HTB - NYSE

HomeTrust Bancshares, Inc.

HTB·NYSE

$45.90

-2.0%

Financial ServicesBanks - Regional

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$771.37M

EPS3.7500

P/E Ratio12.24

Earnings Date07/28/2026

4.55B

Assets

-1%

3Y-1.0%

5Y+29.0%

10Y+42.0%

3.94B

Total Liabilities

-2%

3Y-5.0%

5Y+26.0%

10Y+40.0%

600.69M

Total Equity

3Y+27.0%

5Y+51.0%

10Y+51.0%

HomeTrust Bancshares, Inc. Funding & Solvency Profile

HTB · NYSE

Current Assets

Cash & Cash Equivalents14.41M

Net Receivables15.97M

Inventory0.00

Other Current Assets0.00

Total Current Assets173 M

Non-Current Assets

Property, Plant & Equipment63.02M

Goodwill & Intangible Assets38.96M

Long-Term Investments0.00

Other Non-Current Assets-72.32M

Total Non-Current Assets-9306000

Total Assets

4.55B

Financial Health Analysis

Current Ratio

0.06x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

6.57x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2620846000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

4% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

HomeTrust Bancshares, Inc. Balance Sheet

HTB • NYSE

HomeTrust Bancshares, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Jun 2023	Jun 2022	Jun 2021	Jun 2020	Jun 2019	Jun 2018	Jun 2017	Jun 2016	Jun 2015	Jun 2014	Jun 2013	Jun 2012	Jun 2011	Jun 2010
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	14.4M	307.8M	381.9M	336.6M	323.1M	280.7M	482.3M	364.5M	366.8M	369.1M	444M	582.9M	209.6M	262.3M	332.8M	153.5M	216M
Short-Term Investments	142.5M	152M	127M	151.9M	127M	156.5M	127.5M	121.8M	155M	199.7M	200.7M	257.6M	168.8M	24.8M	31.3M	0.0	0.0
Cash & Short-Term Investments	157M	459.8M	508.8M	488.6M	450.1M	437.2M	609.8M	486.3M	521.7M	568.8M	644.6M	840.5M	378.4M	287.1M	364.1M	153.5M	216M
Net Receivables	16M	184.3M	167.2M	157M	138.3M	148.4M	140.3M	122.5M	118.5M	109.9M	110.6M	116.1M	113M	121.9M	121.5M	9.5M	14.4M
Accounts Receivables	16M	18.3M	16.9M	14.8M	8.6M	7.9M	12.3M	10.5M	9.3M	8.8M	7.4M	7.5M	6.8M	5.5M	6M	7.1M	7.4M
Other Receivables	0.0	166M	150.3M	142.2M	129.8M	140.4M	128M	112M	109.2M	101.2M	103.2M	108.6M	106.2M	116.4M	115.5M	2.4M	7M
Total Current Assets	172.9M	644.1M	676M	645.6M	588.4M	585.5M	750.1M	608.8M	640.3M	678.7M	755.2M	956.6M	491.4M	409M	485.7M	163M	230.3M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	63M	69.9M	70.9M	73.2M	69.1M	70.9M	58.5M	61.1M	62.5M	63.6M	54.2M	57.5M	47.2M	22.4M	23.1M	22.4M	21.4M
Goodwill	34.1M	34.1M	34.1M	34.1M	25.6M	25.6M	25.6M	25.6M	25.6M	25.6M	12.7M	12.7M	10.8M	0.0	0.0	0.0	0.0
Intangible Assets	4.8M	6.6M	9.1M	10.8M	93K	343K	1.1M	2.5M	4.5M	7.2M	7.1M	10M	4M	120K	0.0	0.0	0.0
Goodwill & Intangible Assets	39M	40.7M	43.2M	44.9M	25.7M	26M	26.7M	28.1M	30.2M	32.8M	19.8M	22.7M	14.8M	120K	0.0	0.0	0.0
Long-Term Investments	0.0	3.7B	3.7B	3.7B	2.7B	2.7B	2.7B	2.6B	2.4B	2.2B	1.7B	1.6B	1.4B	1B	1.1B	1.3B	1.3B
Tax Assets	9.9M	10.7M	11.8M	10.9M	11.5M	16.9M	16.3M	26.5M	32.6M	57.4M	54.2M	59.5M	58.6M	47.4M	48.9M	48.5M	34M
Other Non-Current Assets	-72.3M	171.7M	214.1M	179.9M	157.6M	164.3M	172.7M	155.6M	132.4M	139.2M	120.1M	126.1M	92.6M	77.9M	73.1M	63.7M	68.5M
Total Non-Current Assets	39.6M	4B	4B	4B	3B	2.9B	3B	2.9B	2.7B	2.5B	2B	1.8B	1.6B	1.2B	1.2B	1.5B	1.4B
Other Assets	4.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	4.5B	4.6B	4.7B	4.6B	3.5B	3.5B	3.7B	3.5B	3.3B	3.2B	2.7B	2.8B	2.1B	1.6B	1.7B	1.6B	1.6B
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	165M	0.0	123.8M	200.3M	0.0	116.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	113M	25M
Other Current Liabilities	2.6B	3.8B	3.7B	3.6B	3.1B	2.8B	2.8B	2.3B	2.2B	2B	1.8B	1.9B	1.6B	1.2B	1.5B	1.3B	1.3B
Total Current Liabilities	2.8B	3.8B	3.8B	3.8B	3.1B	3B	2.8B	2.3B	2.2B	2B	1.8B	1.9B	1.6B	1.2B	1.5B	1.4B	1.3B
NON-CURRENT LIABILITIES
Long Term Debt	10.2M	10.1M	10M	10M	0.0	115M	475M	680M	635M	696.5M	491M	475M	50M	0.0	22.3M	26.1M	90.1M
Other Non-Current Liabilities	1.1B	254.3M	377.6M	324.9M	60.6M	57.7M	53.8M	58.1M	61.8M	62M	62M	63M	62.3M	59M	57.1M	58M	52.5M
Total Non-Current Liabilities	1.2B	264.5M	387.6M	334.9M	60.6M	172.7M	528.8M	740M	698.7M	760.4M	555M	539.9M	114.3M	61.1M	81.4M	86.1M	144.7M
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.9M	1.9M	1.9M	2M	2M	2M	2M	2M	2M	2M
Total Liabilities	3.9B	4B	4.2B	4.1B	3.2B	3.1B	3.3B	3.1B	2.9B	2.8B	2.4B	2.4B	1.7B	1.2B	1.5B	1.5B	1.5B
SHAREHOLDERS' EQUITY
Common Stock	173K	175K	174K	174K	156K	167K	170K	180K	191K	190K	180K	195K	207K	208K	0.0	0.0	0.0
Additional Paid-In Capital	166.9M	176.7M	172.4M	171.2M	126.1M	160.6M	169.6M	190.3M	217.5M	213.5M	186.1M	210.6M	225.9M	227.4M	31.4M	31.4M	23.1M
Retained Earnings	436.5M	380.5M	333.4M	308.7M	270.3M	240.1M	242.8M	224.5M	200.6M	191.7M	179.8M	168.4M	160.3M	150M	140.9M	136.4M	151.1M
Accumulated Other Comprehensive Income/Loss	-2.9M	-1.7M	-1.6M	-4.1M	-2.4M	1.5M	2M	733K	-1.6M	273K	2.3M	870K	245K	-29K	181K	-8K	614K
Other Total Stockholders' Equity	0.0	-4M	-4.5M	-4.8M	-5.3M	-5.8M	-6.3M	-6.9M	-7.4M	-7.9M	-8.5M	-9M	-9.5M	-10.1M	0.0	0.0	0.0
Total Stockholders' Equity	600.7M	551.8M	499.9M	471.2M	388.8M	396.5M	408.3M	408.9M	409.2M	397.6M	360M	371.1M	377.2M	367.5M	172.5M	167.8M	174.8M
Total Equity	600.7M	551.8M	499.9M	471.2M	388.8M	396.5M	408.3M	408.9M	409.2M	397.6M	360M	371.1M	377.2M	367.5M	172.5M	167.8M	174.8M
SUMMARY
Total Liabilities & Equity	4.5B	4.6B	4.7B	4.6B	3.5B	3.5B	3.7B	3.5B	3.3B	3.2B	2.7B	2.8B	2.1B	1.6B	1.7B	1.6B	1.6B
Total Investments	142.5M	3.8B	3.8B	3.8B	2.8B	2.8B	2.8B	2.7B	2.6B	2.4B	1.9B	1.8B	1.5B	1.1B	1.1B	1.3B	1.3B
Total Debt	175.2M	10.1M	133.8M	210.2M	0.0	115M	475M	681.9M	636.9M	698.4M	493M	477M	52M	2M	24.3M	141.1M	117.1M
Net Debt	160.8M	-297.6M	-248.1M	-126.4M	-323.1M	-165.7M	-7.3M	317.4M	270.2M	329.3M	49M	-106M	-157.6M	-260.3M	-308.5M	-12.4M	-98.8M
Shares Outstanding	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425	17,520,425

SEC Filings

HTB - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 19, 2026	May 18, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 15, 2026	May 14, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 06, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 07, 2026	April 07, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 07, 2026	December 31, 2025	2025	View Filing
10-K 10-K 2025 FY FY	March 13, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 11, 2026	February 09, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 22, 2026	January 22, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 08, 2026	January 08, 2026	2026	View Filing

Showing 1 to 10 of 365 filings

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