Q2 Holdings, Inc.

Q2 Holdings, Inc.

QTWOยทNYSE

$45.42

-0.022%
TechnologySoftware - Application

Q2 Holdings, Inc. provides cloud-based digital banking solutions to regional and community financial institutions (RCFIs) in the United States. The company offers Q2 Consumer Banking, a browser-based digital banking solution and comprehensive financial institution branded digital banking capabilities; Q2 Small Business and Commercial, a mobile and tablet digital banking solution; Q2mobile Remote Deposit Capture, a partnered solution that allows remote check deposit capture. It also provides Q2 Sentinel, a security analytics solution; Q2 Patrol, an event-driven validation product; Q2 SMART, a targeting and messaging platform; and Q2 CardSwap that allows account holders receiving newly issued cards to automatically change their payment information. In addition, the company offers Q2 Gro, a digital account opening, and digital sales and marketing platform; Q2 Biller Direct, a bill payment solution; ClickSWITCH allows financial institutions to direct deposits to the end user. Centrix Dispute Tracking System, an electronic transaction dispute management solution; Centrix Payments I.Q. System, an ACH file monitoring and risk reporting solution; Centrix Exact/Transaction Management System, a fraud prevention tool; and Q2 Caliper Software Development Kit. Futher, it provides Q2 Contextual PFM, which allows end users to add external accounts and view them together with internal accounts on digital banking home page; Q2 Goals that enables end users to establish and save towards specific savings goals; Q2 Cloud Lending, a digital lending and leasing platform; PrecisionLender platform, a cloud-based, data-driven sales enablement, pricing, and portfolio management solution; and Q2 BaaS, a portfolio of open API financial services. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

At a Glance

Live Snapshot
Market Cap$2.84B
EPS0.8400
P/E Ratio54.07
Earnings Date07/29/2026
3Y-5.0%
5Y-10.0%
10Y+535.0%
3Y-34.0%
5Y-21.0%
10Y+510.0%
3Y+58.0%
5Y+3.0%
10Y+560.0%
qtwo

Q2 Holdings, Inc. Funding & Solvency Profile

QTWO ยท NYSE
Cash & Cash Equivalents367.63M
Net Receivables74.42M
Inventory0.00
Other Current Assets114.01M
Total Current Assets556 M
Property, Plant & Equipment54.97M
Goodwill & Intangible Assets591.25M
Long-Term Investments0.00
Other Non-Current Assets74.01M
Total Non-Current Assets129 M
Total Assets
1.28B

Financial Health Analysis

Current Ratio

1.02x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

0.93x

Balanced capital structure with moderate leverage. Equity exceeds debt, suggesting healthy financial stability.

Working Capital

12 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

44% Current

Balanced asset mix between current and non-current assets, typical of many stable businesses.

Q2 Holdings, Inc. Balance Sheet

QTWO โ€ข NYSE

Q2 Holdings, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011
ASSETS
CURRENT ASSETS
367.6M
358.6M
229.7M
199.6M
322.8M
407.7M
100.1M
108.3M
58M
54.9M
67M
68M
18.7M
9.1M
15.4M
0.0
88.1M
94.4M
233.8M
104.9M
131.4M
32.3M
69M
41.7M
42.2M
43.6M
21M
0.0
0.0
0.0
367.6M
446.6M
324M
433.4M
427.7M
539.1M
132.4M
177.3M
99.6M
97.1M
110.6M
88.9M
18.7M
9.1M
15.4M
74.4M
50M
52.1M
55.6M
48.8M
37.5M
23.3M
20.3M
13.2M
12.2M
9M
5M
9.1M
5.9M
3.9M
74.4M
42.1M
42.9M
46.7M
47M
36.4M
22.4M
19.7M
13.2M
12.2M
9M
5M
9.1M
5.9M
3.9M
0.0
7.9M
9.2M
8.9M
1.8M
1.1M
872K
598K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
16.7M
15.1M
13.1M
10.5M
7.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.5M
8.9M
6.4M
4M
3.1M
3.2M
3.1M
2.7M
1.1M
643K
727K
114M
62.1M
51.9M
42.1M
35.4M
30.8M
24.2M
16.7M
15.1M
13.1M
10.5M
7.9M
5.1M
3.5M
2.7M
556.1M
558.7M
428M
531.1M
522.5M
616.2M
186.3M
218.3M
131.1M
125.7M
133.2M
104.5M
33.9M
19.1M
22.7M
NON-CURRENT ASSETS
55M
61.9M
76.6M
96.5M
118.9M
84.3M
74.6M
35M
34.5M
27.5M
24.4M
18.5M
14.8M
4.2M
3.1M
512.9M
512.9M
512.9M
512.9M
512.9M
462.3M
462M
107.9M
12.9M
12.9M
12.9M
0.0
0.0
0.0
0.0
78.4M
94.6M
121.6M
145.7M
162.5M
184.9M
223.9M
63.3M
12M
15.2M
17.2M
0.0
0.0
0.0
0.0
591.2M
607.5M
634.4M
658.6M
675.3M
647.1M
685.9M
171.2M
24.9M
28.1M
30.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-10.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
74M
66.7M
62.4M
63.6M
68.4M
69.1M
62.6M
39.2M
22.3M
19.7M
16.7M
13.8M
12.4M
8.3M
6M
720.2M
736.1M
773.5M
818.7M
862.6M
800.5M
823.1M
245.4M
81.7M
75.3M
71.3M
32.3M
27.2M
12.5M
9M
1.3B
1.3B
1.2B
1.3B
1.4B
1.4B
1B
463.7M
212.8M
201M
204.5M
136.8M
61.1M
31.7M
31.7M
LIABILITIES
CURRENT LIABILITIES
20.5M
9.4M
19.4M
10.1M
10.6M
7.9M
11M
9.2M
7.6M
4.2M
3.5M
2M
4.1M
2.4M
529K
20.5M
9.4M
19.4M
10.1M
10.6M
7.9M
11M
9.2M
7.6M
4.2M
3.5M
2M
4.1M
2.4M
529K
0.0
16.4M
14M
18.5M
18.3M
22.4M
16.3M
14M
12.9M
17.6M
9M
4.7M
4.4M
2M
916K
312.3M
190.3M
0.0
10.9M
0.0
0.0
0.0
0.0
0.0
0.0
161K
408K
0.0
2.5M
0.0
0.0
12.2M
12.9M
11.7M
9M
6.8M
9.1M
0.0
0.0
0.0
161K
408K
714K
560K
425K
155M
137.7M
118.7M
117.5M
98.7M
81.9M
57.9M
42.5M
38.4M
30.1M
23.1M
17.3M
12.7M
8.6M
7.5M
56.3M
32.9M
26.6M
23.5M
31.7M
26.7M
38.7M
7.9M
9.1M
7.3M
9.8M
8.1M
7.3M
3M
3.2M
544.1M
398.9M
191.6M
192M
168.4M
145.8M
133M
73.7M
68.1M
59.2M
45.7M
32.9M
29.2M
19.1M
12.6M
NON-CURRENT LIABILITIES
33.8M
302.1M
490.5M
657.8M
551.6M
557.5M
424.8M
182.7M
0.0
0.0
0.0
0.0
6.3M
0.0
2.5M
0.0
27.3M
17.4M
21.7M
29.2M
29.2M
33M
23.1M
28.3M
31.7M
29.2M
19.4M
14.8M
9.3M
6.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8.2M
0.0
0.0
0.0
4.7M
4.4M
21.7M
21.7M
36.5M
10.4M
8M
6.2M
4.3M
4.1M
3.2M
25.4M
9.8M
9.8M
11.6M
5.4M
-4.3M
101K
-21.7M
70.4M
378.1M
561.4M
738.7M
646.4M
627.5M
497.1M
231.1M
38.1M
41.5M
40.8M
25M
26.2M
31.6M
30.4M
0.0
50.5M
58.5M
64.6M
70.4M
43.6M
45.2M
0.0
0.0
0.0
161K
575K
1.3M
1M
504K
614.5M
777M
752.9M
930.7M
814.7M
773.3M
630M
304.8M
106.2M
100.7M
86.5M
57.9M
55.4M
50.7M
43M
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-855K
-417K
-41K
-20K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
136.8M
42.5M
1.7M
1.7M
6K
6K
6K
6K
6K
6K
5K
4K
4K
4K
4K
3K
3K
1K
1K
0.0
1.2B
1.1B
982.3M
1.1B
1B
622.7M
331.4M
259.7M
226.5M
207.5M
143.3M
6.7M
6.1M
5.1M
-612.2M
-664.2M
-625.7M
-560.3M
-493.9M
-381.2M
-243.3M
-172.4M
-152.1M
-125.8M
-89.4M
-64.4M
-44.7M
-26.9M
-18.1M
-2M
-1.9M
-1.1M
-3M
-135K
-32K
14K
-37K
-139K
-54K
-101K
-14K
-4.6M
-2.6M
-1.6M
1.3B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-40.7M
24.3M
1.6M
661.8M
517.8M
448.5M
419M
570.3M
643.4M
379.4M
158.9M
106.6M
100.2M
118M
78.9M
5.7M
-19M
-11.3M
661.8M
517.8M
448.5M
419M
570.3M
643.4M
379.4M
158.9M
106.6M
100.2M
118M
78.9M
5.7M
-19M
-11.3M
SUMMARY
1.3B
1.3B
1.2B
1.3B
1.4B
1.4B
1B
463.7M
212.8M
201M
204.5M
136.8M
61.1M
31.7M
31.7M
0.0
88.1M
94.4M
233.8M
104.9M
131.4M
32.3M
69M
41.7M
42.2M
43.6M
21M
0.0
0.0
0.0
346.1M
543M
548.9M
733.3M
622M
601.1M
470M
182.7M
0.0
0.0
161K
575K
7.6M
3.5M
3M
-21.5M
184.4M
319.3M
533.7M
299.1M
193.3M
369.9M
74.4M
-58M
-54.9M
-66.9M
-67.4M
-11.1M
-5.6M
-12.4M
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005
62,530,005

SEC Filings

QTWO - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

April 29, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 29, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
10-K

10-K 2025 FY

FY

February 11, 2026
December 31, 2025
2025
8-K

8-K 2025

N/A

November 05, 2025
November 05, 2025
2025
8-K

8-K 2025

N/A

November 05, 2025
October 31, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 05, 2025
September 30, 2025
2025
10-Q

10-Q 2025 Q2

Q2

July 30, 2025
June 30, 2025
2025
8-K

8-K 2025

N/A

July 30, 2025
July 30, 2025
2025
Showing 1 to 10 of 189 filings