Financial Services -
Banks - Regional - NASDAQ - US
$ 15.51
1.91 %
$ 220 M
Market Cap
13.49
P/E
1. INTRINSIC VALUE
Balance Sheet
LCNB Corp.
| Current Assets | 144 M |
| Cash & Short-Term Investments | 135 M |
| Receivables | 8.7 M |
| Other Current Assets | 0 |
| Non-Current Assets | 2.16 B |
| Long-Term Investments | 1.9 B |
| PP&E | 46.8 M |
| Other Non-Current Assets | 221 M |
| Current Liabilities | 1.88 B |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 1.88 B |
| Non-Current Liabilities | 176 M |
| Long-Term Debt | 161 M |
| Other Non-Current Liabilities | 14.8 M |
EFFICIENCY
Earnings Waterfall
LCNB Corp.
| Revenue | 125 M |
| Cost Of Revenue | 46.2 M |
| Gross Profit | 79.2 M |
| Operating Expenses | 63.3 M |
| Operating Income | 16 M |
| Other Expenses | 2.47 M |
| Net Income | 13.5 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
LCNB Corp.
| Net Income | 13.5 M |
| Depreciation & Amortization | 604 K |
| Capital Expenditures | -3.8 M |
| Stock-Based Compensation | 588 K |
| Change in Working Capital | -1.27 M |
| Others | 75.4 M |
| Free Cash Flow | 89.4 M |
Wall Street Analysts Price Targets
LCNB Corp.
LCNB has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
1.49%
DIVIDEND YIELD
0.22 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
LCNB Corp.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
36.2 K USD 1
9-12 MONTHS
0 USD 0
Bought
18.2 K USD 3
0-3 MONTHS
14.7 K USD 1
3-6 MONTHS
45.5 K USD 4
6-9 MONTHS
22.7 K USD 3
9-12 MONTHS
7. News
Limited Time: Open This Savings Account to Get an APY Boost and up to a $300 Bonus
KEY POINTS New SoFi Checking and Savings account (Member FDIC) holders can get a savings rate boost for their first six months.Even after the promo period ends, the account pays a high interest rate.The account also offers a bonus for qualifying direct deposits, as well as other perks. The SoFi Checking and Savings account (Member FDIC) was already one of our favorite high-yield savings accounts. And it just got even better.Earn up to $300 bonus with direct deposit. Plus, new customers earn an extra 0.20% APY on savings for up to 6 months with direct deposit (terms apply) — that equals up to 4.00% APY! (function(){function c(){var b=a.contentDocument||a.contentWindow.document;if(b){var d=b.createElement('script');d.innerHTML="window.__CF$cv$params={r:'950ba2a38ecda222',t:'MTc1MDA5MDgzNC4wMDAwMDA='};var a=document.createElement('script');a.nonce='';a.src='/cdn-cgi/challenge-platform/scripts/jsd/main.js';document.getElementsByTagName('head')[0].appendChild(a);";b.getElementsByTagName('head')[0].appendChild(d)}}if(document.body){var a=document.createElement('iframe');a.height=1;a.width=1;a.style.position='absolute';a.style.top=0;a.style.left=0;a.style.border='none';a.style.visibility='hidden';document.body.appendChild(a);if('loading'!==document.readyState)c();else if(window.addEventListener)document.addEventListener('DOMContentLoaded',c);else{var e=document.onreadystatechange||function(){};document.onreadystatechange=function(b){e(b);'loading'!==document.readyState&&(document.onreadystatechange=e,c())}}}})();Keep reading to find out the details. How to get the bonus and the top APYTo earn the bonus, you need to:Open a SoFi Checking and Savings account (Member FDIC)Direct deposit a certain amount within a 25-day periodDirect depositing $1,000 to $4,999.99 in that window will get you a $50 bonus. Direct deposits totaling $5,000 or more will get you a $300 bonus.So you could have your paychecks direct deposited and earn a bonus within a few weeks.To earn the up to 4.00% APY, new customers need to set up direct deposit to earn an extra 0.20% APY on savings for up to 6 months with direct deposit (terms apply) on top of the regular up to 3.80% APY.Those rates are 9X the national average. How much more could that earn you? Let's compare the earnings on a $10,000 balance. Account APY Interest Earned in 1 Year SoFi Checking and Savings (Member FDIC) up to 4.00% (+0.20% APY boost for six months with direct deposit, terms apply, on top of the regular up to 3.80%) $390 Average savings account 0.42% $42 Data source: Author's calculations. The SoFi Checking and Savings account (Member FDIC) would earn almost $350 more -- not including the bonus.Other reasons to love the SoFi Checking and Savings account (Member FDIC)This account offers more than a high APY.For starters, you automatically get a great checking account to go along with your savings account. It comes with:$0 fraud liability for debit card purchasesAccess to over 55,000 fee-free ATMsA 0.50% APY -- far above average for checking accounts (requires $1,000 or more in monthly direct deposits)$50 in overdraft coverage (requires $1,000+ in monthly direct deposits)On top of that, neither account has minimum balances or monthly fees.I opened a SoFi Checking and Savings account (Member FDIC) back in December, and I love it. I'm earning way more interest than I was before, and the mobile app is smooth as butter.To open your own SoFi Checking and Savings account (Member FDIC) while this offer lasts, click here.Want an ultra-high APY? Check out this accountThe SoFi Checking and Savings account (Member FDIC) is one of our favorite high-yield savings accounts for good reason. But serious APY-maxers may want to check out the LendingClub LevelUp Savings account, too.This account pays a 4.40% APY with $250+ in monthly deposits. However, there's no cash bonus for new customers, and LendingClub's checking account has a lower APY.However, the top-tier savings APY could earn you more cash over time -- especially if you're depositing a large amount. To earn one of the highest APYs on the market, click here to open a LendingClub LevelUp Savings account now.
https://www.fool.com
- 2 weeks ago
New Strong Sell Stocks for May 22nd
ASLE, GOGL and LCNB have been added to the Zacks Rank #5 (Strong Sell) List on May 22, 2025.
zacks.com
- 1 month ago
LCNB Corp. Announces 2025 Second-Quarter Dividend
LEBANON, Ohio--(BUSINESS WIRE)--LCNB Corp. (Nasdaq: LCNB) today announced that the Company's Board of Directors declared a cash dividend of $0.22 per common share. The common stock cash dividend will have a record date of June 2, 2025, and is payable to shareholders on June 16, 2025. About LCNB Corp. LCNB Corp. is a financial holding company headquartered in Lebanon, Ohio. Through its subsidiary, LCNB National Bank (the “Bank”), it serves customers and communities in Southwest and South-Central.
businesswire.com
- 1 month ago
LCNB (LCNB) Lags Q1 Earnings and Revenue Estimates
LCNB (LCNB) came out with quarterly earnings of $0.33 per share, missing the Zacks Consensus Estimate of $0.39 per share. This compares to earnings of $0.20 per share a year ago.
zacks.com
- 2 months ago
LCNB Corp. Reports Financial Results for the Three Months Ended March 31, 2025
LEBANON, Ohio--(BUSINESS WIRE)--LCNB Corp. ("LCNB") (NASDAQ: LCNB) today announced financial results for the three months ended March 31, 2025. Commenting on the financial results, LCNB President and Chief Executive Officer, Eric Meilstrup said, “Our first-quarter performance reflects the continued success of our strategic initiatives focused on integrating recent acquisitions, strengthening our balance sheet, and delivering valuable financial products and services to our communities. I am also.
businesswire.com
- 2 months ago
LCNB (LCNB) Surpasses Q4 Earnings and Revenue Estimates
LCNB (LCNB) came out with quarterly earnings of $0.44 per share, beating the Zacks Consensus Estimate of $0.30 per share. This compares to earnings of $0.34 per share a year ago.
zacks.com
- 5 months ago
LCNB Corp. Reports Financial Results for the Three and Twelve Months Ended December 31, 2024
LEBANON, Ohio--(BUSINESS WIRE)--LCNB Corp. ("LCNB") (NASDAQ: LCNB) today announced financial results for the three months and twelve months ended December 31, 2024. Commenting on the financial results, LCNB President and Chief Executive Officer, Eric Meilstrup said, “As expected, our 2024 fourth-quarter results demonstrate the success of our multi-year growth plan, strategic improvements we have made to our balance sheet, and the hard work and dedication of LCNB's associates. Successfully integ.
businesswire.com
- 5 months ago
LCNB Corp. Announces 2024 Fourth-Quarter Dividend
LEBANON, Ohio--(BUSINESS WIRE)--LCNB Corp. (Nasdaq: LCNB) today announced that the Company's Board of Directors declared a cash dividend of $0.22 per common share. The common stock cash dividend will have a record date of December 2, 2024, and is payable to shareholders on December 16, 2024. About LCNB Corp. LCNB Corp. is a financial holding company headquartered in Lebanon, Ohio. Through its subsidiary, LCNB National Bank (the “Bank”), it serves customers and communities in Southwest and South.
businesswire.com
- 7 months ago
Surging Earnings Estimates Signal Upside for LCNB (LCNB) Stock
LCNB (LCNB) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 8 months ago
Best Income Stocks to Buy for October 30th
CLPR, LCNB and VIRT made it to the Zacks Rank #1 (Strong Buy) income stocks list on October 30, 2024.
zacks.com
- 8 months ago
LCNB (LCNB) Q3 Earnings and Revenues Top Estimates
LCNB (LCNB) came out with quarterly earnings of $0.31 per share, beating the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.37 per share a year ago.
zacks.com
- 8 months ago
LCNB Corp. Reports Financial Results for the Three and Nine Months Ended September 30, 2024
LEBANON, Ohio--(BUSINESS WIRE)--LCNB Corp. ("LCNB") (NASDAQ: LCNB) today announced financial results for the three months and nine months ended September 30, 2024. Commenting on the financial results, LCNB President and Chief Executive Officer Eric Meilstrup said, “Our 2024 third quarter results are encouraging and reflect the growing benefits of the April 2024 Eagle Financial Bancorp, Inc. (“EFBI” or “Eagle”) acquisition and the November 2023 Cincinnati Bancorp, Inc. (“Cincinnati Federal”) acq.
businesswire.com
- 8 months ago
8. Profile
Summary
LCNB Corp. LCNB
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 220 M
Dividend Yield
1.49%
Description
LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as certificates of deposit. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. As of December 31, 2021, it operated 32 offices, including a main office in Warren County; branch offices in Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross counties; and an operations center in Warren County, Ohio, as well as 37 ATMs. The company was founded in 1877 and is headquartered in Lebanon, Ohio.
Contact
2 North Broadway, Lebanon, OH, 45036
https://www.lcnb.com
IPO
Date
Oct. 26, 1999
Employees
346
Officers
Ms. Connie Sears
Vice President of Human Resources and Vice President of Human Resources - LCNB National Bank
Mr. Michael R. Miller CFP, J.D.
Executive Vice President & Trust Officer
Mr. Eric J. Meilstrup
President, Chief Executive Officer & Director
Mr. Lawrence P. Mulligan Jr.
Executive Vice President & Chief Operating Officer
Ms. Ann M. Smith
Senior Vice President
Mr. Robert C. Haines II
Executive Vice President & Chief Financial Officer
Ms. Patricia L. Walter
Executive Vice President & Director of Risk Management
Mr. Bradley Austin Ruppert
Executive Vice President, Trust Officer & Chief Investment Officer
Mr. William H. Kaufman
Assistant Secretary & Director
Ms. Anne E. Krehbiel
Secretary & Independent Director