KMPR - NYSE

Kemper Corporation

KMPR·NYSE

$24.25

-5.6%

Financial ServicesInsurance - Property & Casualty

Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance, as well as supplemental accident and health insurance products; and Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.43B

EPS2.3100

P/E Ratio17.54

Earnings Date08/04/2026

12.47B

Assets

-1%

3Y-7.0%

5Y-13.0%

10Y+52.0%

9.80B

Total Liabilities

3Y-10.0%

5Y-

10Y+57.0%

2.67B

Total Equity

-4%

3Y+9.0%

5Y-42.0%

10Y+35.0%

Kemper Corporation Funding & Solvency Profile

KMPR · NYSE

Current Assets

Cash & Cash Equivalents126.00M

Net Receivables965.20M

Inventory0.00

Other Current Assets-327.90M

Total Current Assets1 B

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets1.91B

Long-Term Investments8.40B

Other Non-Current Assets1.08B

Total Non-Current Assets9 B

Total Assets

12.47B

Financial Health Analysis

Debt-to-Equity Ratio

3.67x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

1 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

9% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Kemper Corporation Balance Sheet

KMPR • NYSE

Kemper Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	126M	65.4M	64.1M	212.4M	148.2M	206.1M	136.8M	75.1M	45.7M	115.7M	161.7M	76.1M	66.5M	96.3M	251.2M	117.2M	143.7M	184.2M	103.1M	157.9M
Short-Term Investments	327.9M	1.1B	522.9M	7.2B	284.1M	875.4M	7.4B	6.7B	5.6B	5.4B	5.1B	5.1B	4.9B	5.2B	247.4M	402.9M	397M	548.6M	658.7M	465.2M
Cash & Short-Term Investments	453.9M	1.1B	587M	7.4B	432.3M	1.1B	7.5B	6.8B	5.7B	5.5B	5.3B	5.2B	4.9B	5.3B	498.6M	520.1M	540.7M	732.8M	761.8M	623.1M
Net Receivables	965.2M	1.2B	1.2B	0.0	1.8B	1.4B	0.0	0.0	0.0	0.0	193.2M	187M	193.1M	575.4M	597.9M	606.7M	642M	686.5M	634.8M	730.4M
Accounts Receivables	965.2M	986.1M	960.2M	1.3B	1.4B	1.2B	1.1B	1B	366M	336.5M	0.0	0.0	0.0	369.3M	379.2M	606.7M	642M	686.5M	634.8M	730.4M
Other Receivables	0.0	249.1M	265M	262.6M	380.4M	238M	219.7M	245.4M	194.3M	198.6M	193.2M	187M	193.1M	206.1M	218.7M	0.0	0.0	0.0	0.0	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-1.8B	-1B	-1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	-327.9M	-2.4B	-1.8B	0.0	-2.2B	-2.5B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	1.1B	0.0	0.0	692M	0.0	0.0	8.9B	8.1B	6.2B	6.1B	5.8B	5.7B	5.5B	5.9B	1.1B	1.1B	1.2B	1.4B	1.4B	1.4B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	0.0	0.0	12.2M	0.0	0.0	9.5B	9.4B	6.4B	6.4B	6.1B	0.0	6B	6.3B	6B	6B	5.4B	5B	0.0	0.0
Goodwill	1.3B	1.3B	1.3B	1.3B	1.3B	1.1B	1.1B	1.1B	323M	323M	323M	311.8M	311.8M	311.8M	311.8M	311.8M	331.8M	334.6M	314.7M	344.7M
Intangible Assets	656.7M	315.5M	318.3M	316.4M	293.8M	320.1M	328.4M	308.8M	181M	332M	316.4M	303.3M	302.9M	303.4M	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	1.9B	1.6B	1.6B	1.6B	1.6B	1.4B	1.4B	1.4B	504M	655M	639.4M	615.1M	614.7M	615.2M	311.8M	311.8M	331.8M	334.6M	314.7M	344.7M
Long-Term Investments	8.4B	7.9B	7.9B	7.6B	9.3B	9.6B	8.6B	7.7B	6.3B	6.1B	5.8B	5.9B	5.7B	6B	5.7B	5.8B	5.2B	4.9B	4.9B	5.6B
Tax Assets	0.0	0.0	0.0	189.4M	0.0	0.0	178.2M	26.2M	197M	25.8M	41.4M	0.0	31.8M	5.4M	3.1M	58.2M	60.2M	201.4M	0.0	0.0
Other Non-Current Assets	1.1B	-9.5B	-9.4B	-7.6B	-10.9B	-11.1B	-9.7B	-9.1B	-6.6B	-6.4B	-6.1B	-6.2B	-6B	-6.3B	-6B	-6.1B	-5.5B	-5.2B	-5.3B	-5.9B
Total Non-Current Assets	11.4B	0.0	0.0	1.5B	0.0	0.0	9.7B	9.1B	6.6B	6.4B	6.1B	6.2B	6B	6.3B	6B	6.1B	5.5B	5.2B	5.3B	5.9B
Other Assets	0.0	12.6B	12.7B	11.2B	14.9B	14.3B	-5.6B	-5.6B	-4.5B	-4.2B	-3.9B	-4.1B	-3.8B	-4.1B	953.2M	1.2B	1.9B	2.2B	2.8B	2B
Total Assets	12.5B	12.6B	12.7B	13.4B	14.9B	14.3B	13B	11.5B	8.4B	8.2B	8B	7.8B	7.7B	8B	8.1B	8.4B	8.6B	8.8B	9.4B	9.3B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	-449.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	7.8M	1.5M	0.0	57.9M	15.1M	11.7M	68.2M	258.7M	0.0
Accounts Payable	0.0	0.0	0.0	-449.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Payables	0.0	0.0	0.0	449.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	7.8M	1.5M	0.0	57.9M	15.1M	11.7M	68.2M	258.7M	0.0
Accrued Expenses	764.1M	0.0	0.0	718.4M	843.6M	727.9M	620.4M	674.9M	447.5M	453.1M	466.8M	409.6M	329.8M	431.4M	403.3M	437.8M	436.2M	455.6M	380.9M	0.0
Short Term Debt	17.1M	449.6M	0.0	449.3M	449M	448.8M	0.0	0.0	0.0	359.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	0.0	0.0	0.0	167.6M	0.0	0.0	44.7M	38.9M	8.1M	5.1M	3.8M	36.5M	8.3M	21.5M	57.9M	15.1M	11.7M	68.2M	262.5M	0.0
Deferred Revenue	1.2B	0.0	0.0	189.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	-2B	-449.6M	0.0	-718.4M	-1.3B	-1.2B	-620.4M	-674.9M	4.6B	-812.9M	-466.8M	-380.9M	-331.3M	-431.4M	-461.2M	-452.9M	-447.9M	-523.8M	-639.6M	0.0
Total Current Liabilities	0.0	0.0	0.0	167.6M	0.0	0.0	728.5M	448.4M	5B	359.8M	466.8M	249.5M	606.9M	429.9M	57.9M	84.3M	108.3M	68.2M	262.5M	0.0
NON-CURRENT LIABILITIES
Long Term Debt	943.5M	941.7M	1.4B	1.4B	672.9M	724M	778.4M	909M	592.3M	751.6M	750.6M	752.1M	606.9M	611.4M	610.6M	0.0	561.4M	560.8M	560.1M	504.5M
Deferred Revenue (Non-Current)	0.0	0.0	0.0	-218.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	14.8M	14.8M	50.6M	218.1M	227M	285.7M	178.2M	26.2M	14.8M	0.0	0.0	21.5M	0.0	15.1M	0.0	0.0	0.0	0.0	262.5M	285.1M
Other Non-Current Liabilities	8.8B	-956.5M	-1.4B	9.3B	-899.9M	-1B	8.2B	7.6B	5.7B	5.5B	5.3B	5B	5B	-611.4M	-610.6M	0.0	-561.4M	-560.8M	-822.6M	0.0
Total Non-Current Liabilities	9.8B	0.0	0.0	10.8B	0.0	0.0	956.6M	935.2M	607.1M	751.6M	750.6M	773.6M	606.9M	626.5M	610.6M	609.8M	561.4M	560.8M	822.6M	789.6M
Other Liabilities	0.0	9.8B	10.2B	0.0	10.9B	9.8B	7.3B	7.1B	-5B	5.1B	-466.8M	4.7B	4.4B	-429.9M	-57.9M	-84.3M	-108.3M	-68.2M	-262.5M	0.0
Capital Lease Obligations	44.3M	0.0	0.0	0.0	0.0	0.0	93M	-1.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	9.8B	9.8B	10.2B	10.9B	10.9B	9.8B	9B	8.5B	607.1M	6.2B	750.6M	5.7B	5.6B	626.5M	610.6M	609.8M	561.4M	560.8M	822.6M	789.6M
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	108.1M	258.5M	236M
Common Stock	5.9M	6.4M	6.4M	6.4M	6.4M	6.5M	6.7M	6.5M	5.1M	5.1M	5.1M	5.2M	5.6M	5.8M	6M	6.1M	6.2M	6.2M	6.4M	6.7M
Additional Paid-In Capital	1.7B	1.9B	1.8B	1.8B	1.8B	1.8B	1.8B	1.7B	673.1M	660.3M	654M	660.1M	694.8M	725M	743.9M	751.1M	765.9M	764.7M	781.3M	759.1M
Retained Earnings	1.2B	1.2B	1B	1.4B	1.8B	2.1B	1.8B	1.4B	1.2B	1.2B	1.2B	1.2B	1.2B	1.1B	1.2B	1.2B	1.1B	985.8M	1.2B	1.2B
Accumulated Other Comprehensive Income/Loss	-206.2M	-304.5M	-360.8M	-756M	448.1M	680.5M	336.1M	21.8M	194.4M	137M	124.3M	222.7M	135.3M	312.7M	258M	157.4M	58.8M	-108.1M	324.8M	287M
Total Stockholders' Equity	2.7B	2.8B	2.5B	2.4B	4B	4.6B	4B	3.1B	2.1B	2B	2B	2.1B	2.1B	2.2B	2.2B	2.1B	1.9B	1.6B	2.3B	2.3B
Total Equity	2.7B	2.8B	2.5B	2.4B	4B	4.6B	4B	3.1B	2.1B	2B	2B	2.1B	2.1B	2.2B	2.2B	2.1B	1.9B	1.6B	2.3B	2.3B
Minority Interest	-12M	-4.1M	-200K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	12.5B	12.6B	12.7B	13.4B	14.9B	14.3B	13B	11.5B	8.4B	8.2B	8B	7.8B	7.7B	8B	8.1B	8.4B	8.6B	8.8B	9.4B	9.3B
Total Investments	8.7B	8.9B	8.9B	8.8B	10.4B	10.4B	9B	8.1B	6.8B	6.6B	6.4B	6.4B	6.2B	6.5B	6B	6.2B	5.6B	5.5B	6.2B	6.8B
Total Debt	1B	1.4B	1.4B	1.4B	1.1B	1.2B	778.4M	909M	592.3M	751.6M	750.6M	752.1M	606.9M	611.4M	610.6M	609.8M	561.4M	560.8M	560.1M	504.5M
Net Debt	878.9M	1.3B	1.3B	1.2B	973.7M	966.7M	641.6M	833.9M	546.6M	635.9M	588.9M	676M	540.4M	515.1M	359.4M	492.6M	417.7M	376.6M	457M	346.6M
Shares Outstanding	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962	63,281,962

SEC Filings

KMPR - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 27, 2026	May 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 07, 2026	May 06, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 06, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 06, 2026	May 06, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 06, 2026	May 04, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 25, 2026	May 06, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 11, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 04, 2026	February 04, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 19, 2025	December 16, 2025	2025	View Filing

Showing 1 to 9 of 9 filings

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