$7.90
-2.9%The Western Union Company provides money movement and payment services worldwide. The company operates in two segments, Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers between two consumers, primarily through a network of third-party agents and sub-agents; and offers international cross-border transfers and intra-country transfers, as well as money transfer transactions through websites and mobile devices. The Business Solutions segment provides payment and foreign exchange solutions, primarily cross-border and cross-currency transactions for small and medium size enterprises, other organizations, and individuals; and foreign currency forward and option contracts. It also offers bill payment services that facilitates payments from consumers to businesses and other organizations, as well as offers money order and other services. The company was founded in 1851 and is headquartered in Denver, Colorado.
Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.
Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.
Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Solid cash generation: Positive free cash flow with reasonable earnings quality provides financial flexibility for growth investments, debt reduction, or shareholder returns.
WU โข NYSE
| The Western Union Company Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
499.6M | 934.2M | 626M | 910.6M | 805.8M | 744.3M | 1.1B | 851.9M | -557.1M | 253.2M | 837.8M | 852.4M | 798.4M | 1B | 1.2B | 909.9M | 848.8M | 919M | 857.3M | 914M | |
165.4M | 179.1M | 183.6M | 183.8M | 208.2M | 225.6M | 257.7M | 264.7M | 262.9M | 263.2M | 270.2M | 271.9M | 262.8M | 246.1M | 192.6M | 175.9M | 154.2M | 144M | 123.9M | 103.5M | |
34.9M | -248.8M | -11M | -26.7M | -2.6M | 13.9M | -24.5M | -15.1M | 69.5M | -174.2M | -39.9M | -26.8M | -39.3M | -35.2M | 21.2M | 28.6M | -20.8M | 15.9M | 4.2M | 12.9M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 41.7M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 31.2M | 35.9M | 31.9M | 26.3M | 50.2M | 0.0 | |
-116.8M | 123.5M | 95.9M | -139.4M | 211.5M | 104.1M | -413.7M | 66.2M | 588.2M | 98.3M | 63.7M | 49.5M | 53.3M | 77.2M | -51.3M | 2M | 44.1M | 42.9M | 14.6M | 47.6M | |
(0.0) | (324.9M) | (197.4M) | (279.8M) | (185.9M) | (187.3M) | (318.9M) | (339.4M) | (0.0) | (68.4M) | (92.8M) | (179.4M) | (158M) | (257.1M) | (144.9M) | (365.4M) | (162.8M) | (230.3M) | (0.0) | (0.0) | |
-39.4M | -581.7M | -111.4M | -346.7M | -177.6M | -252.1M | 36.8M | -346.4M | 378.5M | 601.4M | -60.7M | -101.1M | 13.4M | -128.7M | -184.2M | -157.9M | 159.9M | 105.8M | 53.3M | 35M | |
543.7M | 406.3M | 783.1M | 581.6M | 1B | 877.5M | 914.6M | 821.3M | 742M | 1B | 1.1B | 1B | 1.1B | 1.2B | 1.2B | 994.4M | 1.2B | 1.3B | 1.1B | 1.1B | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-150.8M | -37.4M | -22.9M | -31.9M | -37.7M | -156.8M | -48.1M | -136.7M | -69.1M | -68.8M | -94.4M | -67.8M | -80.2M | -60.9M | -52.8M | -113.7M | -59.7M | -70.9M | -192.1M | -202.3M | |
(0.0) | (0.0) | (0.0) | (887.2M) | -149.1M | (49.4M) | (711.7M) | (0.0) | -24.9M | (0.0) | (0.0) | -10.6M | (0.0) | (10M) | -1.2B | -4.7M | -515.9M | -42.8M | (0.0) | -66.5M | |
-256.3M | -396.7M | -495.3M | -1.6B | -433M | -4.9M | -5.9B | -27M | -234.8M | -104.4M | -120.2M | (0.0) | -100M | (0.0) | (0.0) | -60.4M | (0.0) | -298.1M | -35.8M | (0.0) | |
186M | 526.2M | 506M | 1.4B | 985M | 900K | 5.4B | 37.2M | 232.2M | 63.1M | 100.3M | 100.2M | 0.0 | 0.0 | 20.8M | 16.9M | 35.2M | 281.1M | 0.0 | 0.0 | |
-9.2M | -108.4M | -128.6M | -158.8M | -173.2M | -2M | -31.3M | -202.3M | -108M | -161M | -172.1M | -111.2M | -161.1M | -207.3M | -109.7M | 97.3M | 216.3M | -323M | 25.9M | -115.9M | |
-230.3M | -16.3M | -140.8M | (525.5M) | (192M) | -113.4M | (167M) | -328.8M | -204.6M | -271.1M | -286.4M | -89.4M | -341.3M | -258.2M | -1.4B | -64.6M | -324.1M | -453.7M | -202M | -384.7M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-234.6M | -186.2M | -308.4M | -369.9M | -409.9M | -239.7M | -552.6M | -412.4M | -502.8M | -501.6M | -511.3M | -495.4M | -399.7M | -766.5M | -803.9M | -581.4M | -400.2M | -1.3B | -510.7M | 60.9M | |
0.0 | 433.2M | -115.1M | -395M | -77.6M | -165M | -209M | 396M | 246.2M | -430.4M | -500M | -500M | 197.3M | 445.8M | 297M | 247M | -86.2M | -255.3M | 10.6M | 2.2B | |
-309M | -321.5M | -349M | -364.2M | -381.6M | -370.3M | -340.8M | -341.7M | -325.6M | -312.2M | -316.5M | -265.2M | -277.2M | -254.2M | -194.2M | -165.3M | -41.2M | -28.4M | -30M | -3B | |
-234.6M | -186.2M | -308.4M | -369.9M | -409.9M | -239.7M | -552.6M | -412.4M | -502.8M | -501.6M | -511.3M | -495.4M | -399.7M | -766.5M | -803.9M | -581.4M | -400.2M | -1.3B | -726.8M | -19.9M | |
-239M | 5.2M | -124.3M | -48.2M | -400.4M | 1.5M | -381.7M | 900K | 11.7M | 35M | 75.8M | 14.2M | 28.9M | 53.4M | 100M | 42.1M | 23.2M | 300.5M | 0.0 | 928.9M | |
-782.6M | -69.3M | -896.8M | -1.2B | -1.3B | -773.5M | -1.5B | -357.2M | -570.5M | -1.2B | -1.3B | -1.2B | -450.7M | -521.5M | -601.1M | -457.6M | -504.4M | -1.3B | -530.1M | 187.3M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-469.2M | 320.7M | -254.5M | -70.2M | -32.2M | -9.4M | -402.5M | 135.3M | -33.1M | -438.4M | -467.3M | -289.9M | 296.6M | 405.6M | -786.5M | 472.2M | 389.6M | -497.5M | 371.4M | 911.5M | |
2.1B | 1.8B | 2B | 2.1B | 2.1B | 1.5B | 2.2B | 844.4M | 877.5M | 1.3B | 1.8B | 2.1B | 1.8B | 1.4B | 2.2B | 1.7B | 1.3B | 1.8B | 1.4B | 510.2M | |
1.6B | 2.1B | 1.8B | 2B | 2.1B | 1.4B | 1.8B | 979.7M | 844.4M | 877.5M | 1.3B | 1.8B | 2.1B | 1.8B | 1.4B | 2.2B | 1.7B | 1.3B | 1.8B | 1.4B | |
392.9M | 368.9M | 635.3M | 373.4M | 830.7M | 720.7M | 786.9M | 482.3M | 564.9M | 812.1M | 804.6M | 866.9M | 847.3M | 917.1M | 1B | 880.7M | 1.1B | 1.2B | 911.4M | 906.6M |
WU - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 18, 2026 | May 14, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | April 30, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 24, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 24, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 31, 2026 | May 14, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 16, 2026 | March 13, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 09, 2026 | February 26, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 20, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 20, 2026 | February 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 09, 2026 | January 09, 2026 | 2026 |
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