OPFI - NYSE

OppFi Inc.

OPFI·NYSE

$8.00

-4.3%

TechnologySoftware - Application

OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$683.15M

EPS0.9900

P/E Ratio8.08

Earnings Date08/05/2026

27.09%

Return on Invested Capital

75%

3Y-2341.0%

5Y-10.0%

10Y-

45.02%

Return on Equity

103%

3Y-103.0%

5Y-42.0%

10Y-

3.49%

Return on Assets

208%

3Y+185.0%

5Y-87.0%

10Y-

OppFi Inc. Management Team

OPFI · NYSE

Ms. Pamela D. Johnson

Chief Financial Officer & Chief Accounting Officer

Compensation

$567,578

Born 1962(Age 64)

female

Mr. Manuel Chagas

Chief Operating Officer

male

Mr. Christopher McKay

Chief Risk & Analytics Officer

Compensation

$638,184

Born 1978(Age 48)

male

Mr. Yuri Ter-Saakyants

Chief Technology Officer

male

Mr. Theodore G. Schwartz

Co-Founder & Director

Compensation

$50,000

Born 1954(Age 72)

male

Mr. Todd G. Schwartz

Founder, Executive Chairman & Chief Executive Officer

Compensation

$297,681

Born 1982(Age 44)

male

Mr. Marv Gurevich

General Counsel & Secretary

male

Mr. Shaun Smolarz

Head of Investor Relations

male

John Kakos

Senior Vice President & Controller

INSIDER TRANSACTIONS

OppFi Inc. Insider Positioning

OPFI · NYSE

During the last 12 months, insiders have sold $468K worth of OPFI shares, with no buying activity reported.

3 Months

Bought

0.00

Sold

18.2K

169.86K

Net Activity

-170K

-$170K

3-6 Months

Bought

0.00

Sold

9.5K

100.78K

Net Activity

-101K

-$101K

6-9 Months

Bought

0.00

Sold

21.3K

197.68K

Net Activity

-198K

-$198K

9-12 Months

Bought

0.00

Sold

0.00

Net Activity

+$0

Top Buyers

No buying activity

Top Sellers

Moore Jocelyn

Director

32.9K shares•3 transactions

$305K

Vennettilli David

Director

10.0K shares•1 transactions

$100K

JPD

Johnson Pamela D.

Officer: Cfo

6.2K shares•2 transactions

$63K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $468K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$170K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC PROXY FILINGS

SEC Filings

OPFI - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
DEF 14A DEF 14A 2026 N/A	April 28, 2026	June 09, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 29, 2025	June 10, 2025	2025	View Filing
DEF 14A DEF 14A 2024 N/A	April 26, 2024	June 05, 2024	2024	View Filing
DEF 14A DEF 14A 2023 N/A	April 28, 2023	June 07, 2023	2023	View Filing
DEF 14A DEF 14A 2022 N/A	June 09, 2022	July 20, 2022	2022	View Filing

Showing 1 to 5 of 5 filings

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.