$155.01
-4.7%Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management to capitalize on customer information; and Guidewire Product Content Management that offers software tools and standards-based line-of-business templates to introduce and modify products. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predictive Analytics, a set of cloud-native applications; Guidewire Risk Insights that allows insurers to assess new and evolving risks; Guidewire Business Intelligence that allows insurers to measure business performance; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse, as well as implementation and integration, and professional services. The company was founded in 2001 and is headquartered in San Mateo, California.
Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.
Balanced capital structure with moderate leverage. Equity exceeds debt, suggesting healthy financial stability.
Strong working capital position provides significant operational flexibility and financial cushion.
Balanced asset mix between current and non-current assets, typical of many stable businesses.
Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.
GWRE โข NYSE
| Guidewire Software, Inc. Balance Sheet | Jul 2025 | Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ASSETS | |||||||||||||||||
CURRENT ASSETS | |||||||||||||||||
699.1M | 548M | 401.8M | 606.3M | 384.9M | 367M | 254.1M | 437.1M | 263.2M | 223.6M | 212.4M | 148.1M | 79.8M | 205.7M | 59.6M | 37.4M | 27.6M | |
451.5M | 455.6M | 396.9M | 369.9M | 734.5M | 766.5M | 870.1M | 630M | 310M | 404.7M | 359.3M | 296.2M | 76.9M | 0.0 | 0.0 | 0.0 | 0.0 | |
1.1B | 1B | 798.7M | 976.2M | 1.1B | 1.1B | 1.1B | 1.1B | 573.2M | 628.2M | 571.6M | 444.3M | 156.7M | 205.7M | 59.6M | 37.4M | 27.6M | |
271.6M | 242.2M | 256.5M | 227.5M | 192.9M | 174.8M | 184.8M | 131.5M | 79.4M | 62.8M | 62.1M | 49.8M | 40.9M | 32.3M | 23.3M | 16.4M | 20.8M | |
271.6M | 137.3M | 151M | 143.8M | 104.1M | 114.2M | 138.4M | 124.8M | 79.4M | 62.8M | 62.1M | 49.8M | 40.9M | 32.3M | 23.3M | 16.4M | 20.8M | |
0.0 | 104.8M | 105.5M | 83.7M | 88.8M | 60.5M | 46.3M | 6.7M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 25.8M | 21.8M | 24.3M | 20.3M | 17M | 11.9M | 14.7M | 26.6M | 16.6M | 14.1M | 10.8M | 9.6M | 7.3M | 3.1M | 0.0 | 0.0 | |
86.4M | 24M | 22.7M | 24.8M | 22.6M | 18M | 14M | 9.1M | 0.0 | 0.0 | 13.8M | 11.4M | 2.9M | 17.2M | 8.8M | 3.4M | 2.6M | |
1.5B | 1.3B | 1.1B | 1.3B | 1.4B | 1.3B | 1.3B | 1.2B | 679.2M | 707.7M | 661.6M | 516.4M | 210.1M | 262.5M | 94.8M | 57.3M | 51M | |
NON-CURRENT ASSETS | |||||||||||||||||
99.7M | 99.2M | 106.9M | 171M | 177.5M | 169M | 65.8M | 18.6M | 14.4M | 13M | 12.2M | 12.6M | 12.9M | 11.9M | 4.5M | 2.8M | 1.9M | |
394M | 372.2M | 372.2M | 372.2M | 340.9M | 340.9M | 340.9M | 340.9M | 141.9M | 30.1M | 9.2M | 9.2M | 9M | 0.0 | 0.0 | 0.0 | 0.0 | |
12M | 9M | 14.5M | 21.4M | 19.7M | 39.7M | 66.5M | 95.7M | 71.3M | 14.2M | 4M | 5.4M | 6.9M | 0.0 | 0.0 | 0.0 | 0.0 | |
406M | 381.2M | 386.7M | 393.6M | 360.6M | 380.6M | 407.4M | 436.5M | 213.2M | 44.3M | 13.2M | 14.6M | 15.9M | 0.0 | 0.0 | 0.0 | 0.0 | |
334.4M | 148.3M | 156.6M | 205.5M | 230.7M | 301.9M | 224.2M | 201.6M | 114.6M | 107.6M | 106.1M | 203.4M | 51M | 0.0 | 0.0 | 0.0 | 0.0 | |
297.2M | 253.1M | 226.9M | 191.5M | 138.4M | 101.6M | 90.3M | 87.5M | 37.4M | 31.4M | 5.9M | 8.7M | 21.1M | 9.3M | 22.1M | 0.0 | 0.0 | |
76.3M | 49M | 51.3M | 52.6M | 59.3M | 68.5M | 44.3M | 11.9M | 20.1M | 12.3M | 926K | 1.4M | 1.2M | 545K | 5.2M | 28K | 1.8M | |
1.2B | 930.8M | 928.3M | 1B | 966.6M | 1B | 832M | 756.1M | 399.7M | 208.5M | 138.3M | 240.8M | 102.2M | 21.8M | 31.7M | 2.8M | 3.7M | |
2.7B | 2.2B | 2B | 2.3B | 2.3B | 2.4B | 2.2B | 2B | 1.1B | 916.2M | 799.9M | 757.2M | 312.3M | 284.2M | 126.5M | 60.1M | 54.7M | |
LIABILITIES | |||||||||||||||||
CURRENT LIABILITIES | |||||||||||||||||
36.8M | 21.7M | 38.8M | 47M | 34.6M | 26.5M | 34.3M | 30.6M | 13.4M | 9.9M | 8.8M | 7M | 6.5M | 9.8M | 4.3M | 3.7M | 3.3M | |
28.8M | 15.2M | 34.6M | 40.4M | 27.8M | 22.6M | 34.3M | 30.6M | 13.4M | 9.9M | 8.8M | 7M | 6.5M | 9.8M | 4.3M | 3.7M | 3.3M | |
8M | 6.5M | 4.2M | 6.6M | 6.8M | 3.8M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 53K | 0.0 | |
140.6M | 7.9M | 6.3M | 10.6M | 7.5M | 6.7M | 5.6M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1.2M | 2.6M | 0.0 | |
10.4M | 398.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 9.3M | 8.4M | 12.2M | 11.6M | 10.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 6.5M | 4.2M | 6.6M | 6.8M | 3.8M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 221K | 0.0 | 0.0 | |
340.3M | 281.9M | 206.9M | 170.8M | 138.7M | 118.3M | 108.3M | 114.1M | 91.2M | 60.3M | 50.8M | 48.9M | 37.4M | 52.9M | 48.5M | 39M | 45M | |
16.7M | 118M | 112.8M | 96.9M | 107.8M | 62.8M | 79.7M | 80.4M | 59M | 48.9M | 44.8M | 39.4M | 30.9M | 30.5M | 28.3M | 17.4M | 16.3M | |
544.8M | 837.6M | 373.3M | 337.5M | 300.3M | 225.2M | 232.3M | 225.2M | 163.6M | 119.1M | 104.4M | 95.4M | 74.8M | 93.2M | 82.3M | 62.6M | 64.5M | |
NON-CURRENT LIABILITIES | |||||||||||||||||
674.6M | 0.0 | 397.2M | 358.2M | 343.8M | 330.2M | 317.3M | 305.1M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
4.5M | 3.6M | 6M | 7.5M | 7.2M | 14.7M | 23.5M | 23.8M | 19.9M | 9.7M | 1.8M | 6.4M | 3.8M | 2.6M | 25.3M | 21.2M | 33.7M | |
9.3M | 7.6M | 9M | 6.9M | 10.2M | 18.6M | 19.6M | 774K | 2.1M | 3.4M | 4.4M | 4.8M | 5.2M | 4.5M | 774K | 1.4M | 1.2M | |
719.1M | 45.9M | 455.2M | 477.7M | 476.6M | 482.9M | 360.5M | 329.7M | 22M | 13.2M | 6.2M | 11.2M | 9.1M | 7.1M | 26.1M | 22.6M | 34.9M | |
30.7M | 44M | 51.4M | 117.4M | 127M | 119.4M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
1.3B | 883.6M | 828.4M | 815.2M | 777M | 708.1M | 592.8M | 554.8M | 185.6M | 132.2M | 110.6M | 106.5M | 83.8M | 100.3M | 108.4M | 85.2M | 99.4M | |
SHAREHOLDERS' EQUITY | |||||||||||||||||
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 36.5M | 36.5M | 36.5M | |
8K | 8K | 8K | 8K | 8K | 8K | 8K | 8K | 8K | 7K | 7K | 7K | 6K | 5K | 1K | 1K | 1K | |
2B | 2B | 1.8B | 1.8B | 1.6B | 1.5B | 1.4B | 1.3B | 828.4M | 742.7M | 662.9M | 629.1M | 237.8M | 207.6M | 20.2M | 12.6M | 8.5M | |
-554.2M | -624.1M | -618M | -284M | -66.1M | 163M | 190M | 133.5M | 69.1M | 47.8M | 32.9M | 23M | -7.8M | -23.2M | -38.4M | -73.9M | -89.4M | |
-8.9M | -12.2M | -13.9M | -19.8M | -6.2M | -5.2M | -7.8M | -7.7M | -5.8M | -6.6M | -6.3M | -1.4M | -1.6M | -496K | -209K | -336K | -181K | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1K | 0.0 | |
1.5B | 1.3B | 1.2B | 1.5B | 1.5B | 1.7B | 1.6B | 1.4B | 893.3M | 783.9M | 689.4M | 650.7M | 228.4M | 184M | 18.2M | -25.1M | -44.6M | |
1.5B | 1.3B | 1.2B | 1.5B | 1.5B | 1.7B | 1.6B | 1.4B | 893.3M | 783.9M | 689.4M | 650.7M | 228.4M | 184M | 18.2M | -25.1M | -44.6M | |
SUMMARY | |||||||||||||||||
2.7B | 2.2B | 2B | 2.3B | 2.3B | 2.4B | 2.2B | 2B | 1.1B | 916.2M | 799.9M | 757.2M | 312.3M | 284.2M | 126.5M | 60.1M | 54.7M | |
786M | 603.9M | 553.4M | 575.4M | 965.2M | 1.1B | 1.1B | 831.6M | 424.6M | 512.2M | 465.4M | 499.7M | 128M | 0.0 | 0.0 | 0.0 | 0.0 | |
715.7M | 442.9M | 448.6M | 475.6M | 470.8M | 460.6M | 317.3M | 305.1M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
16.6M | -105.1M | 46.8M | -130.7M | 85.9M | 93.6M | 63.2M | -132M | -263.2M | -223.6M | -212.4M | -148.1M | -79.8M | -205.7M | -59.6M | -37.4M | -27.6M | |
84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 | 84,531,266 |
GWRE - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | March 06, 2026 | January 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 05, 2026 | March 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 08, 2026 | January 08, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 18, 2025 | December 15, 2025 | 2025 | |
10-Q 10-Q 2025 Q4 Q4 | December 04, 2025 | October 31, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 03, 2025 | December 03, 2025 | 2025 | |
DEF 14A DEF 14A 2025 N/A | October 30, 2025 | December 15, 2025 | 2025 | |
10-K 10-K 2025 FY FY | September 11, 2025 | July 31, 2025 | 2025 | |
8-K 8-K 2025 N/A | September 04, 2025 | September 04, 2025 | 2025 | |
8-K 8-K 2025 N/A | July 29, 2025 | July 24, 2025 | 2025 |
Continue your GWRE research with focused valuation guides.
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.