Communication Services - Internet Content & Information - NASDAQ - CN
$ 6.7
0.904 %
$ 355 M
Market Cap
2.15
P/E
Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates transparent, secure, and fast connections between individual borrowers and financial institutions funding partners. It also provides referral services for investment products offered by the financial service providers; and software development, risk control, marketing support, and IT assistance services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China.[ Read More ]
The intrinsic value of one JFIN stock under the base case scenario is HIDDEN Compared to the current market price of 6.7 USD, Jiayin Group Inc. is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart JFIN
FINANCIALS
5.47 B
REVENUE
1.33 B
OPERATING INCOME
1.3 B
NET INCOME
390 M
OPERATING CASH FLOW
-106 M
INVESTING CASH FLOW
-193 M
FINANCING CASH FLOW
1.48 B
REVENUE
227 M
OPERATING INCOME
44.7 M
NET INCOME
0
OPERATING CASH FLOW
0
INVESTING CASH FLOW
0
FINANCING CASH FLOW
Balance Sheet Decomposition
Jiayin Group Inc.
| Current Assets | 5.39 B |
| Cash & Short-Term Investments | 370 M |
| Receivables | 4.03 B |
| Other Current Assets | 987 M |
| Non-Current Assets | 255 M |
| Long-Term Investments | 101 M |
| PP&E | 90 M |
| Other Non-Current Assets | 63.4 M |
| Current Liabilities | 1.31 B |
| Accounts Payable | 0 |
| Short-Term Debt | -929 M |
| Other Current Liabilities | 2.24 B |
| Non-Current Liabilities | 1.95 B |
| Long-Term Debt | 32.4 M |
| Other Non-Current Liabilities | 1.92 B |
EFFICIENCY
Earnings Waterfall
Jiayin Group Inc.
| Revenue | 5.47 B |
| Cost Of Revenue | 2.01 B |
| Gross Profit | 3.46 B |
| Operating Expenses | 2.12 B |
| Operating Income | 1.33 B |
| Other Expenses | 34.9 M |
| Net Income | 1.3 B |
RATIOS
63.20%
GROSS MARGIN
24.37%
OPERATING MARGIN
23.74%
NET MARGIN
54.47%
ROE
22.99%
ROA
77.83%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Jiayin Group Inc.
| Net Income | 1.3 B |
| Depreciation & Amortization | 9.46 M |
| Capital Expenditures | -31.5 M |
| Stock-Based Compensation | 54.4 M |
| Change in Working Capital | -880 M |
| Others | -474 M |
| Free Cash Flow | 358 M |
Wall Street Analysts Price Targets
Jiayin Group Inc.
JFIN has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00%
DIVIDEND YIELD
0.495 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Jiayin Group Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|
7. News
Jiayin Group Inc. to Release Third Quarter 2024 Unaudited Financial Results on Wednesday, November 20, 2024
SHANGHAI, Nov. 13, 2024 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that it will release its unaudited financial results for the third quarter of 2024 before the U.S. market opens on Wednesday, November 20, 2024.
globenewswire.com
- 3 days ago
67 October Graham All-Star Value Dogs Show 55 Fit To Buy
The Value Score identifies large-cap stocks offering high-value relative to profits, cash flows, assets and sales, aiding in finding undervalued companies.
seekingalpha.com
- 3 weeks ago
Jiayin: This Micro-Cap Offers Deep Value In China With Strong Growth (Rating Upgrade)
Jiayin's stock has delivered a 44.8% total return since my Buy rating, driven by a 33.99% price return. Despite mixed Q2 2024 results, I remain bullish, expecting a 15% revenue CAGR and margin expansion, leading to potential 30% annual returns. Jiayin's growth is supported by increased loan facilitation volume, AI integration, and international expansion, with a strong cash position of RMB880.2 million.
seekingalpha.com
- 1 month ago
Jiayin: Enticing Shareholder Yield And Favorable Business Mix Change Are Positives (Rating Upgrade)
I upgrade my rating for Jiayin Group from a Hold to a Buy, driven by an expected 2H 2024 earnings turnaround and an attractive shareholder yield. JFIN's potential FY 2024 shareholder yield is at the mid-teens percentage level, considering the company's dividend hike and continued buybacks. A favorable shift in business mix is anticipated to boost JFIN's 2H 2024 profitability, and enhance the company's dividend sustainability.
seekingalpha.com
- 1 month ago
68 Graham All Star Value Stocks Show 55 In September Fit To Buy
The Value Score identifies large-cap stocks offering high value relative to their price, focusing on profits, cash flows, assets, and sales. The Ben Graham Formula targets ultra-stable stocks with strong earnings, dividends, and low valuations, ideal for long-term investment. Analysts project significant gains for top-yield Graham All-Star-Value stocks, with estimated returns ranging from 27.64% to 86.21% by September 2025.
seekingalpha.com
- 1 month ago
Jiayin Group Inc. (JFIN) Q2 2024 Earnings Call Transcript
Jiayin Group Inc. (NASDAQ:JFIN ) Q2 2024 Earnings Conference Call August 27, 2024 8:00 AM ET Company Participants Shawn Zhang - Investor Relations Dinggui Yan - Founder and Chief Executive Officer Chunlin Fan - Chief Financial Officer Yifang Xu - Chief Risk Officer Conference Call Participants Yuxuan Chen - Huatai Securities Rong Hua - Jinyu Asset Management Operator Good day, ladies and gentlemen, Thank you for standing by and welcome to the Jiayin Group Second Quarter 2024 Earnings Conference Call. Currently all participants are in a listen-only mode.
seekingalpha.com
- 2 months ago
Jiayin Group Inc. Reports Second Quarter 2024 Unaudited Financial Results
-- Second Quarter Total Loan Facilitation Volume remained stable at RMB 24.0 billion -- -- Second Quarter Net Revenue Grew 15.5% to RMB1,476.3 million --
globenewswire.com
- 2 months ago
Jiayin Group Inc. Announces Cash Dividends
SHANGHAI, Aug. 16, 2024 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that its board of directors approved the payment of cash dividends of US$0.125 per ordinary share, or US$0.50 per American depositary share (“ADS”). The holders of the Company's ordinary shares shown on the Company's record at the close of trading on August 27, 2024 (U.S. Eastern Time) will be entitled to these dividends. These shareholders, including JPMorgan Chase Bank, N.A., the depositary of the Company's ADS program (the “Depositary”), are expected to receive the payments of dividends on or around September 3, 2024. Dividends to the Company's ADS holders are expected to be paid through the Depositary on or around September 6, 2024, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder.
globenewswire.com
- 3 months ago
Jiayin Group Inc. to Release Second Quarter 2024 Unaudited Financial Results on Tuesday, August 27, 2024
SHANGHAI, Aug. 13, 2024 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that it will release its unaudited financial results for the second quarter of 2024 before the U.S. market opens on Tuesday, August 27, 2024.
globenewswire.com
- 3 months ago
Jiayin Group Inc. Releases 2023 Environmental, Social and Governance (ESG) Report
SHANGHAI, China, Aug. 07, 2024 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today published its 2023 Environmental, Social, and Governance (ESG) Report. This publication, the Company's third ESG report, highlights Jiayin's ongoing commitment to corporate sustainability, ethical business practices, and transparent governance.
globenewswire.com
- 3 months ago
Jiayin: China Deep Value, 13.5% Yield, And Potential Price Alpha
Jiayin's generous 13.5% dividend yield enhances total return prospects despite lacking a distinct USP and facing competitive constraints. JFIN shows strong net income growth and deep value, with essentially no debt and significant long-term growth potential domestically and internationally. With management owning 70%+, JFIN aligns with shareholder interests but might not outperform market price CAGR despite a bullish $13.35 5Y target.
seekingalpha.com
- 3 months ago
Jiayin Group Inc. (JFIN) Q1 2024 Earnings Call Transcript
Jiayin Group Inc. (NASDAQ:JFIN ) Q1 2024 Earnings Conference Call June 6, 2024 8:00 AM ET Company Participants Shawn Zhang - Investor Relations Dinggui Yan - Founder and Chief Executive Officer Chunlin Fan - Chief Financial Officer Yifang Xu - Chief Risk Officer Conference Call Participants Rong Hua - Jinyu Asset Management Yuxuan Chen - Huatai Securities Operator Good day, ladies and gentlemen. Thank you for standing by and welcome to the Jiayin Group's First Quarter 2024 Earnings Conference Call.
seekingalpha.com
- 5 months ago
8. Profile Summary
Jiayin Group Inc. JFIN
COUNTRY
CN
INDUSTRY
Internet Content & Information
MARKET CAP
$ 355 M
Dividend Yield
0.00%
Description
Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates transparent, secure, and fast connections between individual borrowers and financial institutions funding partners. It also provides referral services for investment products offered by the financial service providers; and software development, risk control, marketing support, and IT assistance services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China.
Contact
Building No. 1, Shanghai, 200122
https://www.jiayinfintech.cn
IPO Date
May 10, 2019
Employees
925
Officers
Ms. Bei Bai
Senior Financial Controller & IR Director
Mr. Dinggui Yan
Founder, Chairman & Chief Executive Officer
Ms. Yifang Xu
Chief Risk Officer & Director
Mr. Chunlin Fan
Chief Financial Officer
Ms. Jin Chen
Senior Investment & Finance Director
Mr. Libin Wang
Vice President of Finance & Director
Mr. Yi Feng
Chief Technology Officer