Fiserv, Inc.

Fiserv, Inc.

FIยทNYSE

$63.80

+0.0000%
TechnologyInformation Technology Services

Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.

At a Glance

Live Snapshot
Market Cap$34.31B
EPS5.4100
P/E Ratio37.97
Earnings Date02/04/2026
3Y+26.0%
5Y+101.0%
10Y+289.0%
3Y+135.0%
5Y+251.0%
10Y+340.0%
3Y+64.0%
5Y+137.0%
10Y+393.0%
Fiserv, Inc.

Fiserv, Inc. Profit Bridge

FI ยท NYSE
Revenue20.46B
Cost of Goods Sold (8.01B)
Gross Profit12.44B
Operating Expenses (6.56B)
Operating Income5.88B
Interest Expense (1.24B)
Other Income/Expense-2.06B
Pretax Income3.82B
Income Tax (641.00M)
Net Income3.13B
Net Income
3.13B

Profitability Analysis

Gross Margin

60.8%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

28.7%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

15.3%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

16.8%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Fiserv, Inc. Income Statement

FI โ€ข NYSE

Fiserv, Inc. Income StatementDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006Dec 2005
REVENUE
20.5B
19.1B
17.7B
16.2B
14.9B
10.2B
5.8B
5.7B
5.5B
5.3B
5.1B
4.8B
4.5B
4.3B
4.1B
4.1B
4.7B
3.9B
4.5B
4.1B
GROSS PROFIT
(8B)
(7.7B)
(8B)
(8.1B)
(7.8B)
(5.3B)
(3.1B)
(3B)
(3B)
(2.9B)
(2.9B)
(2.8B)
(2.6B)
(2.5B)
(2.4B)
(2.4B)
(3B)
(2.6B)
(3.2B)
(2.8B)
12.4B
11.4B
9.7B
8.1B
7B
4.9B
2.8B
2.7B
2.5B
2.3B
2.2B
2B
1.9B
1.8B
1.7B
1.7B
1.7B
1.3B
1.3B
1.3B
OPERATING INCOME
(6.6B)
(6.4B)
(6B)
(5.8B)
(5.2B)
(3.3B)
(1B)
(1.1B)
(1.1B)
(1B)
(975M)
(977M)
(824M)
(764M)
(740M)
(751M)
(813M)
(540M)
(484M)
(409M)
(6.6B)
(6.6B)
(5.9B)
(5.8B)
(5.7B)
(3.3B)
(1.2B)
(1.2B)
(1.1B)
(1B)
(975M)
(977M)
(829M)
(799M)
(740M)
(751M)
(833M)
(555M)
(589.4M)
(516.1M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(82M)
(102M)
(73M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
5.9B
5B
3.7B
2.3B
1.9B
1.6B
1.8B
1.5B
1.4B
1.3B
1.2B
1.1B
1B
990M
1B
946M
908M
739M
665M
662M
PRE-TAX INCOME
(1.2B)
(1B)
(746M)
(696M)
(716M)
(507M)
(189M)
(175M)
(163M)
(170M)
(164M)
(163M)
(174M)
(188M)
(198M)
(220M)
(260M)
(76M)
(0.0)
(0.0)
-1.2B
-976M
-733M
-693M
-709M
-473M
-189M
-173M
-170M
-169M
-163M
-162M
-167M
-182M
-188M
-212M
-247M
-69M
0.0
0.0
(0.0)
-167M
(147M)
(0.0)
-464M
-15M
-227M
-10M
(0.0)
(0.0)
-82M
-102M
(0.0)
-35M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-2.1B
-1.1B
-607M
-522M
-681M
-497M
-188M
-142M
-23M
-222M
-72M
-83M
-156M
-284M
-200M
-215M
-324M
-69M
-50M
130.5M
3.8B
3.9B
3.1B
1.8B
1.2B
1.1B
1.6B
1.4B
1.4B
1.1B
1B
898M
889M
729M
793M
734M
619M
661M
710.3M
818M
NET INCOME
(641M)
(754M)
(551M)
(363M)
(196M)
(198M)
(378M)
(158M)
(492M)
(377M)
(384M)
(328M)
(300M)
(254M)
(301M)
(273M)
(288M)
(256M)
(236M)
(274M)
3.1B
3.1B
2.5B
1.3B
958M
893M
1.2B
1.2B
930M
712M
754M
648M
611M
472M
496M
476M
569M
439M
449.9M
516.4M

SEC Filings

FI - Filing history and reports

No SEC filings available for FI