MCB - NYSE

Metropolitan Bank Holding Corp.

MCB·NYSE

$87.21

-3.2%

Financial ServicesBanks - Regional

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The company offers checking, savings, term deposit, and money market accounts, as well as certificates of deposit. It also provides lending products, including commercial real estate, construction, multi-family, and one-to four-family real estate loans; commercial and industrial loans; consumer loans; acquisition and renovation loans; loans to refinance or return borrower equity; loans on owner-occupied properties; working capital lines of credit; trade finance and letters of credit; and term loans. In addition, the company offers cash management services, as well as online and mobile banking, ACH, remote deposit capture, and debit card services. It operates six banking centers in Manhattan, Brooklyn, Great Neck, and Long Island. Metropolitan Bank Holding Corp. was founded in 1999 and is headquartered in New York, New York.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$912.18M

EPS6.7100

P/E Ratio13.00

Earnings Date07/16/2026

8.26B

Assets

13%

3Y+32.0%

5Y+91.0%

10Y+577.0%

7.51B

Total Liabilities

14%

3Y+32.0%

5Y+88.0%

10Y+576.0%

743.11M

Total Equity

3Y+29.0%

5Y+118.0%

10Y+579.0%

Metropolitan Bank Holding Corp. Funding & Solvency Profile

MCB · NYSE

Current Assets

Cash & Cash Equivalents393.59M

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets591 M

Non-Current Assets

Property, Plant & Equipment83.34M

Goodwill & Intangible Assets0.00

Long-Term Investments7.12B

Other Non-Current Assets984.77M

Total Non-Current Assets8 B

Total Assets

8.26B

Financial Health Analysis

Current Ratio

109.88x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

10.11x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

586 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

7% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Metropolitan Bank Holding Corp. Balance Sheet

MCB • NYSE

Metropolitan Bank Holding Corp. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	393.6M	200.3M	269.5M	257.4M	2.4B	864.3M	391.2M	233M	261.2M	82.9M	65.6M
Short-Term Investments	551.1M	66.9M	0.0	0.0	566.6M	266.1M	234.9M	30.4M	32.2M	37.3M	47.5M
Cash & Short-Term Investments	591M	267.2M	269.5M	257.4M	2.9B	1.1B	626.2M	265.5M	293.4M	120.3M	113.1M
Net Receivables	0.0	0.0	87.6M	85.6M	39.9M	40.5M	20.4M	19.2M	20.6M	15.7M	3.9M
Accounts Receivables	0.0	0.0	0.0	0.0	0.0	13.2M	8.9M	11M	11M	8.2M	3.2M
Other Receivables	0.0	0.0	87.6M	85.6M	39.9M	27.3M	11.6M	8.2M	9.6M	7.6M	745K
Prepaids	0.0	0.0	0.0	0.0	16.9M	18.4M	17.1M	8.2M	5.8M	7.7M	5.6M
Total Current Assets	591M	267.2M	357.1M	343M	3B	1.2B	661.7M	290.8M	319.7M	143.7M	122.7M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	83.3M	0.0	0.0	31.9M	15.1M	13.5M	12.1M	6.9M	6.3M	5M	4.6M
Goodwill	0.0	0.0	0.0	0.0	9.7M	9.7M	9.7M	9.7M	9.7M	9.7M	9.7M
Goodwill & Intangible Assets	0.0	0.0	0.0	0.0	9.7M	9.7M	9.7M	9.7M	9.7M	9.7M	9.7M
Long-Term Investments	7.1B	6.9B	6.5B	5.8B	4.1B	3.1B	2.7B	1.9B	1.4B	1.1B	827.7M
Tax Assets	63.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	984.8M	183.3M	172.6M	116.5M	15.2M	0.0	0.0	0.0	0.0	0.0	0.0
Total Non-Current Assets	8.3B	7B	6.7B	5.9B	4.1B	3.1B	2.7B	1.9B	1.4B	1.1B	842.1M
Total Assets	8.3B	7.3B	7.1B	6.3B	7.1B	4.3B	3.4B	2.2B	1.8B	1.2B	964.8M
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	0.0	37.2M	62.4M	45.4M	40.3M	43M	31.7M	5.8M
Accounts Payable	0.0	0.0	0.0	0.0	37.2M	62.4M	24.8M	19.7M	22.4M	11.1M	5.8M
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	20.6M	20.6M	20.6M	20.6M	0.0
Short Term Debt	5.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	0.0	6B	5.7B	5.3B	6.4B	3.8B	2.8B	1.7B	1.4B	993.8M	766M
Total Current Liabilities	5.4M	6B	5.7B	5.3B	6.5B	3.9B	2.8B	1.7B	1.4B	1B	771.8M
NON-CURRENT LIABILITIES
Long Term Debt	31.6M	457.4M	546.6M	257.7M	57.2M	61.6M	211.6M	209.5M	66.7M	78.4M	116.8M
Other Non-Current Liabilities	7.5B	130.5M	124.8M	155.8M	29.5M	36.5M	0.0	7.7M	8.9M	6.9M	229K
Total Non-Current Liabilities	7.5B	587.9M	671.4M	413.5M	86.6M	98.1M	222.3M	217.2M	75.6M	85.3M	117M
Capital Lease Obligations	44M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	7.5B	6.6B	6.4B	5.7B	6.6B	4B	3.1B	1.9B	1.5B	1.1B	888.8M
SHAREHOLDERS' EQUITY
Treasury Stock	-73.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Preferred Stock	0.0	0.0	0.0	0.0	0.0	3K	3K	3K	3K	3K	5K
Common Stock	113K	112K	111K	109K	109K	82K	82K	82K	81K	45K	30K
Additional Paid-In Capital	405.6M	400.2M	395.9M	389.3M	383M	218.9M	216.5M	213.5M	211.1M	96.1M	63.8M
Retained Earnings	450.6M	382.7M	316M	240.8M	181.4M	120.8M	81.4M	51.4M	25.9M	13.5M	12.1M
Accumulated Other Comprehensive Income/Loss	-39.7M	-53.1M	-52.9M	-54.3M	-7.5M	973K	1.2M	-473K	-206K	-165K	16K
Total Stockholders' Equity	743.1M	729.8M	659M	575.9M	557M	340.8M	299.1M	264.5M	236.9M	109.5M	76M
Total Equity	743.1M	729.8M	659M	575.9M	557M	340.8M	299.1M	264.5M	236.9M	109.5M	76M
SUMMARY
Total Liabilities & Equity	8.3B	7.3B	7.1B	6.3B	7.1B	4.3B	3.4B	2.2B	1.8B	1.2B	964.8M
Total Investments	7.7B	6.9B	6.5B	5.8B	4.7B	3.4B	2.9B	1.9B	1.5B	1.1B	875.2M
Total Debt	80.9M	457.4M	546.6M	257.7M	57.2M	61.6M	211.6M	209.5M	66.7M	78.4M	116.8M
Net Debt	-362M	257.2M	277.1M	307K	-2.3B	-802.7M	-177.6M	-23.4M	-194.5M	-4.5M	51.1M
Shares Outstanding	10,421,400	10,421,400	10,421,400	10,421,400	10,421,400	10,421,400	10,421,400	10,421,400	10,421,400	10,421,400	10,421,400

SEC Filings

MCB - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 21, 2026	April 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 20, 2026	April 20, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 20, 2026	April 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 16, 2026	March 12, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 02, 2026	March 02, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 26, 2026	February 25, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 25, 2026	February 25, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 25, 2026	February 25, 2026	2026	View Filing

Showing 1 to 10 of 141 filings

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