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Communication Services - Internet Content & Information - NASDAQ - CN
$ 7.3
1.25 %
$ 387 M
Market Cap
2.47
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one JFIN stock under the worst case scenario is HIDDEN Compared to the current market price of 7.3 USD, Jiayin Group Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one JFIN stock under the base case scenario is HIDDEN Compared to the current market price of 7.3 USD, Jiayin Group Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one JFIN stock under the best case scenario is HIDDEN Compared to the current market price of 7.3 USD, Jiayin Group Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
5.47 B REVENUE
67.11%
1.33 B OPERATING INCOME
12.73%
1.3 B NET INCOME
-83.95%
390 M OPERATING CASH FLOW
-57.44%
-106 M INVESTING CASH FLOW
32.69%
-193 M FINANCING CASH FLOW
-124.71%
1.44 B REVENUE
-2.13%
312 M OPERATING INCOME
37.35%
273 M NET INCOME
-25.75%
0 OPERATING CASH FLOW
0.00%
0 INVESTING CASH FLOW
0.00%
0 FINANCING CASH FLOW
0.00%
Balance Sheet Jiayin Group Inc.
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Current Assets 5.39 B
Cash & Short-Term Investments 370 M
Receivables 4.03 B
Other Current Assets 987 M
Non-Current Assets 255 M
Long-Term Investments 101 M
PP&E 90 M
Other Non-Current Assets 63.4 M
Current Liabilities 2.26 B
Accounts Payable 0
Short-Term Debt 15.6 M
Other Current Liabilities 2.24 B
Non-Current Liabilities 1.95 B
Long-Term Debt 32.4 M
Other Non-Current Liabilities 1.92 B
EFFICIENCY
Earnings Waterfall Jiayin Group Inc.
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Revenue 5.47 B
Cost Of Revenue 2.01 B
Gross Profit 3.46 B
Operating Expenses 2.12 B
Operating Income 1.33 B
Other Expenses 34.9 M
Net Income 1.3 B
RATIOS
63.20% GROSS MARGIN
63.20%
24.37% OPERATING MARGIN
24.37%
23.74% NET MARGIN
23.74%
54.47% ROE
54.47%
22.99% ROA
22.99%
46.97% ROIC
46.97%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Jiayin Group Inc.
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Net Income 1.3 B
Depreciation & Amortization 9.46 M
Capital Expenditures -31.5 M
Stock-Based Compensation 54.4 M
Change in Working Capital -880 M
Others -474 M
Free Cash Flow 358 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Jiayin Group Inc.
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JFIN has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.495 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Jiayin Group Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
7. News
4 Of 35 Safe-Buy Dividend Power Dogs In January Four low-priced Dividend Power stocks, Golden Ocean, Invesco Mortgage, ARMOUR Residential, and FutureFuel, offer safer dividends with free cash-flow yields exceeding dividend yields. The Dividend Power strategy focuses on high earnings yield and top dividend yield stocks, creating a resilient portfolio for both downturns and bull markets. Analysts project significant gains for top Dividend Power stocks, with an average net gain of 79.97% on $10k invested in the top ten. seekingalpha.com - 1 week ago
Jiayin Group Inc. Announces Purchase of Commercial Property SHANGHAI, Dec. 20, 2024 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that it entered into a definitive agreement on December 17, 2024 to purchase certain commercial property located in Shanghai, China (the “Commercial Property”) of approximately 43,500 square meters for total cash consideration of approximately RMB1.35 billion. The completion of the purchase is subject to customary closing conditions. The Commercial Property will primarily be used as the Company's new headquarters to meet the demand arising from the continuing growth of the Company's businesses. globenewswire.com - 4 weeks ago
Of 36 Dividend Power Dogs, 11 Are Buyable In November Eleven of the 35 Dividend Power Dogs are recommended for their "safer" dividends, with free cash-flow yields exceeding dividend yields, making them ideal buys. The Dividend Power strategy focuses on high earnings yield and high dividend yield, creating a resilient portfolio for both downturns and bull markets. Analysts project significant gains for the top ten DiviPower stocks by November 2025, with potential net gains ranging from 55.4% to 108.51%. seekingalpha.com - 1 month ago
Jiayin Group Inc. (JFIN) Q3 2024 Earnings Call Transcript Jiayin Group Inc. (NASDAQ:JFIN ) Q3 2024 Earnings Call Transcript November 20, 2024 8:00 AM ET Company Participants Shawn Zhang - IR Dinggui Yan - CEO Chunlin Fan - CFO Yifang Xu - CRO Conference Call Participants Yuxuan Chen - Huatai Securities Hua Rong - Jinyu Asset Operator Good day, ladies and gentlemen, thank you for standing by and welcome to the Jiayin Group's Third Quarter 2024 Earnings Conference Call. Currently, all participants are in listen-only mode. seekingalpha.com - 1 month ago
Jiayin Group Inc. Reports Third Quarter 2024 Unaudited Financial Results SHANGHAI, Nov. 20, 2024 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced its unaudited financial results for the third quarter ended September 30, 2024. globenewswire.com - 1 month ago
Jiayin Group Inc. to Release Third Quarter 2024 Unaudited Financial Results on Wednesday, November 20, 2024 SHANGHAI, Nov. 13, 2024 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that it will release its unaudited financial results for the third quarter of 2024 before the U.S. market opens on Wednesday, November 20, 2024. globenewswire.com - 2 months ago
67 October Graham All-Star Value Dogs Show 55 Fit To Buy The Value Score identifies large-cap stocks offering high-value relative to profits, cash flows, assets and sales, aiding in finding undervalued companies. seekingalpha.com - 2 months ago
Jiayin: This Micro-Cap Offers Deep Value In China With Strong Growth (Rating Upgrade) Jiayin's stock has delivered a 44.8% total return since my Buy rating, driven by a 33.99% price return. Despite mixed Q2 2024 results, I remain bullish, expecting a 15% revenue CAGR and margin expansion, leading to potential 30% annual returns. Jiayin's growth is supported by increased loan facilitation volume, AI integration, and international expansion, with a strong cash position of RMB880.2 million. seekingalpha.com - 3 months ago
Jiayin: Enticing Shareholder Yield And Favorable Business Mix Change Are Positives (Rating Upgrade) I upgrade my rating for Jiayin Group from a Hold to a Buy, driven by an expected 2H 2024 earnings turnaround and an attractive shareholder yield. JFIN's potential FY 2024 shareholder yield is at the mid-teens percentage level, considering the company's dividend hike and continued buybacks. A favorable shift in business mix is anticipated to boost JFIN's 2H 2024 profitability, and enhance the company's dividend sustainability. seekingalpha.com - 3 months ago
68 Graham All Star Value Stocks Show 55 In September Fit To Buy The Value Score identifies large-cap stocks offering high value relative to their price, focusing on profits, cash flows, assets, and sales. The Ben Graham Formula targets ultra-stable stocks with strong earnings, dividends, and low valuations, ideal for long-term investment. Analysts project significant gains for top-yield Graham All-Star-Value stocks, with estimated returns ranging from 27.64% to 86.21% by September 2025. seekingalpha.com - 3 months ago
Jiayin Group Inc. (JFIN) Q2 2024 Earnings Call Transcript Jiayin Group Inc. (NASDAQ:JFIN ) Q2 2024 Earnings Conference Call August 27, 2024 8:00 AM ET Company Participants Shawn Zhang - Investor Relations Dinggui Yan - Founder and Chief Executive Officer Chunlin Fan - Chief Financial Officer Yifang Xu - Chief Risk Officer Conference Call Participants Yuxuan Chen - Huatai Securities Rong Hua - Jinyu Asset Management Operator Good day, ladies and gentlemen, Thank you for standing by and welcome to the Jiayin Group Second Quarter 2024 Earnings Conference Call. Currently all participants are in a listen-only mode. seekingalpha.com - 4 months ago
Jiayin Group Inc. Reports Second Quarter 2024 Unaudited Financial Results -- Second Quarter Total Loan Facilitation Volume remained stable at RMB 24.0 billion -- -- Second Quarter Net Revenue Grew 15.5% to RMB1,476.3 million -- globenewswire.com - 4 months ago
8. Profile Summary

Jiayin Group Inc. JFIN

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COUNTRY CN
INDUSTRY Internet Content & Information
MARKET CAP $ 387 M
Dividend Yield 0.00%
Description Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates transparent, secure, and fast connections between individual borrowers and financial institutions funding partners. It also provides referral services for investment products offered by the financial service providers; and software development, risk control, marketing support, and IT assistance services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China.
Contact Building No. 1, Shanghai, 200122 https://www.jiayinfintech.cn
IPO Date May 10, 2019
Employees 925
Officers Mr. Chunlin Fan Chief Financial Officer Mr. Libin Wang Vice President of Finance & Director Ms. Bei Bai Senior Financial Controller & IR Director Mr. Yi Feng Chief Technology Officer Ms. Yifang Xu Chief Risk Officer & Director Mr. Dinggui Yan Founder, Chairman & Chief Executive Officer Ms. Jin Chen Senior Investment & Finance Director