Green Dot Corporation

Green Dot Corporation

GDOTยทNYSE

$12.44

-1.9%
Financial ServicesFinancial - Credit Services

Green Dot Corporation, a financial technology and bank holding company, provides various financial products to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company offers deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It also provides money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Austin, Texas.

At a Glance

Live Snapshot
Market Cap$705.10M
EPS-1.7900
P/E Ratio-6.95
Earnings Date07/30/2026
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Green Dot Corporation Street Expectations Map

GDOT ยท NYSE

Wall Street analysts project that GDOT stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 18.00, with estimates ranging from a low of 18.00 to a high of 18.00.

Lowest Target
18.00
44.69%
Consensus Target
18.00
44.69%
Highest Target
18.00
44.69%

The consensus 1-year price target stands at 18.00, with estimates ranging from a low of 18.00 to a high of 18.00.

Analyst Consensus Analysis

Upside Potential

+44.7%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Green Dot Corporation Forward Estimates of Revenue

GDOT ยท NYSE
Latest Revenue
2.08B
FY 2025
Avg Estimate
2.30B
FY 2026
Estimate Range
2.27B - 2.33B
Analyst Spread

Forward Growth Analysis

Projected Growth+10.5%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Green Dot Corporation Forward Estimates of Net Income

GDOT ยท NYSE
Latest Net Income
-98.87M
FY 2025
Avg Estimate
79.76M
FY 2026
Estimate Range
76.06M - 83.45M
Analyst Spread

Forward Growth Analysis

Projected Growth+180.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Green Dot Corporation Forward Estimates of EPS

GDOT ยท NYSE
Latest EPS
-1.79
FY 2025
Avg Estimate
$1.49
FY 2026
Estimate Range
$1.42 - $1.56
Analyst Spread

Forward Growth Analysis

Projected Growth+183.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Green Dot Corporation Forward Estimates of EBIT

GDOT ยท NYSE
Latest EBIT
55.21M
FY 2025
Avg Estimate
65.98M
FY 2026
Estimate Range
65.12M - 66.85M
Analyst Spread

Forward Growth Analysis

Projected Growth+19.5%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Green Dot Corporation Forward Estimates of EBITDA

GDOT ยท NYSE
Latest EBITDA
140.73M
FY 2025
Avg Estimate
198.34M
FY 2026
Estimate Range
195.74M - 200.94M
Analyst Spread

Forward Growth Analysis

Projected Growth+40.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Green Dot Corporation Forward Estimates of SG&A Expense

GDOT ยท NYSE
Latest SG&A Expense
559.89M
FY 2025
Avg Estimate
1.02B
FY 2026
Estimate Range
1.01B - 1.04B
Analyst Spread

Forward Growth Analysis

Projected Growth+83.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Green Dot Corporation Insider Positioning

GDOT ยท NYSE

During the last 12 months, insiders have sold $488K worth of GDOT shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

22.6K

284.74K

Net Activity

-285K

-$285K

9-12 Months

Bought

0

0.00

Sold

17.0K

203.59K

Net Activity

-204K

-$204K

Top Buyers

No buying activity

Top Sellers

1
RCD

Ruppel Christian Devin

Officer: Interim President

17.0K sharesโ€ข1 transactions

$204K

2
FSS

Fanlo Saturnino Sixto

Director

13.5K sharesโ€ข1 transactions

$170K

3
BJC

Brewster J Chris

Director

8.0K sharesโ€ข1 transactions

$99K

4
PAM

Pugh Amy Myers

Officer: General Counsel And Secretary

1.2K sharesโ€ข1 transactions

$17K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $488K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

4 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.