RDN - NYSE

Radian Group Inc.

RDN·NYSE

$33.68

-0.33%

Financial ServicesInsurance - Specialty

Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$4.48B

EPS4.1800

P/E Ratio8.06

Earnings Date07/29/2026

8.12B

Assets

-6%

3Y+15.0%

5Y+2.0%

10Y+39.0%

3.34B

Total Liabilities

-17%

3Y+6.0%

5Y-9.0%

10Y+12.0%

4.78B

Total Equity

3Y+22.0%

5Y+12.0%

10Y+66.0%

Radian Group Inc. Funding & Solvency Profile

RDN · NYSE

Current Assets

Cash & Cash Equivalents24.83M

Net Receivables351.17M

Inventory0.00

Other Current Assets62.22M

Total Current Assets7 B

Non-Current Assets

Property, Plant & Equipment17.16M

Goodwill & Intangible Assets19.02M

Long-Term Investments188.63M

Other Non-Current Assets471.35M

Total Non-Current Assets677 M

Total Assets

8.12B

Financial Health Analysis

Current Ratio

4.28x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

0.70x

Balanced capital structure with moderate leverage. Equity exceeds debt, suggesting healthy financial stability.

Working Capital

6 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

91% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

Radian Group Inc. Balance Sheet

RDN • NYSE

Radian Group Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	24.8M	38.8M	19M	56.2M	151.1M	87.9M	92.7M	95.4M	80.6M	52.1M	46.9M	30.5M	22.9M	31.6M	35.6M	20.3M	41.6M	79M	200.8M	57.9M
Short-Term Investments	5.9B	5.6B	5.8B	5.4B	6.1B	6.3B	5.2B	4.5B	3.9B	3.6B	3B	2B	1.1B	930.4M	1.5B	1.5B	1.4B	1B	697.3M	238.7M
Cash & Short-Term Investments	5.9B	5.6B	5.9B	5.5B	6.2B	6.4B	5.3B	4.6B	4B	3.6B	3.1B	2B	1.1B	961.9M	1.5B	1.6B	1.4B	1.1B	898.1M	296.6M
Net Receivables	351.2M	164.5M	149.8M	145.5M	191.9M	194.5M	110.6M	137.6M	81.1M	85M	72.8M	113.9M	93.3M	176.7M	260.6M	116.5M	154.2M	90.2M	130.8M	68.2M
Accounts Receivables	169M	164.5M	149.8M	145.5M	191.9M	194.5M	110.6M	93.1M	81.1M	85M	72.8M	113.9M	93.3M	176.7M	260.6M	116.5M	154.2M	90.2M	130.8M	68.2M
Other Receivables	182.2M	0.0	0.0	0.0	0.0	0.0	0.0	44.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Prepaids	1.1B	993.6M	850.8M	737.8M	555.8M	478.5M	498.7M	417.6M	386.5M	229.4M	40.5M	57.3M	60.5M	0.0	0.0	0.0	0.0	248.8M	793.5M	808.7M
Other Current Assets	62.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	7.4B	6.8B	6.9B	6.4B	7B	7.1B	5.9B	5.2B	4.4B	3.9B	3.2B	2.2B	1.3B	1.1B	1.8B	1.7B	1.6B	1.4B	1.8B	1.2B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	17.2M	27.6M	63.8M	92.1M	107M	113.4M	125.7M	37.1M	38.3M	70.7M	46.8M	27.2M	10.5M	7.5M	11M	13M	16.2M	18.2M	24.6M	33.9M
Goodwill	0.0	0.0	0.0	9.8M	9.8M	9.8M	9.8M	14.1M	10.9M	195.2M	195.2M	191.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	19M	38.2M	0.0	5.5M	9.8M	13.2M	18.4M	96.3M	102M	81.1M	94.2M	96.3M	93.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	19M	38.2M	0.0	15.3M	19.6M	23M	28.2M	110.4M	113M	276.2M	289.4M	288.2M	2.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	188.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	131.6M	229.6M	411.8M	577.9M	700.2M	17.9M	0.0	16M	27.5M	440.9M	446.1M	0.0	0.0
Other Non-Current Assets	471.4M	1.8B	661.8M	597.1M	745.2M	709.3M	745.1M	835M	1.1B	1.2B	1.5B	3.6B	4.3B	4.8B	4.8B	5.9B	6B	6.2B	6.4B	6.8B
Total Non-Current Assets	696.2M	1.9B	725.6M	704.5M	871.7M	845.7M	899M	1.1B	1.5B	1.9B	2.5B	4.7B	4.3B	4.8B	4.9B	5.9B	6.5B	6.7B	6.4B	6.8B
Total Assets	8.1B	8.7B	7.6B	7.1B	7.8B	7.9B	6.8B	6.3B	5.9B	5.9B	5.6B	6.8B	5.6B	5.9B	6.7B	7.6B	8.1B	8.1B	8.2B	8B
LIABILITIES
CURRENT LIABILITIES
Total Payables	62.2M	23.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	6.9M	8.3M	26.7M	38.4M	325.3M	349.7M	0.0	0.0	0.0	0.0	0.0
Accounts Payable	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	6.9M	8.3M	26.7M	38.4M	325.3M	349.7M	0.0	0.0	0.0	0.0	0.0
Other Payables	62.2M	23.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Accrued Expenses	48.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Short Term Debt	0.0	36.1M	1.1B	585.1M	124M	128.6M	98M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	1.1B	23.3M	20.8M	0.0	0.0	0.0	0.0	0.0	96.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	159.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	1.5B	98.7M	130.6M	152.1M	228.1M	278.6M	291.8M	321.2M	288.4M	158M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Liabilities	1.7B	158.1M	1.2B	737.1M	352.1M	407.1M	389.8M	321.2M	288.4M	164.9M	8.3M	26.7M	38.4M	325.3M	349.7M	0.0	0.0	0.0	0.0	0.0
NON-CURRENT LIABILITIES
Long Term Debt	1.1B	2.3B	480.3M	984.3M	1.4B	1.5B	924M	1.1B	1B	1.1B	1.2B	1.2B	930.1M	772.4M	1B	1.5B	698.2M	857.8M	953.5M	747.8M
Deferred Revenue (Non-Current)	0.0	14.4M	20M	0.0	0.0	0.0	0.0	173.9M	89.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	942.2M	746.7M	589.6M	391.1M	337.5M	213.9M	71.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	26.7M	1.1B
Other Non-Current Liabilities	-468.4M	812.4M	874.1M	1B	1.5B	1.6B	1.4B	1.2B	1.5B	1.8B	1.9B	3.5B	3.7B	4.1B	4.1B	5.3B	5.4B	5.2B	4.5B	2B
Total Non-Current Liabilities	1.6B	3.9B	2B	2.4B	3.2B	3.3B	2.4B	2.5B	2.6B	2.8B	3.1B	4.6B	4.6B	4.8B	5.1B	6.8B	6.1B	6.1B	5.5B	3.9B
Capital Lease Obligations	22.1M	37.4M	44.7M	0.0	0.0	0.0	59.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	3.3B	4B	3.2B	3.1B	3.6B	3.7B	2.8B	2.8B	2.9B	3B	3.1B	4.7B	4.7B	5.2B	5.5B	6.8B	6.1B	6.1B	5.5B	3.9B
SHAREHOLDERS' EQUITY
Treasury Stock	-989.7M	-968.2M	-945.9M	-930.6M	-920.8M	-910.1M	-901.7M	-894.9M	-893.9M	-893.3M	-893.2M	-893M	-892.8M	-892.1M	-892.1M	-892M	-889.5M	-888.1M	-889.5M	-931M
Common Stock	157K	168K	173K	176K	194K	210K	219K	231K	233K	232K	224K	209K	191K	151K	151K	150K	100K	98K	98K	97K
Additional Paid-In Capital	861.2M	1.2B	1.4B	1.5B	1.9B	2.2B	2.4B	2.7B	2.8B	2.8B	2.7B	2.5B	2.3B	2B	2B	2B	1.4B	1.4B	1.3B	1.3B
Retained Earnings	5.1B	4.7B	4.2B	3.8B	3.2B	2.7B	2.4B	1.7B	1.1B	997.9M	691.7M	406.8M	-552.2M	-355.2M	96.2M	-204.9M	1.6B	1.8B	2.2B	3.5B
Accumulated Other Comprehensive Income/Loss	-222.2M	-350.2M	-330.9M	-456.8M	120.1M	263.7M	110.5M	-60.9M	23.1M	-12.4M	-18.5M	51.5M	37.4M	16.1M	11.4M	-6.5M	-71M	-199M	97.1M	162M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	74.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	4.8B	4.6B	4.4B	3.9B	4.3B	4.3B	4B	3.5B	3B	2.9B	2.5B	2.2B	939.6M	736.3M	1.2B	859.8M	2B	2B	2.7B	4.1B
Total Equity	4.8B	4.6B	4.4B	3.9B	4.3B	4.3B	4B	3.5B	3B	2.9B	2.5B	2.2B	939.6M	736.3M	1.2B	859.8M	2B	2B	2.7B	4.1B
SUMMARY
Total Liabilities & Equity	8.1B	8.7B	7.6B	7.1B	7.8B	7.9B	6.8B	6.3B	5.9B	5.9B	5.6B	6.8B	5.6B	5.9B	6.7B	7.6B	8.1B	8.1B	8.2B	8B
Total Investments	6.1B	5.6B	5.8B	5.4B	6.1B	6.3B	5.2B	4.5B	3.9B	3.6B	3B	2B	1.1B	930.4M	1.5B	1.5B	1.4B	1B	697.3M	238.7M
Total Debt	1.1B	2.3B	1.6B	1.6B	1.6B	1.6B	1B	1.1B	1B	1.1B	1.2B	1.2B	930.1M	772.4M	1B	1.5B	698.2M	857.8M	953.5M	747.8M
Net Debt	1.1B	2.3B	1.6B	1.5B	1.4B	1.5B	929.3M	1B	946.5M	1B	1.2B	1.2B	907.2M	740.9M	1B	1.5B	656.6M	778.8M	752.7M	689.9M
Shares Outstanding	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059	135,489,059

SEC Filings

RDN - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 27, 2026	May 20, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 21, 2026	May 21, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 07, 2026	May 06, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 21, 2026	April 20, 2026	2026	View Filing
8-K/A 8-K/A 2026 (Amended) N/A	April 17, 2026	February 02, 2026	2026	View Filing
8-K/A 8-K/A 2026 (Amended) N/A	April 03, 2026	February 12, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 02, 2026	May 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 26, 2026	March 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 23, 2026	March 23, 2026	2026	View Filing

Showing 1 to 10 of 570 filings

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