image
Carver Bancorp, Inc. CARV
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 1.71
1.18 %
$ 8.79 M
Market Cap
-2.37
P/E
CASH FLOW STATEMENT
-6.57 M OPERATING CASH FLOW
37.50%
Growth Rates
1Year 37.50%
3Years -58.35%
5Years 5.60%
7Years -36.76%
10Years -3.59%
-20.1 M INVESTING CASH FLOW
-31.39%
Growth Rates
1Year -31.39%
3Years 36.14%
5Years -11.05%
7Years -5.82%
10Years -14.26%
43.1 M FINANCING CASH FLOW
489.64%
Growth Rates
1Year 489.64%
3Years -25.16%
5Years 18.62%
7Years 16.57%
10Years 18.87%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Carver Bancorp, Inc.
image
Net Income -2.98 M
Depreciation & Amortization 965 K
Capital Expenditures -360 K
Stock-Based Compensation 220 K
Change in Working Capital -5.35 M
Others -4.78 M
Free Cash Flow -6.93 M

Cash Flow

Millions
Mar-2024 Mar-2023 Mar-2022 Mar-2021 Mar-2020 Mar-2019 Mar-2018 Mar-2017 Mar-2016 Mar-2015 Mar-2014 Mar-2013 Mar-2012 Mar-2011 Mar-2010 Mar-2009 Mar-2008 Mar-2007 Mar-2006 Mar-2005 Mar-2004 Mar-2003 Mar-2002 Mar-2001 Mar-2000 Mar-1999 Mar-1998 Mar-1997 Mar-1996 Mar-1995
OPERATING CASH FLOW
Net Income (3.0) (4.4) (0.8) (3.9) (5.4) (5.9) 5.4 (2.9) (0.2) 0.4 (0.8) 0.7 (23.4) (39.5) (1.0) (7.0) 4.0 2.6 3.8 2.6 4.8 3.8 4.7 (0.4) (1.1) (4.5) 1.0 (1.7) 0.8 0.8
Depreciation & Amortization 1.0 1.1 1.0 1.0 1.0 0.8 0.9 0.9 1.4 1.1 1.1 1.1 1.4 1.5 1.7 1.9 1.5 0.4 2.4 2.9 3.2 1.9 2.0 1.4 1.8 2.4 1.3 2.0 1.2 1.6
Deferred Income Tax 0 7.2 0 62 K 1.4 0.2 (8.5) 0.3 0.1 (4.2) (4.5) (5.8) 48.7 14.3 7.8 11.0 0 0.1 (0.6) 0 0 0 0 0 0 0 100 K (0.4) (0.4) 100 K
Stock Based Compensation 0.2 91 K 0.1 36 K 38 K 35 K 5 K 4 K 2 K 2 K 2 K 2 K 53 K 20 K 27 K 68 K 0 0.4 0.2 0 0 0 0 0 0 0 0 0 0 0
Other Operating Activities 0.6 (7.1) 0.9 80 K (0.2) (0.2) (0.2) 0.1 35 K (0.2) 20.9 24.5 1.9 27.3 1.6 0.4 (0.3) 1.4 0.2 1.7 33 K 0.2 (1.3) 0.6 0.7 4.3 3.1 1.9 2.3 4.7
Change in Working Capital (5.3) (7.4) 6.0 5.2 3.2 (3.7) (2.5) 2.3 (0.9) 6.8 (1.1) (0.2) 2.8 0.7 (8.6) 5.4 (31.8) (18.6) 24.5 (12.3) 8.9 (7.0) 3.5 1.1 3.7 6.0 3.0 (2.6) 0.8 (1.3)
Cash From Operations (6.6) (10.5) 7.2 2.2 31 K (8.8) (5.0) 0.8 0.5 3.8 15.5 20.3 31.5 4.3 1.5 11.8 (26.6) (13.7) 30.5 (5.0) 17.0 (1.0) 8.9 2.6 5.0 8.2 8.3 100 K 4.7 5.7
INVESTING CASH FLOW
Capital Expenditures (0.4) (0.2) (0.2) (0.3) (1.3) (2.9) (1.6) (0.3) (0.6) (0.3) (0.3) (0.2) (0.1) (0.5) 0 (1.4) (2.9) (1.5) (1.1) (3.4) (2.8) (1.2) (1.2) (0.6) (0.5) (1.7) (0.9) (2.1) (5.9) (1.6)
Other Items (19.7) (15.0) (78.9) (76.7) 17.0 32.0 85.8 41.5 (51.2) (106.5) (5.0) (3.3) 62.5 56.1 9.2 (47.3) (15.2) 90.1 (53.3) (82.9) (35.4) (64.6) (20.8) 2.4 (7.4) 21.2 (7.7) (60.6) (0.6) (59.3)
Cash From Investing Activities (20.1) (15.3) (79.1) (77.0) 15.7 29.1 84.1 41.2 (51.8) (106.8) (5.3) (3.5) 62.3 55.6 9.2 (48.7) (18.1) 88.6 (54.4) (86.3) (38.2) (65.8) (22.0) 1.8 (7.9) 19.5 (8.6) (62.7) (6.5) (60.9)
FINANCING CASH FLOW
Common Stock Repurchased 0 0 0 (2.5) 0 0 0 0 0 0 0 0 0 0 68 K (0.2) 0 (0.3) (0.1) (1.0) 0 0 0 0 0 0 0 0 0 0
Total Debt Repaid (4.5) 25.0 (21.2) 23.7 (8.0) (17.0) (11.0) 0 0 13.0 (6.0) 33.0 (69.2) (19.0) 16.5 56.4 (2.5) (45.7) (21.5) 11.0 (17.5) 33.3 (29.9) 7.0 (3.5) (22.9) 3.0 47.1 (8.2) 42.4
Dividends Paid 0 0 0 0 0 0 0 0 0 0 0 0 (0.4) (0.7) (1.9) (1.1) (1.0) (0.9) (0.8) (0.8) (0.7) (0.3) (0.3) (0.3) (0.1) 100 K 100 K 0 0 0
Other Financing Activities 47.6 (17.7) 75.6 78.4 8.6 (106.7) 7.7 (46.6) 64.0 18.4 13.7 (36.9) (28.1) (41.1) (0.2) (32.3) 58.5 (33.7) 48.8 79.8 39.2 22.2 46.5 (1.5) 4.9 1.4 8.3 9.8 8.2 (6.0)
Cash From Financing Activities 43.1 7.3 57.4 102.8 0.6 (123.7) (3.3) (46.6) 64.0 31.4 7.7 (3.9) (46.2) (54.2) 14.4 22.9 54.7 (80.5) 26.4 88.9 20.8 55.1 16.2 5.2 3.7 (21.6) 11.2 56.9 (0.3) 57.9
CHANGE IN CASH
Net Change In Cash 16.5 (18.5) (14.6) 28.1 16.3 (103.3) 75.9 (4.5) 12.7 (71.6) 17.9 12.9 47.6 5.7 25.0 (14.0) 10.0 (5.6) 2.5 (2.4) (0.4) (11.7) 3.1 9.6 0.9 (21.6) 11.2 56.9 (2.1) 57.9
FREE CASH FLOW
Free Cash Flow (6.9) (10.7) 7.0 2.0 (1.3) (11.6) (6.6) 0.6 84 K 3.5 15.2 20.1 31.4 3.8 1.5 10.4 (29.5) (15.1) 29.4 (8.4) 14.2 (2.2) 7.7 2.0 4.5 6.5 7.4 (2.0) (1.2) 4.1