F.N.B. Corporation

F.N.B. Corporation

FNBยทNYSE

$17.07

-0.18%
Financial ServicesBanks - Regional

F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. The company operates through three segments: Community Banking, Wealth Management, and Insurance. It offers commercial banking solutions, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. The company also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services; and wealth management services comprising personal and corporate fiduciary services comprising administration of decedent and trust estates; securities brokerage and investment advisory services, mutual funds, and annuities; and commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. As of December 31, 2021, it operated 334 banking offices in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$6.08B
EPS1.5700
P/E Ratio10.87
Earnings Date07/16/2026
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F.N.B. Corporation Street Expectations Map

FNB ยท NYSE

Wall Street analysts project that FNB stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 20.33, with estimates ranging from a low of 20.00 to a high of 21.00.

Lowest Target
20.00
17.16%
Consensus Target
20.33
19.10%
Highest Target
21.00
23.02%

The consensus 1-year price target stands at 20.33, with estimates ranging from a low of 20.00 to a high of 21.00.

Analyst Consensus Analysis

Upside Potential

+19.1%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

4.9% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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F.N.B. Corporation Forward Estimates of Revenue

FNB ยท NYSE
Latest Revenue
2.69B
FY 2025
Avg Estimate
1.90B
FY 2026
Estimate Range
1.88B - 1.91B
Analyst Spread

Forward Growth Analysis

Projected Growth-29.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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F.N.B. Corporation Forward Estimates of Net Income

FNB ยท NYSE
Latest Net Income
565.39M
FY 2025
Avg Estimate
618.58M
FY 2026
Estimate Range
613.37M - 631.41M
Analyst Spread

Forward Growth Analysis

Projected Growth+9.4%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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F.N.B. Corporation Forward Estimates of EPS

FNB ยท NYSE
Latest EPS
1.57
FY 2025
Avg Estimate
$1.72
FY 2026
Estimate Range
$1.69 - $1.74
Analyst Spread

Forward Growth Analysis

Projected Growth+9.8%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage7 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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F.N.B. Corporation Forward Estimates of EBIT

FNB ยท NYSE
Latest EBIT
669.36M
FY 2025
Avg Estimate
550.72M
FY 2026
Estimate Range
544.92M - 553.62M
Analyst Spread

Forward Growth Analysis

Projected Growth-17.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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F.N.B. Corporation Forward Estimates of EBITDA

FNB ยท NYSE
Latest EBITDA
669.36M
FY 2025
Avg Estimate
594.10M
FY 2026
Estimate Range
587.84M - 597.22M
Analyst Spread

Forward Growth Analysis

Projected Growth-11.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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F.N.B. Corporation Forward Estimates of SG&A Expense

FNB ยท NYSE
Latest SG&A Expense
715.78M
FY 2025
Avg Estimate
514.75M
FY 2026
Estimate Range
509.33M - 517.46M
Analyst Spread

Forward Growth Analysis

Projected Growth-28.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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F.N.B. Corporation Insider Positioning

FNB ยท NYSE

During the last 12 months, insiders have sold $935K worth of FNB shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

15.0K

265.05K

Net Activity

-265K

-$265K

6-9 Months

Bought

0

0.00

Sold

40.0K

670.08K

Net Activity

-670K

-$670K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
DJL

Dutey James L

Officer: Corporate Controller

40.0K sharesโ€ข1 transactions

$670K

2
GGL

Guerrieri Gary L

Officer: Chief Credit Officer

15.0K sharesโ€ข1 transactions

$265K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $935K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.