Stewart Information Services Corporation

Stewart Information Services Corporation

STCยทNYSE

$62.62

-2.0%
Financial ServicesInsurance - Property & Casualty

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services. The company operates in two segments, Title, and Ancillary Services and Corporate. The Title segment is involved in searching, examining, closing, and insuring the condition of the title to real property. This segment also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. The Ancillary Services and Corporate segment provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation services to the mortgage industry. The company offers its products and services through its directly owned policy-issuing offices, network of independent agencies, and other businesses within the company. It serves homebuyers and sellers, residential and commercial real estate professionals, title agencies, real estate attorneys and investors, and home builders, as well as mortgage lenders, servicers, brokers, and investors. The company operates in the United States, Canada, the United Kingdom, and Australia. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.

At a Glance

Live Snapshot
Market Cap$1.91B
EPS4.0800
P/E Ratio15.35
Earnings Date07/22/2026
3Y+7.0%
5Y-25.0%
10Y+67.0%
3Y+23.0%
5Y+59.0%
10Y+549.0%
3Y-315.0%
5Y+388.0%
10Y-547.0%
STC

Stewart Information Services Corporation Cash Conversion Engine

STC ยท NYSE
Net Income115.53M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital-2.93M
Others93.08M
Capital Expenditures-73.41M
Free Cash Flow132.28M

Cash Flow Quality Analysis

FCF Conversion Rate

114.5%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

35.7%

Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.

FCF Growth Trend

+39.0%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$2.93M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Stewart Information Services Corporation Cash Flow Statement

STC โ€ข NYSE

Stewart Information Services Corporation Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
115.5M
73.3M
30.4M
181.8M
340M
169.7M
90.3M
59M
60.1M
68.4M
4M
38.3M
72.6M
119M
8.7M
-5.2M
-42.4M
-241.9M
-40.2M
43.3M
0.0
61.6M
62.4M
57.2M
36.4M
19.2M
22.5M
24.9M
25.9M
30M
30.3M
24.2M
17.9M
17.8M
19.5M
21.4M
28.1M
41M
41.1M
37.7M
0.0
0.0
0.0
293K
0.0
0.0
11.9M
256M
4.9M
7.4M
-5.8M
3.2M
16.3M
-39.8M
-1.2M
10.5M
-1.2M
0.0
-8.2M
-4.2M
0.0
13.6M
10.9M
12.3M
12M
5.8M
2.1M
4.8M
5.3M
3M
4.4M
4M
1M
2.1M
0.0
0.0
0.0
0.0
0.0
0.0
93.1M
3M
-12.2M
14.9M
36.3M
40.2M
-4.5M
-258.6M
13M
2.4M
34.9M
-9.6M
-5.9M
21.6M
10.4M
512K
36.4M
77.5M
7.3M
42M
(24.3M)
(25.8M)
(5.3M)
(60.1M)
(106.1M)
(44.8M)
(12M)
(12.9M)
(0.0)
(15.3M)
(15M)
(0.0)
(18M)
(6.7M)
(19.3M)
(0.0)
(0.0)
(1.7M)
(14M)
(0.0)
-2.9M
-15.9M
-8.6M
-74.6M
-34.3M
41M
44.1M
-2M
-1.2M
11.7M
12.6M
3.8M
897K
-29.4M
-13.8M
45.6M
-38.7M
18.3M
4.6M
-14.3M
205.7M
135.6M
83M
191.9M
390.3M
275.8M
166.4M
84.2M
108.1M
123M
80.5M
64M
87.2M
120.5M
23.4M
41.2M
-17M
-105.2M
4.6M
99.7M
INVESTING ACTIVITIES
(0.0)
-40.5M
-37.8M
-47.9M
-39.8M
-15M
-17.1M
-10.7M
-16.4M
-18.2M
-19.7M
-19.5M
-17.3M
-16.8M
-17.7M
-16.3M
-11M
-18M
-31.4M
-42M
(0.0)
-14.4M
-25.1M
-142.9M
-600M
-199.5M
(1.3M)
-18.7M
-17.4M
(1.3M)
-4M
-40M
-11.8M
(383K)
-8.3M
-1.9M
-1.2M
-55K
-8.4M
-45.4M
(0.0)
-157.8M
-93.3M
-214.7M
-143.9M
-118.3M
-78.1M
-43.1M
-182M
-149M
-162.4M
-224.7M
-160.5M
-207.7M
-336.1M
-303.5M
-369.4M
-811.8M
-403.1M
-407.7M
0.0
130.6M
132.2M
103.8M
146.2M
99.9M
99.3M
79.5M
110.9M
108.2M
111.5M
197.2M
104.5M
181.9M
339.7M
545.7M
512.3M
668.5M
451.9M
437.2M
-368.6M
-5.2M
-6M
1.1M
-7.7M
1.6M
1.6M
2.4M
960K
873K
5.7M
8.5M
6.7M
5.6M
-6.8M
11.2M
-560K
2.4M
-1M
-4.7M
-368.6M
-87.3M
-30M
-300.7M
-645.3M
-231.4M
(7M)
(9.4M)
-103.9M
-56.8M
-68.8M
-78.6M
-78.4M
-36.5M
-29.2M
(235.2M)
(130.2M)
-158.9M
(7.9M)
-62.6M
FINANCING ACTIVITIES
144.4M
-3.8M
-1.8M
-3.3M
-2.3M
107.9M
-532K
-1.2M
-727K
-13.1M
-28M
-22M
0.0
0.0
0.0
0.0
0.0
569K
-9.5M
517K
200M
9K
-2.2M
-37M
387.5M
-9.1M
2.6M
-5.6M
26K
-2.6M
30.2M
59.4M
-1.8M
-5.2M
12K
-226.6M
-80M
260.8M
-7M
-7.5M
-58.5M
-53.9M
-50.5M
-44.7M
-36.6M
-30.2M
-28.3M
-28.3M
-28.1M
-27.8M
-18M
-2.3M
-2.2M
-1.8M
-917K
-8M
-8.6M
-9.4M
-26.2M
-31.2M
-3.9M
-3.8M
-1.8M
-3.3M
-2.3M
-1.1M
-532K
-1.2M
-727K
-1.1M
-28M
-22M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-9.5M
(0.0)
-20.7M
-3.2M
-14.6M
-38.3M
-38.3M
-14.3M
-11.5M
-12.7M
-14.8M
-15.9M
-9.7M
-9M
-14.2M
-11M
-6.1M
-11.3M
57K
-7.5M
368K
0.0
265.2M
-61M
-69.1M
-123.2M
310.4M
54.3M
-37.8M
-47.8M
-43.6M
-59.3M
-25.6M
26M
-18.2M
-18.1M
-7M
-238.8M
-88.6M
252M
-42.4M
-38.1M
CASH FLOW SUMMARY
3.2M
-4.5M
1M
-5.5M
-2.2M
3.3M
2.9M
-3.8M
3.7M
-141K
-7.7M
-5.2M
-4.9M
1.8M
-803K
826K
5.2M
-10.9M
3M
2.4M
105.5M
-17.1M
-15M
-237.6M
53.2M
102.1M
138.5M
42M
-35.7M
6.7M
-21.5M
6.3M
-14.2M
67.7M
-13.6M
38.4M
29.9M
-23M
-26.9M
1.4M
216.3M
233.4M
248.4M
485.9M
432.7M
330.6M
192.1M
150.1M
185.8M
179.1M
200.6M
194.3M
208.5M
140.8M
154.5M
116.1M
86.2M
109.2M
136.1M
134.7M
321.8M
216.3M
233.4M
248.4M
485.9M
432.7M
330.6M
192.1M
150.1M
185.8M
179.1M
200.6M
194.3M
208.5M
140.8M
154.5M
116.1M
86.2M
109.2M
136.1M
132.3M
95.1M
45.3M
143.9M
350.5M
260.8M
149.3M
73.5M
91.7M
104.8M
60.9M
44.5M
69.9M
103.8M
5.7M
24.9M
-28M
-123.1M
-26.8M
57.7M

SEC Filings

STC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
June 01, 2026
2026
8-K

8-K 2026

N/A

May 11, 2026
May 07, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 25, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

March 02, 2026
March 02, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 04, 2026
February 04, 2026
2026
8-K

8-K 2025

N/A

December 12, 2025
December 10, 2025
2025
8-K

8-K 2025

N/A

December 01, 2025
December 01, 2025
2025
Showing 1 to 10 of 415 filings