Prosperity Bancshares, Inc.

Prosperity Bancshares, Inc.

PBยทNYSE

$67.55

+0.22%
Financial ServicesBanks - Regional

Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts, as well as and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, agricultural, and non-real estate agricultural loans, as well as construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, as well as debit and credit cards. As of December 31, 2021, the company operated 273 full-service banking locations comprising 65 in the Houston area, including The Woodlands; 30 in the South Texas area including Corpus Christi and Victoria; 63 in the Dallas/Fort Worth, Texas area; 22 in the East Texas area; 29 in the Central Texas area, including Austin and San Antonio; 34 in the West Texas area, including Lubbock, Midland-Odessa and Abilene; 16 in the Bryan/College Station area; 6 in the Central Oklahoma area; and 8 in the Tulsa, Oklahoma area doing business as LegacyTexas Bank. Prosperity Bancshares, Inc. was founded in 1983 and is based in Houston, Texas.

At a Glance

Live Snapshot
Market Cap$6.81B
EPS5.7200
P/E Ratio11.81
Earnings Date07/29/2026
3Y+45.0%
5Y+41.0%
10Y+124.0%
3Y+3.0%
5Y+3.0%
10Y+98.0%
3Y+8.0%
5Y-6.0%
10Y+64.0%
Prosperity Bancshares, Inc.

Prosperity Bancshares, Inc. Profit Bridge

PB ยท NYSE
Revenue1.74B
Cost of Goods Sold (488.83M)
Gross Profit1.25B
Operating Expenses (555.78M)
Operating Income693.58M
Interest Expense (488.83M)
Other Income/Expense0.00
Pretax Income693.58M
Income Tax (150.74M)
Net Income542.84M
Net Income
542.84M

Profitability Analysis

Gross Margin

71.9%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

39.9%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

31.2%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

21.7%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Prosperity Bancshares, Inc. Income Statement

PB โ€ข NYSE

Prosperity Bancshares, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
1.7B
1.7B
1.6B
1.2B
1.2B
1.2B
933.6M
825.4M
776.8M
777.2M
774.7M
819.8M
622.8M
485.9M
421.1M
438.4M
469.7M
400.2M
393.5M
265.7M
GROSS PROFIT
(488.8M)
(606.3M)
(506.7M)
(89.6M)
(53.6M)
(133.2M)
(141.5M)
(114M)
(74.8M)
(67.2M)
(46.8M)
(61.9M)
(57.7M)
(45.2M)
(50.4M)
(80M)
(131.3M)
(130M)
(140.9M)
(94.1M)
1.2B
1.1B
1B
1.1B
1.1B
1.1B
792.1M
711.5M
701.9M
710M
727.9M
757.9M
565.1M
440.7M
370.7M
358.4M
338.4M
270.2M
252.6M
171.6M
OPERATING INCOME
(555.8M)
(523.3M)
(515.1M)
(446.9M)
(438.5M)
(456.9M)
(372.9M)
(308.4M)
(295.9M)
(301.3M)
(297.8M)
(312.2M)
(235.3M)
(189M)
(156.9M)
(166.6M)
(169.7M)
(143.8M)
(126.8M)
(77.7M)
(390.2M)
(386.6M)
(375.6M)
(333.5M)
(328.5M)
(322.6M)
(229.6M)
(210.4M)
(195.3M)
(200.7M)
(195.8M)
(202.3M)
(151.1M)
(117.2M)
(93M)
(104.2M)
(90.8M)
(76.4M)
(63.9M)
(41.3M)
693.6M
612.7M
534.5M
666.2M
659.7M
645M
419.2M
403M
406.1M
408.7M
430.2M
445.7M
329.8M
251.7M
213.8M
191.8M
167.9M
126.4M
125.8M
94M
PRE-TAX INCOME
(488.8M)
(597.2M)
(488.1M)
(89.6M)
(53.6M)
(113.2M)
(137.2M)
(97.6M)
(60.5M)
(43.2M)
(39.2M)
(43.6M)
(40.5M)
(39.1M)
(45.2M)
(66.4M)
(102.5M)
(120.1M)
(140.2M)
(93.6M)
1.1B
1B
956.4M
1B
993.3M
1B
695.8M
629.6M
616.9M
632.6M
630.5M
671.2M
498.8M
380.7M
326.7M
318.1M
307.1M
227.7M
200.4M
138.1M
(165.6M)
(136.7M)
(139.6M)
(113.4M)
(110.1M)
(134.3M)
(143.4M)
(98.1M)
(100.5M)
(100.6M)
(101.9M)
(109.9M)
(84.2M)
(71.8M)
(63.9M)
(62.4M)
(78.9M)
(67.4M)
(62.9M)
(36.4M)
693.6M
612.7M
534.5M
666.2M
659.7M
645M
419.2M
403M
406.1M
408.7M
430.2M
445.7M
329.8M
251.7M
213.8M
191.8M
168.7M
126.4M
125.8M
94M
NET INCOME
(150.7M)
(133.3M)
(115.1M)
(141.7M)
(140.4M)
(116.1M)
(86.7M)
(81.2M)
(133.9M)
(134.2M)
(143.5M)
(148.3M)
(108.4M)
(83.8M)
(72M)
(64.1M)
(56.8M)
(41.9M)
(41.6M)
(32.2M)
542.8M
479.4M
419.3M
524.5M
519.3M
528.9M
332.6M
321.8M
272.2M
274.5M
286.6M
297.4M
221.4M
167.9M
141.7M
127.7M
111.9M
84.5M
84.2M
61.7M

SEC Filings

PB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 11, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
S-4/A

S-4/A (Amended)

N/A

April 17, 2026
April 17, 2026
ย 
S-4

S-4

N/A

April 03, 2026
April 03, 2026
ย 
DEF 14A

DEF 14A 2026

N/A

March 16, 2026
March 11, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 02, 2026
February 02, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 27, 2026
2026
Showing 1 to 10 of 446 filings