Green Dot Corporation

Green Dot Corporation

GDOTยทNYSE

$12.44

-1.9%
Financial ServicesFinancial - Credit Services

Green Dot Corporation, a financial technology and bank holding company, provides various financial products to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company offers deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It also provides money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Austin, Texas.

At a Glance

Live Snapshot
Market Cap$705.10M
EPS-1.7900
P/E Ratio-6.95
Earnings Date07/30/2026
3Y+44.0%
5Y+66.0%
10Y+187.0%
3Y-254.0%
5Y-527.0%
10Y-338.0%
3Y-50.0%
5Y-34.0%
10Y+24.0%
Green Dot Corporation

Green Dot Corporation Profit Bridge

GDOT ยท NYSE
Revenue2.08B
Cost of Goods Sold (1.57B)
Gross Profit510.15M
Operating Expenses (454.94M)
Operating Income55.21M
Interest Expense (6.15M)
Other Income/Expense-152.48M
Pretax Income-97.27M
Income Tax (1.59M)
Net Income-98.87M
Net Income
-98.87M

Profitability Analysis

Gross Margin

24.5%

Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.

Operating Margin

2.7%

Minimal operating profit suggests high operating costs or pricing challenges. Scalability is concerning.

Net Profit Margin

-4.8%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

Non-operating losses: Core business is profitable but other expenses (interest, taxes, one-time items) are driving net losses. Review capital structure and non-operating items.

Green Dot Corporation Income Statement

GDOT โ€ข NYSE

Green Dot Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Jul 2009Jul 2008
REVENUE
2.1B
1.7B
1.5B
1.4B
1.4B
1.3B
1.1B
1.1B
901.4M
726.1M
699.4M
605.6M
577.1M
550.4M
467.4M
363.9M
234.8M
168.1M
GROSS PROFIT
(1.6B)
(1.1B)
(880.8M)
(725.7M)
(654.1M)
(527.6M)
(399.1M)
(409.3M)
(361.8M)
(276.1M)
(276.3M)
(203.2M)
(217.2M)
(192.5M)
(87.7M)
(70.1M)
(0.0)
(0.0)
510.2M
580.1M
620.5M
723.9M
779.1M
726.1M
709.5M
656.2M
539.6M
450M
423.1M
402.4M
359.8M
357.9M
379.7M
293.8M
234.8M
168.1M
OPERATING INCOME
(454.9M)
(581.7M)
(597.9M)
(629.5M)
(712.6M)
(696.1M)
(586.6M)
(532.4M)
(436.2M)
(388.4M)
(365M)
(335.8M)
(307.3M)
(281.8M)
(383.9M)
(294.6M)
(171.1M)
(138.9M)
(559.9M)
(587.3M)
(600.9M)
(629.8M)
(712.8M)
(696.8M)
(586.6M)
(532.4M)
(436.2M)
(388.4M)
(365M)
(335.8M)
(307.3M)
(281.8M)
(383.9M)
(294.6M)
(171.1M)
(138.9M)
55.2M
-1.7M
22.7M
94.4M
66.5M
30.1M
122.9M
106.6M
98.3M
63.3M
59.3M
59M
49.1M
72.1M
83.4M
69.3M
63.7M
29.2M
PRE-TAX INCOME
(6.2M)
(5.5M)
(0.0)
(255K)
(150K)
(761K)
(0.0)
(6.5M)
(6.1M)
(9.1M)
(5.9M)
(1.3M)
(72K)
(76K)
(346K)
(52K)
(1K)
(247K)
-6.2M
-5.5M
0.0
-255K
-150K
-761K
0.0
-5M
5.1M
-1.8M
-1.2M
2.8M
3.4M
4M
564K
313K
395K
418K
-104.9M
-5.5M
-3M
-255K
-150K
-761K
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(71M)
(57M)
(0.0)
(0.0)
-152.5M
-20.9M
-8M
-10.5M
-2.8M
-2M
-1.8M
17.2M
5.1M
-1.8M
-1.2M
9.9M
3.4M
4M
564K
313K
395K
418K
-97.3M
-22.5M
14.6M
83.9M
63.7M
28.1M
121.1M
123.8M
103.5M
61.6M
58.1M
68.9M
52.5M
76.1M
84M
69.6M
64.1M
29.6M
NET INCOME
(1.6M)
(4.2M)
(7.9M)
(19.7M)
(16.2M)
(5M)
(21.2M)
(5.1M)
(17.6M)
(20M)
(19.7M)
(25.1M)
(18.5M)
(28.9M)
(31.9M)
(27.4M)
(26.9M)
(12.3M)
-98.9M
-26.7M
6.7M
64.2M
47.5M
23.1M
99.9M
118.7M
85.9M
41.6M
38.4M
42.7M
34M
47.2M
52.1M
42.2M
37.2M
17.3M

SEC Filings

GDOT - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 11, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 11, 2026
May 11, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

April 30, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

April 07, 2026
April 06, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 16, 2026
March 16, 2026
2026
8-K

8-K 2026

N/A

January 07, 2026
January 06, 2026
2026
8-K

8-K 2025

N/A

November 26, 2025
November 23, 2025
2025
8-K

8-K 2025

N/A

November 24, 2025
November 23, 2025
2025
8-K

8-K 2025

N/A

November 10, 2025
November 10, 2025
2025
Showing 1 to 10 of 286 filings