FNB - NYSE

F.N.B. Corporation

FNB·NYSE

$17.07

-0.18%

Financial ServicesBanks - Regional

F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. The company operates through three segments: Community Banking, Wealth Management, and Insurance. It offers commercial banking solutions, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. The company also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services; and wealth management services comprising personal and corporate fiduciary services comprising administration of decedent and trust estates; securities brokerage and investment advisory services, mutual funds, and annuities; and commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. As of December 31, 2021, it operated 334 banking offices in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$6.08B

EPS1.5700

P/E Ratio10.87

Earnings Date07/16/2026

50.23B

Assets

3Y+15.0%

5Y+34.0%

10Y+130.0%

43.47B

Total Liabilities

3Y+14.0%

5Y+34.0%

10Y+126.0%

6.76B

Total Equity

3Y+20.0%

5Y+36.0%

10Y+163.0%

F.N.B. Corporation Funding & Solvency Profile

FNB · NYSE

Current Assets

Cash & Cash Equivalents2.50B

Net Receivables34.34B

Inventory0.00

Other Current Assets515.00M

Total Current Assets41 B

Non-Current Assets

Property, Plant & Equipment568.00M

Goodwill & Intangible Assets2.52B

Long-Term Investments4.12B

Other Non-Current Assets667.00M

Total Non-Current Assets5 B

Total Assets

50.23B

Financial Health Analysis

Current Ratio

1.01x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

6.43x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

302 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

82% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

F.N.B. Corporation Balance Sheet

FNB • NYSE

F.N.B. Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	2.5B	2.4B	1.6B	1.7B	3.5B	1.4B	599M	488M	479.4M	371.4M	489.1M	287.4M	214M	239M	209M	131.6M	310.6M	172.2M	130.7M	123.8M
Short-Term Investments	3.7B	3B	3.3B	3.3B	3.4B	3.5B	3.3B	3.3B	2.8B	2.2B	1.6B	1.5B	1.1B	1.2B	640.6M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	6.2B	5.4B	4.8B	4.9B	6.9B	4.8B	3.9B	3.8B	3.2B	2.6B	2.1B	1.8B	1.4B	1.4B	849.5M	131.6M	310.6M	172.2M	130.7M	123.8M
Net Receivables	34.3B	742M	578M	505.5M	480.3M	468M	432M	373M	267M	196.6M	204.6M	177.8M	158.9M	130.1M	110.8M	0.0	0.0	0.0	0.0	0.0
Accounts Receivables	34.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Receivables	0.0	742M	577.8M	505.5M	480.3M	468M	432M	373M	267M	196.6M	204.6M	177.8M	158.9M	130.1M	110.8M	0.0	0.0	0.0	0.0	0.0
Other Current Assets	515M	0.0	0.0	0.0	14.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	41.1B	6.1B	5.4B	5.5B	7.4B	5.3B	4.3B	4.2B	3.5B	2.8B	2.3B	2B	1.5B	1.5B	960.3M	131.6M	310.6M	172.2M	130.7M	123.8M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	568M	536M	461M	432M	345M	332M	333M	330M	336.5M	244M	159.1M	168.8M	154M	140.4M	130M	116M	117.9M	122.6M	80.5M	86.5M
Goodwill	2.5B	2.5B	2.5B	2.5B	2.3B	2.3B	2.3B	2.3B	2.2B	1B	833.1M	832.2M	764.2M	675.6M	568.5M	528.7M	528.7M	528.3M	242.1M	242.5M
Intangible Assets	36M	51M	69M	89M	42M	54M	67M	79M	92.1M	53.8M	45.6M	47.5M	47.6M	37.9M	31M	32.4M	39.1M	46.2M	19.4M	23.9M
Goodwill & Intangible Assets	2.5B	2.5B	2.5B	2.6B	2.3B	2.3B	2.3B	2.3B	2.3B	1.1B	878.7M	879.7M	811.9M	713.4M	599.4M	561.1M	567.9M	574.5M	261.6M	266.3M
Long-Term Investments	4.1B	37.5B	35.7B	33.6B	27.9B	27.7B	26B	24.9B	23.9B	16.9B	13.5B	12.4B	10.4B	9B	7.6B	7.7B	7.2B	7.1B	5.3B	5.2B
Other Non-Current Assets	667M	2B	2B	1.7B	1.6B	1.7B	1.6B	1.4B	1.3B	823.4M	709.9M	676.5M	640.3M	590.8M	520M	477.9M	464.7M	443M	292.2M	292M
Total Non-Current Assets	7.9B	42.5B	40.8B	38.3B	32.1B	32B	30.3B	28.9B	27.9B	19B	15.2B	14.1B	12B	10.5B	8.8B	8.8B	8.4B	8.2B	6B	5.9B
Other Assets	1.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	50.2B	48.6B	46.2B	43.7B	39.5B	37.4B	34.6B	33.1B	31.4B	21.8B	17.6B	16.1B	13.6B	12B	9.8B	9B	8.7B	8.4B	6.1B	6B
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	2B	1.1B	2.4B	1.2B	1.4B	1.7B	3.1B	4B	3.5B	2.4B	1.9B	1.9B	1.1B	947.8M	716.7M	753.6M	669.2M	596.3M	449.8M	363.9M
Other Current Liabilities	38.8B	37.1B	34.7B	34.8B	31.7B	29.1B	24.8B	23.5B	22.4B	16.1B	12.6B	11.4B	10.2B	9.1B	7.3B	6.6B	6.4B	6.1B	4.4B	4.4B
Total Current Liabilities	40.8B	38.2B	37.1B	36B	33.1B	30.8B	27.9B	27.5B	25.9B	18.4B	14.5B	13.3B	11.3B	10B	8B	7.4B	7B	6.7B	4.8B	4.7B
NON-CURRENT LIABILITIES
Long Term Debt	1.9B	3.1B	2.1B	1.2B	812M	1.2B	1.4B	740M	806M	667.4M	765.6M	670.4M	348.6M	428.8M	426.6M	396.1M	529.6M	695.6M	632.4M	670.9M
Other Non-Current Liabilities	0.0	948M	920M	837M	419M	374M	390M	283M	262M	165M	147.6M	140.3M	130.4M	163.2M	143.2M	98M	86.8M	92.3M	63.8M	62.5M
Total Non-Current Liabilities	1.9B	4.1B	3B	2.1B	1.2B	1.6B	1.8B	1B	1.1B	832.5M	913.3M	810.7M	479M	591.9M	569.9M	494M	616.4M	787.9M	696.2M	733.5M
Other Liabilities	793M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	104.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	43.5B	42.3B	40.1B	38.1B	34.4B	32.4B	29.7B	28.5B	27B	19.3B	15.5B	14.1B	11.8B	10.6B	8.6B	7.9B	7.7B	7.4B	5.5B	5.5B
SHAREHOLDERS' EQUITY
Treasury Stock	-220M	-180M	-187M	-167M	-117M	-68M	-27M	-21M	-19M	-14.8M	-12.8M	-16.3M	-7.2M	-5M	-3.4M	-2.6M	-1.7M	-462K	-824K	-1M
Preferred Stock	0.0	0.0	107M	107M	107M	107M	107M	107M	106.9M	106.9M	106.9M	106.9M	106.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	4M	4M	4M	4M	3M	3M	3M	3M	3M	2.1M	1.8M	1.8M	1.6M	1.4M	1.3M	1.1M	1.1M	894K	602K	601K
Additional Paid-In Capital	4.7B	4.7B	4.7B	4.7B	4.1B	4.1B	4.1B	4B	4B	2.2B	1.8B	1.8B	1.6B	1.4B	1.2B	1.1B	1.1B	953.2M	508.9M	506M
Retained Earnings	2.3B	2B	1.7B	1.4B	1.1B	869M	798M	576M	368M	304.4M	243.2M	176.1M	121.9M	75.3M	32.9M	6.6M	-12.8M	-1.1M	42.4M	33.3M
Accumulated Other Comprehensive Income/Loss	-63M	-169M	-235M	-357M	-62M	-39M	-65M	-106M	-83M	-61.4M	-51.1M	-46M	-56.9M	-46.2M	-45.1M	-33.7M	-30.6M	-26.5M	-6.7M	-1.5M
Total Stockholders' Equity	6.8B	6.3B	6.1B	5.7B	5.2B	5B	4.9B	4.6B	4.4B	2.6B	2.1B	2B	1.8B	1.4B	1.2B	1.1B	1B	926M	544.4M	537.4M
Total Equity	6.8B	6.3B	6.1B	5.7B	5.2B	5B	4.9B	4.6B	4.4B	2.6B	2.1B	2B	1.8B	1.4B	1.2B	1.1B	1B	926M	544.4M	537.4M
SUMMARY
Total Liabilities & Equity	50.2B	48.6B	46.2B	43.7B	39.5B	37.4B	34.6B	33.1B	31.4B	21.8B	17.6B	16.1B	13.6B	12B	9.8B	9B	8.7B	8.4B	6.1B	6B
Total Investments	7.8B	40.4B	39B	36.8B	31.3B	31.1B	29.3B	28.2B	26.7B	19.1B	15.1B	13.9B	11.6B	10.2B	8.2B	7.7B	7.2B	7.1B	5.3B	5.2B
Total Debt	3.9B	4.3B	4.5B	2.5B	2.2B	2.9B	4.6B	4.8B	4.3B	3B	2.7B	2.6B	1.5B	1.4B	1.1B	1.1B	1.2B	1.3B	1.1B	1B
Net Debt	1.4B	1.8B	2.9B	791M	-1.3B	1.5B	4B	4.3B	3.9B	2.7B	2.2B	2.3B	1.2B	1.1B	934.3M	1B	888.2M	1.1B	951.5M	911M
Shares Outstanding	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028	358,150,028

SEC Filings

FNB - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 19, 2026	May 15, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 08, 2026	May 06, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 06, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 17, 2026	April 16, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 14, 2026	April 14, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 25, 2026	May 06, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 24, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 21, 2026	January 20, 2026	2026	View Filing
8-K 8-K 2025 N/A	November 05, 2025	November 05, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	November 05, 2025	September 30, 2025	2025	View Filing

Showing 1 to 10 of 579 filings

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