Guidewire Software, Inc.

Guidewire Software, Inc.

GWREยทNYSE

$155.01

-4.7%
TechnologySoftware - Application

Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management to capitalize on customer information; and Guidewire Product Content Management that offers software tools and standards-based line-of-business templates to introduce and modify products. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predictive Analytics, a set of cloud-native applications; Guidewire Risk Insights that allows insurers to assess new and evolving risks; Guidewire Business Intelligence that allows insurers to measure business performance; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse, as well as implementation and integration, and professional services. The company was founded in 2001 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$13.18B
EPS0.8300
P/E Ratio186.76
Earnings Date06/04/2026
Guidewire Software, Inc.

Guidewire Software, Inc. Fair Value Envelope

GWRE ยท NYSE

Our analysis suggests that GWRE has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $155.01, this represents a potential HIDDEN relative to our calculated worth for Guidewire Software, Inc..

Intrinsic Value
Current Price: $155.01

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$451.1B
+ Cash & Equivalents$699.1M
Firm Value$451.8B
- Debt$715.7M
Equity Value$451.0B
/ Shares Outstanding84,531,266B
DCF Value$5.3K
UNDERVALUED BY 3342%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$501.0M
$834.4M
$1.4B
$2.3B
$3.9B
$6.4B
$10.7B
$17.8B
$29.6B
$49.4B
Maintenance CapEx
-$1.9M
-$3.2M
-$5.3M
-$8.8M
-$14.7M
-$24.5M
-$40.8M
-$67.9M
-$113.1M
-$188.3M
Owner Earnings
$499.1M
$831.2M
$1.4B
$2.3B
$3.8B
$6.4B
$10.6B
$17.7B
$29.5B
$49.2B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$462.1M
$712.6M
$1.1B
$1.7B
$2.6B
$4.0B
$6.2B
$9.6B
$14.8B
$22.8B
Terminal Value represents 85.8% of Enterprise Value