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Real Estate - REIT - Specialty - NASDAQ - US
$ 4.7
-0.424 %
$ 106 M
Market Cap
5.22
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one AFCG stock under the worst case scenario is HIDDEN Compared to the current market price of 4.7 USD, AFC Gamma, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one AFCG stock under the base case scenario is HIDDEN Compared to the current market price of 4.7 USD, AFC Gamma, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one AFCG stock under the best case scenario is HIDDEN Compared to the current market price of 4.7 USD, AFC Gamma, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart AFCG

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$8.5$8.5$8.0$8.0$7.5$7.5$7.0$7.0$6.5$6.5$6.0$6.0$5.5$5.5$5.0$5.0$4.5$4.5$4.0$4.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
35.8 M REVENUE
-45.91%
13.9 M OPERATING INCOME
-48.63%
13.9 M NET INCOME
-33.84%
21.6 M OPERATING CASH FLOW
1.55%
-4.85 M INVESTING CASH FLOW
-17.00%
-34.7 M FINANCING CASH FLOW
49.30%
5.96 M REVENUE
-35.41%
0 OPERATING INCOME
100.00%
4.07 M NET INCOME
510.24%
3.92 M OPERATING CASH FLOW
76.48%
-19.1 M INVESTING CASH FLOW
66.49%
-85.1 M FINANCING CASH FLOW
-235.44%
Balance Sheet AFC Gamma, Inc.
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Current Assets 372 M
Cash & Short-Term Investments 104 M
Receivables 1.98 M
Other Current Assets 267 M
Non-Current Assets 0
Long-Term Investments 0
PP&E 0
Other Non-Current Assets 0
27.84 %71.63 %Total Assets$372.2m
Current Liabilities 96.9 M
Accounts Payable 895 K
Short-Term Debt 88.6 M
Other Current Liabilities 7.38 M
Non-Current Liabilities 112 M
Long-Term Debt 88.6 M
Other Non-Current Liabilities 23.5 M
42.41 %3.53 %42.41 %11.23 %Total Liabilities$209.0m
EFFICIENCY
Earnings Waterfall AFC Gamma, Inc.
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Revenue 35.8 M
Cost Of Revenue 0
Gross Profit 35.8 M
Operating Expenses 35.8 M
Operating Income 13.9 M
Other Expenses 0
Net Income 13.9 M
40m40m35m35m30m30m25m25m20m20m15m15m10m10m5m5m0036m036m(36m)14m014mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
38.77% OPERATING MARGIN
38.77%
46.94% NET MARGIN
46.94%
8.33% ROE
8.33%
4.17% ROA
4.17%
3.69% ROIC
3.69%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis AFC Gamma, Inc.
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35m35m30m30m25m25m20m20m15m15m10m10m5m5m0020212021Jul '21Jul '2120222022Jul '22Jul '2220232023Jul '23Jul '2320242024Jul '24Jul '2420252025
Net Income 13.9 M
Depreciation & Amortization 393 K
Capital Expenditures 0
Stock-Based Compensation 1.39 M
Change in Working Capital -942 K
Others 4.78 M
Free Cash Flow 21.6 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets AFC Gamma, Inc.
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Wall Street analysts predict an average 1-year price target for AFCG of $14.8 , with forecasts ranging from a low of $10 to a high of $25 .
AFCG Lowest Price Target Wall Street Target
10 USD 112.77%
AFCG Average Price Target Wall Street Target
14.8 USD 213.83%
AFCG Highest Price Target Wall Street Target
25 USD 431.91%
Price
Max Price Target
Min Price Target
Average Price Target
25252020151510105500Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
5.99% DIVIDEND YIELD
0.15 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.500002.500002.000002.000001.500001.500001.000001.000000.500000.500000.000000.000000.550.560.480.230.380.560.480.328540.150.430.560.480.102670.330.51.860.562.240.481.920.330.990.482021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership AFC Gamma, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
931 K USD 3
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Advanced Flower Capital Schedules Earnings Release and Conference Call for the Second Quarter Ending June 30, 2025 WEST PALM BEACH, Fla., June 24, 2025 (GLOBE NEWSWIRE) -- Advanced Flower Capital Inc. (Nasdaq: AFCG) (“AFC”) today announced that it will release its financial results for the second quarter ending June 30, 2025 on Thursday, August 14th, 2025 before market open. Management will review AFC's financial results at 10:00 am ET via webcast available on the Investor Relations section of AFC's website found here AFC -- Investor Relations. Participants are also invited to access the conference call by registering in advance at this link. A replay will be available one hour after the event. globenewswire.com - 2 weeks ago
The Inflation That Wasn't US equity markets retreated from the cusp of record-highs this week as encouraging inflation data showing surprisingly muted tariff-related inflation was spoiled by a sudden escalation in Middle East tensions. The critical CPI and PPI reports both showed cooler-than-expected inflation in May for a third-straight month, as lower oil prices and moderating shelter costs more than offset the tariff uplift. Upsetting the key disinflationary offset that has kept overall inflation suppressed in recent months, the exchange of attacks between Iran and Israel sent global oil prices surging to four-month highs. seekingalpha.com - 3 weeks ago
Advanced Flower Capital Announces Dividend for the Second Quarter 2025 WEST PALM BEACH, Fla., June 13, 2025 (GLOBE NEWSWIRE) -- Advanced Flower Capital Inc. (Nasdaq: AFCG) (“AFC” or the “Company”) today announced its dividend for the quarter ending June 30, 2025. globenewswire.com - 3 weeks ago
Advanced Flower Capital Expands Revolving Credit Facility with $20 Million Additional Commitment from Existing FDIC-Insured Banking Partner WEST PALM BEACH, Fla., June 09, 2025 (GLOBE NEWSWIRE) -- Advanced Flower Capital Inc. (Nasdaq: AFCG) (“AFC”) today announced that it has expanded its senior secured revolving credit facility (“Credit Facility”) to $50 million with an additional $20 million commitment from the facility's Lead Arranger, an FDIC-insured bank with over $75 billion of assets. AFC intends to use availability under the Credit Facility to fund commitments to existing borrowers, originate and participate in commercial loans to cannabis operators in line with its investment strategy, and support working capital and other general corporate purposes. The facility remains expandable to $100 million, subject to lender participation and available borrowing base. globenewswire.com - 4 weeks ago
Advanced Flower Capital: The Dividend Is In Danger Again, I'm Out (Downgrade) Advanced Flower Capital's disappointing results, underperforming loans, and management's shaky track record have eroded my confidence and prompted a downgrade from Buy to Sell. Distributable earnings failed to cover the dividend in Q1, raising the risk of another cut and highlighting ongoing execution issues and slow loan recoveries. Despite a low valuation and high yield, persistent declines in book value and lack of clear catalysts make AFCG a value trap, not a bargain. seekingalpha.com - 1 month ago
Dividend Power Dogs: 3 Ideal Safe Buys For May Dividend Power strategy focuses on high earnings yield and top dividend yield stocks, aiming for strong returns and resilience in downturns. Top projected picks for May include ZIM Integrated Shipping, Mesabi Trust, and Golden Ocean, offering high yields and safer dividends backed by free cash flow. Analyst forecasts suggest the top ten Dividend Power stocks could deliver an average 67% net gain by May 2026, with several ideally priced for investors. seekingalpha.com - 1 month ago
New Strong Sell Stocks for May 16th FBIO, AFCG and HRZN have been added to the Zacks Rank #5 (Strong Sell) List on May 16, 2025. zacks.com - 1 month ago
Advanced Flower Capital Inc. (AFCG) Q1 2025 Earnings Call Transcript Advanced Flower Capital Inc. (NASDAQ:AFCG ) Q1 2025 Earnings Conference Call May 14, 2025 10:00 AM ET Company Participants Gabriel Katz - Chief Legal Officer Robyn Tannenbaum - President & Chief Investment Officer Daniel Neville - Chief Executive Officer Brandon Hetzel - Chief Financial Officer Conference Call Participants Pablo Zuanic - Zuanic & Associates Chris Muller - Citizens Capital Markets Operator Good day, and welcome to the Advanced Flower Capital Q1 2025 Earnings Call. At this time, all participants are in a listen-only mode. seekingalpha.com - 1 month ago
AFC Gamma Inc. (AFCG) Misses Q1 Earnings and Revenue Estimates AFC Gamma Inc. (AFCG) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.25 per share. This compares to earnings of $0.49 per share a year ago. zacks.com - 1 month ago
Advanced Flower Capital Inc. Announces Financial Results for the First Quarter 2025 First quarter 2025 GAAP net income of $4.1 million or $0.18 per basic weighted average common share and  Distributable Earnings ( 1 )   of $4.5 million or $0.21 per basi c weighted average common share globenewswire.com - 1 month ago
Advanced Flower Capital Renews Senior Secured Revolving Credit Facility with Lead Commitment from FDIC-Insured Bank WEST PALM BEACH, Fla., May 02, 2025 (GLOBE NEWSWIRE) -- Advanced Flower Capital Inc. (NASDAQ: AFCG) (“AFC”) today announced that it has renewed its senior secured revolving credit facility (“Credit Facility”) with a lead commitment from an FDIC-insured bank with over $75 billion of assets. AFC intends to use availability under the Credit Facility to fund unfunded commitments to existing borrowers, to originate and participate in commercial loans to cannabis operators in line with its investment strategy, and for working capital and other general corporate purposes. globenewswire.com - 2 months ago
Is the Options Market Predicting a Spike in Advanced Flower Capital Stock? Investors need to pay close attention to AFCG stock based on the movements in the options market lately. zacks.com - 2 months ago
8. Profile Summary

AFC Gamma, Inc. AFCG

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COUNTRY US
INDUSTRY REIT - Specialty
MARKET CAP $ 106 M
Dividend Yield 5.99%
Description AFC Gamma, Inc. originates, structures, underwrites, and invests in senior secured loans, and other types of loans and debt securities for established companies operating in the cannabis industry in states that have legalized medicinal and/or adult use cannabis. It primarily originates loans structured as senior loans secured by real estate, equipment, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. AFC Gamma, Inc. has elected and qualified to be taxed as a real estate investment trust for the United States federal income tax purposes under the Internal Revenue Code of 1986. The company was incorporated in 2020 and is based in West Palm Beach, Florida.
Contact 525 Okeechobee Boulevard, West Palm Beach, FL, 33401 https://www.afcgamma.com
IPO Date March 19, 2021
Employees None
Officers Ms. Lana Ping Director of Investor Relations Ms. Robyn Tannenbaum Co-Founder, Partner, Chief Investment Officer & President Mr. Gabriel A. Katz Chief Legal Officer Mr. James F. Velgot Chief Marketing Officer Mr. Leonard Mark Tannenbaum C.F.A. Executive Chairman Mr. Cody Shue Accounting Manager Mr. Daniel Neville Chief Executive Officer & Partner Ms. Johanna White C.F.A. Managing Director Mr. Brandon Hetzel Chief Financial Officer & Treasurer