$155.01
-4.7%Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management to capitalize on customer information; and Guidewire Product Content Management that offers software tools and standards-based line-of-business templates to introduce and modify products. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predictive Analytics, a set of cloud-native applications; Guidewire Risk Insights that allows insurers to assess new and evolving risks; Guidewire Business Intelligence that allows insurers to measure business performance; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse, as well as implementation and integration, and professional services. The company was founded in 2001 and is headquartered in San Mateo, California.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
GWRE โข NYSE
| Guidewire Software, Inc. Cash Flow Statement | Jul 2025 | Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | Jul 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||
69.8M | -6.1M | -111.9M | -180.4M | -66.5M | -27.2M | 20.7M | -19.7M | 21.2M | 15M | 9.9M | 14.7M | 15.4M | 15.2M | 35.6M | 15.5M | -11M | -16.9M | |
23.8M | 22.3M | 24.8M | 33.5M | 37M | 42.6M | 40M | 35.6M | 18.7M | 8.8M | 7.5M | 6.8M | 4.8M | 2.9M | 2.2M | 1.4M | 1.3M | 1.2M | |
-31.8M | -26.8M | -27.5M | -54.1M | -35.8M | -11.9M | -14M | 15.3M | -1.2M | -4.6M | 295K | -2.7M | -1.3M | 5.4M | -28.1M | -15.9M | 10.3M | 0.0 | |
161.6M | 146.5M | 142.8M | 137M | 115M | 101.8M | 91.5M | 89.6M | 71.8M | 66.1M | 51.4M | 42.5M | 38.4M | 18.3M | 6.7M | 3.4M | 2.8M | 0.0 | |
66.2M | 7.3M | 24.1M | 35.5M | 32.7M | 32.7M | 10.8M | 4.2M | -6M | -4.6M | 1.3M | -3.5M | -2M | -486K | 0.0 | -427K | -11.7M | 5.3M | |
(7.6M) | (8.9M) | (5.2M) | (4.3M) | (4.2M) | (4.9M) | (4.6M) | (4.7M) | (3.7M) | (3.9M) | (1.9M) | (2.1M) | (2.3M) | -2.1M | (2.2M) | (1M) | (505K) | (0.0) | |
11.3M | 52.7M | -14.1M | -9.4M | 29.2M | -25M | -32.9M | 23.7M | 37.4M | 19.1M | -6.7M | 17.7M | -20.1M | -24.2M | 11.3M | -10.3M | 18.9M | 6.9M | |
300.9M | 195.7M | 38.4M | -37.9M | 111.6M | 113.1M | 116.1M | 140.5M | 137.2M | 99.9M | 63.7M | 75.5M | 32.5M | 17.1M | 27.7M | 9.5M | 11.4M | -3.5M | |
INVESTING ACTIVITIES | ||||||||||||||||||
-5.7M | -6.4M | -17.4M | -21.8M | -28.9M | -25.7M | -48.9M | -12M | -6.7M | -7.1M | -6.3M | -5M | -9.2M | -5.6M | -2.8M | -2.2M | -1.2M | -1.7M | |
-26.9M | (0.0) | (10.8M) | -43.8M | (9.8M) | (4.3M) | (3.9M) | -130.1M | -187.6M | -39.5M | (0.0) | -157K | -14.7M | (0.0) | (0.0) | (0.0) | (0.0) | (274K) | |
-858.6M | -615.9M | -517M | -531.1M | -1B | -1.3B | -1.2B | -859.7M | -466.7M | -652M | -491.6M | -687.4M | -212M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
667M | 583.4M | 547.1M | 908.9M | 1.1B | 1.3B | 956.7M | 464.1M | 547.6M | 597.4M | 521M | 312.1M | 83.6M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-12.8M | -13.5M | -10.8M | 0.0 | -9.8M | -4.3M | -3.9M | -398.1M | 80.1M | -54.6M | 29.4M | -375.3M | 3.5M | 2.3M | -5.5M | 1.2M | 149K | -511K | |
-237M | -52.4M | (12.7M) | (312.2M) | (64.2M) | -5.8M | -301.4M | -537.6M | -113.3M | -101.3M | (23.1M) | -380.4M | -148.9M | -3.3M | -8.3M | -1M | -1M | -1.9M | |
FINANCING ACTIVITIES | ||||||||||||||||||
3.9M | 1.1M | -261.6M | -37.3M | -159.4M | 5M | 4M | 223M | 5.6M | 7.8M | 6.3M | 398.3M | 9.1M | 145M | 931K | 785K | 66K | 18.7M | |
134.3M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 387.2M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
(0.0) | (0.0) | -261.8M | -37.5M | -161.3M | (0.0) | (0.0) | (0.0) | (0.0) | -1.5M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -6.1M | |
-55.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -37.2M | 7.5M | 5.6M | -23.6M | -25.7M | -17.7M | -11.9M | 0.0 | 0.0 | 0.0 | 0.0 | |
82.3M | 1.1M | -261.6M | -37.3M | -159.4M | 5M | 4M | 573M | 14.6M | 13.5M | -17.4M | 372.6M | -8.6M | 133M | 931K | 785K | 66K | 18.7M | |
CASH FLOW SUMMARY | ||||||||||||||||||
3.7M | -2.1M | 2.6M | -7.2M | 1.6M | 648K | -1.7M | -1.9M | 1.1M | -881K | -5.1M | 699K | -964K | -712K | 1.9M | 547K | -539K | -13.3M | |
149.9M | 142.4M | -207.9M | 229.8M | 17.9M | 112.9M | -183M | 174M | 39.6M | 11.2M | 64.3M | 68.3M | -126M | 146.1M | 22.2M | 9.8M | 9.9M | 0.0 | |
549.2M | 406.8M | 614.7M | 384.9M | 367M | 254.1M | 437.1M | 263.2M | 223.6M | 212.4M | 148.1M | 79.8M | 205.7M | 59.6M | 37.4M | 27.6M | 17.7M | 0.0 | |
697.9M | 549.2M | 406.8M | 614.7M | 384.9M | 367M | 254.1M | 437.1M | 263.2M | 223.6M | 212.4M | 148.1M | 79.8M | 205.7M | 59.6M | 37.4M | 27.6M | 0.0 | |
295.1M | 177.2M | 21M | -59.7M | 82.7M | 87.4M | 67.3M | 128.4M | 130.5M | 92.8M | 57.4M | 70.5M | 23.3M | 11.5M | 24.9M | 7.3M | 10.2M | -5.1M |
GWRE - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | March 06, 2026 | January 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 05, 2026 | March 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 08, 2026 | January 08, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 18, 2025 | December 15, 2025 | 2025 | |
10-Q 10-Q 2025 Q4 Q4 | December 04, 2025 | October 31, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 03, 2025 | December 03, 2025 | 2025 | |
DEF 14A DEF 14A 2025 N/A | October 30, 2025 | December 15, 2025 | 2025 | |
10-K 10-K 2025 FY FY | September 11, 2025 | July 31, 2025 | 2025 | |
8-K 8-K 2025 N/A | September 04, 2025 | September 04, 2025 | 2025 | |
8-K 8-K 2025 N/A | July 29, 2025 | July 24, 2025 | 2025 |
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