The Western Union Company

The Western Union Company

WUยทNYSE

$7.96

-2.9%
Financial ServicesFinancial - Credit Services

The Western Union Company provides money movement and payment services worldwide. The company operates in two segments, Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers between two consumers, primarily through a network of third-party agents and sub-agents; and offers international cross-border transfers and intra-country transfers, as well as money transfer transactions through websites and mobile devices. The Business Solutions segment provides payment and foreign exchange solutions, primarily cross-border and cross-currency transactions for small and medium size enterprises, other organizations, and individuals; and foreign currency forward and option contracts. It also offers bill payment services that facilitates payments from consumers to businesses and other organizations, as well as offers money order and other services. The company was founded in 1851 and is headquartered in Denver, Colorado.

At a Glance

Live Snapshot
Market Cap$2.49B
EPS1.5300
P/E Ratio6.09
Earnings Date07/27/2026
wu

The Western Union Company Street Expectations Map

WU ยท NYSE

Wall Street analysts project that WU stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 9.00, with estimates ranging from a low of 9.00 to a high of 9.00.

Lowest Target
9.00
13.07%
Consensus Target
9.00
13.07%
Highest Target
9.00
13.07%

The consensus 1-year price target stands at 9.00, with estimates ranging from a low of 9.00 to a high of 9.00.

Analyst Consensus Analysis

Upside Potential

+13.1%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

wu

The Western Union Company Forward Estimates of Revenue

WU ยท NYSE
Latest Revenue
4.04B
FY 2025
Avg Estimate
4.28B
FY 2026
Estimate Range
3.98B - 4.38B
Analyst Spread

Forward Growth Analysis

Projected Growth+5.8%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage12 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

wu

The Western Union Company Forward Estimates of Net Income

WU ยท NYSE
Latest Net Income
499.60M
FY 2025
Avg Estimate
575.20M
FY 2026
Estimate Range
570.31M - 580.09M
Analyst Spread

Forward Growth Analysis

Projected Growth+15.1%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage12 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

wu

The Western Union Company Forward Estimates of EPS

WU ยท NYSE
Latest EPS
1.53
FY 2025
Avg Estimate
$1.75
FY 2026
Estimate Range
$1.74 - $1.77
Analyst Spread

Forward Growth Analysis

Projected Growth+14.4%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage11 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

wu

The Western Union Company Forward Estimates of EBIT

WU ยท NYSE
Latest EBIT
768.90M
FY 2025
Avg Estimate
867.55M
FY 2026
Estimate Range
806.46M - 887.92M
Analyst Spread

Forward Growth Analysis

Projected Growth+12.8%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage12 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

wu

The Western Union Company Forward Estimates of EBITDA

WU ยท NYSE
Latest EBITDA
934.30M
FY 2025
Avg Estimate
1.05B
FY 2026
Estimate Range
971.64M - 1.07B
Analyst Spread

Forward Growth Analysis

Projected Growth+11.9%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage12 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

wu

The Western Union Company Forward Estimates of SG&A Expense

WU ยท NYSE
Latest SG&A Expense
742.80M
FY 2025
Avg Estimate
864.67M
FY 2026
Estimate Range
803.78M - 884.97M
Analyst Spread

Forward Growth Analysis

Projected Growth+16.4%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage12 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

wu

The Western Union Company Insider Positioning

WU ยท NYSE

During the last 12 months, insiders have purchased $1.73M and sold $86K worth of WU shares, resulting in $1.65M of net buying activity.

3 Months

Bought

0

0.00

Sold

9.2K

86.22K

Net Activity

-86K

-$86K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

10.0K

89.54K

Sold

0

0.00

Net Activity

+90K

+$90K

9-12 Months

Bought

194.0K

1.64M

Sold

0

0.00

Net Activity

+1.6M

+$1.64M

Top Buyers

1
MD

Mcgranahan Devin

Director, Officer: Ceo & President

176.5K sharesโ€ข1 transactions

$1.50M

2
CM

Cagwin Matthew

Officer: Chief Financial Officer

17.5K sharesโ€ข1 transactions

$146K

3
AG

Angelini Giovanni

Officer: President Europe, Africa, Mepa

10.0K sharesโ€ข1 transactions

$90K

Top Sellers

1
AG

Angelini Giovanni

Officer: President Europe, Africa, Mepa

6.0K sharesโ€ข1 transactions

$57K

2
ABC

Adams Benjamin Carlton

Officer: Chief Legal Officer

3.2K sharesโ€ข1 transactions

$29K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $1.65M net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

20.11:1

Exceptional buy/sell ratio. Buying dramatically outweighs sellingโ€”one of the strongest possible insider signals.

Recent Trend (3 Months)

$86K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

Moderate Buying

3 insider buyers vs. 2 sellers. More insiders buying than selling indicates positive sentiment.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.