Metropolitan Bank Holding Corp.

Metropolitan Bank Holding Corp.

MCBยทNYSE

$87.21

-3.2%
Financial ServicesBanks - Regional

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The company offers checking, savings, term deposit, and money market accounts, as well as certificates of deposit. It also provides lending products, including commercial real estate, construction, multi-family, and one-to four-family real estate loans; commercial and industrial loans; consumer loans; acquisition and renovation loans; loans to refinance or return borrower equity; loans on owner-occupied properties; working capital lines of credit; trade finance and letters of credit; and term loans. In addition, the company offers cash management services, as well as online and mobile banking, ACH, remote deposit capture, and debit card services. It operates six banking centers in Manhattan, Brooklyn, Great Neck, and Long Island. Metropolitan Bank Holding Corp. was founded in 1999 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$912.18M
EPS6.7100
P/E Ratio13.00
Earnings Date07/16/2026
3Y+83.0%
5Y+229.0%
10Y+972.0%
3Y+20.0%
5Y+80.0%
10Y+1318.0%
3Y+3.0%
5Y+2.0%
10Y+509.0%
Metropolitan Bank Holding Corp.

Metropolitan Bank Holding Corp. Profit Bridge

MCB ยท NYSE
Revenue527.15M
Cost of Goods Sold (249.63M)
Gross Profit277.51M
Operating Expenses (176.00M)
Operating Income101.51M
Interest Expense (212.04M)
Other Income/Expense0.00
Pretax Income101.51M
Income Tax (30.41M)
Net Income71.10M
Net Income
71.10M

Profitability Analysis

Gross Margin

52.6%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

19.3%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

13.5%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

30.0%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

Metropolitan Bank Holding Corp. Income Statement

MCB โ€ข NYSE

Metropolitan Bank Holding Corp. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015
REVENUE
527.1M
492.2M
403.3M
287.3M
197M
160.1M
140.4M
96.1M
72.1M
49.2M
36.5M
GROSS PROFIT
(249.6M)
(221.6M)
(164.9M)
(41.7M)
(20.1M)
(27.7M)
(36.4M)
(15.9M)
(15.7M)
(14.1M)
(7.3M)
277.5M
270.7M
238.5M
245.6M
176.9M
132.4M
104M
80.2M
56.3M
35M
29.2M
OPERATING INCOME
(176M)
(173.6M)
(131.5M)
(148.7M)
(87.3M)
(74.5M)
(60M)
(43.5M)
(32.7M)
(27M)
(22.4M)
(94.4M)
(89.6M)
(76M)
(61.9M)
(49.8M)
(41.8M)
(31.2M)
(25.7M)
(20.8M)
(19.5M)
(15.5M)
101.5M
97.1M
106.9M
96.9M
89.6M
57.9M
44.1M
36.8M
23.6M
8.1M
6.8M
PRE-TAX INCOME
(212M)
(215.3M)
(152.6M)
(31.6M)
(16.3M)
(18.2M)
(32.2M)
(12.7M)
(8.7M)
(6.1M)
(5.3M)
303.2M
253.1M
222.8M
229.2M
157M
124.9M
97.6M
71.2M
52.2M
38.1M
27.4M
(81.7M)
(83.9M)
(55.5M)
(86.8M)
(37.6M)
(32.7M)
(28.7M)
(17.8M)
(12M)
(7.5M)
(6.9M)
101.5M
97.1M
106.9M
96.9M
89.6M
57.9M
44.1M
36.8M
23.6M
8.1M
6.8M
NET INCOME
(30.4M)
(30.4M)
(29.7M)
(37.5M)
(29M)
(18.5M)
(13.9M)
(11.2M)
(11.2M)
(3M)
(2.6M)
71.1M
66.7M
77.3M
59.4M
60.6M
39.5M
30.1M
25.6M
12.4M
5M
4.3M

SEC Filings

MCB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 20, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

March 16, 2026
March 12, 2026
2026
8-K

8-K 2026

N/A

March 02, 2026
March 02, 2026
2026
8-K

8-K 2026

N/A

February 26, 2026
February 25, 2026
2026
8-K

8-K 2026

N/A

February 25, 2026
February 25, 2026
2026
8-K

8-K 2026

N/A

February 25, 2026
February 25, 2026
2026
Showing 1 to 10 of 141 filings