Metropolitan Bank Holding Corp.

Metropolitan Bank Holding Corp.

MCBยทNYSE

$87.21

-3.2%
Financial ServicesBanks - Regional

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The company offers checking, savings, term deposit, and money market accounts, as well as certificates of deposit. It also provides lending products, including commercial real estate, construction, multi-family, and one-to four-family real estate loans; commercial and industrial loans; consumer loans; acquisition and renovation loans; loans to refinance or return borrower equity; loans on owner-occupied properties; working capital lines of credit; trade finance and letters of credit; and term loans. In addition, the company offers cash management services, as well as online and mobile banking, ACH, remote deposit capture, and debit card services. It operates six banking centers in Manhattan, Brooklyn, Great Neck, and Long Island. Metropolitan Bank Holding Corp. was founded in 1999 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$912.18M
EPS6.7100
P/E Ratio13.00
Earnings Date07/16/2026
mcb

Metropolitan Bank Holding Corp. Street Expectations Map

MCB ยท NYSE

Wall Street analysts project that MCB stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 97.00, with estimates ranging from a low of 97.00 to a high of 97.00.

Lowest Target
97.00
11.23%
Consensus Target
97.00
11.23%
Highest Target
97.00
11.23%

The consensus 1-year price target stands at 97.00, with estimates ranging from a low of 97.00 to a high of 97.00.

Analyst Consensus Analysis

Upside Potential

+11.2%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Metropolitan Bank Holding Corp. Forward Estimates of Revenue

MCB ยท NYSE
Latest Revenue
527.15M
FY 2025
Avg Estimate
354.63M
FY 2026
Estimate Range
353.03M - 356.23M
Analyst Spread

Forward Growth Analysis

Projected Growth-32.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Metropolitan Bank Holding Corp. Forward Estimates of Net Income

MCB ยท NYSE
Latest Net Income
71.10M
FY 2025
Avg Estimate
108.39M
FY 2026
Estimate Range
107.75M - 109.02M
Analyst Spread

Forward Growth Analysis

Projected Growth+52.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Metropolitan Bank Holding Corp. Forward Estimates of EPS

MCB ยท NYSE
Latest EPS
6.71
FY 2025
Avg Estimate
$9.63
FY 2026
Estimate Range
$9.57 - $9.69
Analyst Spread

Forward Growth Analysis

Projected Growth+43.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Metropolitan Bank Holding Corp. Forward Estimates of EBIT

MCB ยท NYSE
Latest EBIT
101.51M
FY 2025
Avg Estimate
114.62M
FY 2026
Estimate Range
114.10M - 115.14M
Analyst Spread

Forward Growth Analysis

Projected Growth+12.9%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Metropolitan Bank Holding Corp. Forward Estimates of EBITDA

MCB ยท NYSE
Latest EBITDA
101.51M
FY 2025
Avg Estimate
120.49M
FY 2026
Estimate Range
119.95M - 121.03M
Analyst Spread

Forward Growth Analysis

Projected Growth+18.7%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Metropolitan Bank Holding Corp. Forward Estimates of SG&A Expense

MCB ยท NYSE
Latest SG&A Expense
94.35M
FY 2025
Avg Estimate
78.02M
FY 2026
Estimate Range
77.67M - 78.38M
Analyst Spread

Forward Growth Analysis

Projected Growth-17.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Metropolitan Bank Holding Corp. Insider Positioning

MCB ยท NYSE

During the last 12 months, insiders have purchased $163K and sold $957K worth of MCB shares, resulting in $794K of net selling activity.

3 Months

Bought

1.0K

79.95K

Sold

3.0K

268.75K

Net Activity

-189K

-$189K

3-6 Months

Bought

0

0.00

Sold

6.9K

636.02K

Net Activity

-636K

-$636K

6-9 Months

Bought

1.2K

83.01K

Sold

717

52.38K

Net Activity

+31K

+$31K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
DDF

Dougherty Daniel F

Officer: Evp & Chief Financial Officer

2.0K sharesโ€ข2 transactions

$152K

2
FAJ

Fabiano Anthony J

Director

147 sharesโ€ข1 transactions

$10K

3
EFF

Erikson Frederik F

Officer: Evp & General Counsel

20 sharesโ€ข1 transactions

$1K

Top Sellers

1
PRC

Patent Robert C

Director

5.0K sharesโ€ข1 transactions

$473K

2
GH

Gutman Harvey

Director

3.0K sharesโ€ข1 transactions

$269K

3
RN

Rosenberg Nick

Officer: Executive Vice President

1.9K sharesโ€ข2 transactions

$163K

4
LS

Lublin Scott

Officer: Evp And Chief Lending Officer

717 sharesโ€ข1 transactions

$52K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $794K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.17:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$189K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

Moderate Selling

4 insider sellers vs. 3 buyers. More insiders selling than buying suggests cautious or negative sentiment.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.