Kemper Corporation

Kemper Corporation

KMPRยทNYSE

$24.25

-5.6%
Financial ServicesInsurance - Property & Casualty

Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance, as well as supplemental accident and health insurance products; and Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.

At a Glance

Live Snapshot
Market Cap$1.43B
EPS2.3100
P/E Ratio17.54
Earnings Date08/04/2026
kmpr

Kemper Corporation Street Expectations Map

KMPR ยท NYSE

Wall Street analysts project that KMPR stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 36.00, with estimates ranging from a low of 28.00 to a high of 44.00.

Lowest Target
28.00
15.46%
Consensus Target
36.00
48.45%
Highest Target
44.00
81.44%

The consensus 1-year price target stands at 36.00, with estimates ranging from a low of 28.00 to a high of 44.00.

Analyst Consensus Analysis

Upside Potential

+48.5%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

44.4% spread

Mixed analyst views. Wide target range suggests differing opinions on key value drivers, growth prospects, or risk factors.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

kmpr

Kemper Corporation Forward Estimates of Revenue

KMPR ยท NYSE
Latest Revenue
4.80B
FY 2025
Avg Estimate
5.05B
FY 2026
Estimate Range
5.02B - 5.07B
Analyst Spread

Forward Growth Analysis

Projected Growth+5.2%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

kmpr

Kemper Corporation Forward Estimates of Net Income

KMPR ยท NYSE
Latest Net Income
143.30M
FY 2025
Avg Estimate
347.21M
FY 2026
Estimate Range
323.53M - 370.89M
Analyst Spread

Forward Growth Analysis

Projected Growth+142.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread14%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

kmpr

Kemper Corporation Forward Estimates of EPS

KMPR ยท NYSE
Latest EPS
2.31
FY 2025
Avg Estimate
$5.29
FY 2026
Estimate Range
$4.99 - $5.73
Analyst Spread

Forward Growth Analysis

Projected Growth+129.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread14%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

kmpr

Kemper Corporation Forward Estimates of EBIT

KMPR ยท NYSE
Latest EBIT
199.20M
FY 2025
Avg Estimate
48.20M
FY 2026
Estimate Range
47.91M - 48.39M
Analyst Spread

Forward Growth Analysis

Projected Growth-75.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

kmpr

Kemper Corporation Forward Estimates of EBITDA

KMPR ยท NYSE
Latest EBITDA
273.50M
FY 2025
Avg Estimate
113.77M
FY 2026
Estimate Range
113.10M - 114.22M
Analyst Spread

Forward Growth Analysis

Projected Growth-58.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

kmpr

Kemper Corporation Forward Estimates of SG&A Expense

KMPR ยท NYSE
Latest SG&A Expense
1.16B
FY 2025
Avg Estimate
284.27M
FY 2026
Estimate Range
282.60M - 285.38M
Analyst Spread

Forward Growth Analysis

Projected Growth-75.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

kmpr

Kemper Corporation Insider Positioning

KMPR ยท NYSE

During the last 12 months, insiders have purchased $5.19M and sold $17K worth of KMPR shares, resulting in $5.17M of net buying activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

504

17.47K

Net Activity

-17K

-$17K

6-9 Months

Bought

123.3K

4.92M

Sold

0

0.00

Net Activity

+4.9M

+$4.92M

9-12 Months

Bought

5.5K

271.19K

Sold

0

0.00

Net Activity

+271K

+$271K

Top Buyers

1
LJPJ

Lacher Joseph P Jr

Director, Officer: President And Ceo

98.3K sharesโ€ข1 transactions

$4.00M

2
PSB

Parker Stuart B.

Director

25.0K sharesโ€ข1 transactions

$921K

3
LG

Laderman Gerald

Director

3.0K sharesโ€ข1 transactions

$148K

4
CTA

Canida Teresa Alvarez

Director

2.0K sharesโ€ข1 transactions

$98K

5
FCW

Flint Christopher Wade

Officer: Evp, President, Kemper Life

500 sharesโ€ข1 transactions

$25K

Top Sellers

1
MSM

Mckinney Suzet M

Director

504 sharesโ€ข1 transactions

$17K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $5.17M net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

297.21:1

Exceptional buy/sell ratio. Buying dramatically outweighs sellingโ€”one of the strongest possible insider signals.

Insider Participation

High Buying

5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.