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Financial Services - Banks - Regional - NASDAQ - US
$ 20.49
1.97 %
$ 757 M
Market Cap
4.95
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 7, 2025.

The intrinsic value of one EFSCP stock under the worst case scenario is HIDDEN Compared to the current market price of 20.5 USD, Enterprise Financial Services Corp is HIDDEN

This DCF valuation model was last updated on Jul, 7, 2025.

The intrinsic value of one EFSCP stock under the base case scenario is HIDDEN Compared to the current market price of 20.5 USD, Enterprise Financial Services Corp is HIDDEN

This DCF valuation model was last updated on Jul, 7, 2025.

The intrinsic value of one EFSCP stock under the best case scenario is HIDDEN Compared to the current market price of 20.5 USD, Enterprise Financial Services Corp is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart EFSCP

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$20.5$20.5$20.0$20.0$19.5$19.5$19.0$19.0$18.5$18.5$18.0$18.0$17.5$17.5$17.0$17.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
814 M REVENUE
9.53%
231 M OPERATING INCOME
-6.20%
185 M NET INCOME
-4.53%
247 M OPERATING CASH FLOW
-7.77%
-797 M INVESTING CASH FLOW
39.07%
881 M FINANCING CASH FLOW
-25.45%
202 M REVENUE
-1.64%
61 M OPERATING INCOME
0.64%
50 M NET INCOME
2.31%
40 M OPERATING CASH FLOW
-23.00%
-366 M INVESTING CASH FLOW
-9.80%
43.2 M FINANCING CASH FLOW
-93.02%
Balance Sheet Enterprise Financial Services Corp
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Current Assets 875 M
Cash & Short-Term Investments 875 M
Receivables 0
Other Current Assets 0
Non-Current Assets 14.7 B
Long-Term Investments 13.8 B
PP&E 45 M
Other Non-Current Assets 853 M
5.61 %88.63 %5.47 %Total Assets$15.6b
Current Liabilities 13.4 B
Accounts Payable 0
Short-Term Debt 245 M
Other Current Liabilities 13.1 B
Non-Current Liabilities 381 M
Long-Term Debt 193 M
Other Non-Current Liabilities 189 M
95.46 %Total Liabilities$13.8b
EFFICIENCY
Earnings Waterfall Enterprise Financial Services Corp
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Revenue 814 M
Cost Of Revenue 304 M
Gross Profit 510 M
Operating Expenses 279 M
Operating Income 231 M
Other Expenses 46 M
Net Income 185 M
900m900m800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m00814m(304m)510m(279m)231m(46m)185mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
62.62% GROSS MARGIN
62.62%
28.39% OPERATING MARGIN
28.39%
22.75% NET MARGIN
22.75%
10.16% ROE
10.16%
1.19% ROA
1.19%
7.56% ROIC
7.56%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Enterprise Financial Services Corp
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300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 185 M
Depreciation & Amortization 10.1 M
Capital Expenditures -7.48 M
Stock-Based Compensation 10.9 M
Change in Working Capital 23.3 M
Others 46.7 M
Free Cash Flow 240 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Enterprise Financial Services Corp
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EFSCP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.59% DIVIDEND YIELD
0.312 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.409720.31250.31250.31250.31250.31250.31250.31250.31250.31250.31250.31251.350.31251.250.31251.250.6320222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Enterprise Financial Services Corp
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Sold
0-3 MONTHS
594 K USD 1
3-6 MONTHS
323 K USD 1
6-9 MONTHS
5.96 M USD 1
9-12 MONTHS
5.09 M USD 1
Bought
78.7 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

Enterprise Financial Services Corp EFSCP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 757 M
Dividend Yield 0.59%
Description Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
Contact 150 North Meramec Avenue, Clayton, MO, 63105 https://www.enterprisebank.com
IPO Date Nov. 11, 2021
Employees 1218
Officers Mr. Troy R. Dumlao Executive Vice President & Chief Accounting Officer Mr. Scott R. Goodman Senior Executive Vice President Ms. Nicole M. Iannacone Senior EVice President, Chief Legal Officer & Corporate Secretary Mr. Mark G. Ponder Senior EVice President & Chief Administrative Officer Mr. James Brian Lally President, Chief Executive Officer & Director Mr. Keene S. Turner CPA Senior EVice President & Chief Financial Officer Mr. Steve Richardson Senior Vice President of Corporate Communications Mr. Douglas N. Bauche Senior EVice President & Chief Credit Officer Ms. Bridget H. Huffman B.B.A. Senior EVice President & Chief Risk Officer