FNB - NYSE
F.N.B. Corporation
$17.07
-0.18%F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. The company operates through three segments: Community Banking, Wealth Management, and Insurance. It offers commercial banking solutions, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. The company also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services; and wealth management services comprising personal and corporate fiduciary services comprising administration of decedent and trust estates; securities brokerage and investment advisory services, mutual funds, and annuities; and commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. As of December 31, 2021, it operated 334 banking offices in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.
At a Glance
Live SnapshotF.N.B. Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.
CapEx Intensity
Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.
F.N.B. Corporation Cash Flow Statement
FNB • NYSE
| F.N.B. Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
565.4M | 465M | 485M | 439M | 405M | 286M | 387M | 373M | 199M | 171M | 159.6M | 144.1M | 117.8M | 110.4M | 87M | 74.7M | 41.1M | 35.6M | 69.7M | 67.6M | |
0.0 | 67M | 78M | 73M | 10M | -3M | 45M | 109M | 89M | 61M | 43.9M | 40.1M | 30.8M | 31.8M | 22.4M | 27.3M | 25.9M | 21M | 13.4M | 14.5M | |
0.0 | 45M | -6M | 11M | 15M | -18M | 33M | 33M | 129M | 13M | 522K | 41.4M | 14M | 28.9M | 7.1M | 149K | -9.5M | -11M | 3.1M | 955K | |
100.6M | 74M | -131M | 722M | 86M | -157M | -192M | 105M | -111M | 58M | 29.7M | -6.9M | 65.2M | 52.6M | 63.5M | 63.8M | 62.9M | 72.8M | 20.8M | 8M | |
(0.0) | (0.0) | (94M) | (81M) | (74M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-184M | -9M | -3M | -27M | 14M | 5M | -14M | -9M | -27M | -10M | -10.3M | 228.1M | 118.4M | 320.3M | 109.5M | -3.1M | -4.6M | 258.5M | -7.2M | 25.9M | |
482M | 642M | 423M | 1.2B | 530M | 113M | 259M | 611M | 279M | 293M | 223.5M | 446.8M | 346.1M | 544M | 289.5M | 162.8M | 115.8M | 376.9M | 99.8M | 117M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -139M | -88M | -95M | -58M | -41M | -46M | -35M | -57M | -60M | -9.7M | -20.2M | -14.9M | -12.8M | -17.1M | -9.8M | -8M | -14.2M | -2.8M | -4.2M | |
(0.0) | (0.0) | (0.0) | (188M) | (0.0) | (0.0) | (0.0) | (134M) | (197M) | (245.8M) | (144.6M) | (60M) | (141.6M) | (203.5M) | (23.4M) | (0.0) | (48K) | (57.4M) | (0.0) | -17.1M | |
(0.0) | -1.7B | -1.2B | -2.1B | -3.1B | -2.7B | -1.1B | -1.6B | -2.3B | -2.1B | -887.5M | -1.3B | -748.4M | -1.5B | -673.3M | -868.2M | -709.7M | -648.7M | -352.9M | -69.7M | |
0.0 | 1.4B | 1.5B | 1.8B | 2.5B | 2.9B | 1.2B | 962M | 1.8B | 1.5B | 595.9M | 698M | 670.8M | 880.5M | 795.5M | 679.6M | 538.2M | 373.5M | 357.4M | 232.8M | |
-1.5B | -1.3B | -2.4B | -2.8B | 558M | -2.1B | -1.2B | -1.4B | -1.2B | -833M | -986M | -1.2B | -653.6M | -413.7M | -412.5M | -312.2M | -106.2M | -267.5M | -107.1M | -225.4M | |
-1.5B | -1.7B | -2.3B | -3.1B | -153M | -1.8B | -1.1B | -1.9B | -1.5B | -1.3B | -1.1B | -1.7B | -604.4M | -793.5M | -284M | -510.6M | -285.7M | -499.4M | -105.3M | -83.6M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-50M | -3M | -36M | -43M | -43M | -38M | 0.0 | 0.0 | 11M | 18M | 12.7M | 12.9M | 62.1M | 8.9M | 71.1M | 6.7M | 228.3M | 8M | -2M | -8.1M | |
-352M | -211M | 2B | -29M | -680M | -1.7B | -198M | 410M | 335M | 125M | 107.2M | 1.1B | -11.7M | 61.7M | -40.7M | -48.4M | -93.1M | 119M | 47.4M | -97M | |
-174M | -177M | -182M | -179M | -164M | -165M | -165M | -165M | -151M | -110M | -92.6M | -89.6M | -71.2M | -67.6M | -60.7M | -55.3M | -52.4M | -78.3M | -57.5M | -55.4M | |
-50M | -3M | -36M | -43M | -43M | -38M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -9.2M | -9.6M | |
1.7B | 2.4B | -54M | 269M | 2.6B | 4.4B | 1.3B | 1.1B | 1.2B | 816M | 1.1B | 363.5M | 147.2M | 276.7M | 102.3M | 265.7M | 325.4M | 112.7M | 25.5M | 117.9M | |
1.1B | 1.9B | 1.7B | 18M | 1.7B | 2.5B | 983M | 1.3B | 1.4B | 849M | 1.1B | 1.4B | 233.3M | 279.6M | 71.9M | 168.8M | 308.2M | 161.5M | 13.4M | -42.6M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
79M | 843M | -98M | -1.8B | 2.1B | 784M | 111M | 9M | 108M | -118M | 201.7M | 73.4M | -25.1M | 30.1M | 77.4M | -179M | 138.3M | 39M | 7.9M | -9.2M | |
2.4B | 1.6B | 1.7B | 3.5B | 1.4B | 599M | 488M | 479M | 371.4M | 489.1M | 287.4M | 214M | 239M | 209M | 131.6M | 310.6M | 172.2M | 130.2M | 122.4M | 131.6M | |
2.5B | 2.4B | 1.6B | 1.7B | 3.5B | 1.4B | 599M | 488M | 479.4M | 371.4M | 489.1M | 287.4M | 214M | 239M | 209M | 131.6M | 310.6M | 169.2M | 130.2M | 122.4M | |
376M | 503M | 335M | 1.1B | 472M | 72M | 213M | 576M | 222M | 233M | 213.8M | 426.6M | 331.2M | 531.3M | 272.4M | 153M | 107.8M | 362.7M | 97.1M | 112.8M |
SEC Filings
FNB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 19, 2026 | May 15, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 08, 2026 | May 06, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 17, 2026 | April 16, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 14, 2026 | April 14, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 25, 2026 | May 06, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 24, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 21, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 05, 2025 | November 05, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 05, 2025 | September 30, 2025 | 2025 |
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