KMPR - NYSE
Kemper Corporation
$24.25
-5.6%Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance, as well as supplemental accident and health insurance products; and Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.
At a Glance
Live SnapshotKemper Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
Kemper Corporation Cash Flow Statement
KMPR • NYSE
| Kemper Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
143.3M | 312.5M | -272.1M | -301.2M | -120.5M | 409.9M | 531.1M | 190.1M | 120.9M | 16.8M | 85.7M | 114.5M | 217.7M | 103.4M | 83.7M | 184.6M | 164.7M | -29.6M | 217.8M | 283.1M | |
74.3M | 53.7M | 0.0 | 70.9M | 99.8M | 55M | 62.5M | 171.9M | 18.2M | 19.5M | 28.9M | 23.2M | 25.7M | 23.3M | 10.9M | 332.3M | 344.3M | 353.5M | 27.1M | 7.2M | |
0.0 | 0.0 | 0.0 | -17.7M | -28M | 0.0 | -25.3M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -6.3M | |
0.0 | 0.0 | 0.0 | 17.7M | 28M | 0.0 | 25.3M | 18.6M | 9.4M | 4.7M | 6.5M | 6.4M | 5.5M | 5.8M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
5.9M | 34.6M | 188.1M | 115.5M | -140.7M | -30.6M | -199.7M | 62.4M | -34.1M | 26.6M | 32.9M | 75.9M | -43.9M | -18.7M | -7.6M | -359.3M | -275.2M | -38.1M | 322.3M | 308M | |
(35.3M) | (11.2M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
361M | -17.9M | -51.3M | -95.5M | 512.1M | 13.7M | 144.2M | 115.6M | 135.6M | 177.6M | 67.5M | -80M | -77.4M | -42.3M | -112M | -99.1M | -70.3M | -216.6M | -315.1M | -285.6M | |
584.5M | 382.9M | -135.3M | -210.3M | 350.7M | 448M | 538.1M | 540M | 240.6M | 240.5M | 215M | 133.6M | 122.1M | 65.7M | -25M | 58.5M | 163.5M | 69.2M | 252.1M | 306.4M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-30.6M | -53.2M | -53.8M | -30.8M | -57.8M | -53.4M | -83.9M | -65.3M | -35.5M | -17.6M | -8.9M | -11.3M | -15.2M | (2.5M) | (0.0) | (349.2M) | (355.1M) | (28.5M) | -24.2M | -39.2M | |
(0.0) | (0.0) | (0.0) | (14.8M) | -316.6M | (0.0) | -44.3M | -589.6M | (20.2M) | (6.4M) | -57.1M | (42.7M) | (14.6M) | (25M) | (0.0) | (4.1M) | -189.8M | -106.6M | -43M | (0.0) | |
-1.8B | -1.6B | -855.1M | -1.9B | -2.1B | -2.1B | -1.8B | -2.1B | -1.1B | -985.1M | -944.9M | -921M | -967M | -1.1B | -894.7M | -764.3M | -895.1M | -1.4B | -751.6M | -1.3B | |
2.1B | 1.4B | 1B | 1.9B | 2.4B | 1.5B | 1.5B | 2.2B | 951.8M | 763.4M | 986.5M | 825.9M | 888.3M | 1B | 1.1B | 781.3M | 1.1B | 1.4B | 858.3M | 1.4B | |
4.1M | 40.3M | -20.9M | -94.4M | -129.4M | -8.9M | -183.5M | 3.1M | 22.4M | -5.2M | -4.2M | -40.6M | 84.1M | -32.9M | 347.9M | -51M | -43.5M | 394.4M | -262.4M | -110.2M | |
(336.2M) | -244.4M | (107.9M) | -108.4M | -118.2M | -757M | -633.4M | -497.6M | -105.4M | -238.1M | -28.6M | -104.3M | (4.8M) | -106.2M | (564.6M) | (319.3M) | (287.6M) | (356.2M) | -222.9M | -86.1M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-298.2M | -38.9M | 4.3M | 0.0 | -161.7M | -110.4M | 127.5M | 0.0 | 0.0 | -3.8M | -45M | -114M | -100.4M | -60.7M | -27.4M | -34.4M | 0.0 | -69M | -139.5M | -83.1M | |
-450M | 0.0 | 0.0 | 261.9M | -50M | 396.8M | -135.1M | 34.4M | -159.8M | 0.0 | -11.5M | 144M | -5.5M | 0.0 | -321.8M | -319.2M | -100K | -100K | 54.8M | -40.1M | |
-79.6M | -80.1M | -80.1M | -79.7M | -80.6M | -78.9M | -67.8M | -56.4M | -49.5M | -49.2M | -49.7M | -51.8M | -54.9M | -56.9M | -58.2M | -54.6M | -66.6M | -118.4M | -119.9M | -119.8M | |
-301.9M | -38.9M | (0.0) | -4.9M | -161.7M | -110.4M | (0.0) | (0.0) | (0.0) | -3.8M | -45M | -114M | -100.4M | -60.7M | -27.4M | -34.4M | -69M | -69M | -139.5M | -89.9M | |
-32.3M | -18.2M | -46.2M | 200.7M | 1.9M | 170.8M | 236.2M | 9.8M | 4.1M | 4.6M | 1.5M | 2.1M | 4.1M | 3.2M | 1.8M | 3.9M | -424.9M | -158.2M | 122M | 136.1M | |
-860.1M | -137.2M | -122M | 382.9M | -290.4M | 378.3M | 157M | -13M | -205.2M | -48.4M | -100.8M | -19.7M | -156.7M | -114.4M | -405.6M | -404.3M | -491.6M | -345.7M | -82.6M | -106.9M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
0.0 | 0.0 | 1.1M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
60.6M | 1.3M | -148.3M | 64.2M | -57.9M | 69.3M | 61.7M | 29.4M | -70M | -46M | 85.6M | 9.6M | -29.8M | -154.9M | 134M | -26.5M | -40.5M | 79.7M | -53.4M | 113.4M | |
65.4M | 64.1M | 212.4M | 148.2M | 206.1M | 136.8M | 75.1M | 45.7M | 115.7M | 161.7M | 76.1M | 66.5M | 96.3M | 251.2M | 117.2M | 143.7M | 184.2M | 104.5M | 157.9M | 44.5M | |
126M | 65.4M | 64.1M | 212.4M | 148.2M | 206.1M | 136.8M | 75.1M | 45.7M | 115.7M | 161.7M | 76.1M | 66.5M | 96.3M | 251.2M | 117.2M | 143.7M | 184.2M | 104.5M | 157.9M | |
553.9M | 329.7M | -189.1M | -241.1M | 292.9M | 394.6M | 454.2M | 474.7M | 205.1M | 222.9M | 206.1M | 122.3M | 106.9M | 68.2M | -25M | 407.7M | 518.6M | 97.7M | 227.9M | 267.2M |
SEC Filings
KMPR - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 27, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 07, 2026 | May 06, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 06, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 04, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 25, 2026 | May 06, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 11, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 04, 2026 | February 04, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 19, 2025 | December 16, 2025 | 2025 |
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