . All rights reserved.© Japan Corporate News, source JCN Press Releases https://www.marketscreener.com - 3 weeks ago
Class Action Filed Against Open Lending Corporation (LPRO) Seeking Recovery for Investors - Contact The Gross Law Firm NEW YORK , June 30, 2025 /PRNewswire/ -- The Gross Law Firm issues the following notice to shareholders of Open Lending Corporation (NASDAQ: LPRO). Shareholders who purchased shares of LPRO during the class period listed are encouraged to contact the firm regarding possible lead plaintiff appointment. prnewswire.com - 3 weeks ago
LPRO INVESTOR ALERT: Bronstein, Gewirtz & Grossman LLC Announces that Open Lending Corporation Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit NEW YORK, June 29, 2025 (GLOBE NEWSWIRE) -- Attorney Advertising -- Bronstein, Gewirtz & Grossman, LLC, a nationally recognized law firm, notifies investors that a class action lawsuit has been filed against Open Lending Corporation (“Open Lending” or “the Company”) (NASDAQ: LPRO) and certain of its officers. globenewswire.com - 3 weeks ago
LPRO Deadline: Rosen Law Firm Urges Open Lending Corporation (NASDAQ: LPRO) Stockholders with Losses in Excess of $100K to Contact the Firm for Information About Their Rights NEW YORK--(BUSINESS WIRE)--Rosen Law Firm, a global investor rights law firm, reminds investors that a shareholder filed a class action lawsuit on behalf of purchasers and acquirers of Open Lending Corporation (NASDAQ: LPRO) securities between February 24, 2022 and March 31, 2025. Open Lending is a provider of loan services to auto lenders. For more information, submit a form, email attorney Phillip Kim, or give us a call at 866-767-3653. The Allegations: Rosen Law Firm is Investigating the All. businesswire.com - 3 weeks ago
LPRO Investors Have the Opportunity to Lead the Open Lending Securities Fraud Lawsuit with Faruqi & Faruqi, LLP Faruqi & Faruqi, LLP Securities Litigation Partner James (Josh) Wilson Encourages Investors Who Suffered Losses Exceeding $75,000 In Open Lending To Contact Him Directly To Discuss Their Options globenewswire.com - 3 weeks ago
LPRO Deadline: LPRO Investors with Losses in Excess of $100K Have Opportunity to Lead Open Lending Corporation Securities Fraud Lawsuit NEW YORK , June 27, 2025 /PRNewswire/ -- Why: Rosen Law Firm, a global investor rights law firm, reminds purchasers of securities of Open Lending Corporation (NASDAQ: LPRO) between February 24, 2022 and March 31, 2025, both dates inclusive (the "Class Period"), of the important June 30, 2025 lead plaintiff deadline. So what: If you purchased Open Lending securities during the Class Period you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement. prnewswire.com - 3 weeks ago
INVESTOR DEADLINE MONDAY: Robbins Geller Rudman & Dowd LLP Announces that Open Lending Corporation Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit - LPRO SAN DIEGO, June 27, 2025 (GLOBE NEWSWIRE) -- Robbins Geller Rudman & Dowd LLP announces that purchasers or acquirers of Open Lending Corporation (NASDAQ: LPRO) securities between February 24, 2022 and March 31, 2025, both dates inclusive (the “Class Period”), have until this upcoming Monday, June 30, 2025 to seek appointment as lead plaintiff of the Open Lending class action lawsuit. Captioned Bradley v. Open Lending Corporation, No. 25-cv-00650 (W.D. Tex.), the Open Lending class action lawsuit charges Open Lending and certain of Open Lending's current and former executives with violations of the Securities Exchange Act of 1934. globenewswire.com - 3 weeks ago
8. Profile Summary

Open Lending Corporation LPRO

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COUNTRY US
INDUSTRY Financial - Credit Services
MARKET CAP $ 293 M
Dividend Yield 0.00%
Description Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
Contact 1501 South Mopac Expressway, Austin, TX, 78746 https://www.openlending.com
IPO Date March 26, 2018
Employees 205
Officers Mr. Matthew S. Stark Chief Legal & Compliance Officer and Corporate Secretary Mr. Richard F. Watkins Founder Mr. Matthew R. Roe Chief Revenue Officer Ms. Michelle Lynn Glasl Chief Operating Officer Mr. Kevin Filan Senior Vice President of Marketing Ms. Jessica Elizabeth Buss CPA Chief Executive Officer & Chairman Mr. Charles D. Jehl CPA Interim Chief Financial Officer & Director Mr. John Joseph Flynn Co-Founder & Consultant