Prosperity Bancshares, Inc.

Prosperity Bancshares, Inc.

PBยทNYSE

$67.55

+0.22%
Financial ServicesBanks - Regional

Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts, as well as and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, agricultural, and non-real estate agricultural loans, as well as construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, as well as debit and credit cards. As of December 31, 2021, the company operated 273 full-service banking locations comprising 65 in the Houston area, including The Woodlands; 30 in the South Texas area including Corpus Christi and Victoria; 63 in the Dallas/Fort Worth, Texas area; 22 in the East Texas area; 29 in the Central Texas area, including Austin and San Antonio; 34 in the West Texas area, including Lubbock, Midland-Odessa and Abilene; 16 in the Bryan/College Station area; 6 in the Central Oklahoma area; and 8 in the Tulsa, Oklahoma area doing business as LegacyTexas Bank. Prosperity Bancshares, Inc. was founded in 1983 and is based in Houston, Texas.

At a Glance

Live Snapshot
Market Cap$6.81B
EPS5.7200
P/E Ratio11.81
Earnings Date07/29/2026
3Y+8.0%
5Y-6.0%
10Y+64.0%
3Y-139.0%
5Y-161.0%
10Y+1787.0%
3Y+132.0%
5Y-206.0%
10Y+208.0%
PB

Prosperity Bancshares, Inc. Cash Conversion Engine

PB ยท NYSE
Net Income542.84M
Depreciation & Amortization34.12M
Stock-Based Compensation12.10M
Change in Working Capital-34.35M
Others-1.46M
Capital Expenditures-32.53M
Free Cash Flow516.98M

Cash Flow Quality Analysis

FCF Conversion Rate

95.2%

Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.

CapEx Intensity

5.9%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+14.5%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

-$34.35M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

Prosperity Bancshares, Inc. Cash Flow Statement

PB โ€ข NYSE

Prosperity Bancshares, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
542.8M
479.4M
419.3M
524.5M
519.3M
528.9M
332.6M
321.8M
272.2M
274.5M
286.6M
297.4M
221.4M
167.9M
141.7M
127.7M
111.9M
84.5M
84.2M
61.7M
34.1M
34.7M
31M
28.3M
29.6M
31.4M
20.3M
18.3M
19.2M
22.3M
22.5M
23.7M
16.7M
16.2M
15.9M
17.3M
18.3M
17.5M
9M
9.2M
-3.7M
2.6M
7.3M
6M
22.8M
24.8M
-26.4M
6.9M
10.5M
19M
35M
45.7M
19.9M
9.6M
2M
0.0
0.0
0.0
0.0
0.0
12.1M
12.8M
12.2M
11.8M
12.6M
12.6M
10.6M
10.5M
6.9M
9.5M
11.1M
8.2M
4.2M
3.6M
3.6M
3M
1.5M
1.5M
0.0
0.0
-1.5M
-5.7M
28.8M
37.1M
51.1M
-444K
13.3M
35.5M
25.8M
20.4M
-5.2M
-38.8M
29.1M
50.5M
35M
38.3M
22.3M
31M
10.5M
732K
(0.0)
(29M)
(119.1M)
(131.4M)
(126.9M)
(163.6M)
(82.2M)
(134.4M)
(64.2M)
(122.4M)
(103.1M)
(105.9M)
(92.2M)
(75.7M)
(70.3M)
(64.5M)
(61.1M)
(37.1M)
(0.0)
(0.0)
-34.4M
-51.2M
147.7M
-101.2M
59.3M
-15M
52.7M
-72.9M
56.1M
-11.4M
-39.3M
12M
16.4M
-38M
19.7M
-8.7M
-80.3M
-10.9M
132.5M
3.6M
549.5M
472.7M
646.4M
506.5M
694.7M
582.3M
403M
320.1M
390.7M
334.4M
310.8M
348.3M
307.7M
209.8M
217.9M
177.7M
73.6M
123.7M
236.1M
75.2M
INVESTING ACTIVITIES
-32.5M
-21.1M
-34.2M
-42.4M
-19M
-22.1M
-18.6M
-15.1M
-11.2M
-5M
-9.4M
-12.1M
-24M
-12.4M
-9.5M
-13.9M
-35M
-7.9M
(2M)
-931K
(0.0)
(169.9M)
-24.4M
(0.0)
(0.0)
(0.0)
-77M
(0.0)
(0.0)
-9M
(0.0)
(494M)
(576.9M)
(189.9M)
(0.0)
(711.4M)
-932K
(3.4B)
(122.6M)
-75.9M
-25.6B
-23.3B
-15.6B
-21.2B
-23.6B
-17.5B
-9.6B
-9.6B
-9B
-10.1B
-10.1B
-9.2B
-6.2B
-4.8B
-2.6B
-2.9B
-1.7B
-3.1B
-2B
-1.8B
26.1B
25B
17.4B
19.5B
19.3B
17.5B
10.8B
9.9B
9B
10.1B
9.6B
8.4B
5.6B
3.5B
2.6B
2.4B
1.7B
1.1B
2B
2B
341.3M
95.6M
-730M
-214.5M
1.6B
-1.2B
74.2M
-335.9M
-377.4M
78M
-123.8M
248.7M
-35.5M
-131.2M
-284M
-20.7M
176.3M
-297.4M
138M
-37M
(773.9M)
(2B)
(1.1B)
-2B
-2.7B
-1.3B
(1.3B)
-119M
-372.6M
(41M)
-650.6M
-72.2M
(8.9M)
-1.2B
-365.3M
(152M)
(192.3M)
(1.2B)
(266.9M)
(96.2M)
FINANCING ACTIVITIES
-157.2M
-74.8M
-72.2M
-65.7M
-52.1M
-115.2M
-94.5M
0.0
0.0
-51.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.5M
7.8M
-1.3B
-525M
1.7B
1.9B
0.0
-1.4B
-1.8B
525.9M
-485.6M
492.2M
315.1M
-2M
-286.4M
244M
-368.9M
348.3M
-203.3M
177.3M
-234.1M
-55.3M
-221.4M
-214.4M
-205.7M
-193.1M
-184.3M
-173.8M
-128.9M
-104.1M
-95.9M
-86.2M
-78.3M
-68.4M
-54M
-41.5M
-33.7M
-29.8M
-26.2M
-23.4M
-20.3M
-13M
-157.2M
-74.8M
-72.2M
-65.7M
-52.1M
-115.2M
-94.5M
(0.0)
(0.0)
-51.1M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
80.5M
-126.1M
-3.1B
-2.3B
3.5B
3.2B
545.1M
-604.2M
518.2M
-856.8M
-11M
90.7M
79M
902.4M
604.1M
-684M
-69.7M
-1.6B
-150.6M
61.4M
-1.5B
-940.2M
-1.7B
-666.7M
3.2B
1.5B
-1.5B
-182.4M
-63.2M
-501.9M
225.9M
20.4M
-261.4M
1.1B
201.5M
-365.6M
-299.2M
-1.4B
-401.6M
948K
CASH FLOW SUMMARY
-224.7M
1.5B
34.3M
-2.1B
1.2B
769.4M
163M
18.8M
-45.1M
-126.6M
-113.9M
296.5M
55.1M
112.9M
54.1M
-35.9M
-33.3M
-142.5M
101.4M
172.4M
2B
458.4M
424.1M
2.5B
1.3B
574.1M
411.1M
392.3M
437.4M
564M
677.9M
381.4M
326.3M
213.4M
159.4M
195.3M
228.6M
371.1M
269.7M
97.4M
1.7B
2B
458.4M
424.1M
2.5B
1.3B
574.1M
411.1M
392.3M
437.4M
564M
677.9M
381.4M
326.3M
213.4M
159.4M
195.3M
228.6M
371.1M
269.7M
517M
451.6M
612.2M
464.1M
675.7M
560.2M
384.4M
305M
379.5M
329.3M
301.5M
336.2M
283.7M
197.4M
208.4M
163.8M
38.7M
115.8M
238M
74.3M

SEC Filings

PB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 11, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
S-4/A

S-4/A (Amended)

N/A

April 17, 2026
April 17, 2026
ย 
S-4

S-4

N/A

April 03, 2026
April 03, 2026
ย 
DEF 14A

DEF 14A 2026

N/A

March 16, 2026
March 11, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 02, 2026
February 02, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 27, 2026
2026
Showing 1 to 10 of 446 filings