OPFI - NYSE

OppFi Inc.

OPFI·NYSE

$8.36

-4.3%

TechnologySoftware - Application

OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$713.89M

EPS0.9900

P/E Ratio10.53

Earnings Date08/05/2026

opfi

Account Payables

Last Annual Value

2.77M

3-Year CAGR

-24%

5-Year CAGR

15%

10-Year CAGR

Adjust for Inflation

OppFi Inc. Competitors Analysis of Account Payables

OPFI · NYSE

Company	Account Payables	CAGR 3Y	CAGR 5Y	CAGR 10Y
OppFi Inc. NYSE:OPFI	2.77M	-14.5%	-14.6%	N/A
Ibotta, Inc. NYSE:IBTA	10.84M	6.6%	N/A	N/A
Blend Labs, Inc. NYSE:BLND	1.83M	-5.6%	-21.6%	N/A
Corsair Gaming, Inc. NASDAQ:CRSR	212.55M	-4.0%	-2.1%	7.1%
Digital Turbine, Inc. NASDAQ:APPS	132.81M	3.6%	30.6%	24.1%
ADTRAN Holdings, Inc. NASDAQ:ADTN	167.34M	0.9%	10.3%	8.0%
Stratasys Ltd. NASDAQ:SSYS	43.02M	-2.8%	-3.7%	0.5%
Alpha and Omega Semiconductor Limited NASDAQ:AOSL	60.04M	5.7%	-5.7%	3.5%

OppFi Inc. Fair Value Envelope

OPFI · NYSE

Our analysis suggests that OPFI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $8.36, this represents a potential HIDDEN relative to our calculated worth for OppFi Inc..

HIDDEN

Intrinsic Value

Current Price: $8.36

Related Guides

Blog Categories

Continue your OPFI research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.