Prosperity Bancshares, Inc.

Prosperity Bancshares, Inc.

PBยทNYSE

$67.55

+0.22%
Financial ServicesBanks - Regional

Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts, as well as and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, agricultural, and non-real estate agricultural loans, as well as construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, as well as debit and credit cards. As of December 31, 2021, the company operated 273 full-service banking locations comprising 65 in the Houston area, including The Woodlands; 30 in the South Texas area including Corpus Christi and Victoria; 63 in the Dallas/Fort Worth, Texas area; 22 in the East Texas area; 29 in the Central Texas area, including Austin and San Antonio; 34 in the West Texas area, including Lubbock, Midland-Odessa and Abilene; 16 in the Bryan/College Station area; 6 in the Central Oklahoma area; and 8 in the Tulsa, Oklahoma area doing business as LegacyTexas Bank. Prosperity Bancshares, Inc. was founded in 1983 and is based in Houston, Texas.

At a Glance

Live Snapshot
Market Cap$6.81B
EPS5.7200
P/E Ratio11.81
Earnings Date07/29/2026
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Prosperity Bancshares, Inc. Street Expectations Map

PB ยท NYSE

Wall Street analysts project that PB stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 73.00, with estimates ranging from a low of 68.00 to a high of 76.00.

Lowest Target
68.00
0.67%
Consensus Target
73.00
8.07%
Highest Target
76.00
12.51%

The consensus 1-year price target stands at 73.00, with estimates ranging from a low of 68.00 to a high of 76.00.

Analyst Consensus Analysis

Upside Potential

+8.1%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

11.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Prosperity Bancshares, Inc. Forward Estimates of Revenue

PB ยท NYSE
Latest Revenue
1.74B
FY 2025
Avg Estimate
1.50B
FY 2026
Estimate Range
1.46B - 1.57B
Analyst Spread

Forward Growth Analysis

Projected Growth-13.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Prosperity Bancshares, Inc. Forward Estimates of Net Income

PB ยท NYSE
Latest Net Income
542.84M
FY 2025
Avg Estimate
573.93M
FY 2026
Estimate Range
548.01M - 599.85M
Analyst Spread

Forward Growth Analysis

Projected Growth+5.7%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Prosperity Bancshares, Inc. Forward Estimates of EPS

PB ยท NYSE
Latest EPS
5.72
FY 2025
Avg Estimate
$6.04
FY 2026
Estimate Range
$5.77 - $6.31
Analyst Spread

Forward Growth Analysis

Projected Growth+5.6%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage10 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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Prosperity Bancshares, Inc. Forward Estimates of EBIT

PB ยท NYSE
Latest EBIT
693.58M
FY 2025
Avg Estimate
704.00M
FY 2026
Estimate Range
684.97M - 737.30M
Analyst Spread

Forward Growth Analysis

Projected Growth+1.5%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Prosperity Bancshares, Inc. Forward Estimates of EBITDA

PB ยท NYSE
Latest EBITDA
849.15M
FY 2025
Avg Estimate
738.39M
FY 2026
Estimate Range
718.44M - 773.32M
Analyst Spread

Forward Growth Analysis

Projected Growth-13.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Prosperity Bancshares, Inc. Forward Estimates of SG&A Expense

PB ยท NYSE
Latest SG&A Expense
390.19M
FY 2025
Avg Estimate
386.51M
FY 2026
Estimate Range
376.07M - 404.79M
Analyst Spread

Forward Growth Analysis

Projected Growth-0.9%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Prosperity Bancshares, Inc. Insider Positioning

PB ยท NYSE

During the last 12 months, insiders have sold $993K worth of PB shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

5.3K

361.29K

Net Activity

-361K

-$361K

3-6 Months

Bought

0

0.00

Sold

5.7K

405.32K

Net Activity

-405K

-$405K

6-9 Months

Bought

0

0.00

Sold

2.1K

143.17K

Net Activity

-143K

-$143K

9-12 Months

Bought

0

0.00

Sold

1.2K

83.35K

Net Activity

-83K

-$83K

Top Buyers

No buying activity

Top Sellers

1
HNS

Holmes Ned S

Director

10.9K sharesโ€ข50 transactions

$756K

2
SRH

Steelhammer Robert H

Director

1.5K sharesโ€ข1 transactions

$104K

3
HL

Henderson Leah

Director

1.1K sharesโ€ข1 transactions

$77K

4
SHI

Stafford Harrison Ii

Director

800 sharesโ€ข1 transactions

$57K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $993K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$361K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

4 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.