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Broadway Financial Corporation BYFC
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 7.49
-1.58 %
$ 69.1 M
Market Cap
-93.62
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one BYFC stock under the worst case scenario is HIDDEN Compared to the current market price of 7.49 USD, Broadway Financial Corporation is HIDDEN

BYFC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one BYFC stock under the base case scenario is HIDDEN Compared to the current market price of 7.49 USD, Broadway Financial Corporation is HIDDEN

BYFC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one BYFC stock under the best case scenario is HIDDEN Compared to the current market price of 7.49 USD, Broadway Financial Corporation is HIDDEN

BYFC Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart BYFC

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1M 22%
6M 4%
1Y 39%
3Y -7.0%
5Y -134%
All
$9.0$9.0$8.5$8.5$8.0$8.0$7.5$7.5$7.0$7.0$6.5$6.5$6.0$6.0$5.5$5.515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
63.8 M REVENUE
21.26%
Growth Rates
1Year 21.26%
3Years 31.62%
5Years 29.16%
7Years 20.36%
10Years 14.52%
2.76 M OPERATING INCOME
-57.61%
Growth Rates
1Year -57.61%
3Years 36.90%
5Years 47.65%
7Years -4.19%
10Years 0.88%
1.95 M NET INCOME
-56.78%
Growth Rates
1Year -56.78%
3Years 35.61%
5Years 62.90%
7Years 0.62%
10Years -2.56%
1.39 M OPERATING CASH FLOW
-81.66%
Growth Rates
1Year -81.66%
3Years 30.69%
5Years -30.41%
7Years 11.45%
10Years 0.62%
28.2 M INVESTING CASH FLOW
128.21%
Growth Rates
1Year 128.21%
3Years 4.09%
5Years 22.16%
7Years -0.94%
10Years 9.68%
-73.4 M FINANCING CASH FLOW
-40.46%
Growth Rates
1Year -40.46%
3Years -18.61%
5Years -28.38%
7Years -24.17%
10Years -18.99%
14.4 M REVENUE
-11.93%
Growth Rates
1Year 21.26%
3Years 31.62%
5Years 29.16%
7Years 20.36%
10Years 14.52%
14.3 M OPERATING INCOME
680.82%
Growth Rates
1Year -57.61%
3Years 36.90%
5Years 47.65%
7Years -4.19%
10Years 0.88%
-451 K NET INCOME
-34.19%
Growth Rates
1Year -56.78%
3Years 35.61%
5Years 62.90%
7Years 0.62%
10Years -2.56%
0 OPERATING CASH FLOW
100.00%
Growth Rates
1Year -81.66%
3Years 30.69%
5Years -30.41%
7Years 11.45%
10Years 0.62%
0 INVESTING CASH FLOW
0.00%
Growth Rates
1Year 128.21%
3Years 4.09%
5Years 22.16%
7Years -0.94%
10Years 9.68%
0 FINANCING CASH FLOW
100.00%
Growth Rates
1Year -40.46%
3Years -18.61%
5Years -28.38%
7Years -24.17%
10Years -18.99%
Balance Sheet Broadway Financial Corporation
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Current Assets 151 M
Cash & Short-Term Investments 146 M
Receivables 5 M
Other Current Assets 0
Non-Current Assets 1.15 B
Long-Term Investments 1.09 B
PP&E 8.9 M
Other Non-Current Assets 55.7 M
11.22 %83.44 %4.27 %Total Assets$1.3b
Current Liabilities 812 M
Accounts Payable 0
Short-Term Debt 66.6 M
Other Current Liabilities 745 M
Non-Current Liabilities 206 M
Long-Term Debt 196 M
Other Non-Current Liabilities 10.8 M
6.54 %73.20 %19.20 %Total Liabilities$1.0b
EFFICIENCY
Earnings Waterfall Broadway Financial Corporation
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Revenue 63.8 M
Cost Of Revenue 31.1 M
Gross Profit 32.7 M
Operating Expenses 29.9 M
Operating Income 2.76 M
Other Expenses 814 K
Net Income 1.95 M
70m70m60m60m50m50m40m40m30m30m20m20m10m10m0064m(31m)33m(30m)3m(814k)2mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
51.22% GROSS MARGIN
51.22%
Averages
1Year 51.22%
3Years 67.97%
5Years 72.08%
7Years 71.62%
10Years 76.11%
4.34% OPERATING MARGIN
4.34%
Averages
1Year 4.34%
3Years 12.80%
5Years 3.06%
7Years 2.53%
10Years 7.18%
3.02% NET MARGIN
3.02%
Averages
1Year 3.02%
3Years 8.88%
5Years 1.75%
7Years 1.81%
10Years 9.53%
0.68% ROE
0.68%
Averages
1Year 0.68%
3Years 1.43%
5Years 0.02%
7Years 0.20%
10Years 3.26%
0.15% ROA
0.15%
Averages
1Year 0.15%
3Years 0.32%
5Years 0.09%
7Years 0.09%
10Years 0.41%
0.35% ROIC
0.35%
Averages
1Year 0.35%
3Years 0.73%
5Years 0.09%
7Years 0.14%
10Years 1.24%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Broadway Financial Corporation
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15m15m10m10m5m5m00(5m)(5m)(10m)(10m)(15m)(15m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 1.95 M
Depreciation & Amortization 760 K
Capital Expenditures -138 K
Stock-Based Compensation 593 K
Change in Working Capital -1.93 M
Others -1.85 M
Free Cash Flow 1.26 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Broadway Financial Corporation
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BYFC has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership Broadway Financial Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
3.47 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Broadway Financial Corporation Announces Notification from Nasdaq regarding late filing of Form 10-Q LOS ANGELES , June 2, 2025 /PRNewswire/ -- Broadway Financial Corporation ("Broadway", "we", or the "Company") (NASDAQ: BYFC), parent company of City First Bank, National Association, announced today it received a letter from The Nasdaq Stock Market LLC ("Nasdaq"), dated May 28, 2025, informing the Company that it no longer complies with Nasdaq Listing Rule 5250(c)(1) ("Rule 5250(c)(1)") for continued listing on The Nasdaq Capital Market because its Quarterly Report on Form 10-Q for the quarter ended March 31, 2025 (the "Form 10-Q") was not filed within the time period prescribed by the Securities and Exchange Commission ("SEC") rules.  Nasdaq's notice has no immediate effect on the listing or trading of the Company's shares on the Nasdaq Capital Market, although there can be no assurances that further delays in the filing of the Form 10-Q or the Company's other SEC reports will not have an impact on the listing or trading of the Company's common stock. prnewswire.com - 1 month ago
Broadway Financial Corporation Announces Results of Operations for First Quarter 2025 LOS ANGELES , April 28, 2025 /PRNewswire/ -- Broadway Financial Corporation ("Broadway", "we", or the "Company") (NASDAQ: BYFC), parent company of City First Bank, National Association (the "Bank", and collectively, with the Company, "City First Broadway"), reported consolidated net loss before preferred dividends of $451 thousand, or ($0.05) per diluted share, for the first quarter of 2025, compared to consolidated net loss of $164 thousand, or ($0.02) per diluted share, for the first quarter of 2024. Net loss attributable to common stockholders was $1.2 million during the first quarter of 2025 after deducting preferred dividends of $750 thousand, compared to net loss attributable to common stockholders of $164 thousand for the first quarter of 2024. prnewswire.com - 2 months ago
Broadway Financial Corporation Announces New Board Member LOS ANGELES , March 10, 2025 /PRNewswire/ -- Broadway Financial Corporation ("Broadway" or the "Company") (NASDAQ: BYFC), parent company of City First Bank, National Association (the "Bank"), is pleased to announce the appointment of Mary Hentges to its board of directors (the "Board"), effective March 5, 2025, to fill the vacancy on the Board after its size was increased to ten directors. Ms. Hentges will serve on the Audit Committee of the Board of the Company and the Bank, and on the Risk and Compliance Committee and Internal Asset Review Committee of the Bank. prnewswire.com - 3 months ago
Broadway Financial Corporation Announces Results for Fourth Quarter and Full Calendar Year 2024 LOS ANGELES , Jan. 27, 2025 /PRNewswire/ -- Broadway Financial Corporation ("Broadway" or the "Company") (NASDAQ: BYFC), parent company of City First Bank, National Association (the "Bank", and collectively with the Company, "we" or "City First Broadway"), reported net income attributable to Broadway of $1.3 million for the fourth quarter of 2024 compared to $2.6 million for the fourth quarter of 2023, a decrease of $1.3 million.  Net income attributable to common stockholders was $550 thousand during the fourth quarter of 2024, after deducting preferred dividends of $750 thousand, compared to net income attributable to common stockholders of $2.6 million for the fourth quarter of 2023. prnewswire.com - 5 months ago
Broadway Financial Corporation Announces New Chief Banking Officer Ruth McCloud, Chief Operating Officer, Retires After 10 Years of Service LOS ANGELES , Jan. 15, 2025 /PRNewswire/ -- Broadway Financial Corporation ("Broadway" or the "Company") (NASDAQ: BYFC), parent company of City First Bank, National Association (the "Bank"), announced Chief Operating Officer, Ruth McCloud, provided notice on January 13, 2025, that she will be retiring from City First Bank on March 31, 2025. Over the past decade, Ruth's dedication and contributions have played an essential role in the Bank's growth and success. prnewswire.com - 5 months ago
SHAREHOLDER ALERT: Purcell & Lefkowitz LLP Announces Shareholder Investigation of Broadway Financial Corporation (NASDAQ: BYFC) NEW YORK , Jan. 2, 2025 /PRNewswire/ -- Purcell & Lefkowitz LLP announces that it is investigating Broadway Financial Corporation (NASDAQ: BYFC) on behalf of the company's shareholders. The investigation seeks to determine whether Broadway Financial Corporation's directors breached their fiduciary duties in connection with recent corporate actions. prnewswire.com - 6 months ago
Broadway Financial Corporation Announces Results for Third Quarter 2024 LOS ANGELES--(BUSINESS WIRE)--Broadway Financial Corporation (“Broadway” or the “Company”) (NASDAQ: BYFC), parent company of City First Bank, National Association (the “Bank”, and collectively, with the Company, “we” or “City First Broadway”), reported net income attributable to Broadway of $522 thousand for the third quarter of 2024 compared to $91 thousand for the third quarter of 2023, an increase of $431 thousand. Net loss attributable to common stockholders was $228 thousand during the thi. businesswire.com - 8 months ago
Broadway Financial Corporation Announces Results for First Quarter 2024 LOS ANGELES--(BUSINESS WIRE)--Broadway Financial Corp. Q1 2024 Earnings Release. businesswire.com - 1 year ago
Broadway Financial Corporation Announces Compliance Regarding Filing of Form 10-Q LOS ANGELES--(BUSINESS WIRE)--Broadway Financial Corporation (“Broadway,” “we”, or the “Company”) (NASDAQ: BYFC), parent company of City First Bank, National Association, announced today it received a letter from Nasdaq, Inc., dated May 30, 2024, informing the Company that it had regained compliance with Nasdaq Listing Rule 5250(c)(1) with respect to the Form 10-Q for the period ended March 31, 2024 based on the Company's filing on May 24, 2024. The letter noted that the matter is now closed. A. businesswire.com - 1 year ago
Broadway Financial Corporation Announces Results for Fourth Quarter and Full Year Calendar 2023 LOS ANGELES--(BUSINESS WIRE)--Broadway Financial Corporation (“Broadway”, “we”, or the “Company”) (NASDAQ: BYFC), parent company of City First Bank, National Association (the “Bank”, and collectively, with the Company, “City First Broadway”), reported consolidated net earnings of $2.6 million, or $0.31 per diluted share, for the fourth quarter of 2023, compared to consolidated net earnings of $1.5 million, or $0.16 per diluted share (adjusted for the 1-for-8 reverse stock split effective Novemb. businesswire.com - 1 year ago
Broadway Financial Corporation Announces Notification from Nasdaq Regarding Late Filing of Form 10-Q LOS ANGELES--(BUSINESS WIRE)--Broadway Financial Corporation (“Broadway”, “we”, or the “Company”) (Nasdaq Stock Market: BYFC), parent company of City First Bank, National Association, announced today it received a letter from the Nasdaq Stock Market LLC (“Nasdaq”), dated May 22, 2024, informing the Company that it no longer complies with Nasdaq Listing Rule 5250(c)(1) (“Rule 5250(c)(1)”) because Broadway had not filed its Form 10-Q for the period ended March 31, 2024 (the “Form 10-Q”) by the ti. businesswire.com - 1 year ago
Broadway Financial Corporation Announces Four Additions to Senior Management Team LOS ANGELES--(BUSINESS WIRE)--Broadway Financial Corporation (the “Company” or “Broadway”) (NASDAQ Capital Market: BYFC), the holding company of City First Bank, National Association (the “Bank” and collectively with the Company, “City First Broadway”), today announced the addition of four experienced senior officers to the management team of City First Broadway. The Board of Directors of City First Broadway announced the appointment of: Zack Ibrahim, as Executive Vice President and Chief Finan. businesswire.com - 1 year ago
8. Profile Summary

Broadway Financial Corporation BYFC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 69.1 M
Dividend Yield 0.00%
Description Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It accepts various deposit accounts, including savings accounts, checking accounts, NOW accounts, money market accounts, and fixed-term certificates of deposit. The company also offers mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business, construction, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company operates through three branch offices. Broadway Financial Corporation was founded in 1946 and is headquartered in Los Angeles, California.
Contact 4601 Wilshire Boulevard, Los Angeles, CA, 90010 https://www.cityfirstbank.com
IPO Date Jan. 9, 1996
Employees 106
Officers Mr. Zack Ibrahim Executive Vice President, Chief Financial Officer & Principal Accounting Officer Ms. Shannan Alicia Herbert Executive Vice President Mr. Brian E. Argrett Board Chair, President & Chief Executive Officer Ms. Sonja Sanders Wells Executive Vice President, Chief Lending Officer of Commercial Banking & East Commercial Regional Executive Mr. John F. Tellenbach Executive Vice President & West Commercial Regional Executive Ms. Elizabeth F. Sur Executive Vice President, General Counsel & Chief Risk Officer Mr. Thomas A. Nida Executive Vice President & Market Executive Ms. Elise M. Adams Chief Accounting Officer & Senior Vice President Ms. LaShanya Washington Executive Vice President & Chief Credit Officer Mr. John A. Allen Executive Vice President & Chief Banking Officer