Q2 Holdings, Inc.

Q2 Holdings, Inc.

QTWO·NYSE

$45.69

+0.57%
TechnologySoftware - Application

Q2 Holdings, Inc. provides cloud-based digital banking solutions to regional and community financial institutions (RCFIs) in the United States. The company offers Q2 Consumer Banking, a browser-based digital banking solution and comprehensive financial institution branded digital banking capabilities; Q2 Small Business and Commercial, a mobile and tablet digital banking solution; Q2mobile Remote Deposit Capture, a partnered solution that allows remote check deposit capture. It also provides Q2 Sentinel, a security analytics solution; Q2 Patrol, an event-driven validation product; Q2 SMART, a targeting and messaging platform; and Q2 CardSwap that allows account holders receiving newly issued cards to automatically change their payment information. In addition, the company offers Q2 Gro, a digital account opening, and digital sales and marketing platform; Q2 Biller Direct, a bill payment solution; ClickSWITCH allows financial institutions to direct deposits to the end user. Centrix Dispute Tracking System, an electronic transaction dispute management solution; Centrix Payments I.Q. System, an ACH file monitoring and risk reporting solution; Centrix Exact/Transaction Management System, a fraud prevention tool; and Q2 Caliper Software Development Kit. Futher, it provides Q2 Contextual PFM, which allows end users to add external accounts and view them together with internal accounts on digital banking home page; Q2 Goals that enables end users to establish and save towards specific savings goals; Q2 Cloud Lending, a digital lending and leasing platform; PrecisionLender platform, a cloud-based, data-driven sales enablement, pricing, and portfolio management solution; and Q2 BaaS, a portfolio of open API financial services. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

At a Glance

Live Snapshot
Market Cap$2.86B
EPS0.8400
P/E Ratio54.39
Earnings Date07/29/2026

qtwo

Net Receivables

Last Annual Value

74.42M

3-Year CAGR

10%

5-Year CAGR

15%

10-Year CAGR

24%

Q2 Holdings, Inc.

Q2 Holdings, Inc. Competitors Analysis of Net Receivables

QTWO · NYSE
CompanyNet Receivables
CAGR 3Y
CAGR 5Y
CAGR 10Y
74.42M
12.6%8.8%19.8% 
CALX logo
Calix, Inc.
NYSE:CALX
99.37M
-7.6%3.1%6.8%
DAVE logo
Dave Inc.
NASDAQ:DAVE
0.00
N/AN/AN/A
AGYS logo
Agilysys, Inc.
NASDAQ:AGYS
43.07M
10.7%9.9%10.7%
COMP logo
Compass, Inc.
NYSE:COMP
57.00M
-2.0%-6.9%N/A
NAVN logo
Navan, Inc.
NASDAQ:NAVN
426.39M
3.3%N/AN/A
218.10M
8.3%11.8%17.8%
177.21M
32.5%N/AN/A
869.00M
3.2%14.5%N/A
322.39M
23.7%31.0%N/A
81.57M
11.2%N/AN/A
Q2 Holdings, Inc.

Q2 Holdings, Inc. Fair Value Envelope

QTWO · NYSE

Our analysis suggests that QTWO has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $45.69, this represents a potential HIDDEN relative to our calculated worth for Q2 Holdings, Inc..

Intrinsic Value
Current Price: $45.69