$45.90
-2.0%HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
Weak cash conversion. Significant portion of earnings not converting to cash—review working capital trends and capital intensity.
Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.
HTB • NYSE
| HomeTrust Bancshares, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||||||||||
64.4M | 54.8M | 49.6M | 44.6M | 35.7M | 15.7M | 22.8M | 27.1M | 8.2M | 11.8M | 11.5M | 8M | 10.3M | 9.1M | 4.5M | -14.7M | 7M | |
0.0 | 17M | 0.0 | 13.4M | 11.8M | 12.2M | 4.8M | -556K | 505K | -19K | 3M | 1.5M | 1.3M | 2.2M | 2.1M | 2M | 2M | |
0.0 | 1.1M | 0.0 | -433K | 6.6M | 3.6M | 5.2M | 5.3M | 26.1M | 4.9M | 4.6M | 2.3M | 4.4M | 1.6M | -537K | -11.7M | -13.1M | |
0.0 | 3.4M | 0.0 | 3.1M | 3.7M | 3.2M | 3M | 3M | 4.4M | 5.4M | 3.9M | 3.6M | 3.5M | 1.9M | 0.0 | 0.0 | 0.0 | |
-29.3M | -28.9M | -15.4M | -97.9M | -22.5M | -25.9M | -67M | -18.1M | -6.8M | -2M | -1M | -4.9M | 5.4M | 3.6M | 12M | 46.5M | 31.4M | |
(19.3M) | (14M) | (0.0) | (7.7M) | (684K) | (532K) | (1.7M) | (1.5M) | (887K) | (383K) | (428K) | (222K) | (150K) | (123K) | (97K) | (52K) | (2.5M) | |
-8.5M | -2.6M | -4.8M | -5.2M | -2M | 751K | -7.9M | -9.3M | -1.1M | -5M | 7M | -8.4M | -1.1M | 5.7M | 1.8M | 10.6M | -4.2M | |
26.6M | 45M | 29.5M | -42.4M | 33.1M | 9.6M | -39.1M | 7.6M | 31.3M | 15.1M | 28.9M | 2.2M | 23.8M | 23.9M | 19.9M | 32.7M | 23.2M | |
INVESTING ACTIVITIES | |||||||||||||||||
(0.0) | -16.7M | -45.8M | -14.8M | -9.5M | -28M | -17.4M | -18.7M | -3.5M | -2.8M | -801K | -4.9M | -1.7M | -1.6M | -3.2M | -2.4M | -1.5M | |
(0.0) | (0.0) | (8.1M) | (30.6M) | (0.0) | (0.0) | (0.0) | (0.0) | -225K | -10.8M | (0.0) | (303.1M) | -5.5M | (0.0) | (0.0) | (8.2M) | (22.8M) | |
(0.0) | -52.8M | -17M | -292.4M | -601M | -824.4M | -1.6B | -43.9M | -73.1M | -22.3M | -66.8M | -391.6M | -81.6M | -6M | -12.5M | -35.3M | -16.8M | |
0.0 | 29.1M | 45.9M | 471.9M | 622.8M | 908.5M | 1.5B | 38.4M | 20.7M | 128.2M | 128.8M | 51.7M | 47.3M | 6.1M | 37.3M | 38.4M | 54.5M | |
2.5M | 61.7M | -10.2M | -316.4M | 22.6M | 93.3M | -45.9M | -126.3M | -77.9M | -199.1M | -72.4M | -148.1M | 26.3M | 30.9M | 72.2M | -28.7M | -4.4M | |
(2.5M) | (21.3M) | -19M | -121.1M | (34.8M) | (149.5M) | -127.9M | -150.5M | -134M | -106.8M | -11.1M | -189.8M | -15.1M | (29.4M) | (93.8M) | -19.8M | (54.6M) | |
FINANCING ACTIVITIES | |||||||||||||||||
-13.5M | -1M | 13K | -344K | -43.7M | -16.4M | -24.7M | -30.8M | -494K | -569K | -28M | -18.7M | -29.7M | 194.9M | 0.0 | 0.0 | 0.0 | |
-23M | -245.8M | -23.5M | 432.5M | -115M | -382.7M | -205M | 45M | -61.5M | 158M | 16M | 409.8M | -20.7M | -35.9M | -125.1M | 16.4M | -147.5M | |
-8.4M | -7.7M | -3.5M | -6.2M | -5.5M | -5M | -4.6M | -3.2M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-14.9M | -1M | -139K | -344K | -43.7M | -16.4M | -24.7M | -30.8M | -494K | -569K | -28M | -18.7M | -29.7M | -13.3M | (0.0) | (0.0) | (0.0) | |
23M | 120.3M | 60.2M | -64.1M | 150.3M | 174.4M | 451.8M | 132.2M | 148.5M | -31.4M | -69.4M | -133.3M | -38.2M | -311.4M | 201.6M | -111.4M | 147.6M | |
-21.9M | -134.2M | 33.2M | 361.9M | -13.8M | -229.7M | 217.6M | 143.2M | 86.5M | 126M | -81.4M | 257.9M | -88.5M | -152.4M | 76.5M | -95.1M | 66K | |
CASH FLOW SUMMARY | |||||||||||||||||
7.3M | -67.9M | 0.0 | 198.4M | 54.1M | -70.6M | 50.6M | 297K | -16.2M | 34.4M | -63.6M | 70.3M | -79.9M | -99.1M | 190.1M | -82.2M | 77.9M | |
1.1M | 347.1M | 303.5M | 105.1M | 51M | 121.6M | 71M | 70.7M | 87M | 52.6M | 116.2M | 45.8M | 125.7M | 224.8M | 34.7M | 116.8M | 39M | |
8.3M | 279.2M | 347.1M | 303.5M | 105.1M | 51M | 121.6M | 71M | 70.7M | 87M | 52.6M | 116.2M | 45.8M | 125.7M | 224.8M | 34.7M | 116.8M | |
19.9M | 28.2M | 15.1M | -57.1M | 23.6M | -18.4M | -56.5M | -11.1M | 27.9M | 12.3M | 28.1M | -2.7M | 22.1M | 22.4M | 16.7M | 30.3M | 21.7M |
HTB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 19, 2026 | May 18, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 15, 2026 | May 14, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 07, 2026 | April 07, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 07, 2026 | December 31, 2025 | 2025 | |
10-K 10-K 2025 FY FY | March 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 11, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 08, 2026 | January 08, 2026 | 2026 |
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