Radian Group Inc.

Radian Group Inc.

RDNยทNYSE

$33.68

-0.33%
Financial ServicesInsurance - Specialty

Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$4.48B
EPS4.1800
P/E Ratio8.06
Earnings Date07/29/2026
Radian Group Inc.

Radian Group Inc. Fair Value Envelope

RDN ยท NYSE

Our analysis suggests that RDN has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $33.68, this represents a potential HIDDEN relative to our calculated worth for Radian Group Inc..

Intrinsic Value
Current Price: $33.68

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$3,090.9B
+ Cash & Equivalents$24.8M
Firm Value$3,090.9B
- Debt$1.1B
Equity Value$3,089.8B
/ Shares Outstanding135,489,059B
DCF Value$22.8K
UNDERVALUED BY 67610%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$681.6M
$1.4B
$2.7B
$5.5B
$10.9B
$21.8B
$43.6B
$87.2B
$174.5B
$349.0B
Maintenance CapEx
-$1.7M
-$3.4M
-$6.7M
-$13.5M
-$26.9M
-$53.8M
-$107.7M
-$215.3M
-$430.7M
-$861.4M
Owner Earnings
$679.9M
$1.4B
$2.7B
$5.4B
$10.9B
$21.8B
$43.5B
$87.0B
$174.1B
$348.1B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$629.5M
$1.2B
$2.2B
$4.0B
$7.4B
$13.7B
$25.4B
$47.0B
$87.1B
$161.2B
Terminal Value represents 88.7% of Enterprise Value