image
Financial Services - Banks - Regional - NASDAQ - US
$ 1.71
1.18 %
$ 8.79 M
Market Cap
-2.37
P/E
INCOME STATEMENT
29.2 M REVENUE
10.68%
0 OPERATING INCOME
100.00%
-2.98 M NET INCOME
32.36%
EFFICIENCY
Earnings Waterfall Carver Bancorp, Inc.
image
Revenue 29.2 M
Cost Of Revenue 0
Gross Profit 29.2 M
Operating Expenses 29.3 M
Operating Income 0
Other Expenses 2.98 M
Net Income -2.98 M

Income Statement

Millions
Mar-2024 Mar-2023 Mar-2022 Mar-2021 Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016 Mar-2015 Mar-2014 Mar-2013 Mar-2012 Mar-2011 Mar-2010 Mar-2009 Mar-2008 Mar-2007 Mar-2006 Mar-2005 Mar-2004 Mar-2003 Mar-2002 Mar-2001 Mar-2000 Mar-1999 Mar-1998 Mar-1997 Mar-1996 Mar-1995
REVENUE
Revenue 29.2 26.4 27.8 22.1 19.7 21.3 23.8 25.8 27.7 24.0 26.1 26.0 23.5 34.1 34.5 30.7 33.3 25.4 24.2 22.9 22.8 21.6 20.7 17.0 15.9 16.1 15.2 10.5 10.5 9.8
GROSS PROFIT
Cost Of Revenue 0 (1.3) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 29.2 27.7 27.8 22.1 19.7 21.3 23.8 25.8 27.7 24.0 26.1 26.0 23.5 34.1 34.5 30.7 33.3 25.4 24.2 22.9 22.8 21.6 20.7 17.0 15.9 16.1 15.2 10.5 10.5 9.8
OPERATING INCOME
Operating Expenses 29.3 (28.2) (26.3) (26.0) (25.2) (21.0) (13.2) (23.6) (23.2) (19.5) (22.9) (20.1) (39.9) (48.5) (27.4) (24.4) (7.6) (4.4) (5.6) (8.9) (6.8) (5.7) (3.1) (3.0) (2.9) (7.3) 2.0 (1.0) 4.5 2.3
Selling, General and Administrative Expenses 16.2 16.6 14.5 14.0 14.0 15.8 15.7 13.2 11.9 12.2 12.3 12.4 14.1 15.0 14.7 14.3 13.3 10.5 9.5 9.5 7.6 6.8 6.3 6.1 5.7 5.2 5.0 4.2 3.7 3.2
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 0 (0.5) 1.6 (3.9) (5.4) 0.3 10.6 2.2 4.5 4.5 3.2 5.9 (16.3) (14.4) 7.1 6.3 25.8 21.0 18.6 13.9 16.0 15.8 17.6 14.0 13.0 8.8 17.2 9.5 15.0 12.1
PRE-TAX INCOME
Interest Income Expense 11.5 4.9 2.4 4.4 5.6 6.1 5.3 4.9 4.5 3.9 4.0 4.9 8.1 9.5 11.0 16.5 22.7 19.2 13.5 9.8 8.7 9.0 12.0 14.3 14.0 14.8 15.0 12.5 13.6 10.6
Total Other Income (3.0) (3.9) (2.4) (1.0) (1.0) (5.9) (8.2) (4.9) (4.5) (4.2) (3.0) 45 K (5.5) (5.6) (3.9) (9.9) (22.7) (2.0) 0 (2.4) (8.7) (9.0) (12.0) (14.3) (14.0) (14.8) (15.0) (12.5) (13.6) (10.6)
Pre-Tax Income (3.0) (4.4) (0.8) (3.9) (5.4) (5.8) 5.3 (2.7) 42 K 0.2 0.2 45 K (23.7) (23.8) (3.9) (9.9) 3.1 1.8 5.1 4.2 7.3 6.9 5.6 (0.3) (1.0) (6.0) 2.2 (3.0) 1.4 1.5
NET INCOME
Tax Provision 0 (1.1) 2.4 (3.9) (5.4) 0.1 33 K 0.1 0.1 0.2 0.1 0.3 (1.0) 15.7 (2.9) (3.2) (0.9) (0.8) 1.3 1.5 2.5 3.0 0.9 98 K 0.1 (1.5) 1.2 (1.3) 0.6 0.7
Net Income (3.0) (3.3) (3.2) (3.9) (5.4) (5.9) 5.4 (2.9) (0.2) 0.4 0.2 0.7 (23.4) (39.5) (1.0) (7.0) 4.0 2.6 3.8 2.6 4.8 3.8 4.7 (0.4) (1.1) (4.5) 1.0 (1.7) 0.8 0.8
EPS 0.61 0.78 0.9 1.14 1.47 1.6 1.45 0.77 0.0462 0.1 0.06 0.18 14.1 238 6.19 42.6 23.9 15.4 22.5 15.9 30.4 23.9 29.7 2.59 7.61 30.6 7.2 12 5.25 6