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Financial Services - Banks - Regional - NASDAQ - US
$ 26.41
0.725 %
$ 3.32 B
Market Cap
14.35
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one FHB stock under the worst case scenario is HIDDEN Compared to the current market price of 26.4 USD, First Hawaiian, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one FHB stock under the base case scenario is HIDDEN Compared to the current market price of 26.4 USD, First Hawaiian, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one FHB stock under the best case scenario is HIDDEN Compared to the current market price of 26.4 USD, First Hawaiian, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart FHB

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$28.0$28.0$27.0$27.0$26.0$26.0$25.0$25.0$24.0$24.0$23.0$23.0$22.0$22.0$21.0$21.0$20.0$20.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
1.13 B REVENUE
3.59%
293 M OPERATING INCOME
-5.36%
230 M NET INCOME
-2.07%
318 M OPERATING CASH FLOW
24.50%
549 M INVESTING CASH FLOW
-46.49%
-1.44 B FINANCING CASH FLOW
-2045.34%
278 M REVENUE
6.15%
76.9 M OPERATING INCOME
18.86%
59.2 M NET INCOME
12.86%
36.7 M OPERATING CASH FLOW
-67.74%
276 M INVESTING CASH FLOW
829.16%
-168 M FINANCING CASH FLOW
-786.43%
Balance Sheet First Hawaiian, Inc.
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Current Assets 1.69 B
Cash & Short-Term Investments 1.18 B
Receivables 512 M
Other Current Assets 0
Non-Current Assets 22.1 B
Long-Term Investments 19.5 B
PP&E 289 M
Other Non-Current Assets 2.32 B
4.95 %81.94 %9.76 %Total Assets$23.8b
Current Liabilities 20.7 B
Accounts Payable 0
Short-Term Debt 250 M
Other Current Liabilities 20.4 B
Non-Current Liabilities 541 M
Long-Term Debt 0
Other Non-Current Liabilities 541 M
96.27 %Total Liabilities$21.2b
EFFICIENCY
Earnings Waterfall First Hawaiian, Inc.
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Revenue 1.13 B
Cost Of Revenue 372 M
Gross Profit 760 M
Operating Expenses 467 M
Operating Income 293 M
Other Expenses 62.5 M
Net Income 230 M
1b1b1b1b800m800m600m600m400m400m200m200m001b(372m)760m(467m)293m(62m)230mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
67.13% GROSS MARGIN
67.13%
25.85% OPERATING MARGIN
25.85%
20.33% NET MARGIN
20.33%
8.79% ROE
8.79%
0.97% ROA
0.97%
6.75% ROIC
6.75%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis First Hawaiian, Inc.
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450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 230 M
Depreciation & Amortization 38 M
Capital Expenditures -28.8 M
Stock-Based Compensation 11.9 M
Change in Working Capital 10.9 M
Others 48.8 M
Free Cash Flow 289 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets First Hawaiian, Inc.
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Wall Street analysts predict an average 1-year price target for FHB of $27.3 , with forecasts ranging from a low of $25 to a high of $30 .
FHB Lowest Price Target Wall Street Target
25 USD -5.34%
FHB Average Price Target Wall Street Target
27.3 USD 3.50%
FHB Highest Price Target Wall Street Target
30 USD 13.59%
Price
Max Price Target
Min Price Target
Average Price Target
30302929282827272626252524242323222221212020Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
1.06% DIVIDEND YIELD
0.26 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.201.201.001.000.800.800.600.600.400.400.200.200.000.000.220.240.260.260.260.260.260.260.260.220.240.260.260.260.260.260.260.260.220.240.260.260.260.260.260.260.20.860.220.940.241.020.261.040.261.040.261.040.261.040.261.040.260.780.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership First Hawaiian, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Stellantis to Announce First Half 2025 Results on July 29 Stellantis to Announce First Half 2025 Results on July 29 AMSTERDAM, July 2, 2025 - Stellantis N.V. announced today that its First Half 2025 Results will be released on Tuesday, July 29, 2025. globenewswire.com - 6 days ago
First Hawaiian: Repricing Dynamics Continue In Q1 Shares of First Hawaiian have fallen nearly 20% since my last update in February, with tariff-related uncertainty cooling sentiment towards bank stocks. The bank's first quarter results were solid, with margin dynamics playing out as expected. Asset quality remains robust, and for various reasons, I think this bank could hold up better in downturn. seekingalpha.com - 2 months ago
First Hawaiian, Inc. (FHB) Q1 2025 Earnings Call Transcript First Hawaiian, Inc. (NASDAQ:FHB ) Q1 2025 Earnings Conference Call April 23, 2025 1:00 PM ET Company Participants Jamie Moses - CFO Bob Harrison - Chairman, President and CEO Lea Nakamura - Chief Risk Officer Conference Call Participants David Feaster - Raymond James Jared Shaw - Barclays Kelly Motta - KBW Anthony Elian - JPMorgan Andrew Terrell - Stephens Andrew Liesch - Piper Sandler Timur Braziler - Wells Fargo Operator Thank you for standing by. And welcome to the First Hawaiian Bank First Quarter 2025 Earnings Conference Call [Operator Instructions]. seekingalpha.com - 2 months ago
First Hawaiian (FHB) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates The headline numbers for First Hawaiian (FHB) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 2 months ago
First Hawaiian (FHB) Q1 Earnings and Revenues Surpass Estimates First Hawaiian (FHB) came out with quarterly earnings of $0.47 per share, beating the Zacks Consensus Estimate of $0.46 per share. This compares to earnings of $0.42 per share a year ago. zacks.com - 2 months ago
FHB or BOH: Which Is the Better Value Stock Right Now? Investors interested in stocks from the Banks - West sector have probably already heard of First Hawaiian (FHB) and Bank of Hawaii (BOH). But which of these two stocks presents investors with the better value opportunity right now? zacks.com - 3 months ago
First Hawaiian to Report First Quarter 2025 Financial Results on April 23, 2025 HONOLULU, April 02, 2025 (GLOBE NEWSWIRE) -- First Hawaiian, Inc. (NASDAQ: FHB) announced today that it plans to release its first quarter 2025 financial results on Wednesday, April 23, 2025 before the market opens. First Hawaiian will host a conference call to discuss the company's results on the same day at 1:00 p.m. Eastern Time (7:00 a.m. Hawaii Time). globenewswire.com - 3 months ago
Best Momentum Stocks to Buy for April 2nd ASLE, ENVA and FHB made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on April 2, 2025. zacks.com - 3 months ago
New Strong Buy Stocks for April 2nd ENVA, FCCO, ASLE, CCNE and FHB have been added to the Zacks Rank #1 (Strong Buy) List on April 2, 2025. zacks.com - 3 months ago
Best Income Stocks to Buy for April 2nd FHB, CCNE and FCCO made it to the Zacks Rank #1 (Strong Buy) income stocks list on April 2, 2025. zacks.com - 3 months ago
All You Need to Know About First Hawaiian (FHB) Rating Upgrade to Strong Buy First Hawaiian (FHB) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 3 months ago
Best Income Stocks to Buy for March 21st CION, PFLT and FHB made it to the Zacks Rank #1 (Strong Buy) income stocks list on March 21, 2025. zacks.com - 3 months ago
8. Profile Summary

First Hawaiian, Inc. FHB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 3.32 B
Dividend Yield 1.06%
Description First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking services to consumer and commercial customers in the United States. It operates through three segments: Retail Banking, Commercial Banking, and Treasury and Other. The company accepts various deposit products, including checking and savings accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit, automobile loans and leases, personal lines of credit, installment loans, and small business loans and leases, as well as commercial lease and auto dealer financing. In addition, the company offers personal installment, credit card, individual investment and financial planning, insurance protection, trust and estate, private banking, retirement planning, treasury, and merchant processing services. It operates a network of 54 branches, which include 49 in Hawaii, 3 in Guam, and 2 in Saipan. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.
Contact 999 Bishop Street, Honolulu, HI, 96813 https://www.fhb.com
IPO Date Aug. 5, 2016
Employees 1995
Officers Mr. Joel E. Rappoport J.D. Executive Vice President of Legal & Corporate Services Group, General Counsel and Secretary Ms. Lea M. Nakamura Executive Vice President & Chief Risk Officer of Risk Management Group Mr. Alan H. Arizumi Vice Chairman of Wealth Management Group Mr. Neill Alan Char Vice Chairman of Commercial & Retail Banking Group Mr. James M. Moses Vice Chairman of Finance Group & Chief Financial Officer Ms. Darlene N Blakeney Executive Vice President of Wholesale Banking Group & Chief Lending Officer Mr. Robert Scott Harrison Chairman of the Board, President & Chief Executive Officer Mr. Kevin S. Haseyama C.F.A. Strategic Planning & Investor Relations Manager Ms. Gina O. Woo Anonuevo Executive Vice President of Human Resource Group & Chief Human Resources Officer