Green Dot Corporation

Green Dot Corporation

GDOTยทNYSE

$12.44

-1.9%
Financial ServicesFinancial - Credit Services

Green Dot Corporation, a financial technology and bank holding company, provides various financial products to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company offers deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It also provides money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Austin, Texas.

At a Glance

Live Snapshot
Market Cap$705.10M
EPS-1.7900
P/E Ratio-6.95
Earnings Date07/30/2026
3Y-50.0%
5Y-34.0%
10Y+24.0%
3Y-45.0%
5Y-43.0%
10Y+475.0%
3Y+285.0%
5Y-86.0%
10Y-294.0%
GDOT

Green Dot Corporation Cash Conversion Engine

GDOT ยท NYSE
Net Income-98.87M
Depreciation & Amortization85.52M
Stock-Based Compensation18.70M
Change in Working Capital-21.05M
Others153.88M
Capital Expenditures-72.54M
Free Cash Flow66.02M

Cash Flow Quality Analysis

FCF Conversion Rate

-66.8%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

CapEx Intensity

52.4%

Capital-intensive operations require significant reinvestment. Monitor whether CapEx is maintenance or growth-oriented.

FCF Growth Trend

+830.3%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$21.05M

Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.

Cash Flow Quality Insight

Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.

Green Dot Corporation Cash Flow Statement

GDOT โ€ข NYSE

Green Dot Corporation Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Jul 2009Jul 2008
OPERATING ACTIVITIES
-98.9M
-26.7M
6.7M
64.2M
47.5M
23.1M
99.9M
118.7M
85.9M
41.6M
38.4M
42.7M
34M
47.2M
52.1M
42.2M
37.2M
17.3M
85.5M
84.7M
83M
80.6M
84.8M
86.1M
82.1M
71.3M
64.6M
62.5M
61.7M
37M
27.1M
18.1M
12.3M
7.6M
4.6M
4.4M
368K
-10.4M
-11.9M
-6.7M
2.7M
-15M
6.9M
-234K
2.8M
1.3M
-406K
536K
5.5M
7.2M
251K
-704K
-1.7M
40K
18.7M
29.9M
33.7M
34.8M
51.4M
53.7M
29.6M
50.1M
40.7M
28.3M
29.5M
29.3M
23.4M
21M
26.9M
20.6M
2.5M
1.2M
153.9M
66M
54M
59.9M
45.9M
32.6M
86.4M
86.6M
71.9M
76.9M
63.7M
35.4M
50.5M
61.3M
58.7M
21.6M
23M
15.7M
(0.0)
(13.6M)
(24.4M)
(13M)
(27.2M)
(10.6M)
(1.9M)
(6.2M)
(9.6M)
(22.3M)
(9.9M)
(21.6M)
(16.4M)
(28.2M)
(18.3M)
(14.3M)
(27.4M)
(8.1M)
-21.1M
-62.2M
-68.1M
44.8M
-65.3M
28.6M
-114.9M
-75.5M
-47.6M
-99M
-36.2M
-92.4M
-19.2M
-64.8M
-56.2M
-7.9M
-30.2M
-3.7M
138.6M
81.4M
97.5M
277.7M
167M
209.2M
189.9M
251.1M
218.3M
111.5M
156.7M
52.5M
121.3M
90M
94.1M
83.5M
35.3M
35M
INVESTING ACTIVITIES
(0.0)
-74.3M
-75.9M
-84.3M
-57.4M
-59M
-78.2M
-61M
-44.1M
-43.3M
-47.8M
-30.7M
-35.7M
-40.4M
-23.1M
-13.5M
-6.4M
-5.1M
(0.0)
-35M
-35M
-35M
-35M
-35M
(0.0)
(0.0)
-141.5M
(0.0)
-65.2M
-226.7M
(0.0)
-20M
(5.1M)
(0.0)
(0.0)
(0.0)
-1.3B
-11.8M
(0.0)
-963.5M
-1.5B
-994.4M
-189.1M
-186.9M
-58.7M
-135.9M
-195.1M
-212.4M
-274.1M
-271.9M
-45.1M
(0.0)
(0.0)
(0.0)
973.5M
233M
176.9M
297.2M
203.8M
306.6M
115.9M
138.8M
111.6M
107M
132.4M
289.7M
258.1M
119M
20.2M
0.0
0.0
0.0
-143.2M
-30.4M
-32.8M
-34.6M
-29.2M
-4M
-2.5M
-5.9M
-91.3M
-6.1M
72K
1.7M
-1.7M
14.8M
-7.5M
10.2M
-13M
-43K
-450.5M
(81.4M)
(33.2M)
-820.2M
-1.4B
-785.8M
-153.9M
-115M
-223.9M
-78.3M
-175.7M
-178.5M
-53.4M
-198.5M
-50.4M
-3.2M
-19.4M
-5.2M
FINANCING ACTIVITIES
3.7M
0.0
-3.9M
-95.5M
0.0
0.0
-100M
0.0
-52M
-59M
-41M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
14.2M
-11.5M
26M
35M
0.0
-35M
-25M
-22.5M
-22.5M
-22.5M
-22.5M
150M
0.0
0.0
0.0
0.0
0.0
-4.9M
(0.0)
(0.0)
-3.9M
-95.5M
(0.0)
(0.0)
-100M
-46M
-52M
-59M
-41M
-3.2M
-1.5M
(0.0)
(0.0)
(0.0)
-39.8M
(0.0)
123.4M
754.6M
-286.1M
97.2M
1B
1B
59.9M
-28.5M
284.7M
14.1M
126.1M
269.4M
57.9M
179.5M
14.3M
30.9M
-1.8M
1.7M
141.3M
743.1M
-264M
36.7M
1B
1B
-65.1M
-51M
192.2M
-72.7M
66.5M
427.1M
59.1M
179.7M
14.3M
30.9M
-28.6M
-3.3M
CASH FLOW SUMMARY
-170.7M
905.9M
-133.3M
-505.8M
-171.1M
430.5M
-29.1M
85.1M
186.6M
-39.5M
47.5M
301M
127M
71.2M
57.9M
111.2M
-12.7M
26.6M
1.6B
686.5M
819.8M
1.3B
1.5B
1.1B
1.1B
1B
732.7M
772.1M
724.6M
423.6M
296.6M
225.4M
167.5M
56.3M
39.3M
12.7M
1.4B
1.6B
686.5M
819.8M
1.3B
1.5B
1.1B
1.1B
919.2M
732.7M
772.1M
724.6M
423.6M
296.6M
225.4M
167.5M
26.6M
39.3M
66M
7.1M
21.6M
193.4M
109.6M
150.1M
111.7M
190M
174.2M
68.2M
108.9M
21.8M
85.6M
49.6M
71M
70M
28.9M
29.9M

SEC Filings

GDOT - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 11, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 11, 2026
May 11, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

April 30, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

April 07, 2026
April 06, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 16, 2026
March 16, 2026
2026
8-K

8-K 2026

N/A

January 07, 2026
January 06, 2026
2026
8-K

8-K 2025

N/A

November 26, 2025
November 23, 2025
2025
8-K

8-K 2025

N/A

November 24, 2025
November 23, 2025
2025
8-K

8-K 2025

N/A

November 10, 2025
November 10, 2025
2025
Showing 1 to 10 of 286 filings