Fiserv, Inc.

Fiserv, Inc.

FIยทNYSE

$63.80

+0.0000%
TechnologyInformation Technology Services

Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.

At a Glance

Live Snapshot
Market Cap$34.31B
EPS5.4100
P/E Ratio37.97
Earnings Date02/04/2026
3Y+64.0%
5Y+126.0%
10Y+393.0%
3Y+47.0%
5Y-86.0%
10Y+568.0%
3Y+447.0%
5Y-129.0%
10Y+314.0%
FI

Fiserv, Inc. Cash Conversion Engine

FI ยท NYSE
Net Income3.18B
Depreciation & Amortization3.10B
Stock-Based Compensation367.00M
Change in Working Capital-338.00M
Others989.00M
Capital Expenditures-1.57B
Free Cash Flow5.06B

Cash Flow Quality Analysis

FCF Conversion Rate

159.2%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

23.7%

Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.

FCF Growth Trend

+34.1%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$338.00M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Fiserv, Inc. Cash Flow Statement

FI โ€ข NYSE

Fiserv, Inc. Cash Flow StatementDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006Dec 2005
OPERATING ACTIVITIES
3.2B
3.1B
2.6B
1.4B
975M
914M
1.2B
1.2B
930M
712M
754M
650M
597M
19M
506M
473M
569M
439M
449.9M
516.4M
3.1B
2.9B
3.2B
3.2B
3.2B
1.7B
556M
433M
411M
417M
404M
403M
354M
349M
339M
333M
204M
193M
199.1M
179.2M
-662M
-511M
-558M
-262M
71M
47M
133M
-247M
21M
20M
3M
-9M
5M
29M
37M
64M
-4M
20M
13.7M
19.2M
367M
342M
323M
239M
369M
229M
73M
63M
68M
65M
49M
46M
44M
39M
39M
36M
34M
0.0
0.0
0.0
989M
249M
-154M
-47M
-267M
51M
-228M
17M
-32M
56M
1M
-55M
-87M
537M
45M
-13M
-49M
-19M
17.4M
-91.9M
(1.2B)
(1.2B)
(709M)
(666M)
(156M)
(197M)
(259M)
(409M)
(408M)
(306M)
(336M)
(299M)
(321M)
(195M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-338M
-912M
-744M
-495M
-211M
36M
-169M
-15M
33M
76M
96M
4M
-78M
-20M
-8M
-43M
21M
-38M
-38.4M
-25.8M
6.6B
5.2B
4.6B
4B
4.1B
2.9B
1.6B
1.5B
1.4B
1.3B
1.3B
1B
835M
953M
958M
850M
775M
631M
635M
597.1M
INVESTING ACTIVITIES
-1.6B
-1.4B
-1.5B
-1.2B
-900M
-721M
-360M
-287M
-290M
-359M
-292M
-236M
-195M
-192M
-175M
-198M
-199M
-160M
-187.5M
-165M
(0.0)
(165M)
-742M
-848M
(440M)
-16B
-293M
-367M
-265M
-78.7M
-117.5M
-30M
(0.0)
-511M
(40M)
(0.0)
(413M)
-4.3B
-181M
-509.6M
-155M
-39M
-52M
-256M
-1M
-45M
-3M
-10M
-1M
-869K
-1.5M
-4M
-5.8M
-8.2M
-7.4M
-57M
(0.0)
(0.0)
(0.0)
-104.8M
61M
5M
23M
519M
900M
721M
143.8M
53.3M
11.1M
1M
7M
72.5M
0.0
-65.9M
-110.4M
0.0
0.0
19M
107.4M
282.2M
-741M
189M
138M
115M
-780M
-603M
-150.8M
-46.3M
-9.1M
77.5M
118M
49.5M
62.8M
112.1M
136.7M
7M
-8M
0.0
0.0
68M
-2.4B
-1.1B
-2.1B
-1.6B
-341M
-16.6B
-663M
-657M
-554M
-360M
-286M
-148M
-138M
-665M
-116M
-248M
(206M)
-4.5B
-261.1M
-429.2M
FINANCING ACTIVITIES
-5.7B
-4.7B
-2.5B
-2.6B
-1.7B
-405M
-1.9B
-1.1B
-1.2B
-1.5B
-1.1B
-529M
-538M
-460M
-351M
-130M
-404M
-419M
-524M
-621M
1.7B
1.1B
146M
295M
-2B
15B
1B
325M
263M
414M
-49M
-338M
-173M
-37M
-312M
-475M
-1.3B
4.5B
139M
-10M
-5.8B
-4.8B
-2.7B
-2.8B
-1.8B
-561M
-1.9B
-1.2B
-1.2B
-1.5B
-1.1B
-578M
-634M
-533M
-413M
-175M
-441M
-469M
-560.1M
-653M
-90M
-726M
53M
1.6B
-100M
-209M
70M
0.0
51M
32M
18M
43M
5M
-1M
-8M
4M
-6M
-19M
12M
131M
-4.2B
-4.4B
-2.5B
-761M
-3.8B
14.2B
-842M
-820M
-852M
-1B
-1.1B
-873M
-706M
-498M
-671M
-601M
-1.7B
4B
-373M
-499.6M
CASH FLOW SUMMARY
-32M
33M
-41M
-27M
16M
1M
3.4M
0.0
3.7M
1.1M
4.9M
1.8M
-737K
-16M
285K
94M
667M
0.0
0.0
0.0
30M
-229M
-13M
1.6B
-14M
518M
90M
25M
25M
-19M
-106M
42M
21M
-226M
200M
95M
-65M
180M
857K
-331.7M
3B
3.2B
3.2B
2.7B
933M
415M
325M
300M
275M
294M
400M
358M
337M
563M
363M
268M
297M
117M
184.5M
516.1M
3B
3B
3.2B
4.4B
919M
933M
415M
325M
300M
275M
294M
400M
358M
337M
563M
363M
232M
297M
185.3M
184.5M
5.1B
3.8B
3.1B
2.9B
3.2B
2.1B
1.2B
1.2B
1.1B
987M
1B
803M
640M
761M
783M
652M
576M
471M
447.5M
432.2M

SEC Filings

FI - Filing history and reports

No SEC filings available for FI