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Financial Services - Banks - Regional - NASDAQ - US
$ 19.3032
1.54 %
$ 717 M
Market Cap
4.66
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one EFSCP stock under the worst case scenario is HIDDEN Compared to the current market price of 19.3 USD, Enterprise Financial Services Corp is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one EFSCP stock under the base case scenario is HIDDEN Compared to the current market price of 19.3 USD, Enterprise Financial Services Corp is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one EFSCP stock under the best case scenario is HIDDEN Compared to the current market price of 19.3 USD, Enterprise Financial Services Corp is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
541 M REVENUE
14.82%
247 M OPERATING INCOME
2.86%
194 M NET INCOME
-4.42%
268 M OPERATING CASH FLOW
23.82%
-1.35 B INVESTING CASH FLOW
2.17%
1.18 B FINANCING CASH FLOW
309.74%
136 M REVENUE
-40.28%
62.8 M OPERATING INCOME
9.79%
50.6 M NET INCOME
11.31%
88.7 M OPERATING CASH FLOW
16.03%
-283 M INVESTING CASH FLOW
-2357175.00%
228 M FINANCING CASH FLOW
529.08%
Balance Sheet Enterprise Financial Services Corp
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Current Assets 1.81 B
Cash & Short-Term Investments 1.81 B
Receivables 0
Other Current Assets 0
Non-Current Assets 14 B
Long-Term Investments 2.43 B
PP&E 68.1 M
Other Non-Current Assets 11.6 B
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 12.8 B
Long-Term Debt 204 M
Other Non-Current Liabilities 12.6 B
EFFICIENCY
Earnings Waterfall Enterprise Financial Services Corp
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Revenue 541 M
Cost Of Revenue 0
Gross Profit 541 M
Operating Expenses 541 M
Operating Income 247 M
Other Expenses 52.5 M
Net Income 194 M
RATIOS
100.00% GROSS MARGIN
100.00%
45.55% OPERATING MARGIN
45.55%
35.86% NET MARGIN
35.86%
11.31% ROE
11.31%
1.34% ROA
1.34%
10.11% ROIC
10.11%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Enterprise Financial Services Corp
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Net Income 194 M
Depreciation & Amortization 11.3 M
Capital Expenditures -6.56 M
Stock-Based Compensation 10.1 M
Change in Working Capital 8.71 M
Others 51.2 M
Free Cash Flow 262 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Enterprise Financial Services Corp
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EFSCP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.57% DIVIDEND YIELD
0.312 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Enterprise Financial Services Corp
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
1 year ago
Dec 15, 2023
Sell 94.5 K USD
SANBORN RICHARD
Director
- 2100
45 USD
1 year ago
Jun 30, 2023
Bought 2.03 K USD
GUEST ROBERT E JR
Director
+ 52
39.06 USD
1 year ago
May 19, 2023
Bought 99.9 K USD
MARSH STEPHEN P
Director
+ 2473
40.4 USD
1 year ago
Feb 27, 2023
Bought 100 K USD
Andrich Lyne
Director
+ 1840
54.35 USD
1 year ago
Feb 03, 2023
Sell 1.66 M USD
SANBORN RICHARD
Director
- 30000
55.42 USD
1 year ago
Jan 31, 2023
Sell 530 K USD
SANBORN RICHARD
Director
- 10000
53.02 USD
1 year ago
Jan 30, 2023
Sell 428 K USD
SANBORN RICHARD
Director
- 8200
52.2 USD
1 year ago
Jan 26, 2023
Sell 780 K USD
SANBORN RICHARD
Director
- 15000
52 USD
1 year ago
Jan 27, 2023
Sell 520 K USD
SANBORN RICHARD
Director
- 10000
52 USD
1 year ago
Jan 30, 2023
Sell 2.78 M USD
SANBORN RICHARD
Director
- 53338
52.09 USD
2 years ago
Dec 02, 2022
Sell 260 USD
SANBORN RICHARD
Director
- 5
52 USD
2 years ago
Dec 01, 2022
Sell 1.28 M USD
SANBORN RICHARD
Director
- 24552
52.1 USD
2 years ago
Dec 01, 2022
Sell 805 K USD
SANBORN RICHARD
Director
- 15448
52.1 USD
3 years ago
Dec 10, 2021
Sell 1.3 M USD
Hui Peter
Director
- 27000
48.08 USD
3 years ago
Dec 13, 2021
Sell 190 K USD
Hui Peter
Director
- 4000
47.55 USD
3 years ago
Nov 24, 2021
Sell 6.76 M USD
Scavuzzo Tony
Director
- 140000
48.32 USD
3 years ago
Nov 22, 2021
Sell 1.53 M USD
Scavuzzo Tony
Director
- 31700
48.42 USD
3 years ago
Nov 23, 2021
Sell 3.3 M USD
Scavuzzo Tony
Director
- 68300
48.3 USD
3 years ago
Nov 09, 2021
Bought 50 K USD
KEENE S TURNER
EVP, Chief Financial Officer
+ 2000
25 USD
3 years ago
Nov 09, 2021
Bought 10 K USD
DUMLAO TROY
SVP, Chief Accounting Officer
+ 400
25 USD
3 years ago
Nov 02, 2021
Bought 364 K USD
Eulich John S
Director
+ 7500
48.59 USD
3 years ago
Jun 10, 2021
Sell 197 K USD
Goodman Scott Richard
President
- 4000
49.13 USD
3 years ago
May 04, 2021
Bought 373 K USD
Eulich John S
Director
+ 7500
49.79 USD
3 years ago
Mar 16, 2021
Sell 48.1 K USD
SANBORN RICHARD
Director
- 1000
48.06 USD
3 years ago
Mar 12, 2021
Sell 2.53 M USD
Deutsch James F.
Director
- 50000
50.65 USD
3 years ago
Mar 05, 2021
Sell 4.55 M USD
Deutsch James F.
Director
- 100000
45.46 USD
3 years ago
Feb 02, 2021
Bought 274 K USD
Eulich John S
Director
+ 7500
36.47 USD
4 years ago
Nov 25, 2020
Sell 242 K USD
Deutsch James F.
Director
- 6903
35 USD
4 years ago
Dec 11, 2020
Bought 308 K USD
SANBORN RICHARD
Director
+ 8750
35.18 USD
4 years ago
Dec 09, 2020
Sell 667 K USD
Deutsch James F.
Director
- 18924
35.23 USD
4 years ago
Dec 08, 2020
Sell 1.37 M USD
Deutsch James F.
Director
- 38957
35.05 USD
4 years ago
Dec 04, 2020
Sell 739 K USD
Deutsch James F.
Director
- 21107
35.02 USD
4 years ago
Dec 02, 2020
Sell 570 K USD
Deutsch James F.
Director
- 16283
35 USD
4 years ago
Dec 01, 2020
Sell 166 K USD
Deutsch James F.
Director
- 4729
35.05 USD
4 years ago
Nov 24, 2020
Sell 2.66 M USD
Deutsch James F.
Director
- 74878
35.56 USD
4 years ago
Nov 23, 2020
Sell 57.6 K USD
Deutsch James F.
Director
- 1647
35 USD
4 years ago
Nov 17, 2020
Sell 1.77 M USD
Deutsch James F.
Director
- 50000
35.41 USD
4 years ago
Nov 02, 2020
Bought 299 K USD
Eulich John S
Director
+ 10000
29.86 USD
4 years ago
Aug 04, 2020
Bought 146 K USD
Eulich John S
Director
+ 5000
29.17 USD
4 years ago
Aug 03, 2020
Bought 146 K USD
Eulich John S
Director
+ 5000
29.23 USD
4 years ago
May 01, 2020
Bought 161 K USD
Eulich John S
Director
+ 5500
29.33 USD
4 years ago
Feb 04, 2020
Sell 90 K USD
Goodman Scott Richard
President
- 2000
45 USD
4 years ago
Feb 03, 2020
Bought 222 K USD
Eulich John S
Director
+ 5026
44.22 USD
5 years ago
Dec 13, 2019
Sell 2.28 M USD
Deutsch James F.
Director
- 50000
45.55 USD
5 years ago
Dec 09, 2019
Sell 90.6 K USD
Goodman Scott Richard
President
- 2000
45.31 USD
5 years ago
Nov 08, 2019
Sell 29.6 K USD
BAUCHE DOUGLAS
Chief Credit Officer
- 650
45.61 USD
5 years ago
Feb 21, 2019
Sell 46.5 K USD
Goodman Scott Richard
President
- 1000
46.49 USD
6 years ago
Dec 21, 2018
Sell 38 K USD
Goodman Scott Richard
President
- 1000
38.05 USD
6 years ago
Nov 19, 2018
Bought 45.6 K USD
ARNOLD JOHN Q
Director
+ 1000
45.59 USD
6 years ago
Nov 09, 2018
Bought 458 K USD
Eulich John S
Director
+ 10000
45.84 USD
6 years ago
Sep 05, 2018
Sell 42.2 K USD
BAUCHE DOUGLAS
Chief Credit Officer
- 750
56.2 USD
6 years ago
Jul 16, 2018
Sell 65.1 K USD
Goodman Scott Richard
President
- 1200
54.23 USD
6 years ago
May 15, 2018
Sell 63.6 K USD
Goodman Scott Richard
President
- 1200
53.04 USD
6 years ago
May 04, 2018
Sell 39 K USD
BAUCHE DOUGLAS
Chief Credit Officer
- 750
52.03 USD
7 years ago
Nov 30, 2017
Sell 170 K USD
Goodman Scott Richard
President
- 3700
45.85 USD
7 years ago
Nov 28, 2017
Sell 42.3 K USD
BAUCHE DOUGLAS
Chief Credit Officer
- 960
44.1 USD
7 years ago
Aug 31, 2017
Sell 45.7 K USD
BAUCHE DOUGLAS
Chief Credit Officer
- 1200
38.11 USD
7 years ago
Aug 15, 2017
Bought 19.4 K USD
Holmes Michael
Director
+ 500
38.7 USD
7 years ago
Aug 15, 2017
Bought 79.7 K USD
Holmes Michael
Director
+ 2056
38.75 USD
7 years ago
May 05, 2017
Sell 51 K USD
BAUCHE DOUGLAS
Chief Credit Officer
- 1200
42.5 USD
7 years ago
Apr 18, 2017
Sell 416 K USD
MURPHY JAMES
Director
- 10290
40.4 USD
7 years ago
Apr 06, 2017
Sell 477 K USD
BENOIST PETER
President & CEO
- 11449
41.66 USD
7 years ago
Apr 04, 2017
Sell 160 K USD
MURPHY JAMES
Director
- 3804
42.09 USD
7 years ago
Apr 04, 2017
Sell 274 K USD
MURPHY JAMES
Director
- 6526
42.04 USD
7 years ago
Mar 21, 2017
Sell 422 K USD
MURPHY JAMES
Director
- 10000
42.21 USD
7 years ago
Feb 24, 2017
Sell 1.07 M USD
BENOIST PETER
President & CEO
- 23525
45.34 USD
7 years ago
Feb 23, 2017
Sell 300 K USD
VAN TREASE SANDRA
Director
- 6557
45.81 USD
7 years ago
Feb 22, 2017
Bought 100 K USD
KENT NEVADA A
Director
+ 2180
45.9 USD
7 years ago
Feb 15, 2017
Sell 45.1 K USD
PONDER MARK G
SVP & Controller
- 1000
45.13 USD
7 years ago
Feb 03, 2017
Sell 412 K USD
MURPHY JAMES
Director
- 10000
41.16 USD
7 years ago
Feb 01, 2017
Sell 417 K USD
MURPHY JAMES
Director
- 10000
41.68 USD
8 years ago
Jan 19, 2017
Sell 388 K USD
MURPHY JAMES
Director
- 10000
38.83 USD
8 years ago
Jan 18, 2017
Sell 380 K USD
BENOIST PETER
President & CEO
- 9803
38.77 USD
8 years ago
Jan 17, 2017
Sell 385 K USD
MURPHY JAMES
Director
- 10000
38.5 USD
8 years ago
Jan 17, 2017
Sell 584 K USD
BENOIST PETER
President & CEO
- 15000
38.94 USD
8 years ago
Dec 13, 2016
Sell 80.6 K USD
Goodman Scott Richard
President
- 2000
40.3 USD
8 years ago
Dec 13, 2016
Sell 24.2 K USD
BAUCHE DOUGLAS
Chief Credit Officer
- 600
40.3 USD
8 years ago
Dec 13, 2016
Sell 117 K USD
BENOIST PETER
President & CEO
- 2900
40.29 USD
8 years ago
Jul 07, 2016
Sell 530 K USD
MURPHY JAMES
Director
- 20000
26.48 USD
8 years ago
Jun 03, 2016
Sell 28.4 K USD
MURPHY JAMES
Director
- 1000
28.45 USD
8 years ago
Jun 02, 2016
Sell 86.3 K USD
MURPHY JAMES
Director
- 3000
28.78 USD
8 years ago
Jun 02, 2016
Sell 86 K USD
MURPHY JAMES
Director
- 3000
28.67 USD
8 years ago
Jun 02, 2016
Sell 86.5 K USD
MURPHY JAMES
Director
- 3000
28.82 USD
8 years ago
May 12, 2016
Sell 59.8 K USD
Goodman Scott Richard
President
- 2222
26.9 USD
8 years ago
May 03, 2016
Sell 81.2 K USD
MURPHY JAMES
Director
- 3000
27.06 USD
8 years ago
May 03, 2016
Sell 81.8 K USD
MURPHY JAMES
Director
- 3000
27.25 USD
8 years ago
May 03, 2016
Sell 86 K USD
MURPHY JAMES
Director
- 3162
27.19 USD
8 years ago
May 02, 2016
Sell 82.9 K USD
MURPHY JAMES
Director
- 3000
27.64 USD
8 years ago
May 02, 2016
Sell 82.6 K USD
MURPHY JAMES
Director
- 3000
27.54 USD
8 years ago
Apr 07, 2016
Sell 377 K USD
MARSH STEPHEN P
Chairman Chief Credit Officer
- 14900
25.28 USD
8 years ago
Apr 06, 2016
Sell 567 K USD
MARSH STEPHEN P
Chairman Chief Credit Officer
- 21800
26.03 USD
8 years ago
Apr 05, 2016
Sell 144 K USD
MARSH STEPHEN P
Chairman Chief Credit Officer
- 5412
26.54 USD
8 years ago
Apr 04, 2016
Sell 75.8 K USD
MARSH STEPHEN P
Chairman Chief Credit Officer
- 2800
27.08 USD
9 years ago
Dec 15, 2015
Sell 110 K USD
BENOIST PETER
President & CEO
- 3850
28.48 USD
9 years ago
Dec 14, 2015
Bought 27.8 K USD
ARNOLD JOHN Q
Director
+ 1000
27.81 USD
9 years ago
Oct 26, 2015
Sell 73.6 K USD
SANFILIPPO FRANK H
EVP & COO
- 2500
29.43 USD
9 years ago
Aug 25, 2015
Bought 24 K USD
ARNOLD JOHN Q
Director
+ 1000
23.96 USD
9 years ago
May 22, 2015
Sell 25.8 K USD
SANFILIPPO FRANK H
EVP & COO
- 1200
21.52 USD
9 years ago
May 07, 2015
Sell 512 K USD
GUEST ROBERT E JR
Director
- 24647
20.76 USD
9 years ago
May 06, 2015
Sell 236 K USD
GUEST ROBERT E JR
Director
- 11353
20.77 USD
9 years ago
May 05, 2015
Sell 83 K USD
GUEST ROBERT E JR
Director
- 4000
20.75 USD
9 years ago
May 04, 2015
Sell 431 K USD
GUEST ROBERT E JR
Director
- 20753
20.75 USD
9 years ago
Apr 29, 2015
Sell 53 K USD
GUEST ROBERT E JR
Director
- 2556
20.75 USD
9 years ago
Apr 28, 2015
Sell 83.2 K USD
GUEST ROBERT E JR
Director
- 4000
20.8 USD
9 years ago
Apr 27, 2015
Sell 49.9 K USD
Goodman Scott Richard
President
- 2440
20.47 USD
9 years ago
Apr 20, 2015
Sell 55.8 K USD
GUEST ROBERT E JR
Director
- 2691
20.75 USD
9 years ago
Feb 19, 2015
Sell 40.4 K USD
SANFILIPPO FRANK H
EVP & COO
- 1936
20.89 USD
10 years ago
Dec 15, 2014
Sell 57.4 K USD
SANFILIPPO FRANK H
EVP & COO
- 3000
19.14 USD
10 years ago
Dec 05, 2014
Sell 26.8 K USD
Goodman Scott Richard
President
- 1400
19.14 USD
10 years ago
Sep 15, 2014
Sell 72.1 K USD
LEUCK RICHARD C
President
- 4156
17.34 USD
10 years ago
Jul 29, 2014
Bought 35.1 K USD
HEETER JUDITH S
Director
+ 2000
17.55 USD
10 years ago
Jun 09, 2014
Sell 50.1 K USD
Goodman Scott Richard
President
- 2800
17.88 USD
10 years ago
Jan 30, 2014
Sell 40.9 K USD
LEUCK RICHARD C
President
- 2183
18.72 USD
11 years ago
Nov 27, 2013
Sell 58.4 K USD
SANFILIPPO FRANK H
EVP & CFO
- 3000
19.47 USD
11 years ago
Nov 13, 2013
Sell 62.4 K USD
Goodman Scott Richard
President, St. Louis Region
- 3400
18.35 USD
11 years ago
Sep 13, 2013
Sell 159 K USD
Murtha Mark G
Sr. Vice President - HR
- 9643
16.54 USD
11 years ago
Sep 16, 2013
Sell 22.7 K USD
Murtha Mark G
Sr. Vice President - HR
- 1386
16.39 USD
11 years ago
Sep 06, 2013
Sell 8.59 K USD
Murtha Mark G
Sr. Vice President - HR
- 525
16.37 USD
11 years ago
Sep 06, 2013
Sell 1.63 K USD
Murtha Mark G
Sr. Vice President - HR
- 100
16.34 USD
11 years ago
May 30, 2013
Sell 9.94 K USD
SANFILIPPO FRANK H
EVP & CFO
- 652
15.25 USD
11 years ago
May 30, 2013
Sell 67.2 K USD
SANFILIPPO FRANK H
EVP & CFO
- 4400
15.28 USD
11 years ago
May 30, 2013
Sell 7.64 K USD
SANFILIPPO FRANK H
EVP & CFO
- 500
15.29 USD
11 years ago
May 30, 2013
Sell 107 USD
SANFILIPPO FRANK H
EVP & CFO
- 7
15.31 USD
11 years ago
May 30, 2013
Sell 1.53 K USD
SANFILIPPO FRANK H
EVP & CFO
- 100
15.32 USD
11 years ago
May 30, 2013
Sell 6.13 K USD
SANFILIPPO FRANK H
EVP & CFO
- 400
15.33 USD
11 years ago
May 30, 2013
Sell 4.6 K USD
SANFILIPPO FRANK H
EVP & CFO
- 300
15.34 USD
11 years ago
May 30, 2013
Sell 15.4 USD
SANFILIPPO FRANK H
EVP & CFO
- 1
15.39 USD
11 years ago
May 06, 2013
Sell 73.6 K USD
Murtha Mark G
Sr. Vice President - HR
- 5149
14.29 USD
11 years ago
May 06, 2013
Sell 88.8 K USD
BENOIST PETER
President & CEO
- 6153
14.43 USD
11 years ago
May 03, 2013
Sell 72 K USD
LEUCK RICHARD C
Chief Operating Officer
- 5000
14.4 USD
11 years ago
May 03, 2013
Sell 108 K USD
BENOIST PETER
President & CEO
- 7500
14.36 USD
11 years ago
May 02, 2013
Sell 71 K USD
BENOIST PETER
President & CEO
- 5000
14.19 USD
11 years ago
May 01, 2013
Sell 131 K USD
BENOIST PETER
President & CEO
- 9330
14.03 USD
11 years ago
Apr 30, 2013
Sell 131 K USD
BENOIST PETER
President & CEO
- 9330
14.01 USD
11 years ago
Mar 15, 2013
Sell 111 K USD
LEUCK RICHARD C
Chief Operating Officer
- 7500
14.76 USD
11 years ago
Mar 12, 2013
Sell 107 K USD
Goodman Scott Richard
President, St. Louis Region
- 7538
14.26 USD
11 years ago
Mar 08, 2013
Sell 162 K USD
SANFILIPPO FRANK H
EVP & CFO
- 11194
14.47 USD
12 years ago
Jan 02, 2013
Bought 588 USD
Eulich John S
Director
+ 44
13.36 USD
7. News
8. Profile Summary

Enterprise Financial Services Corp EFSCP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 717 M
Dividend Yield 0.57%
Description Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
Contact 150 North Meramec Avenue, Clayton, MO, 63105 https://www.enterprisebank.com
IPO Date Nov. 11, 2021
Employees 1172
Officers Mr. James Brian Lally President, Chief Executive Officer & Director Mr. Keene S. Turner CPA Senior EVice President & Chief Financial Officer Mr. Mark G. Ponder Senior Executive Vice President & Chief Administrative Officer Mr. Scott R. Goodman Senior Executive Vice President Mr. Douglas N. Bauche Senior EVice President & Chief Credit Officer Steve Richardson Senior Vice President of Corporate Communications Ms. Bridget H. Huffman B.B.A. Senior Executive Vice President & Chief Risk Officer Mr. Troy R. Dumlao Executive Vice President & Chief Accounting Officer