Guidewire Software, Inc.

Guidewire Software, Inc.

GWREยทNYSE

$155.01

-4.7%
TechnologySoftware - Application

Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management to capitalize on customer information; and Guidewire Product Content Management that offers software tools and standards-based line-of-business templates to introduce and modify products. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predictive Analytics, a set of cloud-native applications; Guidewire Risk Insights that allows insurers to assess new and evolving risks; Guidewire Business Intelligence that allows insurers to measure business performance; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse, as well as implementation and integration, and professional services. The company was founded in 2001 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$13.18B
EPS0.8300
P/E Ratio186.76
Earnings Date06/04/2026
3Y+20.0%
5Y+15.0%
10Y+197.0%
3Y+55.0%
5Y+78.0%
10Y+856.0%
3Y-
5Y-12.0%
10Y+86.0%
gwre

Guidewire Software, Inc. Funding & Solvency Profile

GWRE ยท NYSE
Cash & Cash Equivalents699.10M
Net Receivables271.60M
Inventory0.00
Other Current Assets86.37M
Total Current Assets2 B
Property, Plant & Equipment99.75M
Goodwill & Intangible Assets406.02M
Long-Term Investments334.42M
Other Non-Current Assets76.26M
Total Non-Current Assets510 M
Total Assets
2.72B

Financial Health Analysis

Current Ratio

2.77x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

0.87x

Balanced capital structure with moderate leverage. Equity exceeds debt, suggesting healthy financial stability.

Working Capital

963 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

55% Current

Balanced asset mix between current and non-current assets, typical of many stable businesses.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

Guidewire Software, Inc. Balance Sheet

GWRE โ€ข NYSE

Guidewire Software, Inc. Balance SheetJul 2025Jul 2024Jul 2023Jul 2022Jul 2021Jul 2020Jul 2019Jul 2018Jul 2017Jul 2016Jul 2015Jul 2014Jul 2013Jul 2012Jul 2011Jul 2010Jul 2009
ASSETS
CURRENT ASSETS
699.1M
548M
401.8M
606.3M
384.9M
367M
254.1M
437.1M
263.2M
223.6M
212.4M
148.1M
79.8M
205.7M
59.6M
37.4M
27.6M
451.5M
455.6M
396.9M
369.9M
734.5M
766.5M
870.1M
630M
310M
404.7M
359.3M
296.2M
76.9M
0.0
0.0
0.0
0.0
1.1B
1B
798.7M
976.2M
1.1B
1.1B
1.1B
1.1B
573.2M
628.2M
571.6M
444.3M
156.7M
205.7M
59.6M
37.4M
27.6M
271.6M
242.2M
256.5M
227.5M
192.9M
174.8M
184.8M
131.5M
79.4M
62.8M
62.1M
49.8M
40.9M
32.3M
23.3M
16.4M
20.8M
271.6M
137.3M
151M
143.8M
104.1M
114.2M
138.4M
124.8M
79.4M
62.8M
62.1M
49.8M
40.9M
32.3M
23.3M
16.4M
20.8M
0.0
104.8M
105.5M
83.7M
88.8M
60.5M
46.3M
6.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
25.8M
21.8M
24.3M
20.3M
17M
11.9M
14.7M
26.6M
16.6M
14.1M
10.8M
9.6M
7.3M
3.1M
0.0
0.0
86.4M
24M
22.7M
24.8M
22.6M
18M
14M
9.1M
0.0
0.0
13.8M
11.4M
2.9M
17.2M
8.8M
3.4M
2.6M
1.5B
1.3B
1.1B
1.3B
1.4B
1.3B
1.3B
1.2B
679.2M
707.7M
661.6M
516.4M
210.1M
262.5M
94.8M
57.3M
51M
NON-CURRENT ASSETS
99.7M
99.2M
106.9M
171M
177.5M
169M
65.8M
18.6M
14.4M
13M
12.2M
12.6M
12.9M
11.9M
4.5M
2.8M
1.9M
394M
372.2M
372.2M
372.2M
340.9M
340.9M
340.9M
340.9M
141.9M
30.1M
9.2M
9.2M
9M
0.0
0.0
0.0
0.0
12M
9M
14.5M
21.4M
19.7M
39.7M
66.5M
95.7M
71.3M
14.2M
4M
5.4M
6.9M
0.0
0.0
0.0
0.0
406M
381.2M
386.7M
393.6M
360.6M
380.6M
407.4M
436.5M
213.2M
44.3M
13.2M
14.6M
15.9M
0.0
0.0
0.0
0.0
334.4M
148.3M
156.6M
205.5M
230.7M
301.9M
224.2M
201.6M
114.6M
107.6M
106.1M
203.4M
51M
0.0
0.0
0.0
0.0
297.2M
253.1M
226.9M
191.5M
138.4M
101.6M
90.3M
87.5M
37.4M
31.4M
5.9M
8.7M
21.1M
9.3M
22.1M
0.0
0.0
76.3M
49M
51.3M
52.6M
59.3M
68.5M
44.3M
11.9M
20.1M
12.3M
926K
1.4M
1.2M
545K
5.2M
28K
1.8M
1.2B
930.8M
928.3M
1B
966.6M
1B
832M
756.1M
399.7M
208.5M
138.3M
240.8M
102.2M
21.8M
31.7M
2.8M
3.7M
2.7B
2.2B
2B
2.3B
2.3B
2.4B
2.2B
2B
1.1B
916.2M
799.9M
757.2M
312.3M
284.2M
126.5M
60.1M
54.7M
LIABILITIES
CURRENT LIABILITIES
36.8M
21.7M
38.8M
47M
34.6M
26.5M
34.3M
30.6M
13.4M
9.9M
8.8M
7M
6.5M
9.8M
4.3M
3.7M
3.3M
28.8M
15.2M
34.6M
40.4M
27.8M
22.6M
34.3M
30.6M
13.4M
9.9M
8.8M
7M
6.5M
9.8M
4.3M
3.7M
3.3M
8M
6.5M
4.2M
6.6M
6.8M
3.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
53K
0.0
140.6M
7.9M
6.3M
10.6M
7.5M
6.7M
5.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2M
2.6M
0.0
10.4M
398.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.3M
8.4M
12.2M
11.6M
10.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.5M
4.2M
6.6M
6.8M
3.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
221K
0.0
0.0
340.3M
281.9M
206.9M
170.8M
138.7M
118.3M
108.3M
114.1M
91.2M
60.3M
50.8M
48.9M
37.4M
52.9M
48.5M
39M
45M
16.7M
118M
112.8M
96.9M
107.8M
62.8M
79.7M
80.4M
59M
48.9M
44.8M
39.4M
30.9M
30.5M
28.3M
17.4M
16.3M
544.8M
837.6M
373.3M
337.5M
300.3M
225.2M
232.3M
225.2M
163.6M
119.1M
104.4M
95.4M
74.8M
93.2M
82.3M
62.6M
64.5M
NON-CURRENT LIABILITIES
674.6M
0.0
397.2M
358.2M
343.8M
330.2M
317.3M
305.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.5M
3.6M
6M
7.5M
7.2M
14.7M
23.5M
23.8M
19.9M
9.7M
1.8M
6.4M
3.8M
2.6M
25.3M
21.2M
33.7M
9.3M
7.6M
9M
6.9M
10.2M
18.6M
19.6M
774K
2.1M
3.4M
4.4M
4.8M
5.2M
4.5M
774K
1.4M
1.2M
719.1M
45.9M
455.2M
477.7M
476.6M
482.9M
360.5M
329.7M
22M
13.2M
6.2M
11.2M
9.1M
7.1M
26.1M
22.6M
34.9M
30.7M
44M
51.4M
117.4M
127M
119.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.3B
883.6M
828.4M
815.2M
777M
708.1M
592.8M
554.8M
185.6M
132.2M
110.6M
106.5M
83.8M
100.3M
108.4M
85.2M
99.4M
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
36.5M
36.5M
36.5M
8K
8K
8K
8K
8K
8K
8K
8K
8K
7K
7K
7K
6K
5K
1K
1K
1K
2B
2B
1.8B
1.8B
1.6B
1.5B
1.4B
1.3B
828.4M
742.7M
662.9M
629.1M
237.8M
207.6M
20.2M
12.6M
8.5M
-554.2M
-624.1M
-618M
-284M
-66.1M
163M
190M
133.5M
69.1M
47.8M
32.9M
23M
-7.8M
-23.2M
-38.4M
-73.9M
-89.4M
-8.9M
-12.2M
-13.9M
-19.8M
-6.2M
-5.2M
-7.8M
-7.7M
-5.8M
-6.6M
-6.3M
-1.4M
-1.6M
-496K
-209K
-336K
-181K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1K
0.0
1.5B
1.3B
1.2B
1.5B
1.5B
1.7B
1.6B
1.4B
893.3M
783.9M
689.4M
650.7M
228.4M
184M
18.2M
-25.1M
-44.6M
1.5B
1.3B
1.2B
1.5B
1.5B
1.7B
1.6B
1.4B
893.3M
783.9M
689.4M
650.7M
228.4M
184M
18.2M
-25.1M
-44.6M
SUMMARY
2.7B
2.2B
2B
2.3B
2.3B
2.4B
2.2B
2B
1.1B
916.2M
799.9M
757.2M
312.3M
284.2M
126.5M
60.1M
54.7M
786M
603.9M
553.4M
575.4M
965.2M
1.1B
1.1B
831.6M
424.6M
512.2M
465.4M
499.7M
128M
0.0
0.0
0.0
0.0
715.7M
442.9M
448.6M
475.6M
470.8M
460.6M
317.3M
305.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
16.6M
-105.1M
46.8M
-130.7M
85.9M
93.6M
63.2M
-132M
-263.2M
-223.6M
-212.4M
-148.1M
-79.8M
-205.7M
-59.6M
-37.4M
-27.6M
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266
84,531,266

SEC Filings

GWRE - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

March 06, 2026
January 31, 2026
2026
8-K

8-K 2026

N/A

March 05, 2026
March 05, 2026
2026
8-K

8-K 2026

N/A

January 08, 2026
January 08, 2026
2026
8-K

8-K 2025

N/A

December 18, 2025
December 15, 2025
2025
10-Q

10-Q 2025 Q4

Q4

December 04, 2025
October 31, 2025
2025
8-K

8-K 2025

N/A

December 03, 2025
December 03, 2025
2025
DEF 14A

DEF 14A 2025

N/A

October 30, 2025
December 15, 2025
2025
10-K

10-K 2025 FY

FY

September 11, 2025
July 31, 2025
2025
8-K

8-K 2025

N/A

September 04, 2025
September 04, 2025
2025
8-K

8-K 2025

N/A

July 29, 2025
July 24, 2025
2025
Showing 1 to 10 of 209 filings