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Real Estate - REIT - Specialty - NASDAQ - US
$ 4.96
-1.78 %
$ 112 M
Market Cap
7.75
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AFCG stock under the worst case scenario is HIDDEN Compared to the current market price of 4.96 USD, AFC Gamma, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AFCG stock under the base case scenario is HIDDEN Compared to the current market price of 4.96 USD, AFC Gamma, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AFCG stock under the best case scenario is HIDDEN Compared to the current market price of 4.96 USD, AFC Gamma, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart AFCG

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$10.0$10.0$9.5$9.5$9.0$9.0$8.5$8.5$8.0$8.0$7.5$7.5$7.0$7.0$6.5$6.5$6.0$6.0$5.5$5.5$5.0$5.0$4.5$4.515 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
35.8 M REVENUE
-45.91%
13.9 M OPERATING INCOME
-48.63%
16.8 M NET INCOME
-19.89%
18.3 M OPERATING CASH FLOW
-13.86%
-4.85 M INVESTING CASH FLOW
-17.00%
-34.7 M FINANCING CASH FLOW
49.30%
7.49 M REVENUE
-13.97%
-425 K OPERATING INCOME
-6.83%
-992 K NET INCOME
-71.66%
2.22 M OPERATING CASH FLOW
-15.95%
-56.9 M INVESTING CASH FLOW
-714.51%
36.2 M FINANCING CASH FLOW
182.58%
Balance Sheet AFC Gamma, Inc.
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Current Assets 372 M
Cash & Short-Term Investments 104 M
Receivables 269 M
Other Current Assets 0
Non-Current Assets 0
Long-Term Investments 0
PP&E 0
Other Non-Current Assets 0
27.84 %72.16 %Total Assets$372.2m
Current Liabilities 88.6 M
Accounts Payable 895 K
Short-Term Debt 88.6 M
Other Current Liabilities -895 K
Non-Current Liabilities 112 M
Long-Term Debt 0
Other Non-Current Liabilities 112 M
44.16 %55.84 %Total Liabilities$200.7m
EFFICIENCY
Earnings Waterfall AFC Gamma, Inc.
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Revenue 35.8 M
Cost Of Revenue 0
Gross Profit 35.8 M
Operating Expenses 35.8 M
Operating Income 13.9 M
Other Expenses -2.92 M
Net Income 16.8 M
40m40m35m35m30m30m25m25m20m20m15m15m10m10m5m5m0036m036m(36m)14m3m17mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
38.77% OPERATING MARGIN
38.77%
46.94% NET MARGIN
46.94%
8.33% ROE
8.33%
4.17% ROA
4.17%
3.61% ROIC
3.61%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis AFC Gamma, Inc.
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35m35m30m30m25m25m20m20m15m15m10m10m5m5m0020212021Jul '21Jul '2120222022Jul '22Jul '2220232023Jul '23Jul '2320242024Jul '24Jul '2420252025
Net Income 16.8 M
Depreciation & Amortization 393 K
Capital Expenditures 0
Stock-Based Compensation 1.39 M
Change in Working Capital 0
Others -282 K
Free Cash Flow 18.3 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets AFC Gamma, Inc.
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Wall Street analysts predict an average 1-year price target for AFCG of $14.8 , with forecasts ranging from a low of $10 to a high of $25 .
AFCG Lowest Price Target Wall Street Target
10 USD 101.61%
AFCG Average Price Target Wall Street Target
14.8 USD 197.38%
AFCG Highest Price Target Wall Street Target
25 USD 404.03%
Price
Max Price Target
Min Price Target
Average Price Target
25252020151510105500May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
3.98% DIVIDEND YIELD
0.23 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.500002.500002.000002.000001.500001.500001.000001.000000.500000.500000.000000.000000.550.560.480.230.380.560.480.328540.430.560.480.102670.330.51.860.562.240.481.920.330.990.332021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership AFC Gamma, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
931 K USD 3
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
1.07 M USD 1
9-12 MONTHS
7. News
Standard Wellness Secures $14 Million Credit Facility from Advanced Flower Capital Retiring Existing Debt and Accelerating Strategic Growth Initiatives CLEVELAND , April 3, 2025 /PRNewswire/ -- Standard Wellness Holdings, LLC ("Standard Wellness"), a leading vertically integrated cannabis company, today announced the successful closing of a $14 million senior secured credit facility with Advanced Flower Capital Inc. (NASDAQ: AFCG) ("AFC"). This strategic financing will be utilized to refinance existing debt, including the full repayment of the company's debt facility with Focus Growth Capital Partners and early repayment of the seller note with Columbia Care (incurred in conjunction with the acquisition of the Cannabist dispensary in Springville, Utah), and to fully fund the acquisition of a dispensary license in Saint Louis, Missouri. prnewswire.com - 2 weeks ago
Advanced Flower Capital Provides $14 Million Secured Credit Facility to Subsidiaries of Standard Wellness Holdings Supports Standard Wellness's Continued Growth in Missouri, Utah and Ohio Supports Standard Wellness's Continued Growth in Missouri, Utah and Ohio globenewswire.com - 2 weeks ago
Advanced Flower Capital Stock: The Bull Case After A Brutal Sell-Off Advanced Flower Capital's Q4 earnings report led to a 20%+ stock drop in a single day due to a dividend cut from $0.33 to $0.23 per share. Despite borrower issues, AFCG offers a 14.6% yield and trades at 0.7x book value, presenting a potential investment opportunity. Management's ability to recover and redeploy capital from troubled loans is crucial for sustaining dividends and improving distributable earnings. seekingalpha.com - 3 weeks ago
Certainly Uncertain US equity markets posted modest gains this week - snapping a four-week losing streak - as investors parsed commentary and updated forecasts from the Federal Reserve's policy meeting. Ahead of the looming April 2nd unveiling of reciprocal tariffs, investors were relieved by FOMC projections showing that 11-of-19 policy markets still expect at least two rate cuts this year. Disappointing retail sales data indicated that economic uncertainty is beginning to affect real-world consumer behavior. Housing market data was relatively solid, however, sparking an upward revision to the GDPNow forecast. seekingalpha.com - 4 weeks ago
Fed Looms As Sentiment Dims US equity markets remained under pressure this week as encouraging inflation data and a deal to avoid a government shutdown were offset by further tariff escalations and weak sentiment data. Markets struggled to agree on how the FOMC will interpret the latest economic data, with recent "hard data" showing encouraging trends while "softer" survey data has painted a far-bleaker outlook. Following its worst week in six months, the S&P 500 finished lower by another 2.3% this week - its fourth-straight week of declines - which dragged the index into "correction territory." seekingalpha.com - 1 month ago
Advanced Flower Capital Inc. (AFCG) Q4 2024 Earnings Call Transcript Advanced Flower Capital Inc. (NASDAQ:AFCG ) Q4 2024 Earnings Conference Call March 13, 2025 10:00 AM ET Company Participants Gabriel Katz - Chief Legal Officer Robyn Tannenbaum - President & Chief Investment Officer Daniel Neville - Chief Executive Officer Brandon Hetzel - Chief Financial Officer Conference Call Participants Aaron Grey - Alliance Global Partners Pablo Zuanic - Zuanic & Associates Operator Good day, and thank you for standing by. Welcome to AFC's Fourth Quarter and Fiscal Year 2024 Earnings Call. seekingalpha.com - 1 month ago
AFC Gamma Inc. (AFCG) Q4 Earnings and Revenues Lag Estimates AFC Gamma Inc. (AFCG) came out with quarterly earnings of $0.29 per share, missing the Zacks Consensus Estimate of $0.39 per share. This compares to earnings of $0.49 per share a year ago. zacks.com - 1 month ago
Advanced Flower Capital Inc. Announces Financial Results for Fourth Quarter and Full Year 2024 Fourth quarter 2024 GAAP net loss of $(1.0) million or $(0.05) per basic weighted average common share and  Distributable Earnings¹  of $6.3 million or $0.29 per basi c weighted average common share globenewswire.com - 1 month ago
Advanced Flower Capital Has A Solid Dividend And A Lot Of Near-Term Growth Opportunities Advanced Flower Capital is a REIT specializing in loans to state-licensed cannabis operators, offering a strong dividend yield of ~15.5%. The cannabis market is growing, with 41 states legalizing medical cannabis and 24 states legalizing recreational use, projecting $100B in future annual sales. Using a conservative Dividend Discount Model, AFCG's per share value is estimated at $10.79, indicating a 28.42% increase from the current price, making it an attractive investment. seekingalpha.com - 1 month ago
Analysts Estimate AFC Gamma Inc. (AFCG) to Report a Decline in Earnings: What to Look Out for AFC Gamma (AFCG) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
Buried Treasures: 4 Dramatically Undervalued REITs REITs are highly attractive now due to stable or falling interest rates and low inflation, with many offering strong yields while being undervalued. This article identifies 27 REITs yielding at least 75 basis points above the no-risk rate on Treasuries, while selling at discounts of 20% or greater to their Target Fair Value. The list is then screened for dividend safety, to eliminate sucker yields, and for stable revenues, excluding those with flat or declining FFO/share. seekingalpha.com - 1 month ago
Advanced Flower Capital Provides $15 Million Senior Secured Credit Facility to Story Ohio WEST PALM BEACH, Fla., Feb. 18, 2025 (GLOBE NEWSWIRE) -- Advanced Flower Capital Inc. (f/k/a AFC Gamma, Inc.) (Nasdaq:AFCG) (“AFC”) today announced that it has committed and funded a $15 million senior secured credit facility to Story of Ohio LLC, the Ohio subsidiary of Story Companies (“Story”), a privately held multi-state operator of cannabis cultivation and retail facilities. globenewswire.com - 2 months ago
8. Profile Summary

AFC Gamma, Inc. AFCG

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COUNTRY US
INDUSTRY REIT - Specialty
MARKET CAP $ 112 M
Dividend Yield 3.98%
Description AFC Gamma, Inc. originates, structures, underwrites, and invests in senior secured loans, and other types of loans and debt securities for established companies operating in the cannabis industry in states that have legalized medicinal and/or adult use cannabis. It primarily originates loans structured as senior loans secured by real estate, equipment, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. AFC Gamma, Inc. has elected and qualified to be taxed as a real estate investment trust for the United States federal income tax purposes under the Internal Revenue Code of 1986. The company was incorporated in 2020 and is based in West Palm Beach, Florida.
Contact 525 Okeechobee Boulevard, West Palm Beach, FL, 33401 https://www.afcgamma.com
IPO Date March 19, 2021
Employees None
Officers Mr. Leonard Mark Tannenbaum C.F.A. Co-Founder & Executive Chairman Ms. Lana Ping Director of Investor Relations Ms. Robyn Tannenbaum Co-Founder, Partner, Chief Investment Officer & President Mr. Cody Shue Accounting Manager Mr. James F. Velgot Chief Marketing Officer Mr. Gabriel A. Katz Chief Legal Officer Mr. Brandon Hetzel Chief Financial Officer & Treasurer Mr. Daniel Neville Chief Executive Officer & Partner Ms. Johanna White C.F.A. Managing Director