HB

HomeTrust Bancshares, Inc.

HTBยทNYSE

$45.90

-2.0%
Financial ServicesBanks - Regional

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

At a Glance

Live Snapshot
Market Cap$771.37M
EPS3.7500
P/E Ratio12.24
Earnings Date07/28/2026
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HomeTrust Bancshares, Inc. Street Expectations Map

HTB ยท NYSE

No Target Data

No analyst price targets available for htb.

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HomeTrust Bancshares, Inc. Forward Estimates of Revenue

HTB ยท NYSE
Latest Revenue
292.47M
FY 2025
Avg Estimate
214.41M
FY 2026
Estimate Range
212.07M - 216.07M
Analyst Spread

Forward Growth Analysis

Projected Growth-26.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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HomeTrust Bancshares, Inc. Forward Estimates of Net Income

HTB ยท NYSE
Latest Net Income
64.36M
FY 2025
Avg Estimate
59.57M
FY 2026
Estimate Range
56.42M - 62.09M
Analyst Spread

Forward Growth Analysis

Projected Growth-7.4%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread10%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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HomeTrust Bancshares, Inc. Forward Estimates of EPS

HTB ยท NYSE
Latest EPS
3.75
FY 2025
Avg Estimate
$3.48
FY 2026
Estimate Range
$3.31 - $3.65
Analyst Spread

Forward Growth Analysis

Projected Growth-7.2%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread10%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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HomeTrust Bancshares, Inc. Forward Estimates of EBIT

HTB ยท NYSE
Latest EBIT
80.95M
FY 2025
Avg Estimate
49.37M
FY 2026
Estimate Range
48.83M - 49.75M
Analyst Spread

Forward Growth Analysis

Projected Growth-39.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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HomeTrust Bancshares, Inc. Forward Estimates of EBITDA

HTB ยท NYSE
Latest EBITDA
92.07M
FY 2025
Avg Estimate
63.63M
FY 2026
Estimate Range
62.94M - 64.12M
Analyst Spread

Forward Growth Analysis

Projected Growth-30.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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HomeTrust Bancshares, Inc. Forward Estimates of SG&A Expense

HTB ยท NYSE
Latest SG&A Expense
76.77M
FY 2025
Avg Estimate
70.49M
FY 2026
Estimate Range
69.73M - 71.04M
Analyst Spread

Forward Growth Analysis

Projected Growth-8.2%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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HomeTrust Bancshares, Inc. Insider Positioning

HTB ยท NYSE

During the last 12 months, insiders have purchased $35K and sold $2.88M worth of HTB shares, resulting in $2.85M of net selling activity.

3 Months

Bought

0

0.00

Sold

61.0K

2.79M

Net Activity

-2.8M

-$2.79M

3-6 Months

Bought

0

0.00

Sold

2.0K

90.00K

Net Activity

-90K

-$90K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

2.0K

34.70K

Sold

0

0.00

Net Activity

+35K

+$35K

Top Buyers

1
PKY

Powell Kristin Y.

Officer: Evp

2.0K sharesโ€ข1 transactions

$35K

Top Sellers

1
WH

Westbrook Hunter

Director, Officer: President, Ceo

60.0K sharesโ€ข4 transactions

$2.75M

2
SJFI

Sprink John Francis Ii

Officer: Evp

2.0K sharesโ€ข1 transactions

$90K

3
PKY

Powell Kristin Y.

Officer: Evp, Consumer & Bb Group Exec

1.0K sharesโ€ข1 transactions

$47K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $2.85M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.01:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$2.79M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.