Radian Group Inc.

Radian Group Inc.

RDNยทNYSE

$33.68

-0.33%
Financial ServicesInsurance - Specialty

Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$4.48B
EPS4.1800
P/E Ratio8.06
Earnings Date07/29/2026
rdn

Radian Group Inc. Street Expectations Map

RDN ยท NYSE

Wall Street analysts project that RDN stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 43.00, with estimates ranging from a low of 39.00 to a high of 47.00.

Lowest Target
39.00
15.80%
Consensus Target
43.00
27.67%
Highest Target
47.00
39.55%

The consensus 1-year price target stands at 43.00, with estimates ranging from a low of 39.00 to a high of 47.00.

Analyst Consensus Analysis

Upside Potential

+27.7%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

18.6% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Radian Group Inc. Forward Estimates of Revenue

RDN ยท NYSE
Latest Revenue
1.25B
FY 2025
Avg Estimate
1.31B
FY 2026
Estimate Range
1.29B - 1.34B
Analyst Spread

Forward Growth Analysis

Projected Growth+5.3%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Radian Group Inc. Forward Estimates of Net Income

RDN ยท NYSE
Latest Net Income
582.80M
FY 2025
Avg Estimate
714.25M
FY 2026
Estimate Range
634.89M - 793.61M
Analyst Spread

Forward Growth Analysis

Projected Growth+22.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread22%

Moderate uncertainty in forecastsโ€”typical for companies with evolving business models.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Radian Group Inc. Forward Estimates of EPS

RDN ยท NYSE
Latest EPS
4.18
FY 2025
Avg Estimate
$4.63
FY 2026
Estimate Range
$4.12 - $5.15
Analyst Spread

Forward Growth Analysis

Projected Growth+10.8%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread22%

Moderate uncertainty in forecastsโ€”typical for companies with evolving business models.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Radian Group Inc. Forward Estimates of EBIT

RDN ยท NYSE
Latest EBIT
828.70M
FY 2025
Avg Estimate
856.79M
FY 2026
Estimate Range
838.71M - 875.25M
Analyst Spread

Forward Growth Analysis

Projected Growth+3.4%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Radian Group Inc. Forward Estimates of EBITDA

RDN ยท NYSE
Latest EBITDA
872.38M
FY 2025
Avg Estimate
936.54M
FY 2026
Estimate Range
916.78M - 956.72M
Analyst Spread

Forward Growth Analysis

Projected Growth+7.4%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Radian Group Inc. Forward Estimates of SG&A Expense

RDN ยท NYSE
Latest SG&A Expense
156.31M
FY 2025
Avg Estimate
0.00
FY 2026
Estimate Range
0.00 - 0.00
Analyst Spread

Forward Growth Analysis

Projected Growth-100.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Radian Group Inc. Insider Positioning

RDN ยท NYSE

During the last 12 months, insiders have purchased $5.77M and sold $10.41M worth of RDN shares, resulting in $4.64M of net selling activity.

3 Months

Bought

170.0K

5.77M

Sold

75.5K

2.75M

Net Activity

+3.0M

+$3.02M

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

64.0K

2.26M

Net Activity

-2.3M

-$2.26M

9-12 Months

Bought

0

0.00

Sold

156.4K

5.40M

Net Activity

-5.4M

-$5.40M

Top Buyers

1
WMS

Weinbach Michael S

Officer: Chief Executive Officer- Elect

170.0K sharesโ€ข2 transactions

$5.77M

Top Sellers

1
HEJ

Hoffman Edward J

Officer: Sr Evp, General Counsel

120.0K sharesโ€ข10 transactions

$4.31M

2
TRG

Thornberry Richard G

Director, Officer: Chief Executive Officer

100.0K sharesโ€ข5 transactions

$3.50M

3
RE

Ray Eric

Officer: Sr Evp, Chief Digital Officer

44.0K sharesโ€ข2 transactions

$1.50M

4
CHB

Culang Howard Bernard

Director, Other: Non-Exec Chairman Of The Board

17.4K sharesโ€ข3 transactions

$604K

5
SNJ

Spiegel Noel Joseph

Director

9.9K sharesโ€ข2 transactions

$347K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Slightly bearish with $4.64M net selling. Selling modestly exceeds buying, which could be routine diversification rather than concern.

Buy/Sell Ratio

0.55:1

Moderately negative ratio. Selling is roughly double the buying, which may be routine or signal caution.

Recent Trend (3 Months)

$3.02M

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Selling

5 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.