Guidewire Software, Inc.

Guidewire Software, Inc.

GWREยทNYSE

$155.01

-4.7%
TechnologySoftware - Application

Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management to capitalize on customer information; and Guidewire Product Content Management that offers software tools and standards-based line-of-business templates to introduce and modify products. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predictive Analytics, a set of cloud-native applications; Guidewire Risk Insights that allows insurers to assess new and evolving risks; Guidewire Business Intelligence that allows insurers to measure business performance; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse, as well as implementation and integration, and professional services. The company was founded in 2001 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$13.18B
EPS0.8300
P/E Ratio186.76
Earnings Date06/04/2026
3Y-893.0%
5Y+166.0%
10Y+201.0%
3Y-176.0%
5Y+3985.0%
10Y+134.0%
3Y-320.0%
5Y+1561.0%
10Y+512.0%
GWRE

Guidewire Software, Inc. Cash Conversion Engine

GWRE ยท NYSE
Net Income69.80M
Depreciation & Amortization23.76M
Stock-Based Compensation161.56M
Change in Working Capital11.31M
Others66.22M
Capital Expenditures-5.74M
Free Cash Flow295.13M

Cash Flow Quality Analysis

FCF Conversion Rate

422.8%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

1.9%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+66.5%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$11.31M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Guidewire Software, Inc. Cash Flow Statement

GWRE โ€ข NYSE

Guidewire Software, Inc. Cash Flow StatementJul 2025Jul 2024Jul 2023Jul 2022Jul 2021Jul 2020Jul 2019Jul 2018Jul 2017Jul 2016Jul 2015Jul 2014Jul 2013Jul 2012Jul 2011Jul 2010Jul 2009Jul 2008
OPERATING ACTIVITIES
69.8M
-6.1M
-111.9M
-180.4M
-66.5M
-27.2M
20.7M
-19.7M
21.2M
15M
9.9M
14.7M
15.4M
15.2M
35.6M
15.5M
-11M
-16.9M
23.8M
22.3M
24.8M
33.5M
37M
42.6M
40M
35.6M
18.7M
8.8M
7.5M
6.8M
4.8M
2.9M
2.2M
1.4M
1.3M
1.2M
-31.8M
-26.8M
-27.5M
-54.1M
-35.8M
-11.9M
-14M
15.3M
-1.2M
-4.6M
295K
-2.7M
-1.3M
5.4M
-28.1M
-15.9M
10.3M
0.0
161.6M
146.5M
142.8M
137M
115M
101.8M
91.5M
89.6M
71.8M
66.1M
51.4M
42.5M
38.4M
18.3M
6.7M
3.4M
2.8M
0.0
66.2M
7.3M
24.1M
35.5M
32.7M
32.7M
10.8M
4.2M
-6M
-4.6M
1.3M
-3.5M
-2M
-486K
0.0
-427K
-11.7M
5.3M
(7.6M)
(8.9M)
(5.2M)
(4.3M)
(4.2M)
(4.9M)
(4.6M)
(4.7M)
(3.7M)
(3.9M)
(1.9M)
(2.1M)
(2.3M)
-2.1M
(2.2M)
(1M)
(505K)
(0.0)
11.3M
52.7M
-14.1M
-9.4M
29.2M
-25M
-32.9M
23.7M
37.4M
19.1M
-6.7M
17.7M
-20.1M
-24.2M
11.3M
-10.3M
18.9M
6.9M
300.9M
195.7M
38.4M
-37.9M
111.6M
113.1M
116.1M
140.5M
137.2M
99.9M
63.7M
75.5M
32.5M
17.1M
27.7M
9.5M
11.4M
-3.5M
INVESTING ACTIVITIES
-5.7M
-6.4M
-17.4M
-21.8M
-28.9M
-25.7M
-48.9M
-12M
-6.7M
-7.1M
-6.3M
-5M
-9.2M
-5.6M
-2.8M
-2.2M
-1.2M
-1.7M
-26.9M
(0.0)
(10.8M)
-43.8M
(9.8M)
(4.3M)
(3.9M)
-130.1M
-187.6M
-39.5M
(0.0)
-157K
-14.7M
(0.0)
(0.0)
(0.0)
(0.0)
(274K)
-858.6M
-615.9M
-517M
-531.1M
-1B
-1.3B
-1.2B
-859.7M
-466.7M
-652M
-491.6M
-687.4M
-212M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
667M
583.4M
547.1M
908.9M
1.1B
1.3B
956.7M
464.1M
547.6M
597.4M
521M
312.1M
83.6M
0.0
0.0
0.0
0.0
0.0
-12.8M
-13.5M
-10.8M
0.0
-9.8M
-4.3M
-3.9M
-398.1M
80.1M
-54.6M
29.4M
-375.3M
3.5M
2.3M
-5.5M
1.2M
149K
-511K
-237M
-52.4M
(12.7M)
(312.2M)
(64.2M)
-5.8M
-301.4M
-537.6M
-113.3M
-101.3M
(23.1M)
-380.4M
-148.9M
-3.3M
-8.3M
-1M
-1M
-1.9M
FINANCING ACTIVITIES
3.9M
1.1M
-261.6M
-37.3M
-159.4M
5M
4M
223M
5.6M
7.8M
6.3M
398.3M
9.1M
145M
931K
785K
66K
18.7M
134.3M
0.0
0.0
0.0
0.0
0.0
0.0
387.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
(0.0)
(0.0)
-261.8M
-37.5M
-161.3M
(0.0)
(0.0)
(0.0)
(0.0)
-1.5M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-6.1M
-55.9M
0.0
0.0
0.0
0.0
0.0
0.0
-37.2M
7.5M
5.6M
-23.6M
-25.7M
-17.7M
-11.9M
0.0
0.0
0.0
0.0
82.3M
1.1M
-261.6M
-37.3M
-159.4M
5M
4M
573M
14.6M
13.5M
-17.4M
372.6M
-8.6M
133M
931K
785K
66K
18.7M
CASH FLOW SUMMARY
3.7M
-2.1M
2.6M
-7.2M
1.6M
648K
-1.7M
-1.9M
1.1M
-881K
-5.1M
699K
-964K
-712K
1.9M
547K
-539K
-13.3M
149.9M
142.4M
-207.9M
229.8M
17.9M
112.9M
-183M
174M
39.6M
11.2M
64.3M
68.3M
-126M
146.1M
22.2M
9.8M
9.9M
0.0
549.2M
406.8M
614.7M
384.9M
367M
254.1M
437.1M
263.2M
223.6M
212.4M
148.1M
79.8M
205.7M
59.6M
37.4M
27.6M
17.7M
0.0
697.9M
549.2M
406.8M
614.7M
384.9M
367M
254.1M
437.1M
263.2M
223.6M
212.4M
148.1M
79.8M
205.7M
59.6M
37.4M
27.6M
0.0
295.1M
177.2M
21M
-59.7M
82.7M
87.4M
67.3M
128.4M
130.5M
92.8M
57.4M
70.5M
23.3M
11.5M
24.9M
7.3M
10.2M
-5.1M

SEC Filings

GWRE - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

March 06, 2026
January 31, 2026
2026
8-K

8-K 2026

N/A

March 05, 2026
March 05, 2026
2026
8-K

8-K 2026

N/A

January 08, 2026
January 08, 2026
2026
8-K

8-K 2025

N/A

December 18, 2025
December 15, 2025
2025
10-Q

10-Q 2025 Q4

Q4

December 04, 2025
October 31, 2025
2025
8-K

8-K 2025

N/A

December 03, 2025
December 03, 2025
2025
DEF 14A

DEF 14A 2025

N/A

October 30, 2025
December 15, 2025
2025
10-K

10-K 2025 FY

FY

September 11, 2025
July 31, 2025
2025
8-K

8-K 2025

N/A

September 04, 2025
September 04, 2025
2025
8-K

8-K 2025

N/A

July 29, 2025
July 24, 2025
2025
Showing 1 to 10 of 209 filings