Stewart Information Services Corporation

Stewart Information Services Corporation

STCยทNYSE

$62.62

-2.0%
Financial ServicesInsurance - Property & Casualty

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services. The company operates in two segments, Title, and Ancillary Services and Corporate. The Title segment is involved in searching, examining, closing, and insuring the condition of the title to real property. This segment also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. The Ancillary Services and Corporate segment provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation services to the mortgage industry. The company offers its products and services through its directly owned policy-issuing offices, network of independent agencies, and other businesses within the company. It serves homebuyers and sellers, residential and commercial real estate professionals, title agencies, real estate attorneys and investors, and home builders, as well as mortgage lenders, servicers, brokers, and investors. The company operates in the United States, Canada, the United Kingdom, and Australia. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.

At a Glance

Live Snapshot
Market Cap$1.91B
EPS4.0800
P/E Ratio15.35
Earnings Date07/22/2026
3Y-5.0%
5Y+28.0%
10Y+46.0%
3Y-29.0%
5Y-25.0%
10Y+108.0%
3Y+7.0%
5Y-25.0%
10Y+67.0%
Stewart Information Services Corporation

Stewart Information Services Corporation Profit Bridge

STC ยท NYSE
Revenue2.92B
Cost of Goods Sold (358.70M)
Gross Profit2.56B
Operating Expenses (2.40B)
Operating Income165.55M
Interest Expense (20.44M)
Other Income/Expense0.00
Pretax Income165.55M
Income Tax (35.40M)
Net Income115.56M
Net Income
115.56M

Profitability Analysis

Gross Margin

87.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

5.7%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

4.0%

Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.

Effective Tax Rate

21.4%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Stewart Information Services Corporation Income Statement

STC โ€ข NYSE

Stewart Information Services Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
2.9B
2.5B
2.3B
3.1B
3.3B
2.3B
1.9B
1.9B
2B
2B
2B
1.9B
1.9B
1.9B
1.6B
1.7B
1.7B
1.6B
2.1B
2.5B
GROSS PROFIT
(358.7M)
(80.4M)
(80.3M)
(102.7M)
(126.2M)
(115.2M)
(345.3B)
(345.3B)
(382B)
(0.0)
(382M)
(347.3M)
(280.3M)
(286.5M)
(256.2M)
(273.3M)
(289.6M)
(0.0)
(0.0)
(0.0)
2.6B
2.4B
2.2B
3B
3.2B
2.2B
-343.4B
-343.4B
-380B
2B
1.7B
1.5B
1.6B
1.6B
1.4B
1.4B
1.4B
1.6B
2.1B
2.5B
OPERATING INCOME
(2.4B)
(2.3B)
(2.1B)
(2.7B)
(2.7B)
(2B)
-1.9B
(1.8B)
(938M)
(989.9M)
(1.1B)
(1.8B)
(1.8B)
(1.8B)
-1.5B
-1.5B
-1.6B
-3.3B
-2.2B
-2.5B
(1B)
(745.4M)
(712.8M)
(802M)
(777M)
(613.2M)
(567.2M)
(562.5M)
(566.2M)
(604.4M)
(658.3M)
(624.3M)
(571M)
(542.5M)
(469.8M)
(467.5M)
(481.5M)
(553.8M)
(843M)
(1.1B)
165.5M
114.3M
60.9M
232.7M
434M
218.5M
67.9M
64.9M
7.7M
-9.2M
-130.5M
-89.6M
-25.6M
-83.3M
-90.6M
-85.7M
-135M
-1.8B
-130.2M
-14.9M
PRE-TAX INCOME
(20.4M)
(19.9M)
(19.7M)
(18.4M)
(5M)
(2.6M)
(4.3M)
(3.9M)
(3.5M)
(3.1M)
(2.1M)
(3.2M)
(3M)
(5.2M)
(5.3M)
(5.4M)
(4.1M)
(6M)
(6.8M)
(6.1M)
-20.4M
-19.9M
-19.7M
-18.4M
-5M
-2.6M
-4.3M
-3.9M
-3.5M
-3.1M
-2.1M
-3.2M
-3M
-5.2M
-5.3M
-5.4M
-4.1M
-6M
-6.8M
-6.1M
(1.4B)
(1.6B)
(1.4B)
(1.9B)
(2B)
(1.3B)
-2.4B
(1.2B)
-938M
-989.9M
-1.1B
(0.0)
(0.0)
(0.0)
-1.9B
-2B
-2B
-3.9B
-3.1B
-3.6B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-1.2B
-1.3B
-1.3B
-1.3B
-1.1B
-1.2B
-5.2M
-5.3M
2.9M
-9.9M
-237.5M
-6.8M
81.2M
165.5M
114.3M
60.9M
232.7M
434M
218.5M
117M
72.5M
75.1M
88M
9.7M
51.8M
101.1M
89.3M
18M
2.9M
-62.2M
-234.5M
-51.9M
84.5M
NET INCOME
(35.4M)
(26.2M)
(15.3M)
(50.9M)
(94M)
(48.8M)
(26.7M)
(13.5M)
(14.9M)
(19.6M)
(5.7M)
(13.5M)
(28.5M)
-29.6M
(9.3M)
(8.1M)
-19.8M
(2.1M)
-23.9M
(23M)
115.6M
73.3M
30.4M
162.3M
323.2M
154.9M
78.6M
47.5M
48.7M
55.5M
-6.2M
29.8M
63M
109.2M
2.3M
-12.6M
-51M
-241.9M
-40.2M
43.3M

SEC Filings

STC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
June 01, 2026
2026
8-K

8-K 2026

N/A

May 11, 2026
May 07, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 25, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

March 02, 2026
March 02, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 04, 2026
February 04, 2026
2026
8-K

8-K 2025

N/A

December 12, 2025
December 10, 2025
2025
8-K

8-K 2025

N/A

December 01, 2025
December 01, 2025
2025
Showing 1 to 10 of 415 filings