Stewart Information Services Corporation

Stewart Information Services Corporation

STCยทNYSE

$62.62

-2.0%
Financial ServicesInsurance - Property & Casualty

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services. The company operates in two segments, Title, and Ancillary Services and Corporate. The Title segment is involved in searching, examining, closing, and insuring the condition of the title to real property. This segment also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. The Ancillary Services and Corporate segment provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation services to the mortgage industry. The company offers its products and services through its directly owned policy-issuing offices, network of independent agencies, and other businesses within the company. It serves homebuyers and sellers, residential and commercial real estate professionals, title agencies, real estate attorneys and investors, and home builders, as well as mortgage lenders, servicers, brokers, and investors. The company operates in the United States, Canada, the United Kingdom, and Australia. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.

At a Glance

Live Snapshot
Market Cap$1.91B
EPS4.0800
P/E Ratio15.35
Earnings Date07/22/2026
Stewart Information Services Corporation

Stewart Information Services Corporation Fair Value Envelope

STC ยท NYSE

Our analysis suggests that STC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $62.62, this represents a potential HIDDEN relative to our calculated worth for Stewart Information Services Corporation.

Intrinsic Value
Current Price: $62.62

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$50.4B
+ Cash & Equivalents$321.8M
Firm Value$50.8B
- Debt$890.9M
Equity Value$49.9B
/ Shares Outstanding28,021,270B
DCF Value$1.8K
UNDERVALUED BY 2742%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$286.0M
$397.6M
$552.8M
$768.6M
$1.1B
$1.5B
$2.1B
$2.9B
$4.0B
$5.6B
Maintenance CapEx
-$20.4M
-$28.4M
-$39.5M
-$54.9M
-$76.3M
-$106.1M
-$147.4M
-$205.0M
-$285.0M
-$396.3M
Owner Earnings
$265.6M
$369.2M
$513.4M
$713.7M
$992.3M
$1.4B
$1.9B
$2.7B
$3.7B
$5.2B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$245.9M
$316.6M
$407.5M
$524.6M
$675.4M
$869.4M
$1.1B
$1.4B
$1.9B
$2.4B
Terminal Value represents 80.5% of Enterprise Value